• Title/Summary/Keyword: family income level

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Analysis on Financial Status of Small Family Business according to Socio-Economic Variables (자영 소규모 가계의 사회경제적 변인에 따른 자산보유실태분석)

  • Bae, Mi-Kyeong
    • Korean Journal of Human Ecology
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    • v.11 no.1
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    • pp.31-43
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    • 2002
  • The purpose of this study was to examine the financial status of the small business households, and to analyze their investment behaviors according to socio-economic variables like age, income, education, job satisfaction, and region. The size of total sample was 2167 with basis of data analysis of Korean Household Panel Study from Daewoo Economic Research Center. Descriptive Statistics were used to analyze their financial status according to the socio-economic variables. The results showed that small business family's financial status was differentiated according to age, income, job satisfaction, and region. Households' investment on the primary financial institute such as bank was differentiated by income, level of education, and job satisfaction. The amount of investment on secondary financial institute such as mutual fund was differentiated by income, age, and region. The households' investment for insurance was affected by all socio-economic variables except region and not significantly different according to socio-economic variables for stock and bonds. The amount of net-asset for households was affected by the level of education, age, and income and the amount of debt most by age and income. The results of this study was useful to develop the estimation tool for the small business households credit and also provides the basic informations for the financial assistance of those households.

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An Analysis on the Household Characteristics and Economic Status of Deficit Households (적자가계의 특성 및 경제구조 분석)

  • Yang, Se-Jeong
    • Journal of Family Resource Management and Policy Review
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    • v.14 no.1
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    • pp.135-159
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    • 2010
  • The purpose of the study was to investigate the characteristics and economic status of deficit households compared to surplus households. Data from The Household Income and Expenditure Survey 2005 by NSO and 50, 207 salary/wage earners' households were used for the analysis. The statistical methods used were GLM, logit, and cluster analyses. The analysis results showed that 25.3 percent of the households were deficit households. Approximately half of the lowest 20% income group were deficit households. Income deficit households earned 1, 273 thousand less than that of surplus households, whereas consumption of deficit households was 1, 006 thousand more than that of surplus households. The average propensity of consumption of deficit households was 142.1. According to the logit analysis, factors contributing to the probability of belonging to a deficit household included income level, household size, age and educational level, occupation, homeownership, car ownership, and wife's employment status. Deficit households were classified into 5 types: 1) health care expenditure-dominated group, 2) housing expenditure-dominated group, 3) education expenditure-dominated group, 4) money transfer-dominated group, and 5) overall-overconsumption group. The overall-overconsumption group was the largest group of all at 58.5%. It was found that for all five groups, the changes in household size, income group, home ownership, and occupation of the individual were variables that influenced the probability of belonging to a certain group.

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The Relation of Stress and Perceived Social Support to Problem Behavior (아동의 스트레스 및 사회적 지지 지각의 행동문제)

  • Han, Mi Hyun;Yoo, An Jin
    • Korean Journal of Child Studies
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    • v.17 no.1
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    • pp.173-188
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    • 1996
  • The purpose of this study was to examine the relation of stress and perceived social supports to problem behavior during childhood, with particular emphasis on the main and stress-buffering effects of perceived social supports. Such demographic data as parents' educational level, father's job, mother's employment, family income, and child's sex and age were also in chided in the study. Statistical techniques were ANOVA, t-test, and multiple regression. Major findings were that behavior problems of children increased with children's stress and decreased by perceived social supports. Perceived social supports moderated the relation between children's stress and problem behavior. Children's stress and perceived social supports differ by educational level of parents, father's job, and family income. Behavior problems of children were differed by family income, father's educational level and job. Children's stress and behavior problems differed by sex and age in some sub-domains, but perceived social supports did not differ by children's sex and age. Perceived social support from friends was the most influential factor affecting children's problem behavior. Therefore, friends may be considered the most important source of social support that is available for adjustment and for coping with stress during childhood.

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Mother' Oral Health Management Behavior to their Children In Iksan (익산시 거주 모친의 자녀에 대한 구강건강관리 행태)

  • Choi, Mi-Suk
    • Journal of environmental and Sanitary engineering
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    • v.21 no.2 s.60
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    • pp.36-46
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    • 2006
  • The purpose if this study was to investigate mother' oral health management behavior to their children. Two hundreds sixty seven mothers with elementary school students were surveyed among the residents living of Iksan city, Korea. A questionnaire was constructed and administered to the samples. The research focused in the following items: the subjects' socio-demographic factors such as education level and employment and so on; their knowledge of plaque; the leading causes of caries, regular dental examinations; dental treatment; their interest in their children's dental health; the frequency of the subjects examining their children's teeth; non-cariogenic food preparation, etc. Being based in collected data, mothers' oral health management behavior to their children were analyzed according to maternal socio-demographic factor and result were following. There was a difference in the subjects knowledge of dental plaque in accordance with their employment or unemployment and family income. There was no difference in mother's oral health management behavior to their children according to parents' education level, the subjects' age and family income. Most of mother answered the main reason of dental caries was that their children did not toothbrush their teeth regularly and there was a difference in the understanding of the subjects in accordance with the education level of fathers and family income. The subjects had a low understanding of the effect of preventing caries with the help of fluoride. They didn't have enough understanding of water fluoridation. So it is necessary that active campaigns should be launched to enlighten people in relation to the ways of preventing dental caries with fluoride.

A Study on the Allocation of Housewive's Time for Housework and Leisure (주부의 가사노동 및 여가시간 배분에 관한 체계론적 분석)

  • 홍성희
    • Journal of Families and Better Life
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    • v.11 no.2
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    • pp.55-68
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    • 1993
  • The purpose of this study were to investigate the allocation of time for housework and leisure and the causal relations between management satisfaction and all variables affecting it. for this purposes the data were collected through the questionnaire whose respondnet were 448 housewives. The major results of this study were as follows; 1`) The housework time was affected by the number of family member the age of wife and income. And leisure time was affected by the work status and age of wife educational level and income. The satisfaction level of management were affected by the wife's work status and educational level and income. 2) The relation between housework time and time management strategies was negative And the relations between satisfaction level of management and time planning time management strategies were positive. 3) Among all variables affcting the satisfaction level of management the educational level income time planning time management strategies and leisure time had direct effect And the work status had indirect effect.

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Influencing Family on an Economic Decision-Making for the Elderlyhood Preparation -Focused on Willingness to Consider Applying for Reverse Mortgage of the Older Living in Metropolitan Areas- (노후준비를 위한 경제적 의사결정에 가족이 미치는 영향 - 수도권 고령자의 주택연금제도 이용의향을 중심으로 -)

  • Lee, Sun-Hyung;Kim, Young-Hun
    • Journal of Family Resource Management and Policy Review
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    • v.15 no.4
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    • pp.169-188
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    • 2011
  • The primary focus of this study was on the issues associated with family and economic decision-making, in particular for the elderlyhood which might have to (or could be) share the family resources. This study regarded willingness to consider applying for Reverse Mortgage as an economic decision-making. The data was collected by interviewing 320 persons (over age 55) living in metropolitan areas in 2008. We selected 227 cases to find the influence of family, having both spouse and adult-children. We have used a theory of Planned Behavior by Fishbein to analysis three research questions. The results are as follows : first, the results partially explain willingness to consider applying for reverse mortgage using Fishbein's theory. Second, several results indicated that economic decision-makings within the family are influenced by several factors relating to other family member's view. They means that some of Subjective Norm variables, of Attitude Behavior ones, and of Perceived Behavior Control ones. Third, the result shows men and women respond differently to consider to applying for that policy. Men are conscious of the other people, i.e., friends, relatives except close family members, and, on the other hand, women are mindful of close family members, i.e., adult children. Forth, the group who have lower income showed higher intentions to consider that policy, when they have adult-children. Fifth, according to age group, pre-elderly group are influenced by consent of adult-children, a level of education, and on the other hand, elderly group are influenced by the other people, i.e., friends, relatives, a level of education, and so on. These results meaned that these distinct characteristics should be considered to establish Income Security policy for the pre-elderly and the elderly.

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Urban middle-aged housewives도 decision-making and their family life satisfaction in ecological approach (생태학적 관점에서 본 도시 중년기 주부의 의사결정 및 가정생활만족)

  • 이정우;정진희
    • Journal of Family Resource Management and Policy Review
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    • v.2 no.2
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    • pp.53-65
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    • 1998
  • This study was designed to examine the decision-making and family life satisfaction of the urban middle-aged housewives from the ecological perspective. The main purpose of this study was to investigate the effects of ecological enviornment variables(ie, natural physical-biological environment·social-cultural environment·human-built environment) and their dicision-making on their family life satisfaction. Also, it is to provide some fundamental information that helps to elevate the family life satisfaction of the unban middle-aged housewives. The subjects of this study were 305 housewives living in Seoul and Inchon area, whose age was from 40 to 59. The significant results were as follows: 1) Their decision-making was affected by the following variables in the order of health condition, fate-control orientation, husband’s support, monthly family income and the perception of the adequacy of household income. 2) The ecological environment variables which had an influence on family life satisfaction were the perception of the adequacy of household income, husband’s support, fate-control orientation, health condition and educational level. 3) From the regression analysis, the model was found to be highly significant, accounting for 44% of the variance. Thus, husband’s support was the strongest predictor variable.

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Family Stresses, Coping Strategy and Family Strengths in Dual-Income Teachers (맞벌이교사들이 가족스트레스, 대처전략 및 가족건강성)

  • Choi, Jeong-Hye
    • Journal of Korean Home Economics Education Association
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    • v.18 no.4 s.42
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    • pp.1-11
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    • 2006
  • The purpose of this study was to investigate the family stresses and its managing strategy to cope with the stresses, and family strengths in dual-income teachers. The subjects of this study were 289 dual-income teachers in the Gyeongnam Area, Korea. The major findings obtained from this study are summarized as follows: 1) The degree of family stresses in dual-income teachers was 2.90 on a scale of 0-5.0. The most stressful aspect for the dual-income teachers came from the role of housework. 2) The degree of coping strategy in dual-income teachers was 3.48, on a scale of 0-5.0. Among the strategies, the 'cognitive restructuring' shows the first. 3) The degree of family strengths of dual-income teachers was 3.88 on a scale 0-5.0. The significant variables were economic level, self-esteem, job satisfaction, and marital satisfaction in dual-income teachers. 4) The most effective variable of family strengths in dual-income teachers was coping strategy.

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Effects of Family Characteristics and Life-Styles on Children's Emotional Problems: The Second Grade Elementary Students (가족특성과 생활습관이 아동의 정서문제에 미치는 영향: 초등 2학년 아동을 중심으로)

  • Kang, Su Kyoung;Kim, Yeoun Jung
    • Human Ecology Research
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    • v.51 no.4
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    • pp.371-382
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    • 2013
  • The purpose of this study is to investigate children's emotional problems (attention problem, aggression, somatic symptom, social withdrawal, depression) and to examine the relationship between children's emotional problems with family characteristics (parent education, parent job, family income), life-styles (gaming times, TV times, sleep time). The sample was 2,140 collections of second grade children and their parents who participated in Korea Youth Panel Survey on 2011. We analyzed the data which were collected by means of questionnaires and the data were analyzed with t -test, ANOVA, Pearson correlation analysis, and regression analysis with SPSS ver. 19.0. The results were summarized as follows. The level of children's emotional problem was relatively low on average. There is a significant difference in the children's emotional problems according to family characteristics and life-styles. There was a relationship between children's emotional problems (attention problem, aggression, somatic symptom, social withdrawal, depression) and life-styles (gaming times, TV times). The significant factors influencing the children's emotional problems are connected with father's education, mother's job, family income, family characteristics, gaming time and TV time of life style. It is noted that parent education level was an important factor for children's attention problem and aggression. Amongst children's life-styles, gaming time and TV time are negative factors for social withdrawal and depression.

A Study on the Relation Between Home Management Ability and Family Life Satisfaction of Home Makers (주부의 가정관리능력과 가정생활만족도와의 관계)

  • 김경숙
    • Journal of the Korean Home Economics Association
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    • v.31 no.3
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    • pp.29-46
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    • 1993
  • The purpose of this study were to investigate the relation between home management ability and family life satisfaction of home makers, and to find out variables which influence them. The data were collected though the questionnaire whose respondent were 408 home makers in Kwang Ju and Kang Reung. The data were analyzed by various statistical method such as Cronbach's coefficient, factor analysis, frequency, percentage, mean, F-test, t-test, Duncan's multiple range test, regression analysis and path analysis. The results were as follow. 1. Home management ability score showed 68.5. Influential variables on home management ability were the level of education (husband and wife), occupation of husband and income as sociodemographic variables, and degree of resourcefulness recognition and of communication as psychological variables. 2. Family life satisfaction score showed 74.6. Influential variables on home management ability were the level of education (husband), occupation of husband and income as sociodemographic variables, and degree of resourcefulness recognition, of communication and of stress recognition as psychological variables. 3. The degree of communication was the highest influential variable to have influence on family life satisfaction. And the degree of resourcefulness recognition, of stress recognition, occupation of husband and wife, level of education(husband), number of children were variables to have directly and/or indirectly influence on family life satisfaction.

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