• 사회복지연구
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• 제44권3호
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• pp.57-83
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• 2013

본 연구는 과거의 노후 준비가 노년기에 이르러 활동적인 노년 생활을 보내는 것에 영향을 주는지, 그리고 노후준비를 통해 획득된 자기효능감 및 사회적 지지라는 심리사회적 자원이 이러한 두 요인간의 관계에서 매개효과를 가지는지 파악하는데 목적이 있다. 이를 위해 "2010 서울시 복지패널조사"자료 중 2010년도 가구원용 데이터를 분석 자료로 사용하였다. 연구 모형의 검증을 위해 빈도분석, 기술분석을 통해 대상자의 일반적 특성 및 주요 변수의 특성을 살펴보았고, AMOS 프로그램을 이용하여 모형의 적합도 분석 및 구조방정식으로 모형을 분석하였다. Sobel test를 통해 과거의 노후준비가 활동적 노화에 미치는 영향에 있어 심리사회적 자원인 자기효능감과 사회적 지지의 매개효과를 살펴보았다. 분석결과, 노후준비의 구성 요소인 신체적인 노후준비, 경제적 노후준비, 사회적 노후준비, 그리고 여가적인 노후준비는 활동적 노년생활에 정(+)적인 영향을 주는 것으로 밝혀졌다. 또한 과거의 노후준비와 노년기의 활동성의 관계에서 심리사회적 자원의 매개효과를 분석한 결과에서도 통계적으로 유의미한 영향력을 나타내어, 부분 매개 경로를 확인할 수 있었다. 연구결과를 통해, 노년기 진입에 앞서 다양한 영역에 대한 노후 준비는 심리사회적 자원을 획득하고 이는 활동적인 노후생활에 영향을 미치므로 복지정책을 개발함에 있어서도 향후 노후를 준비할 수 있도록 중장년층에게 노후준비 교육등을 실시하여 심리사회적 자원을 형성할 수 있도록 내용을 구성할 필요가 있다는 제언을 하고자 한다.

• 한국생활과학회지
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• 제14권1호
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• pp.95-105
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• 2005

This study examined the factors affecting college students' money management behaviors according to credit card usage. The data were collected from 481 college students in Busan and Gyeongnam areas by a self-administered questionnaire. Frequencies, Cronbach's Alpha, factor analyses, t-test, Pearson's correlation analysis, and regression analyses were conducted by SPSS WINDOWS. The results from this study were as follows. First, there were significant differences between credit card usage group and non-usage group in the means for future preparation, stingy attitude, and planned expenditure. However, there was no significant difference in the mean of money management behaviors. Second, for the credit card usage group, the significant variables affecting money management behaviors included sex, grade, experience of consumer education, father's occupation, monthly household income, future preparation, stingy attitude, methods of emotional change, planned expenditure, and negative recognition. On the other hand, for the non-usage group, grade, experience of consumer education, father's occupation, way of success, future preparation, stingy attitude, planned expenditure, and conditional permission were significant. These results imply that financial management education including values about money and consumption patterns should be conducted.

• 유통과학연구
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• 제20권2호
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• pp.101-108
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• 2022

Purpose: In this logistics disturbance period, this study conducts research of distribution and logistics firms in Korea. The purpose of this exploratory research is to analyze global competitive capability influence on business performance. And give managerial implications and contribute to academics. Research design, data, and methodology: This research empirically analyzes the relationship between global competitive capability and business performance. As for business performance this research considered non-financial performance and measured with business performance fulfillment. As for antecedent variables, this research measured three global competitive capability constructs; preparation, utilization, intensive capability. And each construct includes two capability concepts. This study used 2,316 executing direct export distribution and logistics industry firmsfrom KOTRA's GCL data. This research used frequency analysis, reliability analysis, correlation analysis, and step-wise regression analysis by SPSS26. Results: The result shows that all the variables except export infra showed statistically significant. As results show, mid/long strategy & global mind of preparation capability, both communication and marketing of utilization capability and market strategy and product/goods/service of intensive capability give a positive influence on business performance fulfillment. Conclusions: Based on the results, this research provide implication for practical management, contribution to academic, and suggestion for feature research.

• 대한치과기공학회지
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• 제38권4호
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• pp.315-325
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• 2016

Purpose: This study investigated perception and plan of dental technologists regarding the old age and retirement for them to enjoy stable old age. Methods: Dental technologists working in Seoul, Incheon, and Gyeonggido were asked to fill out a self-administered questionnaire, and a total of 200 copies were used for analysis. The collected data were statistically analyzed by using SPSS 22.0(Statistical Package for Social Sciences. Chicago, IL, USA) (a=0.05). In order to compare perception toward old age preparation among the subjects, a Chi-square test was performed, and, to investigate the level of preparedness for old age according to general characteristics, t-test was performed. Results: In the analysis of the old age preparedness by age, there was a significant difference in financial preparation, Asset identification, use of retiring allowance, information gathering, senior town home, and stability (p<0.05). To the questions regarding perception toward retirement, the majority of the subjects (60.5%) answered they had thought about retirement, and many (23.9%) of them attributed the reason to job stress (23.9%). Regarding old age preparedness according to workplace, there was a significant difference in use of retirement allowance and education for old age preparedness between general dental laboratories and general hospitals (p<0.05). Conclusion: It is believed that, for preparation of dental technologists for stable old age, in addition to their personal effort, it is important to provide social support and practical measures to ensure welfare and retirement.

• 한국콘텐츠학회논문지
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• 제17권9호
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• pp.449-465
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• 2017

중소기업 근로자들은 낮은 임금수준과 열악한 근로조건으로 인해 은퇴준비에 어려움을 겪고 있으며, 은퇴 후에는 노후빈곤에 빠질 가능성이 있다. 본 연구의 목적은 사례연구 방법을 통해 중소기업 근로자들의 재무적 비재무적 은퇴준비 실태를 살펴보는데 있다. 주요 분석결과는 다음과 같다. 중소기업 근로자들은 은퇴에 대해 크게 불안을 느끼는 것으로 나타났다. 많은 중소기업 근로자들은 충분한 노후소득을 확보하지 못했고, 매우 적은 국민연금 수령액으로 노후를 보내야 하는 현실을 걱정했다. 둘째, 중소기업 근로자들은 가족, 재무, 건강, 일자리, 사회참여와 같은 다양한 삶의 영역에서 길어지는 노후생활을 대비하는 것으로 나타났다. 셋째, 중소기업 근로자들은 현실적이고 실용적인 은퇴준비를 하였다. 그들은 소비지출 감소, 자녀교육비 축소, 낮은 임금의 일자리 선택, 현금 확보 등 은퇴에 대비하여 안전성과 현실성을 우선 고려하였다. 결론적으로 중소기업 근로자들은 은퇴에 대비해 다양한 해결책을 추구하고 있다. 그들이 퇴직 후 삶의 재구성에 초점을 둔 통합적이고 실용적인 교육을 통해 은퇴설계 니즈를 지원할 필요가 있다.

• 시스템엔지니어링학술지
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• 제15권2호
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• pp.79-86
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• 2019

Among the government-sponsored projects supported by Ministry of SMEs and Startups(MSS), the financial support of the Consulting Research Institutes of our university is scheduled to be ended this year. In this regard, this study is to develop a profit model for R&D center of Consulting Research Institute that can cultivate the financial independence of R&D center of Consulting Research Institutes and foster technology convergence consulting manpower to strengthen the competitiveness of SMEs in preparation for the Fourth Industrial Revolution. The profit model were derived from the current status of consulting industry and similar organizations, the current status of consulting graduate R&D centers, case studies of other universities, and focus group interviews. In order to select three high profit models and commercialize them, BMC (Biz Model Canvas) was used and business feasibility was examined. Therefore, three profit model of R&D center of Consulting Research Institute are: First, SCB (SME's Consulting Business: Total Solution Provider for SMEs through Technology Convergence Consulting), Second, SNB (SME's Network Business: Experts connection in Consulting Graduate School for Solving Problems and Problems of SMEs / Industry Consolidation) And third, SM (Sustainable Management: Financial independence through structural improvement of Consulting Research Institute), and the road-map was established. As an implementation plan, the company intends to seek financial independence by developing a profit model for R&D center of Consulting Research Institutes and by establishing business goals and strategies, manpower operation plan, organization, and investment plan for three years.

• 가족자원경영과 정책
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• 제18권2호
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• pp.143-162
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• 2014

The purpose of this study is to analyze the influences on resource transfers between middle-aged parents and their married children. This study used 2009 data from the National Research Foundation of Korea regarding inter-generational resource transfers and preparation for later life (kfr-2009-c00010). A sample of 1208 households of middle-aged parents with married children was used. The study found that parents provided financial resource transfers to their married children in the following circumstances: where parents received financial resource transfers from their married children, where the household income of parents was high, where the children were younger, and where the children were male. Parents provided instrumental resource transfers to their married children in the following circumstances: where parents received instrumental resource transfers from their married children, where the gender of children was female, where the children were employed, where married children had their own children who were either younger than a preschooler, and where household incomes of married children were high. Parents received financial resource transfers from their married children in these circumstances: where their emotional ties with their children was high, where the household income of the parents was low, where the household income of the married children was high, and where married children had preschoolers. The circumstances in which parents received instrumental resource transfers from their married children were where parents provided instrumental resource transfers and the household incomes of married children were high.

• 한국보육지원학회지
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• 제3권2호
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• pp.123-146
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• 2007

본 연구는 체계적인 평가인증 조력방안을 제시하기 위해서 시도되었다. 지역간 조력상황의 편차가 크고, 조력의 내용과 방법이 명확하게 제시되어 있지 않으며, 조력전문가의 역량이 강화될 필요가 있고, 아울러 예산과 인력의 지원이 요구된다는 평가인증 조력의 현실에 대한 인식에서 출발되었다. 조력에 대한 분석과 보육시설장들을 대상으로 면접조사한 본 연구의 분석 결과, 예비클라스 설치 및 운영 단계, 조력신청 및 상담의 단계, 조력회의 및 간담회 단계, 심화워크샵 실행 단계, 우수시설 견학, 영역별 전문 방문조력의 실시, 평가의 여섯 단계의 조력과정을 제안하였다. 특히 조력의 효율성을 높이기 위해서 영역별 전문 조력자의 구성을 제안하였다. 조력운영지침으로 평가인증 예비클래스 운영, 조력자의 확보 및 체계적인 교육, 조력메뉴얼 보급, 사후관리조력프로그램, 그리고 충분한 재정지원을 마련해야 할 것을 명시하였다. 본 연구에서 제시된 조력 메뉴얼은 보육정보센타 혹은 그 이외 다른 조력기관간의 조력의 방법과 내용의 편차를 줄이고 체계적이고 전문적인 조력을 수행는데 도움이 될 것이다.

• 한국병원경영학회지
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• 제20권3호
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• pp.45-55
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• 2015

While the influence of healthcare accreditation system to the quality improvement of hospitals has more increased, regarding the preparation costs for healthcare accreditation, it has never been empirically studied about the costs that are actually invested by hospitals. This study is going to determine the difficulties in the preparation process of accreditation and details of accreditation preparation costs for hospitals that participated in the healthcare accreditation system and acquired accreditation. The survey was performed in a self-reported form from February 28 to March 21 2014 for 189 acute hospitals accredited as a hospital from 2011 to February 2014. Of all questionaries of survey participants, 98 were recovered; the response rate was 51.9%. A total of 40 questionnaires were used except for 58 containing insincere answers. Main findings are followings: Firstly, findings showed that advanced general hospitals spent the most statistically significantly highest in terms of equipments and total costs among cost items for accreditation preparation. When accreditation preparation costs items were classified according to classification of hospitals, advanced general hospitals spent the most statistically significantly highest in the equipments and total costs. Also in terms of regional, Gyeonggi, Incheon regions were found to spend statistically significantly higher costs in the equipments costs. Secondly, as a result of the survey in the distribution of the total accreditation preparation costs, advanced general hospitals have disbursed the most out of all. However, the result in hospitals does not show significant difference to the expense of advanced general hospitals and that especially other regional hospitals spent higher costs. As such, all hospitals are under a heavy burden of higher costs on accreditation preparation, especially hospitals. The build-up of infrastructures by hospitals through an accreditation system consequently led to a higher initial investment; if the accreditation system is effective in improving the quality of health care and patient safety, appropriate responses are needed. In other words, financial support for investment costs needs to be given to allow hospitals to actively participate in the accreditation system.

• 문화기술의 융합
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• 제7권4호
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• pp.1-7
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• 2021

본 연구는 주택담보대출이 은행 재무건전성에 미치는 영향을 분석하였다. 또한 금융위기 전후하여 주택담보대출이 은행의 재무건전성에 미치는 영향이 차이가 있는지 검증하였다. 본 연구는 2007년부터 2018년 동안 국내 일반은행의 데이터를 사용하였으며, 금융감독원의 금융통계정보시스템에서 자료를 추출하였다. 표본은행은 계속해서 영업하고 있는 12개 은행을 포함하고 있으며, 금융위기 전후에 13년 간의 패널 데이터를 사용하였다. 분석 결과를 요약하면 다음과 같다. 첫째, 주택담보대출비율의 추정계수가 은행의 BIS 자기자본비율과 유의적인 음(-)의 관계를 보이고 있다. 또한 금융위기 이후 주택담보대출비율은 은행의 BIS 자기자본비율과 유의적인 양(+)의 영향을 미친 것으로 나타났다. 둘째, 주택담보대출비율의 추정계수가 은행의 고정이하여신비율과 유의적인 양(+)의 관계를 보인 것으로 나타났다. 또한 은행의 주택담보대출비율은 은행의 고정이하여신비율에 미치는 영향이 금융위기를 전후하여 유의적으로 변화하는 것으로 추정되었다. 본 연구는 국내은행 재무 건전성의 영향 요인으로 주택담보대출비중을 연구하였다는 점에서 기존 연구와 차별성이 보인다. 향후 국제 금융환경의 변화, 부동산 가격 하락 등 외생적 요인의 발생에 대비하여 가계대출의 건전성 개선에 더욱 많은 노력을 기울일 필요가 있을 것이다.