• Title/Summary/Keyword: Financial Big data

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An Exploratory Study of Happiness and Unhappiness Among Koreans based on Text Mining Techniques (텍스트마이닝 기법을 활용한 한국인의 행복과 불행 탐색연구)

  • Park, Sanghyeon;Do, Kanghyuk;Kim, Hakyeong;Park, Gaeun;Yun, Jinhyeok;Kim, Kyungil
    • The Journal of the Korea Contents Association
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    • v.18 no.7
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    • pp.10-27
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    • 2018
  • The purpose of this study is to explore the meaning of happiness and unhappiness in Korean society through text mining analysis. Similar words with keywords(happiness/unhappiness) from online news portal are extracted using Word2Vec and TF-IDF method. We also use the K-LIWC dictionary to perform the sentiment analysis of words associated with happiness and unhappiness. In TF-IDF analysis, happiness and unhappiness are highly related to social factors and social issues of the year. In Word2Vec analysis, 'Hope' has been similar with happiness for six years. In K-LIWC analysis, 'money/financial issues', 'school', 'communication' is highly related with happiness and unhappiness. In addition, 'physical condition and symptom' is highly related to unhappiness. Implications, limitations, and suggestions for future research are also discussed.

A Study on the Information Security System of Fin-Tech Business (핀테크 기업의 정보보안체계 관한 연구)

  • Kang, Young-Mo;Lee, Young-Geun;Kwon, Hyun-Jung;Han, Keyung-Seok;Chung, Hyun-Soo
    • Journal of Convergence Society for SMB
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    • v.6 no.2
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    • pp.19-24
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    • 2016
  • A Study on the Information Security System of Fin-Tech Business In traditional electronic commerce, there have not been severe issues of trading information through documents in paper or the closed EDI. The scale of e-commerce has increased as internet develops, however, turning to the online e-commerce, which caused a number of issues such as authentication, information forgery, and non-repudiation between the parties. To prevent conflicts from such troubles and perform the post management, security technologies are applied throughout the process of e-commerce, certificates intervening. Lately, meanwhile, FinTech has been creating a sensation around the mobile payment service. Incidents of information leakage from card corporations and hackings imply the need of securing safety of the financial service. Development and evolution of FinTech industry must be accompanied by information protection. Therefore, this research aims to inquire into the information security system of leading FinTech company in a foreign country.

A Study on Issues and Tasks of Humanity and Social Science in a Fourth Industrial Revolution Era (제4차 산업혁명시대 인문사회학적 쟁점과 과제에 관한 연구)

  • Kim, Jin-Young;Heo, Wan-Gyu
    • Journal of Digital Convergence
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    • v.16 no.11
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    • pp.137-147
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    • 2018
  • To prepare for and implement policies for the Fourth Industrial Revolution, which is characterized by convergence, super-connectivity, and AI, this study summarized the effects and characteristics of individual technologies on our society and discussed the issues with humanity and social science perspectives. As a result, in terms of AI technology, the issues of job losses, project-type works, basic income and robot taxes, accountability of AI, and algorithm inequality were dealt with. Security, cyber hacking and privacy infringement issues were highlighted in big-data technology. In the part of block-chain and bioengineering, the society of decentralization, the concentration, digital divide, and ethical issues were discussed. On-demand economic aspects highlighted the problems of civil ethics and human commercialization. Lastly, the development of VR is discussed including side effects such as cyber-syndrom, avoidance of reality, and so on.

Analysis of AI-Applied Industry and Development Direction (인공지능 적용 산업과 발전방향에 대한 분석)

  • Moon, Seung Hyeog
    • The Journal of the Convergence on Culture Technology
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    • v.5 no.1
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    • pp.77-82
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    • 2019
  • AI is applied increasingly to overall industries such as living, medical, financial service, autonomous car, etc. thanks to rapid technology development. AI-leading countries are strengthening their competency to secure competitiveness since AI is positioned as the core technology in $4^{th}$ Industrial Revolution. Although Korea has the competitive IT infra and human resources, it lags behind traditional AI-leaders like United States, Canada, Japan and, even China which devotes all its might to develop intelligent technology-intentive industry. AI is the critical technology influencing on the national industry in the near future according to advancement of intelligent information society so that concentration of capability is required with national interest. Also, joint development with global AI-leading companies as well as development of own technology are crucial to prevent technology subordination. Additionally, regulatory reform and preparation of related law are very urgent.

Suggestions for the Development of RegTech Based Ontology and Deep Learning Technology to Interpret Capital Market Regulations (레그테크 기반의 자본시장 규제 해석 온톨로지 및 딥러닝 기술 개발을 위한 제언)

  • Choi, Seung Uk;Kwon, Oh Byung
    • The Journal of Information Systems
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    • v.30 no.1
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    • pp.65-84
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    • 2021
  • Purpose Based on the development of artificial intelligence and big data technologies, the RegTech has been emerged to reduce regulatory costs and to enable efficient supervision by regulatory bodies. The word RegTech is a combination of regulation and technology, which means using the technological methods to facilitate the implementation of regulations and to make efficient surveillance and supervision of regulations. The purpose of this study is to describe the recent adoption of RegTech and to provide basic examples of applying RegTech to capital market regulations. Design/methodology/approach English-based ontology and deep learning technologies are quite developed in practice, and it will not be difficult to expand it to European or Latin American languages that are grammatically similar to English. However, it is not easy to use it in most Asian languages such as Korean, which have different grammatical rules. In addition, in the early stages of adoption, companies, financial institutions and regulators will not be familiar with this machine-based reporting system. There is a need to establish an ecosystem which facilitates the adoption of RegTech by consulting and supporting the stakeholders. In this paper, we provide a simple example that shows a procedure of applying RegTech to recognize and interpret Korean language-based capital market regulations. Specifically, we present the process of converting sentences in regulations into a meta-language through the morpheme analyses. We next conduct deep learning analyses to determine whether a regulatory sentence exists in each regulatory paragraph. Findings This study illustrates the applicability of RegTech-based ontology and deep learning technologies in Korean-based capital market regulations.

A study on stock price prediction through analysis of sales growth performance and macro-indicators using artificial intelligence (인공지능을 이용하여 매출성장성과 거시지표 분석을 통한 주가 예측 연구)

  • Hong, Sunghyuck
    • Journal of Convergence for Information Technology
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    • v.11 no.1
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    • pp.28-33
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    • 2021
  • Since the stock price is a measure of the future value of the company, when analyzing the stock price, the company's growth potential, such as sales and profits, is considered and invested in stocks. In order to set the criteria for selecting stocks, institutional investors look at current industry trends and macroeconomic indicators, first select relevant fields that can grow, then select related companies, analyze them, set a target price, then buy, and sell when the target price is reached. Stock trading is carried out in the same way. However, general individual investors do not have any knowledge of investment, and invest in items recommended by experts or acquaintances without analysis of financial statements or growth potential of the company, which is lower in terms of return than institutional investors and foreign investors. Therefore, in this study, we propose a research method to select undervalued stocks by analyzing ROE, an indicator that considers the growth potential of a company, such as sales and profits, and predict the stock price flow of the selected stock through deep learning algorithms. This study is conducted to help with investment.

Influencer Attribute Analysis based Recommendation System (인플루언서 속성 분석 기반 추천 시스템)

  • Park, JeongReun;Park, Jiwon;Kim, Minwoo;Oh, Hayoung
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.23 no.11
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    • pp.1321-1329
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    • 2019
  • With the development of social information networks, the marketing methods are also changing in various ways. Unlike successful marketing methods based on existing celebrities and financial support, Influencer-based marketing is a big trend and very famous. In this paper, we first extract influencer features from more than 54 YouTube channels using the multi-dimensional qualitative analysis based on the meta information and comment data analysis of YouTube, model representative themes to maximize a personalized video satisfaction. Plus, the purpose of this study is to provide supplementary means for the successful promotion and marketing by creating and distributing videos of new items by referring to the existing Influencer features. For that we assume all comments of various videos for each channel as each document, TF-IDF (Term Frequency and Inverse Document Frequency) and LDA (Latent Dirichlet Allocation) algorithms are applied to maximize performance of the proposed scheme. Based on the performance evaluation, we proved the proposed scheme is better than other schemes.

Analysis of the Ripple Effect of the US Federal Reserve System's Quantitative Easing Policy on Stock Price Fluctuations (미국연방준비제도의 양적완화 정책이 주가 변동에 미치는 영향 분석)

  • Hong, Sunghyuck
    • Journal of Digital Convergence
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    • v.19 no.3
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    • pp.161-166
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    • 2021
  • The macroeconomic concept represents the movement of a country's economy, and it affects the overall economic activities of business, government, and households. In the macroeconomy, by looking at changes in national income, inflation, unemployment, currency, interest rates, and raw materials, it is possible to understand the effects of economic actors' actions and interactions on the prices of products and services. The US Federal Reserve System (FED) is leading the world economy by offering various stimulus measures to overcome the corona economic recession. Although the stock price continued to decline on March 20, 2020 due to the current economic recession caused by the corona, the US S&P 500 index began rebounding after March 23 and to 3,694.62 as of December 15 due to quantitative easing, a powerful stimulus for the FED. Therefore, the FED's economic stimulus measures based on macroeconomic indicators are more influencing, rather than judging the stock price forecast from the corporate financial statements. Therefore, this study was conducted to reduce losses in stock investment and establish sound investment by analyzing the FED's economic stimulus measures and its effect on stock prices.

An Analysis and Development of the Measurement on General Knowledge Related to the Safety of Living Radiation (생활방사선안전 관련 일반지식 측정도구 개발 및 실태분석)

  • Choi, Kyoungho;Seo, Hye-Young
    • Journal of Convergence for Information Technology
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    • v.12 no.4
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    • pp.205-211
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    • 2022
  • Various radioactive materials exist around us. In recent years, as interest in health has increased along with the improvement of the quality of life, examinations using radiation are also increasing. This research defined aforementioned radiation as a living radiation and developed a measurement to measure general knowledge people have on it. Eighteen reliable items were developed; current status on general knowledge regarding the safety of living radiation was analyzed using the items. As a result, a group with radiation-related education got statistically higher score than a group without such education. Correlation analysis and regression analysis showed that higher attention on usual safety leads into the greater knowledge on safety of living radiation. Therefore, this research shed lights on the necessity of radiation safety-related education in current educational course in schools.

Research model on stock price prediction system through real-time Macroeconomics index and stock news mining analysis (실시간 거시지표 예측과 증시뉴스 마이닝을 통한 주가 예측시스템 모델연구)

  • Hong, Sunghyuck
    • Journal of the Korea Convergence Society
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    • v.12 no.7
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    • pp.31-36
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    • 2021
  • As the global economy stagnated due to the Corona 19 virus from Wuhan, China, most countries, including the US Federal Reserve System, introduced policies to boost the economy by increasing the amount of money. Most of the stock investors tend to invest only by listening to the recommendations of famous YouTubers or acquaintances without analyzing the financial statements of the company, so there is a high possibility of the loss of stock investments. Therefore, in this research, I have used artificial intelligence deep learning techniques developed under the existing automatic trading conditions to analyze and predict macro-indicators that affect stock prices, giving weights on individual stock price predictions through correlations that affect stock prices. In addition, since stock prices react sensitively to real-time stock market news, a more accurate stock price prediction is made by reflecting the weight to the stock price predicted by artificial intelligence through stock market news text mining, providing stock investors with the basis for deciding to make a proper stock investment.