• Title/Summary/Keyword: expenses

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Patterns of Income and Household Expenses Arrangements and Determinants Within Dual-Income Families (맞벌이 가구의 수입관리 유형 및 가계비관리 유형과 영향요인)

  • Lee, Su-Jin
    • Journal of the Korean Home Economics Association
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    • v.48 no.10
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    • pp.51-64
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    • 2010
  • The purpose of this study was to demonstrate the patterns of income and household expense arrangements within dual-income families. The data was obtained from the F-GENS Korea Panel Survey of Ochanomizu University. The responses were gathered from both married and unmarried people, primarily in Seoul and the metropolitan area, of ages ranging from 25 to 44. The sample for this study was comprised of data from 399 double-income households. Crosstab and multinominal logistic regression models were used to analyze the data. The results were as follows. First, dual-income families choose a pooling system as their income arrangement. Second, variables determining the income arrangement were the husband's age, school attainment, annual average income, and average working hour per day. Third, variables that affected the household expenses arrangement included the husband's level of schooling attained and the husband’s job type. Fourth, the ideology of the economic community effected both the income and household expenses arrangement.

A Study on Piracy and the Liability of the Insurer based on Somali Pirates (소말리아 해적사건을 통한 해적행위와 해상보험자의 책임에 관한 연구)

  • Choi, Byoung Kwon
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.59
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    • pp.113-135
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    • 2013
  • Piracy has been an ongoing and serious problem in international shipping industry. Somalia is often in the news these days. Somalia has been in a state of unrest for more than two centuries. In recent times, the situation has remained unstable. The persistent unrest is the major driver behind the piracy epidemic in Somalia waters. By the MIA 1906, s.78(1), the expenses in order to be recoverable must have been "properly incurred". The underwriter is also liable in certain circumstances for expenses incurred by the assured in an attempt to avert or diminish loss covered by the policy, under provisions. This class of expenditure is commonly referred to as sue and labour expenses, or suing and labouring expenses; less commonly, as particular charges. The standard marine policy(the S.G.Form) contained what was invariably called the sue and labour clause, which has been replaced in the current Institute Clauses by the "Duty of Assured(Sue and Labour)" Clause in the Hull Clauses, and the "Duty of Assured" Clause, headed "Minimizing losses", in the Cargo Clauses. Sue and labour charges are not confined to expenditure on the part of the assured and his agents, but can include quantified loss consequent upon a sacrifice properly and reasonably made to avert or minimize an insured loss.

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An Investigation on Problems in the Procedures of Exper t Opinion and Estimation of Future Medical Expenditure of Medical Institutions (의료기관 내부의 신체감정절차와 향후치료비 산정에 대한 문제점의 고찰)

  • Kang, John;Kim, Pill S.;Moon, Sang Hyuk
    • The Korean Society of Law and Medicine
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    • v.13 no.2
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    • pp.115-139
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    • 2012
  • Civil proceedings, surveyed results and medical expenses that are evidenced by expert witness are just one of the methods of proof. Since a judge makes decision by synthesizing all evidences on a concerned case, thus the judgement would be different from that of expert witness. It is not rational for medical institutions, of which priorities are medical treatment, to give priority to disability decision. However, despite of its importance, medical institutions less recognize about the necessity of procedural stability and predictability in expert valuation. It is necessary to identify actual problems and investigate rational alternatives to acquire fairness in valuation procedures and accuracy in calculating future medical expenses. Therefore, this research explores the problems and realities of evaluation process in medical treatments, and then discuss the alternatives of written expert opinion and estimation of future medical expenses.

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Influence of Age-Identity on Existential Identity and Psychological Well-Being of the Elderly (노인의 연령정체감이 실존적 정체감과 심리적 안녕감에 미치는 영향)

  • Lee, Shin Sook
    • Human Ecology Research
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    • v.52 no.2
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    • pp.151-164
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    • 2014
  • This study was conducted to explore the relationships between the elderly's existential identity and psychological well-being in accordance with the elderly's age-identity so as to improve the quality of life in the elderly with prolonged lives. The data were collected from respondents who were more than 60 years in age who live in city Suncheon. The statistics used for the data analysis were reliability, frequency, percentage, mean, standard deviation, one way analysis of variance, and multiple regression. The results of this study were as follows: (1) A majority of the elderly (49.8%) acknowledged psychological age as actual age. (2) The degrees of the elderly's existential identity was 54.90, while the degree of the elderly's psychological well-being was 33.07. (3) The elderly's existential identity level was significantly affected by economic state, spouse, age-identity, monthly living expenses, household, religion, career, age, and health state. Further, the elderly's psychological well-being level was significantly affected by existential identity, economic state, spouse, health state, age-identity, monthly living expenses, household, education, career, and age. (4) The variables that affect the elderly's existential identity were age-identity, economic state, health state, religion, monthly living expenses, and career, indicating an explanatory power of 38%. Moreover the variables that affect the elderly's psychological well-being were existential identity, age-identity, economic state, health state, and monthly living expenses, explaining approximately 55% of the total variance.

A Survey on the Dining out of Western Food in Seoul Area (서양음식의 외식에 관한 연구 -서울지역을 중심으로-)

  • 나영아;윤은숙
    • The Korean Journal of Food And Nutrition
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    • v.4 no.2
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    • pp.187-198
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    • 1991
  • This study was surveyed by 192 male and 238 female eating-out behaviors about western food in Seoul. The results were summarized as follows : The recognition degree about the western food was 14.2% In $\ulcorner$know well$\lrcorner$, 54.891 in $\ulcorner$know somewhat$\lrcorner$, 25.3% in $\ulcorner$Not know$\lrcorner$ and was observed significance by sex, food expenses and dine-out expenses. The recognition degree about western food was observed more highly than expected and would be further more highly with westernized dietary culture. The information of concern and knowledge about western food was taken by mass-communication, book, school education, etc. and the answer marked significance by sex. age, school career. The majority of subjects had chosen Korean restaurants in dining-out and the western restaurants were favorable to twenties(20~29) and thirties(30~39). The frequency of western restaurants visits was 46% in $\ulcorner$1~3times/month$\lrcorner$, 39% In $\ulcorner$several times/year$\lrcorner$ and the answer of frequency had significance by age, food expenses, and dine-out expenses. The choice of western A la carte menu restaurants was chicken restaurant(28%), cutlet restaurant(24%), hamburger R. (13%), pizza R. (19%), Spaghetti R. (9%). hamburger restaurants were favorable to twenties and the majority of pizza restaurant chosen were high level by monthly income. Content to be improved in western food was 68% in $\ulcorner$proper taste in Korean$\lrcorner$. Western cook should be improved properly in Korean tasting.

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An Analysis on the Determinants of Efficiency of the Pharmaceutical Firms using Stochastic Frontier Analysis (Stochastic Frontier Analysis를 이용한 제약회사의 효율성과 그 결정요인분석)

  • Sakong, Jin;Kim, Jeongkyu
    • Health Policy and Management
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    • v.25 no.2
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    • pp.97-106
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    • 2015
  • Background & Methods: The purpose of this research is to estimate the efficiency of the pharmaceutical firms and the determinants of their efficiency. Stochastic frontier analysis(SFA) and panel study are applied to the data of 60 domestic pharmaceutical firms from 2006 to 2012. Results & Conclusion: First, the result of the stochastic frontier analysis shows that overall efficiency of the pharmaceutical firms is increasing as time goes by. However, if firms are classified by the scale, the larger firms show more efficiency and if classified by the degree of innovativeness, the innovative firms show more efficiency compared to the non-innovative firms. This evidences show that the scale and R&D investment have significant relationships with the efficiency of the pharmaceutical firms. Therefore, it is necessary to increase the national level of investment for the fundamental researches to vitalize R&D of the new drugs. Second, the result of estimation of the determinants of efficiency shows that the firms with larger sales promotion expenses and entertainment expenses have less efficiency compared to the other firms. This can be explained by the structural characteristics of the small generic pharmaceutical firms. Therefore, the government had better make the pharmaceutical firms to reduce sales promotion and entertainment expenses and increase R&D expenses by introducing systems such as global budgeting system on medicine or reference pricing system.

The Relationship of Value Added to Personnel Expenses and Operating Margin in Hospitals (의료기관의 인건비투자효율과 의료이익률 간의 관계)

  • Jung, Yong-Mo
    • The Korean Journal of Health Service Management
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    • v.5 no.1
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    • pp.77-85
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    • 2011
  • The study intends to conduct an analysis of relations between efficiency of investment to human resources and the operating margin in hospitals. The analyzed results are as follows: First, it is found out that an index related to labor productivity(the monthly value added per bed, the value added ratio to gross revenue), and an index for efficiency of human resources(value added to personnel expenses), do not have a significant difference by years. Second, labor productivity, indicating the efficiency of human resources, does not have a significant difference between regions and between hospital types. But there is a significant difference according to types of establishment: private hospitals have higher labor productivity(efficiency of human resources) than corporate hospitals. The hospital size is small have significantly higher labor productivity. As a result of a follow-up check, it is found out that there is separation between a group with more than 200 beds and a group with less than 200 beds. Third, at the relations between the indices related to value-added productivity and the operating margin that the higher the value added ratio to gross revenue and the higher labor productivity, the higher the operating margin. Especially, labor productivity(value added to personnel expenses), an index for the efficiency of human resources, out of all the indices related value added productivity, has the most significant influence on the operating margin.

A Study on the Preference for Choosing an Automobiles according to the Demographic Characteristics (인구통계적 특성에 따른 자동차 선택의 선호도에 관한 연구)

  • Baek, Sung-Hyun;Chang, Kyung
    • Journal of Korean Society of Industrial and Systems Engineering
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    • v.30 no.1
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    • pp.25-32
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    • 2007
  • Automobile manufacturing companies should provide the products and service that can satisfy consumers who usually want various kinds of automobiles. This paper studied the relations among several demographic characteristics(gender, age, occupation, income) of consumers and automobile's attributes(engine performance, engine displacement, price, maintenance expenses, color, etc.) and preferred automobile(kind, size, company, price). For the relation research we established a model and related hypotheses and used a questionnaire survey, where 350 subjects were questioned. After the analysis, many statistically significant results are obtained : consumer's gender has relations with the preference for engine performance, engine displacement, price, color, and design; age has relations with the preference for engine displacement, maintenance expenses, free checking during A/S period, etc., occupation has relations with the preference for engine performance, engine displacement, price, maintenance expenses, fuel efficiency, etc. : income has relations with the preference for engine performance, engine displacement, price, maintenance expenses, mileage, reputation of car manufacturing companies, etc.; price and fuel efficiency has relations with the preference for car manufacturing companies. These results suggest the consumer-oriented sales of automobiles and are expected to be helpful for the effective strategy development of automobile marketing.

Customary Funeral Rites of Teachers in the Southern Nak-dong River Area (낙동강 남부지역의 상례문화 실태 조사 - 부산의 교사집단을 중심으로 -)

  • 이기숙
    • Journal of Families and Better Life
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    • v.22 no.5
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    • pp.133-147
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    • 2004
  • Korean funeral customs are an important part of the mourning process in Korea. A survey was conducted in the southern part by the Nak-dong river, centered around the city of Busan to examine Korean funeral rites. This study was conducted with survey research. The target population included 234 teachers and experienced the death of a family member within the last three years. Results showed that they presented their condolences 5 to 6 times on average per year. Funeral rites were performed usually at a hospital funeral hall. The preference of burial to cremation was about the same. According to the survey, funeral expenses averaged 9,570,000 won and donations received for funeral expenses, 12,630,000 won. Problems the respondents expressed about the process included large funeral expenses, the decision whether to bury or cremate, and fatigue from staying up all night. When classified according to the demographic characteristics, there were significant differences in the variables. Frequency of attending funerals depended on gender, age, and health status. Condolence style depended on religion. The type of funeral (burial or cremation) depended on family income. The type of reception depended on gender. Funeral expenses depended on the age Second, in the process of preparing for a family member's death, they thought it was important to prepare a funeral ceremony portrait of the deceased and a scroll by themselves, and the preparation

A Comparative Study on the Costs of Structural Materials Based on Different Types of Soil Load on Artificial Ground (인공지반에서 토양하중에 따른 건축구조물 골조원가의 비교연구)

  • 김도경;황지환
    • Journal of the Korean Institute of Landscape Architecture
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    • v.29 no.6
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    • pp.72-81
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    • 2002
  • The purpose of this study is to determine the impact of the soil load for artificial ground on a building's structural expenses. Three types of soil - 100% soil, soil mixed with 50% perlite, and 100% artificial soil - were used for this study. A one story concrete steel building specific to each soil load was designed, and then, the cost of steel and concrete used for the design was estimated. As the result of this study, the structural expenses in the case of 5:5 mixed soil can be reduced about 17% compare with 100% soil. Using artificial soil, the structural expenses can be cut about 32% compare to 100% soil and about 12% less when 5:5 mixed soil is used. However, considering total expense which includes the structural expense and soil expense, the expense of 5:5 mixed soil have an increase 25% compared with 100% soil. In the artificial soil, the total expense is 45% more expensive than 100% soil and 17% higher when 5:5 mixed soil is used because of the high unit price of artificial soil. This study expected substantial savings in structural cost as the soil-load was lightened. But, savings were significantly reduced because the unit price of the artificial soil is much more expensive than the price of the natural one. Therefore, further research on methods of reducing the unit price of the artificial soil should be conducted in order to extend green space on to artificial ground.