• Title/Summary/Keyword: financial preparation

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A study on the financial structures for the old age preparations in Korea (국내 노후대비 자산구조에 관한 연구)

  • Park, Dong In;Cho, Kil Ho
    • Journal of the Korean Data and Information Science Society
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    • v.26 no.6
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    • pp.1199-1206
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    • 2015
  • into aging is the most rapidly increasing among the OECD countries. Consequently, this study aims at analyzing the forms of portfolio establishment by group, the factors affecting the old age preparation, and the presence of middle-aged households' preparation for the old ages in order to forestall social problems like the poverty ration of elderly that have been caused by the rapidly aging society. The result shows that the portfolio for the old age preparation can be expanded if a combination product of finance and real estate is developed as a means of old age preparation. Upon the results of the study above, it can be seen that the old age preparations differ according to not only the demographic elements, but also the extent to how much resources one holds. Especially, the various factors affecting the holding resources vary householder by household depending on whether they prepare for the old ages or not.

A Study on the Influence of Office Workers' Job Performance Ability, Retirement Readiness, and Future Anxiety on Entrepreneurship Will: Focusing on the Mediating Effect of Another Success Expectation on Life after Retirement (직장인의 직무수행능력, 노후준비도, 미래불안감이 창업의지에 미치는 영향연구: 퇴직후 삶에 대한 또 다른 성공기대감의 매개효과를 중심으로)

  • Park, Gug Gun;Ha, Kyu Soo
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.15 no.6
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    • pp.167-187
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    • 2020
  • Currently, Korea is changing into an ultra-aging society, and office workers retire at the age of 49.5 on average from their main jobs, and the national pension is delayed from 62 years old to 65 years old by 2034, so research is needed to prepare for the aging of office workers after retirement. The purpose of this study is to examine the factors affecting the intention to start a business after retirement and the mediating effect of another sense of success expectation on life after retirement, targeting office workers nationwide. Changes in individual attitudes and systematic institutional support are needed to prepare for a sustainable job until the age of 100 after retirement, that is, a start-up utilizing wisdom and experience in work life. As a result of the study, the ability to perform the goal as job performance, economic preparation for retirement preparation, preparation for external relations, and future anxiety have a positive effect on the entrepreneurial will, and the ability to use new technologies as job performance, and physical preparation for retirement. Preparation and preparation for internal relations were found to have no effect. In the influencing relationship between preparation for external relations and the will of start-up, and future anxiety and will of start-up, another sense of success was confirmed to have a partial mediation effect. In the relationship between economic preparation and willingness to start a business, the effect of complete mediation was confirmed. In order to increase the will to start a business after retirement, it was confirmed that another sense of expectation for success was an important variable. Introducing a government-sponsored education system in the company to reduce the government's financial burden due to super-aging and achieve corporate growth through employee training while potential founders, office workers, are employed, and entrepreneurship and goals for the three life goals of office workers By introducing a performance improvement program, we were able to get implications that would be a solution to the growth of individuals and businesses and reducing the government's financial burden.

Analysis of Changes in Home Management Part in Home Economics Textbooks for Middle School (교육과정 시기에 따른 중학교 가정교과서 가정관리분야 단원의 변천과정 분석 (I))

  • 이연숙
    • Journal of Korean Home Economics Education Association
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    • v.13 no.1
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    • pp.73-91
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    • 2001
  • The purpose of this study was to analyze the changes in home management part in the home economics textbooks for middle school from the 1st to the 7th curriculum period. The part of home management in the all of home economics textbooks published in every curriculum period was analyzed using several external criteria of textbook. The major findings of this study were as follows : 1. The part of home management was divided into even specific areas including 'definition and process of home management'. 'time management'. 'household labor/work management'. 'family financial management'.'purchasing'. and 'consumer protection'. 2. The part of home management has been included in the middle school home economics textbooks since the 1st curriculum period. The proportion of this part in the whole textbook varied with range from 5.1% to 31.8%. 3. The areas emphasized in the beginning of curriculum period were 'family financial management'and 'household labor/work management'. and 'utilization of family resource and environment management'were the areas emphasized in the later curriculum period. 4. The titles of the middle and small unit have begun to use recent words and have represented the including contents since the 4th curriculum period. 5. The numbers of illustrations. tables. pictures. and activities have increased since the 6th curriculum period. 6. Other unrelated areas such as computer and career preparation were included in the home management part in the 1st. 2nd. and 5th curriculum period.

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The technical-economic study of solar PV and renewable energy (태양광에너지 중심의 신재생에너지 기술경제학 모델링 연구)

  • Lee, Munsu;Lee, Minjin;Lee, Younghee
    • 한국신재생에너지학회:학술대회논문집
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    • 2011.05a
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    • pp.136.1-136.1
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    • 2011
  • An energy modeling analysis method currently has been considered as a new approach for energy policy research, because the importance of renewable energy use has been emphasized more and more. This study used RETScreen model as a clean energy decision making methodology for adaptation to climate change and elimination of various pollutions. This modeling method includes five step standard analysis; energy model, cost analysis, GHG analysis, financial analysis, and sensitivity & risk analysis and it also assesses both conventional and modern energy sources and technologies. This methodology for the photovoltaic(PV) energy modeling is used to evaluate the energy production, financial performance and GHG emissions reduction of photovoltaic projects. In addition, the PV application systems are classified into three basic applications; On-grid system, Off-grid system and water pumping system. This study assesses the renewable energy techno-economic modeling method with the feasibility analysis result of 10 MW PV power plant in Abu Dhabi in United Arab Emirates. Furthermore this study stresses the importance of renewable energy model research by applying to domestic PV power plant which is now in preparation.

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A Study on the Retirement Satisfaction according to the General Characteristics of Retired Elderly

  • KIM, Jong-Jin
    • The Journal of Industrial Distribution & Business
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    • v.10 no.12
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    • pp.25-34
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    • 2019
  • Purpose - In this study, we would like to analyze how the general characteristics of retired senior citizens affect directly the satisfaction of retirees' lives. As the life cycle continues to grow longer, post-retirement environment is recognized as important, and this study is conducted to analysis the factors that concerns which parts influence future retirement life. Research design, data, and methodology - First, Pearson's correlation analysis was conducted to analyze the correlation between the satisfaction of retirement life and the characteristics of the elderly. Secondly, a one-way analysis of variance was conducted to find out the difference in the satisfaction level of post-retirement life depending on the characteristics of the elderly. Results - First, the demographic factors for the satisfaction of retirement life have shown a definite difference. Second, the family factors for the satisfaction of retirement life have shown a clear difference. Third, financial factors for the satisfaction of retirement life have shown a clear difference. Conclusions - Early retirement, especially in major jobs, is the basis for incomplete retirement preparation, which is a factor in unstable later life. If a prospective retiree can retire in a predictable retirement age, it would be sufficient to prepare for retirement in various areas, or to prepare for further directions.

Effects of the Occupation and Activity Nature of the Middle-Aged on Retirement Preparation (중년층의 직업특성과 활동특성이 은퇴준비에 미치는 영향)

  • Shin, Gye-Soo;Cho, Sung-Sook
    • The Journal of the Korea Contents Association
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    • v.11 no.11
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    • pp.296-312
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    • 2011
  • Korea has been suffering from financial hardship with low birth rate and rapid growing of advanced aged people because low economic growth and low interest rate have continued after IMF foreign-exchange crisis. Under these circumstances, it is necessary for the middle-aged people to have well-prepared retirement plan in the sense of physical, psychological, social and economical preparedness. The study intends to find out how the occupation and activity characteristics affect the physical, psychological, social and economical preparation for their remaining old age. For the purpose, questionnaires were collected from 344 middle-aged people working in private companies, public offices and small-business owners in metropolitan and Chungcheong province. The findings are as follows: First, they were physically well-prepared, as they thought their leisure activity was more important, their occupational role was more stable and they were old and healthy. Second, Women had notion about their occupation if they kept a good relationship with their colleagues. And they were psychologically prepared well as they valued their leisure activities. Third, if they perceived their occupations as stable and had more social and leisure activities, they were socially well-prepared. Fourth, Although the level of economical preparation depends on their wealth, the occupation and activity characteristics had no effect on the economical preparation. These findings imply that the retirement preparation as a recent social issue has been influenced by the nature of occupation and activity and suggest that the definite policy and program will be required for the retirement preparation of the middle-aged people from various aspects.

Optimization of water quality monitoring stations using genetic algorithm, a case study, Sefid-Rud River, Iran

  • Asadollahfardi, Gholamreza;Heidarzadeh, Nima;Mosalli, Atabak;Sekhavati, Ali
    • Advances in environmental research
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    • v.7 no.2
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    • pp.87-107
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    • 2018
  • Water quality monitoring network needs periodic evaluations based on environmental demands and financial constraints. We used a genetic algorithm to optimize the existing water quality monitoring stations on the Sefid-Rud River, which is located in the North of Iran. Our objective was to optimize the existing stations for drinking and irrigation purposes, separately. The technique includes two stages called data preparation and the optimization. On the data preparation stage, first the basin was divided into four sections and each section was consisted of some stations. Then, the score of each station was computed using the data provided by the water Research Institute of the Ministry of energy. After that, we applied a weighting method by providing questionnaires to ask the experts to define the significance of each parameter. In the next step, according to the scores, stations were prioritized cumulatively. Finally, the genetic algorithm was applied to identify the best combination. The results indicated that out of 21 existing monitoring stations, 14 stations should remain in the network for both irrigation and drinking purposes. The results also had a good compliance with the previous studies which used dynamic programming as the optimization technique.

Comparative analysis of key terms in consumer and family resource management in South and North Korea in preparation for unification (통일 대비 남북한 가정생활 용어 비교 분석: 소비자·가정경영 영역을 중심으로)

  • Lee, Yon-Suk;Han, Young-Sun;Jung, Min-Young
    • Journal of Family Resource Management and Policy Review
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    • v.20 no.2
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    • pp.119-140
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    • 2016
  • This study objectively analyzes the understanding of changes in North Koreans' home lives and the differences between the home life cultures of South and North Korea. A comparative analysis was conducted of terms related to consumer and family resource management to determine language differences and create a mutual understanding of social convergence unification. First, the analysis revealed that the North Korean language is not developed in certain areas, such as consumer welfare or consumer patterns related to resolving issues or complaints connected to consumptive lifestyles. In financial management, there were terms that referred to the collapsed North Korean economic conditions after the fall of the Soviet Union in 1991 and the North Korean famine. Second, terms reflecting North Korea's social, political, and economic structures were discovered, and it was found that South and North Korean languages differed from each other with regard to terms about kinship, sports, and art.

Optimization Study of Toom-Cook Algorithm in NIST PQC SABER Utilizing ARM/NEON Processor (ARM/NEON 프로세서를 활용한 NIST PQC SABER에서 Toom-Cook 알고리즘 최적화 구현 연구)

  • Song, JinGyo;Kim, YoungBeom;Seo, Seog Chung
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.31 no.3
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    • pp.463-471
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    • 2021
  • Since 2016, National Institute of Standards and Technology (NIST) has been conducting a post quantum cryptography standardization project in preparation for a quantum computing environment. Three rounds are currently in progress, and most of the candidates (5/7) are lattice-based. Lattice-based post quantum cryptography is evaluated to be applicable even in an embedded environment where resources are limited by providing efficient operation processing and appropriate key length. Among them, SABER KEM provides the efficient modulus and Toom-Cook to process polynomial multiplication with computation-intensive tasks. In this paper, we present the optimized implementation of evaluation and interpolation in Toom-Cook algorithm of SABER utilizing ARM/NEON in ARMv8-A platform. In the evaluation process, we propose an efficient interleaving method of ARM/NEON, and in the interpolation process, we introduce an optimized implementation methodology applicable in various embedded environments. As a result, the proposed implementation achieved 3.5 times faster performance in the evaluation process and 5 times faster in the interpolation process than the previous reference implementation.

A study on the application of legal design methodology for commercialization of security tokens

  • Sangyub Han;Hokyoung Ryu
    • Journal of the Korea Society of Computer and Information
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    • v.29 no.7
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    • pp.117-128
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    • 2024
  • In this paper, we propose a process for deriving priority tasks using the legal design technique in a situation where there is high uncertainty in the market and legal system regarding the commercialization of security tokens based on blockchain and distributed ledger technology. To issue and distribute securities tokens, we conducted a legal design workshop with participants who applied for innovative financial services (financial regulatory sandbox). During the workshop, participants harmonized their interests and deliberated on readiness, considering both legal and technical factors. The aim was to ascertain the feasibility of identifying prioritized objectives for future endeavors. The legal design technique facilitates consensus-building among stakeholders in an uncertain environment by confirming and adjusting differing perspectives and disagreements based on mutual understanding. The key stages include the empathetic process called "Family Therapy," the "N whys" for problem definition, and the speculative scenario design for problem-solving. This approach distinguishes itself from user-centered design thinking. Given the diverse stakeholders involved, effective facilitation by the facilitator is crucial during the legal design workshop preparation and execution.