• World Technopolis Review
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• 제8권2호
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• pp.120-134
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• 2019

The main objective of this study was to investigate the customer's satisfaction level with the digital relationship model of Banco do Brasil Exclusive Business Offices situated in Rio Grande do Sul. Banco do Brasil is one of the largest Brazilian and global financial institutions and conducted a restructuring customer's relationship model since 2015, creating new specific service structures for certain segments, among them exclusive offices. This research had a qualitative step with an internal documentary analysis about the company and a semi-structured interview with manager's offices, in order to check the strategy and the foundations of business model, as well as identify perceptions and the difficulties in implementing this new structure. The quantitative step held the findings about customer satisfaction level in relation to the quality of services provided by offices, through an electronic survey based on the Servqual Scale developed by Parasuraman et al. (1988), which measures the difference between customer's expectations and perception in five dimensions: tangibility, reliability, understanding, safety and empathy. The results shown that Banco do Brasil customers' are satisfied with services offered through the digital model and the new business structure, in which is offered a humanized service together with the best technology. It was found, also, that digital probably would not replace the physical world, but they complement one another. Digital offices and physical agencies will coexist, improving value proposition delivery and better customers experience, satisfy them and build their loyalty.

• 유통과학연구
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• 제19권9호
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• pp.5-17
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• 2021

Purpose: As mobile devices are commonly used and contact-free services are widespread due to the COVID-19 pandemic in the recent distribution environment, this study suggests retail strategies for consumers using high-speed railways. To this end, we analyzed how consumer perception on technologies necessary for use of mobile apps is related to the attitude that drives consumers to continue using the app services. Research design, data and methodology: Based on the extended unified theory of technology acceptance and use of technology model by Venkatesh, Morris, Davis and Davis (2003), we added variables proposed by existing theories that studied the technology acceptance model from multiple perspectives and empirically analyzed the relationship between user satisfaction and use intention with structural equation modeling. Results: As expected, factors necessary for the use of app services such as performance expectancy, social influence, price value, facilitating conditions, security, and aesthetics had positive effects on user satisfaction, whereas the effect of effort expectancy on user satisfaction was rejected. And user satisfaction was found to have a significant effect on intention to use. Conclusions: The results provide implications that strategic retail management of the above factors can motivate passengers to continuously use high-speed railways.

• 한국항공운항학회지
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• 제31권4호
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• pp.90-104
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• 2023

This study analyzes the perceptions of college students majoring in aviation services according to the field learning program conducted during their major studies in order to reflect the educational value and academic awareness of the experience of the experiential field learning program. A survey is conducted targeting college students who experience a field learning program conducted by the Aviation Service Department of J University, a four-year university in the Chungcheong region. ANOVA (one-way analysis of variance) is conducted to analyze differences in perceptions of field learning properties, learning satisfaction, academic self-efficacy, and intention to continue studying. Additionally, text mining is conducted using 'Voyant Tools' to analyze students' field trip logs regarding field trip learning program activities. I hope that the results will be used as evidence to build an efficient and systematic learning strategy for operating field learning programs.

• 한국항만경제학회지
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• 제18권2호
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• pp.91-108
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• 2002

The World has been rapidly changing into either technological aspects or perception of those who has utilised to the corresponding informational impact. Whatever areas we have actually been involved in are strongly connected with this evolution of informational technology in one way or another. Logistics is not a exception as well as trade. Two main routes in distribution channel such as commercial and physical flow of goods, have been operating in terms of I-business. In order to activate E-trade with E-commerce, E-logistics should be utilised and emphasized in more efficient and effective manner of doing job as a facilitator. So, in this paper, it studied the role of E-logistics to make E-trade better work as well as to look into present situations in E-commerce. Then, it was identified that some facilities as 3PL or shipping company have to adopt information in their business process with a view of valued add service providers. This means those who have implemented E-Logistics activities, should be more competitive in the market, only when they provide the value-added total logistics services.

• 지식경영연구
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• 제16권3호
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• pp.41-63
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• 2015

This paper investigated main determinants of purchase intention for VOD contents by employing an extended technology acceptance model. The findings showed that 'user activeness' is the critical external variable influencing five perceived belief variables, namely perceived usefulness, perceived playfulness, perceived quality, perceived complexity and perceived cost. Regarding consumer satisfaction for free VOD service, it had no direct effect but indirect effect on the purchase behavior, meaning that the satisfaction causes purchase intention for VOD contents via the cognitive attitude. Also, the moderating e!ect of use experience on the relationship between the belief variables and the purchase intention was confirmed. Users with much experience showed a higher perception for usefulness and quality, whereas users with less experience placed a higher value on the hedonic factors and costs. In contrast to previous studies on IPTV that mainly focused on determinant of IPTV subscription, this paper analyzed VOD that is a killer application of IPTV in identification of key factors for the acceptance. The findings provide IPTV operators some strategies to create customer value and improve profitability.

• 품질경영학회지
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• 제45권3호
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• pp.583-594
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• 2017

Purpose: The purpose of this study is how personal information protection risks affect the intention to use domestic smart banking services. VAM(Value based Adoption Model) model is validated as a theoretical background, selecting ease of use, usefulness and perceived security as a benefit factor, and considers perceived cost, technical complexity, and risk of personal information leakage as a sacrifice factor. Methods: The method of this study used questionnaire survey to collect 365 data on suer's perception on smart banking services, and also performed a structural equation modeling method using by AMOS 23. Results: The result of this paper shows that all hypothesis are accepted statistically significant except 1 hypothesis. Conclusion: This research is concluded that perceived value is affected on statistically positive impact on ease of use, usefulness and perceived security, and negative impact on perceived cost and risk of personal information violation, not statistically technical complexity.

• 디지털융복합연구
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• 제12권10호
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• pp.211-222
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• 2014

본 연구는 모바일 SNS 지속사용의도에 영향을 미치는 요인에 대해 살펴보았다. 또한 소비자의 지각된 가치가 지속사용의도에 미치는 매개역할을 검증함으로써 지각된 가치의 역할에 대해 알아보았다. 모바일 SNS 지속사용의도에 주요 영향을 미치는 요인으로 사회적 영향, 지각된 유용성, 지각된 개인사생활 우려, 지각된 사용노력을 제시하고 이러한 요인들이 지각된 가치에 영향을 미치고 궁극적으로 지속적인 SNS 사용의도에 영향을 미침을 검증하였다. PLS분석 결과 지각된 혜택으로 여겨지는 모바일 SNS의 지각된 유용성과 사회적 영향, 그리고 지각된 개인사생활 우려, 이용에 대한 노력 및 수고를 의미하는 지각된 비용의 네 가지 선행 변수들이 지각된 가치를 통해 SNS지속사용 의도에 유의적인 영향을 미치는 것으로 나타났다. 따라서 본 연구는 기존 연구들에서 간과되었던 소비자의 지각된 가치를 중심으로 하여 소비자의 인지적 측면에 중점을 두고 소비자 입장에서의 신기술에 대한 지속적 이용의도에 영향을 미치는 변수들을 탐색적으로 제시함으로써 기업의 관리자들에게 유용한 시사점을 제시한다는 측면에서 시사점을 지닌다.

• 한국환경교육학회지:환경교육
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• 제14권2호
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• pp.95-105
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• 2001

Out-door learning activity in environmental education has been emphasized as an effective method in environmental education since the aims of environmental education emphasize students'value, attitude, actions as well as knowledge. In order to implement successfully out-door learning activity in environmental education classrooms, teachers'perceptions to environmental problems and experiences at fields are essential. An environmental education network among the metropolitan city and provincial office of education, nongovernmental organization of environmental movement and education and university was established and a teachers'in-service training program of out-door learning centered environmental education was implemented. The program was developed in order to 1) connect environmental education with the regional environmental situations, 2) provide teachers with opportunities to participate in an out-door learning program, and 3) train teachers to be environmental education leaders of out-door learning. For evaluation of the program, responses of participants to questionnaire were analyzed. Most of teachers responded that their perception of environment was changed positively after the participation in the program. This study suggested that a future planning of a teachers'in-service training program of out-door learning centered environmental education should be developed in considerations of arranging enough hours for out-door learning at regional environmental sites, applying performance assessment, providing teachers with multiple opportunities with programs in different levels including enriched programs, and establishing an environmental education network among nongovernmental organization of environment movement and education, university, and local offices and department of education.

• 디지털콘텐츠학회 논문지
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• 제18권6호
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• pp.1109-1118
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• 2017

전 세계에서 핀테크 열풍이 불고 있는 가운데 그 중심에는 항상 모바일 결제가 있는 만큼 중국, 인도, 영국, 브라질을 대표로하는 나라들이 현재 온 오프라인 모바일 결제 서비스의 활성화와 보급화에 힘을 싣고 글로벌 모바일 결제 시장에서 경쟁우위를 선점하고 있는 상황이다. 하지만 IT 강국을 자부하던 한국은 글로벌 모바일 결제 시장에서 그 경쟁력이 10위권 밖으로 밀려나 호주, 멕시코, 독일보다도 못한 수준이다. 따라서 본 연구에서는 국내 오프라인 모바일 결제 서비스를 이용하고 있는 일반 소비자들이 해당 서비스에 대한 구전의도를 측정하고자 실증적 연구를 진행하였다. 또한 모바일 결제 서비스 분야에서 세계 최대 강국인 중국과의 비교분석을 통해 두 나라 소비자 간 인식의 차이를 분석하였다.

• 한국전자거래학회지
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• 제15권3호
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• pp.99-129
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• 2010

본 논문은 사용자들의 모바일 인터넷 사용 의도에 영향을 미치는 요인들을 규명하는 것을 목적으로 한다. 지금까지 기술수용모형을 이용해 모바일 인터넷 및 이를 통해 제공되는 여러 서비스들의 수용 영향요인을 규명하고자 하는 연구들이 많이 발표되었다. 그러나 사용자들이 새로운 서비스 채널을 평가할 때 기존 채널과의 다양한 비교를 통해 종합적 판단을 형성하는 행태를 보이는 반면 모바일 인터넷과 관련된 많은 연구들이 모바일 인터넷 자체의 특성에만 관심을 기울였다는 점은 기존 연구의 한계로 지적되고 있다. 따라서 본 연구에서는 모바일 인터넷과 PC 인터넷의 특성 차이에 대한 사용자의 인식이 모바일 인터넷의 사용 의도에 미치는 영향을 분석해 보고자 하였다. 이를 위해 문헌고찰을 통해 편재가용성, 상황 인식성, 적합성, 친숙성, 경제적 가치 등의 특성을 파악한 후 이들 특성의 차이에 대한 사용자의 인식이 모바일 인터넷의 인지된 사용 용이성, 인지된 놀이성, 인지된 유용성을 매개변수로 하여 모바일 인터넷 사용의도에 미치는 영향에 대한 구조방정식 모형을 수립하여 실증 분석 하였다. 이러한 구조방정식 모형 검증을 통해 밝혀진 결과들을 토대로 모바일 인터넷 활용 활성화 방안을 제시하였다.