• Title/Summary/Keyword: economic preparation for old age

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The Effect of Preparation for Old Age on Life Satisfaction in Middle-aged People: Focusing on Mediating Effects of Self-Efficacy (중장년층의 노후준비가 삶의 만족도에 미치는 영향: 자기효능감의 매개효과를 중심으로)

  • Yeom, In-Sook
    • The Journal of the Korea Contents Association
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    • v.19 no.10
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    • pp.472-486
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    • 2019
  • This study was conducted to analyze the influence relationship between the elderly's readiness for old age and life satisfaction, and to verify the mediating effect of self-efficacy in the influence relationship between the elderly's readiness for old age and life satisfaction. For this, a survey was conducted on middle-aged people in Seoul and Gyeonggi-do, and frequency analysis, correlation analysis, and hierarchical regression analysis were conducted using SPSS 25.0. As a result of the analysis, life satisfaction was influenced by self-efficacy, social preparation for old age, physical preparation for old age, economic preparation for old age, and academic ability in order and It was confirmed that psychological factors rather than demographic characteristics were more influential factors on life satisfaction of middle-aged people. In addition, self-efficacy had a mediating effect on the relationship between the degree of preparation for old age and life satisfaction. Based on this, the alternatives to raise the life satisfaction of middle-aged people, the limitations of this study, and the follow-up studies were discussed.

Effects of The Degree of Preparation for Old Age and Perception of the Successful Aging on Life Satisfaction of Middle-aged Women (중년기 여성의 노후준비도와 성공적 노후에 대한 인식이 생활만족도에 미치는 영향)

  • Ahn, Hyun-Sun;Kim, Hyo-Min;Anh, Jin-Kyung;Kim, Yang-Hee
    • Journal of Family Resource Management and Policy Review
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    • v.13 no.3
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    • pp.137-155
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    • 2009
  • The purpose of this study is to analyze the effects of the degree of preparation for old age and perception of successful aging on the life satisfaction of middle-aged women. The participants in this study were 300 women ranging in age from 35 years to 65years who reside in Seoul, Gyeonggi-do, and other cities. Two hundred eight self-reported questionnaires were used for final analysis by SPSS WIN14. The major results of this study were as follows: First, there were differences in the degree of preparation for old age of middle-aged women by age, academic career, income, area, and religion. Second, there were differences in self-efficacy in the perception of successful aging by academic career, an income, and area. Third, there were differences in the degree of life satisfaction of middle-aged women by academic career and income. Finally, the most effective variables on the degree of life satisfaction were the degree of preparation for old age, perception of successful aging, and income. Consequently, to improve the life satisfaction of middle-aged women, social groups, local self-governments, and the government have to educate women on economic management for preparation for old age and human relationship progress programs, as well as promote healthy leisure cultures.

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A Study on the Factors Affecting the Recognition of Age Preparation for Middle and Old Aged (중·장년 노후생활인식에 영향을 미치는 요인에 관한 연구)

  • Lee, Kuk-Gwen;Kim, Jae Ho
    • The Journal of the Convergence on Culture Technology
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    • v.5 no.2
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    • pp.189-194
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    • 2019
  • In this research, it is the research which carried out the fact-finding for the preparation of old age targeting middle and middle age. After requesting a questionnaire survey for middle-aged and elderly people, it was carried out by the method of collection. A total of 350 copies were distributed, and there were a lot of questions that were poor in response or lacking. Except for the 39 copies, a total of 311 copies of SPSS 22.0 were tried and frequency analysis, t-test and oneway ANOVA were performed. Targeting middle-aged and elderly people, we grasped the difference in regional characteristics and differences in life of old-aged people. The purpose of this study is as follows. First of all, the difference of life in old age according to the socio-demographic characteristics of middle and middle age, second middle and middle age, socio-demographic, economic, life in old age, living in physical age, or social old age It is the provision of basic materials for the preparation of old age by grasping the difference of life.

Relationship of Income, Education Needs, Private Education Expenses on Preparations for Old Age by Mothers of School-aged Children (학령기 어머니의 가계소득, 교육소비욕구 및 사교육비와 노후준비금 지출 간의 관계)

  • Jang, Yoon-Ok
    • Journal of Family Resource Management and Policy Review
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    • v.18 no.3
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    • pp.135-157
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    • 2014
  • The purpose of this study was to investigate the influences of household income, education needs, private education expenses and expenditures of preparation for old age for mothers of school-aged children and to discover the causal relationships among these variables. The subjects in this study were gathered from among 393 mothers living in Daegu with school-aged children from 8 to 19 years old and with wage-earner husbands. The research tool was a questionnaires which addressed the general characteristics of the subjects, household income, the scale of education needs, the scale of private education expenditures, the scale of perceived burden of private education, and the scale of expenditures of preparation for old age. In order to analyze the study data, factor analysis, and regression analysis using SPSS were used, and structural path analysis using AMOS was used. The main results of this study were as follow: First, the greater the household income, the greater the education needs. Second, household income and education needs had no significant influences on private education expenditures. Third, education needs and private education expenditures turned out to have significant effects on the perceived burden of private education expenditures. Fourth, expenditures of preparation for old age among mothers of school-aged children was influenced by the education needs, private education expenditures and perceived burden of private education expenditures. The household income of mothers of school-aged children had no significant influence on private education expenditures. Finally, education needs, private education expenditures and perceived burden of private education expenditures for mothers of school-aged children had a direct effect on the expenditures of preparations for old age. On the other hand, in mediating education needs, household income of these mothers had an indirect effect on expenditures of preparations for old age. The perceived burden of private education expenditures turned out to have the biggest total effect on the preparations for old age of mothers with school-aged children.

Economic Preparations for Aging of the Middle and Old-Aged and Their Determinants (중.고령자의 경제적 노후준비와 결정요인)

  • Park, Chang-Je
    • Korean Journal of Social Welfare
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    • v.60 no.3
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    • pp.275-297
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    • 2008
  • The purpose of this study is to analyse economic preparations for aging of the middle and old-aged and their determinants empirically, and then to discuss the findings and implications for the results of analysis. Data from The Social Statistics Survey conducted by Korea National Statistical Office are used in this study. From this dataset, 18,354 Middle and Old Citizens aged between 45 and 59 were selected for this study. The Conceptual framework for this study was based on Andersen's behavioral model and logistic model was used to investigate factors that affect economic preparation for aging. The results of this study can be summarized as follows. First, Proportion of middle and old citizen with no economic preparation for aging was high, and old-aged had lower level of economic preparation for aging than relative less aged. Second, male, education level, marital status, economic activities, recognition of present income, housing ownership, residental location, and total life condition improvement is positively and statistically significantly associated with economic preparations for aging. Third, while male, age, and economic activities is negatively and statistically significantly associated with private economic preparations for aging, education level, recognition of present income, and total life condition improvement is positively and statistically significantly associated with private economic preparations for aging. Fourth, while male, education level, marital status, economic activities, recognition of present income, housing ownership, residental location, and total life condition improvement, expectation of future income is positively and statistically significantly associated with secondary economic preparations for aging, age is negatively and statistically significantly associated with secondary economic preparations for aging.

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Preparation Characterizations for old Age of the Baby Boomers (베이비붐 세대의 노후준비 특성분석)

  • Lee, Yong-Jae
    • The Journal of the Korea Contents Association
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    • v.13 no.5
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    • pp.253-261
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    • 2013
  • This study analyzed the preparation characteristics for old age of the baby boomers by the framework of the multi-pillar pension system. Analysis results are as follows. First, multi-pillar pension system's subscription rates of baby boomers was public pension 59%, private pension 11.5% and retirement pension 1.5%. The baby boomers isn't ready for old age life. Second, women and people with the low level of education are less prepared for old age. Third, people in a bad health state are less prepared for old age. Forth, low-income people are less prepared for old age. We must support baby boomers' preparations for old age by establishing income security system for old age. We must establish public pension support policy for the people of the low level of education and economic hierarchy, women, bad health status people, and must introduce universal old-age allowance policy for guaranteeing the minimum income of baby boomers.

An Effect of Self-Esteem and Self-Efficacy in Middle-Aged Women's on the Behavior for Preparing Their Old Age (중년여성의 자아존중감과 자기효능감이 노후생활 준비행동에 미치는 영향)

  • Park, Ji-Young
    • The Korean Journal of Health Service Management
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    • v.8 no.4
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    • pp.257-270
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    • 2014
  • This article tried to find how they foster their emotion and promote their health, as examining the effect of self-esteem and self-efficacy on self-esteem and self-efficacy in middle-aged women. This paper conducted a survey for women in 40 50s who live in Daegu Metropolitan for one month from the 1st of May, 2013. As the result of analysis on primary factor, it was classified into 5factors of organizing such as the physical behavior for preparing their old age, the behavior for preparing their old age of participation in social activities, the behavior for preparing their old age of preparing death, the emotional behavior for preparing their old age and the economic behavior for preparing their old age. The self-efficacy had the positive effect on the physical, emotional and economic behavior for preparing their old age, on the other hand, the self-esteem and the self-efficacy had the positive effect on the behavior for preparing their old age of participation in social activities and of preparing death. It can be said to be more important that the middle aged-women have to make an effort to develop self-esteem and self-efficacy for improving the behavior for preparing their old age, in addition, this article suggests to develop a systematic program that may inspire a belief for the behavior that needs to get the desired result, and to require continuing interest.

A Study on the Life Style and the Preparation of Old Age in Opal Generation (오팔세대의 라이프스타일과 노후준비에 관한 연구)

  • Lim, Mi-Jeong;Choi, Gyoo-Seok
    • The Journal of the Convergence on Culture Technology
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    • v.8 no.6
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    • pp.59-65
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    • 2022
  • The baby boomers born between 1955 and 1974, recently called the new age, form a huge population group and show characteristics different from the previous traditional older generations. With the retirement of those who make up 33% of the nation's population in earnest, the emergence of a new generation of the elderly population and policy changes are required. The new middle age generation, also called the opal generation, want to spend their old age productively and autonomously, which has increased due to the increase in life expectancy, and have some economic ability, such as enjoying overseas travel in old age. As preparation for old age is insufficient, policy attention is required for the younger generation as a new generation. In this paper, focusing on the baby boom generation, the definition of the opal generation, their consumption lifestyle, attitudes, social activities, leisure activities, and lifestyle such as health efforts are investigated, and job creation, social re-education, and local It is intended to present practical measures for preparing for old age, such as the establishment of medical facilities and social consideration for a leisurely cultural life.

The Characteristics of the Households Prepared for the Stable Elderlyhood Financially and Analysis of Factors Influencing on them (안정적 노후준비 가계의 특성 및 이에 영향을 미치는 요인 분석 - 예비노인의 경제적 노후준비를 중심으로 -)

  • Lee, Sun-Hyung;Choe, Eun-Hee
    • Journal of Family Resource Management and Policy Review
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    • v.14 no.4
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    • pp.193-212
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    • 2010
  • The pre-elderly approaching old age in our society confront having a harsh economic status. The main purpose of this study was to explore the factors influencing the preparation of the pre-elderly for overcoming this status. In particular, it focused on financially stable pre-elderly persons. The data from the 2008 Chungcheongnam-do Welfare Plan for Five Years collected by the Chungnam Women's Policy Development Institute was used to analyze the research questions. The participants in this study included 735 persons (ages 55-64) living in Chungcheongnam-do. Five hundred and eighty-one self-reported questionnaires were used for the final analysis using SAS, version 9.1. This study attempted to identify the important variables needed to find the factors related to socio-demographic and economic characteristics, the adult-child relationship, the preparation plan for old age, etc. The results showed that job and health status were key to preparation for financial stability among the elderly. Another finding was the importance of concrete financial planning for the elderly; that is to say, the pre-elderly who made more concrete plans than indefinite ones were likely to belong to stable households. Another significant finding was that it is important to consider both objective and subjective factors for the financial preparation of the elderly. These results should serve as reference data for the future welfare policy for the elderly, because the financial independence of the elderly will be vital for a healthy relationship between new and old generations.

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The Effects of Emotional Happiness on Aging Preparation

  • Jung, Hae-ok;Kim, Jung-ae
    • International Journal of Advanced Culture Technology
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    • v.6 no.3
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    • pp.59-68
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    • 2018
  • This study was a cross-sectional descriptive study of the effects of emotional happiness on aging preparation for 45-60 year olds. Participants of this study were 312 volunteers and data was collected online, the collection period was from May 15, 2018 to May 31, 2018. The tools used in the research were the emotional happiness developed by Watson et al (1988) et al., the aging preparation developed by JH Lee (2009). Analysis was done using t-test, ANOVA, Pearson correlation, and regression by SPSS 18.0. As a result of the analysis, 84.0% of participants felt physically healthy and 89.8% felt mental health. The spouses of participants were physically 83.4% healthy and mentally 82.7% healthy. The correlation between emotional happiness, health cognition and aging preparation showed that physical health had a correlation with mental health (r = .482, p <0.01) and emotional happiness (r = .369, p <0.01), economic aging preparation (r = .411, p <0.01), social aging preparation (r = .119, p <0.01). Mental health was correlated with emotional happiness (r = .491, p <0.01), economic aging preparation (r = .411, p <0.01) and social aging preparation. Difference between emotional happiness and retirement preparation according to presence or absence of disease, emotional happiness (t = -4.503, p <0.01) and economic aging preparation (t = -4.960, p <0.01) were statistically significant. Emotional happiness affects the preparation of old age, emotional happiness affects to physical aging preparation under statistical significance (F=25.191, p<0.01), economic aging preparation (F=1131.783, p<0.01), and social aging preparation (F=147.672, p<0.01) which were sub components of aging preparation. Emotional happiness showed a 7.5% effect on the preparation of physical aging, 78.4% on economic aging preparation and 32.3% on social aging preparation. Based on the above results, it can be concluded that physical health and mental health are related to emotional happiness, economic aging preparation, and social aging preparation. And also these results can be inferred that the illness causes emotional less feeling of happiness and economic difficulty. Based on the results of this study, emotional well - being influences the retirement preparation significantly at statistical significance. Therefore, if the concept of emotional happiness is introduced to the old-age preparation program, it will be more client centered program.