• The Journal of Information Systems
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• v.26 no.3
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• pp.313-337
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• 2017

Purpose Financial technology, also known as FinTech, is conceptually defined as a new type of financial service which is combined with information technology and other traditional financial services like payments, investments, financing, insurance, asset management and so on. Most of the studies on FinTech services have been conducted from the viewpoint of technical issues or legal and institutional studies, and few studies are conducted from the health belief perspectives and security behavior approaches. In this regard, this study suggest an extended information protection behavior model. Design/Methodology/Approach The Health Belief Model (HBM), the Protection Motivation Theory (PMT), and the Technology Threat Avoidance Theory (TTAT) were employed to identify constructs relevant to information protection behavior of FinTech services. A new extended information protection behavior model in which the influence factors of information protection behavior (i.e., perceived susceptibility, perceived severity, perceived benefits, perceived barriers, perceived self-efficacy, subjective norms) affect perceived threats and perceived responsiveness positively, leading to information protection behavior of FinTech users eventually. This study developed an extended information protection behavior model to explain the protection behavior intention in FinTech users and collected 272 survey responses from the mobile users who had experiences with such mobile payments and FinTech services. Findings The finding of this study suggests that the influence factors of information protection behavior affect perceived threats and perceived responsiveness positively, and information protection behavior of FinTech users as well.

• The Journal of the Korean Society for Microbiology
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• v.21 no.2
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• pp.171-179
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• 1986

The HLA class II region encodes a series of polymorphic glycoproteins that form cell surface heterodimers each consisting of one $\alpha$ and one $\beta$ chain. Thess class II molecules are encoded by genes clustered within three loci. DP, DQ, and DR are functfonally implicated as regulatory signals in intercellular communication during the immune resposes. The phenotypic hallmark of the HLA complex is a high degree of structural and functional polymorphism. Detailed analysis. of such polymorphisms should aid in understanding the molecular basis for associations between HLA and diseases. We have used techniques of restriction enzyme fragment analysis by Southern blotting to investigate polymorphisms associated with DQ $\beta$ class II genes on haplotypes expressing the HLA-DR4 and -DQw3 specificities. The endonucleases Hind III and Bam HI were used to identify a specific DQ $\beta$ genomic polymorphism that precisely corrresponds with the reactivity of a monoclonal antibody A-10-83, previously shown to define a serologic split of DQw3. This study identifies two allelic DQ va. riants. DQw3.1 and DQw3.2. We used these specific genotypic markers to investigate the genomic basis of the association of DR4 with insulin-dependent diabetes mellitus(IDDM) and seropositive juvenile rheumatoid arthritis(JRA). The DR4 positive IDDM demonstrate the predominant expression of DQw3.2 and the very rare expression of DQw3.l. However, in haplotype matched siblings from two IDDM families, all of the DR4 positive siblings display a IDDM-associated DQw3.2 allele. Thus, both affected and healthy individuals can carry the same haplotypes and genomic markers, demonstrating that thess specific allelic variants are genetic elements that indicate a increased risk of IDDM but are not in fact disease specific. We contrasted this result with a similar analysis of patients with another DR4-associated disease, JRA. In contrast to the preponderance of the DQw3.2 allele in IDDM, the JRA patients expressed either the DQw3.1 or the DQw3.2 allele and sometimes both, without apparent association with disease expession. The different genomic markers reported here within HLA-DQ region potentially an analysis of HLA-associated function and disease susceptibility.

• Transactions of the Korean Society of Pressure Vessels and Piping
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• v.4 no.2
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• pp.40-45
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• 2008

There exist many types of pipe and component fatigue through vibrations, thermal fatigues or shifting. In some cases of thermal stratification/thermal fatigue, pipes & components are receiving thermal stress by means of material expansion and shrinkage by continuous thermal repetitive variation. Small cracks initially occur on the inside surface by thermal stress. These cracks grow in depth the pipe wall and finally come to a rupture. Pipe parts of susceptibility to thermal stratification and thermal fatigue are now being examined by conventional UT(ultrasonic test) as volumetric examination. It is difficult to fully satisfy the code & standards requirements because 3" weldolet weldments of RCS 16" pipe to 3" branch connection lines have complex structural shape. To solve the problems of conventional UT examination, we made a realistic mock-up and UT calibration block. We performed a simulation of phased array UT utilizing CIVA as NDE(Non-Destructive Examination) simulation software. Also we designed phased array UT transducer and wedge, optimal frequency by using simulation data. We performed phased array UT experiment through mock-up including artificial flaws(notch). The phased array UT technique is finally developed to improve the reliability of ultrasonic test at RCS 16" pipe to 3" branch connection weld.

• Journal of the Korean Society of Fisheries and Ocean Technology
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• v.27 no.3
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• pp.193-210
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• 1991

For the deckhouse or superstructure, attention is directed to the reduction of vibration from a human susceptibility point of view. The two basic requirements for obtaining a low vibration level in the accommodation are to ensure that excitation forces from propeller and/or main engine are small and to avoid resonance excitation of the hull and superstructure. In recent years increased attention has been directed towards the problems of vibration and noise in deckhouse, which have caused major problems with regard to the environmental quality in the living quarters for crews. Accordingly, in this paper, the characteristic of the vibration of deckhouse of fishing boat, of which the length/height ratio is also relatively high, are studied systematically with regard to the shape and modelling of deckhouse based on finite element method of 1-dimensional, 2-dimensional and 3-dimensional model. This study is divided into 4-part. 1st part is the global deckhouse vibration, 2nd part is the local deckhouse vibration, 3rd part consists of the estimation for stiffness of foundational support and 4th part is the application to TUNA LONG LINER of 416 ton class. For the global vibration analysis, the severity of the vibration depends on the longitudinal shear and bending stiffness of the deckhouse, on the vertical deckhouse support(fore, aft and sides). However, even if the design is technically sound, vibration problems may arise due to vertical or longitudinal hull girder or afterbody resonances. Author applied the method of this study to the analysis of, deep-sea fishing vessel of G.T. 416 ton class with relatively low height and long deckhouse, and investigated the vibrational characteristic of the fishing vessel with earlier structural feature. According to this investigation, the vibration, response of above vessel was confirmed of which main hull and deckhouse behave as one body. It is at the bottom of vibrational trouble which a accommodation part of the fishing vessel is raised, that is the local vibration for side wall, fore-aft wall and deck plate of deckhouse rather than thief fect of fore-aft vibration of deckhouse for above fishing vessel. and the resonance of main hull, deckhouse and driving system such as the main engine, propeller in exciting source is mainly brought up as the trouble.

• Korean Journal of Food Science and Technology
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• v.21 no.1
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• pp.52-57
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• 1989

Large and small starch granules were isolated and characterized from kernels of Hiproly barley. Average size of large granules were $28-30{\mu}m$ and that of small granules were $6{\mu}m$. The small granules consist of 95% of total starch granules. Large granules contained more amylose than small granules. Distribution of isoamylase-debranched starch components, X-ray diffraction patterns, gelatinization characteristics by differential scanning calorimetry, and starch-granule susceptibility to acid were investigated. Large granules contained more long B chains of amylopectin and had the lower ratios of Fr. III to Fr. II , which represent one of the structural characteristics of amylopectin, than those of small granules. Small granules had higher conclusion temperature and smaller heat of gelatinization than those of large granules by D.S.C.. Both granules had A-type pattern of X-ray diffractopgrams, but hydrolysis of granules with acid showed different A-type patterns between large and small granules.

• Macromolecular Research
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• v.12 no.4
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• pp.367-373
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• 2004

We have developed a rigorous heat treatment method to improve the biocompatibility of chitosan as a tissue-engineered scaffold. The chitosan scaffold was prepared by the controlled freezing and lyophilizing method using dilute acetic acid and then it was heat-treated at 110$^{\circ}C$ in vacuo for 1-3 days. To explore changes in the physicochemical properties of the heat-treated scaffold, we analyzed the degree of deacetylation by colloid titration with poly(vinyl potassium sulfate) and the structural changes were analyzed by scanning electron microscopy, Fourier transform infrared (FT-IR) spectroscopy, wide-angle X-ray diffractometry (WAXD), and lysozyme susceptibility. The degree of deacetylation of chitosan scaffolds decreased significantly from 85 to 30% as the heat treatment time increased. FT-IR spectroscopic and WAXD data indicated the formation of amide bonds between the amino groups of chitosan and acetic acids carbonyl group, and of interchain hydrogen bonding between the carbonyl groups in the C-6 residues of chitosan and the N-acetyl groups. Our rigorous heat treatment method causes the scaffold to become more susceptible to lysozyme treatment. We performed further examinations of the changes in the biocompatibility of the chitosan scaffold after rigorous heat treatment by measuring the initial cell binding capacity and cell growth rate. Human dermal fibroblasts (HDFs) adhere and spread more effectively to the heat-treated chitosan than to the untreated sample. When the cell growth of the HDFs on the film or the scaffold was analyzed by an MTT assay, we found that rigorous heat treatment stimulated cell growth by 1.5∼1.95-fold relative to that of the untreated chitosan. We conclude that the rigorous dry heat treatment process increases the biocompatibility of the chitosan scaffold by decreasing the degree of deacetylation and by increasing cell attachment and growth.

• Journal of Navigation and Port Research
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• v.27 no.2
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• pp.199-207
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• 2003

In the combat environments at the sea, the naval ships should have enough structural integrity to perform the task under the enemy's attack and possible damages. Although the naval ships can be damaged from the enemy's attack, those damages should be minimized and the naval ships must maintain their combat capabilities continuously after recoveries from the damages. Therefore, it is ve교 important for modem naval ships, especially combat naval ships, to ensure the survivability. This paper reviewed the developing procedure for the technique of the naval ships structures and described method, especially box girder system considering survivability. The efficiency of box girder is examined by numerical simulation, and it is found that the establishment of box girder is a good design method to improve the survivability.

• Geomechanics and Engineering
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• v.10 no.6
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• pp.757-774
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• 2016

Soils are usually weak in tension therefore different materials such as geosynthetics are used to address this inadequacy. Worldwide annual consumption of geosynthetics is close to $1000million\;m^2$, and the value of these materials is probably close to US$1500 million. Since the total cost of the construction is at least four or five times the cost of the geosynthetic itself, the impact of these materials on civil engineering construction is very large indeed. Nevertheless, there are several significant problems associated with geosynthetics, such as creep, low modulus of elasticity, and susceptibility to aggressive environment. Carbon fiber reinforced polymer (CFRP) was introduced over two decades ago in the field of structural engineering that can also be used in geotechnical engineering. CFRP has all the benefits associated with geosynthetics and it boasts higher strength, higher modulus, no significant creep and reliability in aggressive environments. In this paper, the performance of a CFRP reinforced retaining wall is investigated using the finite element method. Since the characterization of behavior of soils and interfaces are vital for reliable prediction from the numerical model, soil and interface properties are obtained from comprehensive laboratory tests. Based on the laboratory results for CFRP, backfill soil, and interface data, the finite element model is used to study the behavior of a CFRP reinforced wall. The finite element model was verified based on the results of filed measurements for a reference wall. Then the reference wall simulated by CFRP reinforcements and the results. The results of this investigations showed that the safety factor of CFRP reinforced wall is more and its deformations is less than those for a retaining wall reinforced with ordinary geosynthetics while their construction costs are in similar range.

• Bulletin of the Korean Chemical Society
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• v.10 no.1
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• pp.8-12
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• 1989

The polycrystalline powder of (BaLa)(MgMo)$O_6$ has been prepared at $1350^{\circ}C$ in a nitrogen flowing atmosphere. The powder X-ray diffraction pattern indicates that (BaLa)(MgMo)$O_6$ has a cubic perovskite structure ($a_0$ = 8.019(3) $\AA)$ with 1:1 ordering or $Mg^{2+}$ and $Mo^{5+}$ in the oxide lattice. The infrared spectrum shows two strong absorption bands with their maxima at 600(${\nu}3$) and 365(${\nu}4$) cm-1, which are attributed to $2T_{1U}$, modes of molybdenum octahedra MoO6 in the crystal lattice. According to the magnetic susceptibility measurement, the compound shows a paramagnetic behavior which follows the Curie-Weiss law below room temperature with the effective magnetic moment 1.60(1){$\mu}B$, which is consistent with that of spin only value ($1.73{\mu}B$) for $Mo^{5+}$ ($4d^1$ electronic configuration). From the thermogravimetric and X-ray diffraction analyses, it has been found that (BaLa)(MgMo)$O_6$ decomposes gradually into $BaMoO_4$, $MoO_3$ and unidentified phases above $900^{\circ}C$ in an ambient atmosphere, absorbing about 0.25 mole $O_2$ per mole of Mo ion, which also supports that oxidation state of $Mo^{5+}$ in the (BaLa)(MgMo)$O_6$.

• Food Science of Animal Resources
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• v.39 no.5
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• pp.844-861
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• 2019

Over the last few years, marine environment was found to be a source of surplus natural products and microorganisms with new bioactive secondary metabolites of interest which can divulge nutritional and biological impact on the host. This study aims to assess the possible, inherent and functional probiotic properties of a novel probiotic strain Enterococcus durans F3 (E. durans F3) isolated from the gut of fresh water fish Catla catla. Parameters for evaluating and describing the probiotics described in FAD/WHO guidelines were followed. E. durans F3 demonstrated affirmative results including simulated bile, acid and gastric juice tolerance with exhibited significant bactericidal effect against pathogens Staphylococcus aureus, Salmonella Typhi, Escherichia coli and Pseudomonas aeruginosa. This can be due to the enterocin produced by E. durans F3 strain, which was resolute by sodium dodecyl sulphate polyacrylamide gel electrophoresis (SDS-PAGE) gel with amplification of the anticipated fragment of a structural gene; enterocin A, followed by antibiotic susceptibility assessment. Effective antioxidant potentiality against ${\alpha}$-diphenyl-${\alpha}$-picrylhydrazyl free radicals including lipase, bile salt hydrolase activity with auto-aggregation and cell surface hydrophobicity was similarly observed. Results are proving the potentiality of E. durans F3, which can also be used as probiotic starter culture in dairy industries for manufacturing new products that imparts health benefits to the host. Finding the potent and novel probiotic strains will also satisfy the current developing market demand for probiotics.