• Title/Summary/Keyword: interest management

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A Study on the Relationship between Needs and Clothing Interest (의상흥미와 욕구와의 상관연구 - 여자대학생을 중심으로 -)

  • 정하신
    • Journal of the Korean Home Economics Association
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    • v.20 no.4
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    • pp.23-31
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    • 1982
  • 1. The Purpose of this study is (1) to analyze college women's clothing Interest. (2) to find out the relationship between Needs and Clothing Interest Field. 2. Results (1) Clothing Interest of Fashion and Shopping Field was highest in score. (2) The relationship between Needs and Clothing Interest field was as follows. (a) Clothing Interest of Construction correlated significantly with abasement, dominance, and sex atp<.05, and with achievement, affiliation, and emotionality at p<.01 level. (b) Clothing Interest of Design & Fashion correlated significantly with achievement, affiliation, aggression, dominance, emotionality, exhibitionism, sex, and autonomy at p<.01 level. (c) Clothing Interest of Shopping correlated significantly with emotionality at p<.05, and with affiliation, exhibitionism, sex, aggression, dominance, and achievement at p<.01 level. (d) Clothing Interest of Management correlated significantly with affiliation, achievement, and emotionality at p<.01, and with dominance at p<.05 level. (e) Clothing Interest of Pscho. Aspect. correlated significantly with abasement at p<.05, and with achievement, affiliation, aggression, dominance, emotionality, exhibitionism, and sex at p<.01 level.

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A Study on the Scheme of the Pulp Price Discrimination from Certified forests and Non-certified forests for Sustainable Forest Management (지속가능한 산림관리를 위한 인증산림과 비인증산림에서 생산된 펄프재의 가격차별화 방안)

  • Choi, Sang Hyun;Lee, Jae Hwan;Woo, Jong-Choon
    • Journal of Korean Society of Forest Science
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    • v.103 no.4
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    • pp.696-702
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    • 2014
  • This study was conducted to provide resonable price of timber that come out from certified forests for sustainable forest management. To accomplish this study objectives, we analyzed compound interest method, willingness to pay (WTP) and price sensitivity measurement (PSM) when buying certified pulp. In case of compound interest method, we used prime cost by average price per ha of each area (Hongcheon, Inje, Shinnam) and unit price that add up the pulp price and investment costs. Interest rate reflects 2 to 6% and investment period apply to 5 years. WTP and PSM data were collected from questionnaire survey. As a result, if apply to interest rate of 2% and investment period of 3 years, result values are quite similar to WTP of 5% and optimal pricing point of PSM. That also showed similar pattern in each area.

The Effect of Regional Financial Inclusion Level on Financial Cooperatives' Management Indicators (지역 금융포용 수준이 새마을금고의 경영지표에 미치는 영향)

  • Sang-Yong Yun;Jin-Hee KIM;Soon-Hong Park
    • Asia-Pacific Journal of Business
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    • v.13 no.4
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    • pp.91-107
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    • 2022
  • Purpose - This study quantitatively examines the level of financial inclusion of a microfinance institution in each region and how this is changing recently, and examines the level of financial inclusion by region and various financial characteristic factors related to it. It was empirically verified what kind of significant impact actually has on the institution's major management performance indicators (stability, profitability, efficiency, and public interest). Design/methodology/approach - It was confirmed that the institution's financial inclusion index declined rapidly after 2015 as a whole, although there were some differences by region depending on regional characteristics. However, considering the fact that the number of branches per 100,000 adult population is steadily increasing nationwide, it was found that, contrary to what is known, the simple decrease in the number of branches of the institution was not the main cause. Findings - The analysis results of this study show that the institution's efforts for financial inclusion have a positive impact on profitability, stability, efficiency, and public interest, and that the institution pursues profitability, efficiency, stability, and public interest. showed that some trade-offs exist. In other words, overall, it was analyzed that profitability of the institution has a positive effect on efficiency, and efficiency has a positive effect on stability and public interest. Research implications or Originality - Since the institution's efforts to improve its profitability do not have a negative impact on its stability and public interest, it is judged that it is important to take a strategic stance, so excessive loan supply that exceeds the scope of the institution's own control needs to be avoided as much as possible. More detailed financial supply strategies and business management capabilities that enhance the asset soundness and management efficiency of safes need to be demonstrated.

The Influence of Juvenile Self-consciousness on the Importance of Unit 'Clothing and self-express' in Technology·Home Economics Curriculum and Appearance Management Behavior (중학생의 자의식이 기술·가정 교과 '옷차림과 자기표현' 단원의 중요도와 외모관리행동에 미치는 영향)

  • Park, Eun-Hee;Lee, Sang-Joo
    • Journal of the Korea Fashion and Costume Design Association
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    • v.18 no.2
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    • pp.51-64
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    • 2016
  • The object of this study was to find out the influence of juvenile self-consciousness on the importance of unit 'clothing and self-express' in technology home economics curriculum and appearance management behavior. Questionnaires were administered to 244 middle school students living in Deagu metropolitan City. Frequency, factor analysis, reliability analysis, regression analysis, and ${\chi}^2-test$ were used for data analysis. Our findings are as follows. Self-consciousness had factors as privately and socially self-consciousness and social anxiety. The factors of the importance of unit 'Clothing and self-express' were clothing, self-express and excellence in traditional clothing. Appearance management behavior had factors as appearance management, plastic surgery interest, diet importance, health focus and eating habit. Self-consciousness was found to have significant effects on the factors of the importance of unit 'Clothing and self-express', and self-consciousness on factors of appearance management behavior. The differences by gender of middle students was examined in clothing and textile interest, clothing and textile unit interest and knowledge acquisition route.

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Hybrid Hierarchical Architecture for Mobility Management in Mobile Content Centric Networking (이동 콘텐트 중심 네트워킹 구조에서의 하이브리드 계층적 이동성 관리 방안)

  • Lee, Ji-hoon
    • Journal of IKEEE
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    • v.22 no.4
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    • pp.1147-1151
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    • 2018
  • As personal users create and share lots of contents at any time and any places, new networking architecture such as content centric networking (CCN) has emerged. CCN utilizes content name as a packet identifier, not address. However, current CCN has a limitation for content source mobility management. The movement of content sources cause long delivery latency and long service disruption. To solve that, a hierarchical mobility management was was proposed. However, the hierarchical mobility management scheme has still the loss of interest packets and long handoff latency. So, this paper presents the hybrid hierarchical mobility management in mobile CCN environements to reduce both the loss rate of interest packets and the handoff latency. It is shown from the performance evaluations shows that the proposed scheme provides low loss rate of control message.

Analysis about relation of Won/Dollar Foreign Exchange Rate and Interest Rate of Korea (한국 원/달러환율과 금리의 관계분석)

  • 김종권
    • Proceedings of the Safety Management and Science Conference
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    • 2002.11a
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    • pp.305-319
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    • 2002
  • International capital movement has made progress at global liberalization of finance and foreign exchange, international monetary norm changing into floating exchange rate system, easiness of collection of information and trade at improvement of information communication technology from early of 1970's. Results of empirical test for relation between foreign exchange rate or various determination factors of foreign exchange rate and interest rate are followed by next sentences. First, according to relation between foreign exchange rate and interest rate, correlation for each of variables after OECD entrance is increased. But, long-term &short-term interest rate is affected by Hanbo & Kia's bankruptcy, continuous large scale coporates bankruptcy and crisis of foreign exchange. Therefore, financial instability is occured. If portfolio investment fund has been inflow as it is mollified by continuous shortage of foreign exchange and fall of country's credit rating, it is expected to have positive effect for long-term & short-term interest rate from appreciation of won against dollar. Second, results from relation between determination factor of foreign exchange rate and interest rate are followed by next sentences. If surplus of current account and goods account is continued, yield of corporate bond is to be stable. But, margin of surplus is expected to diminish after second quarter 98, and difference between external and domestic interest (after adjusting foreign exchange rate) is to be diminished. And if net inflows of foreign investor's fund (stock and bond) is diminished, it is to have negative effect for yield of corporate bond. According to foreign investor's investment movement of previous years, hedge md were stayed at least during two years in Mexico. It means that sudden capital outflow is not to be happened at Korea. But if external factors from depreciation of yen and China's renminbi are instable, interest rate is expected to increase from capital's outflows. Third, if it is to decrease instability of foreign exchange rate from increase in surplus of future current account, credit rating's upwardness, stability of yen and renminbi, foreign exchange rate is expected to be stable. It is expected to have continuous stability from short-term interest rate to long-term interest rate in this empirical test.

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A Study on Mapping Users' Topic Interest for Question Routing for Community-based Q&A Service (커뮤니티 기반 Q&A서비스에서의 질의 할당을 위한 이용자의 관심 토픽 분석에 관한 연구)

  • Park, Jong Do
    • Journal of the Korean Society for information Management
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    • v.32 no.3
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    • pp.397-412
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    • 2015
  • The main goal of this study is to investigate how to route a question to some relevant users who have interest in the topic of the question based on users' topic interest. In order to assess users' topic interest, archived question-answer pairs in the community were used to identify latent topics in the chosen categories using LDA. Then, these topic models were used to identify users' topic interest. Furthermore, the topics of newly submitted questions were analyzed using the topic models in order to recommend relevant answerers to the question. This study introduces the process of topic modeling to investigate relevant users based on their topic interest.

An Integrated Approach Using Change-Point Detection and Artificial neural Networks for Interest Rates Forecasting

  • Oh, Kyong-Joo;Ingoo Han
    • Proceedings of the Korea Inteligent Information System Society Conference
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    • 2000.04a
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    • pp.235-241
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    • 2000
  • This article suggests integrated neural network models for the interest rate forecasting using change point detection. The basic concept of proposed model is to obtain intervals divided by change point, to identify them as change-point groups, and to involve them in interest rate forecasting. the proposed models consist of three stages. The first stage is to detect successive change points in interest rate dataset. The second stage is to forecast change-point group with data mining classifiers. The final stage is to forecast the desired output with BPN. Based on this structure, we propose three integrated neural network models in terms of data mining classifier: (1) multivariate discriminant analysis (MDA)-supported neural network model, (2) case based reasoning (CBR)-supported neural network model and (3) backpropagation neural networks (BPN)-supported neural network model. Subsequently, we compare these models with a neural networks (BPN)-supported neural network model. Subsequently, we compare these models with a neural network model alone and, in addition, determine which of three classifiers (MDA, CBR and BPN) can perform better. This article is then to examine the predictability of integrated neural network models for interest rate forecasting using change-point detection.

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The Effect of Conventional Bank's Interest Rate & Islamic Bank's Profit Rate on Investment & Return: An Empirical Investigation in Bangladesh

  • Chowdhury, Mohammad Ashraful Ferdous;Rahman, Syed Mohammad Khaled
    • Asia-Pacific Journal of Business
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    • v.5 no.1
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    • pp.33-41
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    • 2014
  • Since depositors are motivated by returns, it is important for Islamic banks management to understand the extent that rates of return on deposits influence their customers' decision to deposit. The main objective of the study is to explore the degree of influence of conventional bank's interest rate on Islamic bank's profitability and vice-versa. It has been seen from 2005 to 2011 that the rate of interest declared on deposit by conventional banks has a negative impact on profitability of both types of banks in Bangladesh. Rate of profit declared on deposit by Islamic banks is positively related with their profit earned but negatively related with profit earned by conventional banks. We see that rate of interest declared on deposit by Conventional Banks is positively related with their deposit volume but negatively related with Islamic Bank's deposit. On the other hand, rate of profit declared on deposit by Islamic Banks is negatively related with deposit levels of both types of banks. The survey result shows that almost 85% of the respondents are choosing Islamic banks only from their religious point of view and more than 60% of the sampled Islamic bank customers are reluctant to leave the bank even if conventional banks offer better interest rates.

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A Study on Clothing Interests of High School Girls (여고생의 의복 흥미도에 관한 조사 연구)

  • Choi, Joung-Hee;Kim, Woon-Ju
    • Korean Journal of Human Ecology
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    • v.2 no.1
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    • pp.45-51
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    • 1993
  • The purpose of this study is to provide some information for the proper education on clothing wearing habits so that the education may be performed in the direction of social needs according to the social change and in the direction of the needs and interest of the high school girl students in their adolescence by being conscious of the influence of clothing on the high school girl students. I have used questionaire as an instrument of measurement. The length of the time of survey is from February 11, 1991 to February 28. The subjects are 544 first grade girl students of general high schools in Cheong-Ju, Choong-Ju, and Je-Cheon. The analysis of the data includes frequency, percentage, average person's Correlation Program, t-test, ANOVA, Scheffe's test. The conclusion of this study is as follows: The first, it is shown that (l)students's interest in the design and fashion of clothing is significantly related to the socio-anthropological and socio-psychological factors such and the education level of their fathers, the education level of their mothers, monthly income of their homes, the clothing habits of their home economics teachers, the subjects which they are interested in, their average scholoary achievements, their religious background, and whether they have boy friends or not, etd. (2)students' interest in purchasing of clothing is significantly related to the socio-anthropological and socio-psychological factors such as the education level of their fathers, the education level of their mothers, monthly income of their homes, the clothing habits of their home economics teachers, the subjects which they are interested in, their average scholoary achievements, and whether they have boy friends or not, etc. (3)students' interest in the social-psyclological aspect is significantly related to the socio-anthropological and socio-psychological factors such as their living area, the clothing habits of their home economics teachers, etc. (4)students' interest in the clothing construction is significantly related to only the clothing habits of their home economics teachersl. (5)students' interest in the clothing management is significantly related to the socio-anthropological and socio-psychological factors such as the education level of their parents, the age of their mothers, their religious background, and their sisters. The second, as for the interest of the high school girl students in clothing, it has been shown that those who wear school uniforms tend to have more interest than those who wear free-choice clothes in such areas as shopping, the construction, and management. As for the other two areas, that is, disign and fashion, and the interest in socio-psychological dependence there has been little meaningful difference between the two groups, while the uniform group has shown more interest than the other group. The third, the interest of hish school students in clothing is considered to be most seriously influenced by their socio-psychological dependence out of five areas of interest. It has been shown that the proportion of the content dealing with clothing wearing life in the high school home economics texbooks in relatively small, especially in such areas as socio-psychological dependence, shopping, management, and design and fashion except in construcion.

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