• 가족자원경영과 정책
• /
• 제16권2호
• /
• pp.59-76
• /
• 2012

This study examines the relationship between intergenerational financial resource transfers and preparation for later life among the middle-aged. The study sample consists of 1536 middle-aged individuals with at least one living parent and one married child. The level of preparation for later life is dependent upon the level of household economic status. The statistically significant variables predicting the level of preparation for later life include age, education, subjective health status, household income and household assets. Moreover, intergenerational resource transfers are statistically significant factors that explain the level of preparation for later life. The effect of financial transfers from middle-aged parents to their adult children on the level of preparation for later life is the most significant financial transfer variable.

• 가족자원경영과 정책
• /
• 제16권2호
• /
• pp.103-121
• /
• 2012

This study examines whether reciprocity exists in intergenerational resource transfers from middle-aged children to elderly parents. Analyzing data from a sample of 1123 middle-aged adults, this study highlights the importance of reciprocity in the transfer of resources between middle-aged adults and their elderly parents. The possibility of an inheritance shows a very strong effect on care-giving to elderly parents. Furthermore, past financial transfers from parents to middle-aged children correlates strongly with financial transfers from middle-aged children to their elderly parents.

• 가정과삶의질연구
• /
• 제31권4호
• /
• pp.131-144
• /
• 2013

Financial transfers between parents and their adult children are a growing trend in Korean society. This study investigates the relation of household assets to intergenerational financial transfers among the middle-aged and focuses on the influences of various types of assets on financial transfers from the middle-aged to their older parents and adult children. The paper presents an analysis of data from the second wave of KReIS on the financial transfers provided by those aged 50-69 years to their parents and children. The results show that around one-fifth of the respondents reported providing financial resource transfers to their parents, and that about one-third of the respondents provided financial transfers to their children. In terms of the other direction of financial transfers, a small percentage of the respondents received financial transfers from their parents; otherwise more than half of the respondents reported receiving financial transfers from their children. The influences of various types of assets are statistically significant on financial transfers to parents, to adult children and from adult children. Specifically the size of financial assets is associated with a likelihood of providing financial resource to both parents and children.

• International Journal of Human Ecology
• /
• 제15권2호
• /
• pp.69-80
• /
• 2014

Guided by the exchange model, altruistic model, intergenerational solidarity theory, and cultural contexts, this study explored the determinants of financial intergenerational transfers between older parents and adult children in South Korea. We examined 18,820 parent-child dyads by using random-effects models on the first wave of the Korean Longitudinal Study of Ageing (KLoSA) data. Findings showed that downward financial intergenerational transfers were consistent with the self-interest exchange model but upward transfers did not support microeconomic theories. Family solidarity theory was generally supported by downward transfers but geographical proximity was not positively associated with upward transfers. Lastly, cultural contextual variables such as marital status, birth order, and sex of a child were found to be significant. Parents tended to both provide and receive more financial support from unmarried children than from married children. Within the same marital status, the hierarchy existed in order of the first-born son, the second or later sons, and daughters when it came to downward financial transfers. Regarding upward financial transfers, the preference in order was more complicated. The findings of this study help in understanding the intergenerational financial transfers in the Korean context.

• 한국가족복지학
• /
• 제53호
• /
• pp.161-198
• /
• 2016

본 연구는 과거 성인자녀에 대한 모(母)의 경제적, 시간적 지원(손자녀 돌봄)이 이후 모와 성인자녀 간의 동거에 어떠한 영향을 미치는지 살펴보는 것을 연구의 목적으로 하였다. 연구 수행을 위해 모와 성인자녀 간의 위계적 관계 구조를 고려하여 다수준 로지스틱 분석 방법을 사용하였고, 고령화연구패널조사(Korean Longitudinal Study of Ageing: KLoSA)의 1 차부터 4차 연도까지의 자료를 이용하여 1,925명의 모와 7,460명의 성인자녀를 분석 대상으로 삼았다. 본 연구의 분석 결과를 간략히 제시하자면 다음과 같다. 먼저, 과거 모(母)가 성인자녀에게 제공한 경제적 지원은 이후 모와 성인자녀 간의 동거에 통계적으로 유의미한 영향을 미치지 못하는 것으로 나타났다. 그러나 손자녀 돌봄 시간을 통해 측정하였던 시간적 지원은 그것의 양이 많을수록 이후 세대 간 동거의 가능성이 증가하는 것으로 나타났다. 이는 노모와 성인자녀 간에 세대 간 지원을 통한 장기적 호혜 관계가 성립될 수 있으며, 그러한 관계 형성에서 손자녀 돌봄이 중요한 위치를 차지할 수 있음을 암시한다. 본 연구는 이와 같은 결과를 기초로 이론적 및 실천적, 정책적 함의를 제시하였다.

• 가족자원경영과 정책
• /
• 제15권1호
• /
• pp.157-175
• /
• 2011

The purpose of this study is to survey the patterns of intergenerational financial resource transfers among three generations, and to examine the effects of providers' financial resources on intergenerational financial resource transfers. The paper presents an analysis of data from KReIS on the financial transfers provided by the aged 40-69 years to their parents and children. The results show that around one-third of the respondents reported providing financial resource transfers to their parents, and that about half of the respondents provided financial transfers to their children. In terms of the other direction of financial transfers, a small percentage of the respondents received financial transfers from their parents otherwise more than half of the respondents reported having financial transfers from their children. Considering age differences among the respondents, we find that respondents in the age 60s are more likely to receive financial transfers from their children than those in the age 50s or 40s. Statistically significant determinants of providing financial transfers are different from who received transfers.

• 한국노년학
• /
• 제41권2호
• /
• pp.253-270
• /
• 2021

본 연구는 세대 간 거주근접성이 성인자녀가 중고령부모에게 제공하는 경제적 자원이전과 어떠한 관련성이 있는지, 세대간 거주근접성과 경제적 자원이전의 관계가 자녀의 성별에 따라 차이가 나타나는지 살펴보았다. 자녀 본인 뿐 아니라 형제자매의 거주근접성 역시 고려되었다. 미국 등 국외 선행연구는 근거리에 거주하는 형제자매가 제공하는 도구적 지원을 보완하기 위해 원거리에 거주하는 자녀의 경제적 지원수준이 높을 것으로 보았다. 데이터는 한국고령화연구패널 5차(2014)자료를 활용하였으며 연구대상은 부모의 연령이 60세 이상이고 자녀의 연령은 35세에서 55세 사이로 부모가 자녀와 동거하는 경우 분석에서 제외되었다. 부모의 경우 부부가구이거나 배우자와 사별한 독거가구로 구분하였다. 고정효과모형과 확률효과모형으로 가족내 분석을 실시하였고 연구결과는 다음과 같다. 첫째, 부모와 30분 이내 거리에 거주하거나 혹은 1시간 이상 2시간 이내 거리에 거주하는 경우 아들의 경제적 지원액이 딸보다 많았다. 둘째, 선행연구 결과와 달리, 형제자매를 포함하여 모든 자녀가 부모와 1시간 이상 거리에 거주할 때 아들과 딸 성별의 구분 없이 경제적 지원액이 높았다. 세대간 거주근접성과 경제적 자원이전의 관련성은 배우자와 사별한 1인가구 부모가 경제적 지원의 수혜자인 경우 나타나지 않았다.

• 가족자원경영과 정책
• /
• 제21권1호
• /
• pp.19-44
• /
• 2017

The intergenerational transfer between parents and children is a major concern due to low birth rates and aging society of Korea. This study investigated the influences of children's support for parent regarding parents' decision to bequest, including the influences of parental characteristics, household-related factors, and characteristics of children. The data are the 5th wave of KReIS, a sample of 1,834 married household heads(HHs), which were classified into 142 baby boomers (1955-1963), 534 post-liberation HHs (1945-1954), and 1,158 Japanese-era HHs (-1945). The results were as follows: First, 49.3% of baby boomer HHs, 59.2% of post-liberation HHs, and 59.1% of Japanese-era HHs, were willing to make bequest decision. Second, in the baby boomer HHs, although the children's contact with their parents represented an emotional resource transfer, a child's economic resource transfer to his/her parents did not affect the parents' bequest decisions. However, in the post- liberation HHs, children's contact with parents, and economic resource transfers were significant variables. In addition, in the Japanese-era HHs, only children's contact with their parents was a significant variable. Third, in the baby boomer HHs, the variables that influenced parents' bequest decisions were household financial assets and having a daughter rather than having son and daughter. However, the variables that heavily influenced bequest decisions of the post-liberation HHs were the presence of a spouse, home ownership, household expenditures, and satisfaction of relationships with children. In the Japanese-era HHs, the variables that significantly affected parents' bequest decisions were home ownership, household expenditures, and household financial assets.

• 한국사회복지학
• /
• 제63권2호
• /
• pp.133-154
• /
• 2011

본 연구는 자녀와 동거하지 않는 65세 이상 노인을 대상으로 노년기 독립적인 삶의 기대감과 노인의 하향이전의 관계를 실증적으로 검토하여 분석하였다. 분석에 사용된 자료는 "2008년도 전국 노인생활실태 및 복지욕구조사"자료이며, 자료분석은 다중회귀분석을 이용하였다. 분석결과, 노인의 독립적인 삶의 기대감 정도는 노인의 하향이전 정도에 정적(+)인 영향을 주는 것으로 나타났으며, 구체적으로 경제적 신체적 독립적인 삶의 기대감은 노인의 경제적 서비스 하향이전에 정적(+)인 영향을 주는 것으로 나타난 반면, 심리적 독립적인 삶의 기대감은 노인의 서비스 하향이전에는 정적(+)인 영향을 주는 것으로 나타났지만 경제적 하향이전에는 영향을 주지 않는 것으로 나타났다.

• 한국주거학회논문집
• /
• 제26권2호
• /
• pp.89-101
• /
• 2015

The purpose of this study is to explore the housing pathways of middle-class married women toward owning a first home. In doing so, an in-depth interview as a qualitative method was conducted, life history was utilized to track down the path to first-home owning, and all the interviews were transcribed for analysis. The research participants were well-educated middle-class full-time housewives owning a home. The findings indicated that family formation through marriage and child birth was a primary driving force to buy a home. It was shown that owning a home was perceived not just as a stepping stone for building both family wealth and social capital but as one of the most important pillars to reinforcing traditional family values. In spite of some intergenerational distinctions on the path toward home owning, commonalities across generations included that home owning was considered to be a social icon for middle-class, it became almost impossible for younger generations without parental support which stimulated the intergenerational transfer of wealth, and it was greatly determined by both family income (affordability) and home finance options(borrowing capacity). This research implies that the changing social landscape transforms the value on homeownership and could undermine the socioeconomic strengths of home owning. Nonetheless, it's of importance to strategically assist first homebuyers who are likely to be a member of middle-class.