• Transactions of the Korean Society of Automotive Engineers
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• 제14권5호
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• pp.79-83
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• 2006

The present low speed crash regulations and RCAR test for insurance estimate do not tend to reflect car crash occurred on a road. Therefore, car makers are trying to readjust test standard be similar to a real situation. Passenger cars and SUV vehicles on the market will be subject to this study for car to car crash. In addition, we will discuss improvement of test methods for a low speed crash and direction of bumper design by performing this impact analysis.

• Transactions of the Korean Society of Automotive Engineers
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• 제17권2호
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• pp.90-97
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• 2009

One of the most important factors that affect a person's risk of injury in a motor vehicle crash is the age of the person. This study investigates the characteristics of crash injuries among young, middle-aged and older drivers and occupants. Based on the comprehensive claim data from automobile insurance from 2000 to 2007, this study examines in great detail the drivers and occupants injury body regions and severity by age in car-to-car frontal crashes. It has been shown that elderly drivers and occupants suffer more injuries at a chest region compared to the middle-aged group. This research calls attention to the need for design to make vehicles more protective for older drivers in car-to car frontal crashes.

• Transactions of the Korean Society of Automotive Engineers
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• 제22권1호
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• pp.46-51
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• 2014

2,097 deaths out of 5,229 by traffic accident occurred by vehicle to vehicle crash and 855 deaths out of 2,097 occurred at side crash in 2011. Korean government adopted New Car Assessment Program to reduce the wounded and deaths at traffic accident in 1999 and side impact test has been added in 2003. 43 out of 53 vehicles tested in NCAP side impact rated 4 and 5 stars means the highest occupant protection. In this study three small class vehicles have been tested according to Insurance Institute for Highway Safety's side crashworthiness test protocol. IIHS test protocol uses 1,500kg moving barrier rather than NCAP's 950kg and the occupant protection rated Good, Acceptable, Marginal and Poor based on injury measure, structural integrity and head protection.

• Journal of the Korean Society of Manufacturing Technology Engineers
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• 제26권2호
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• pp.205-213
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• 2017

In order to improve occupant protection in frontal crash, the IIHS introduced a small overlap frontal crash test in 2012. When the front corner of a car collides with another car or object, such as utility pole the test replicated the sequence of events. Because occupants move simultaneously forward and toward the side of the vehicle this test is challenging for some airbag and safety belt designs. In the small overlap frontal test, a car travels at 64 km/h toward a rigid barrier. A hybrid III dummy is positioned in the driver seat. 25% of the total width of the car strikes the barrier on the driver side. After review of small overlap frontal test protocol and overall rating, six run-throughs were performed according to the original test method.

• Transactions of the Korean Society of Automotive Engineers
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• 제17권5호
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• pp.133-139
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• 2009

When two cars impact each other, it is usually known smaller vehicle's passenger likely to be more seriously injured than bigger one's. Generally it is known that SUVs and Light Truck Vehicles (LTVs) are bigger and heavier than passenger vehicles and their drive height such as bumper rail and side member, and front end stiffness are higher than those of passenger vehicles. Because of these characteristics the occupants of passenger vehicle struck by SUVs or LTVs are more likely to experience severe injury or fatal injury. To evaluate SUV and LTV's aggressivity to passenger vehicle, SUV to passenger vehicle and LTV to passenger vehicle head-on crash test have been carried out. And finally the way how to reduce incompatibility between SUV and LTV and passenger vehicles is suggested.

• The Korean Journal of Applied Statistics
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• 제25권1호
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• pp.67-79
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• 2012

The car insurance market in Korea has already entered (or is in the process of entry) a mature market that is characterized by increased competition by market participants. Participants are expected to compete more intensively in order to survive. Together with a slowdown in market growth the goal of non-life insurers' marketing strategies is to enhance existing customer loyalty because it is easier to raise their loyalty via customer satisfaction than to attract new customers in a stagnant market. In this article, we investigate what factors affect customer loyalty, and suggest some specific ways to establish and implement marketing strategies. We use a generalized additive partial linear model in order to find some significant factors.

• Journal of the Korea Safety Management & Science
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• 제16권4호
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• pp.215-227
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• 2014

This paper is to investigate the employees' corresponding types and casual analysis. It proposes the legal and practical measures for improvement of Industrial Accident Compensation Insurance's usability. The results from the empirical analysis indicate that (1) 91.4 percent of the respondents feel the necessity of Industrial Accident Compensation Insurance, (2) 67.4 percent of the respondents perceive that Industrial Accident Compensation Insurance is useful, (3) employers' perceptions of the specific items of Industrial Accident Compensation Insurance appears to be low. (4) 35.9 percent of the respondents deal with industrial accidents through other ways such as health insurance and car insurance. The study ends with discussion of the findings and provides several theoretical and managerial implications and recommendations for future research and applications.

• Journal of the Korea Society of Computer and Information
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• 제25권3호
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• pp.117-127
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• 2020

Recently, proving insurance fraud has become increasingly difficult because it occurs intentionally and secretly via organized and intelligent conspiracy by specialists such as medical personnel, maintenance companies, insurance planners, and insurance subscribers. In the case of car accidents, it is difficult to prove intentions; in particular, an insurance company with no investigation rights has practical limitations in proving the suspicions. This paper aims reveal that the detection of organized and conspired insurance fraud, which had previously been difficult, could be dramatically improved through conspiring insurance fraud detection modeling using social network analysis and visualization of the relation between suspected group entities and by seeking developmental research possibilities of data analysis techniques.

• Journal of Auto-vehicle Safety Association
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• 제9권4호
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• pp.14-19
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• 2017

The mortality rate of car-pedestrian accidents is quite high compared to the frequency of accident. Recently, governments and insurance companies tend to establish and implement new safety standards for pedestrian protection such as EURO-NCAP and K-NCAP. The performance for the pedestrian protection has been gradually improved, but it is still insufficient. Therefore, various studies for the pedestrian protection are being carried out. The car-pedestrian accident is simulated in order to study to the upper legform test of the EURO-NCAP protocol. A pedestrian dummy model is employed and the results are discussed.

• KSCE Journal of Civil and Environmental Engineering Research
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• 제39권4호
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• pp.505-512
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• 2019

This study is a basic study to prepare safety measures for the tram that is being introduced into Korea by reviewing accident analysis and accident compensation system of the tram. Analysis of accident characteristics of the tram was analyzed based on overseas data. Five years after the inauguration of the tram, accidents were halved and stabilized. Deaths accounted for 0.5 % of all casualties, most accidents were minor. Accidents with other mean transportation were high 84.1 %, among them accidents with passenger cars was found to be highest. The frequent points of accidents were analyzed as intersections and tram stop, and measures for pedestrian accidents were found to be important. Those are proposed safety measures through analyzing tram accident characteristics: Monitoring accidents which occur within five years of its inauguration, developing accident database input system, installation of fences for preventing people from jaywalking, operating traffic signal for preventing people from jaywalking through connection of pedestrian signals and tram signals, clamping down on illegal U-turn cars and jaywalking pedestrian, Also, those are proposed accident treatment measures based on general driver receptively and overseas data: property damage liability coverage (PI) of car insurance, comparative negligence when the accident occurs between car and tram.