• 가정과삶의질연구
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• 제14권4호
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• pp.85-106
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• 1996

The effects of family solidarity and locus of control on the perceived economic well-being of the elderly were examined in a sample of 433 metropolitan and nonmetropolitan elderly. The major findings were as follows: 1. The higher family solidarity the higher would be perceived economic well-being of the elderly. 2. Internally oriented elderly tended to have a high level of perceived economic well-being 3. Family solidarity was significantly associated with perceived economic well-being was positively affected by family solidarity and locus of control for both metropolitan and nonmetropolitan elderly. 6. family solidarity was found to affect perceived economic well-being directly and also indirectly by enhancing locus of control for the whole and metropolitan elderly. 7. Family solidarity and locus of control has direct effects on perceived economic well-being for nonmetropolitan elderly.

• 가족자원경영과 정책
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• 제12권2호
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• pp.31-55
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• 2008

Human capital theory and social capital theory provide a framework for analyzing economic well-being. The purpose of this study was to investigate the effects of human capital and social capital on the economic well-being of the elderly. The data from the 1st wave of KLoSA (Korean Longitudinal Study of Aging) were used (n=3,426). The major findings were as follows: First, human capital and social capital are both resources that can contribute to increasing the economic well-being of the elderly. Second, the effects of human capital on the economic well-being of the elderly were relatively higher than the effects of social capital. Third, the relative contributions of human capital and social capital to increasing economic well-being varied by sex, age, and region. Based on the empirical results, the implications for social investment in human capital and social capital were provided.

• 대한가정학회지
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• 제32권4호
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• pp.31-43
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• 1994

The purpose of the study was to examine the economic well-being of households whose heads were retired in 1989 utilizing the combined income and net worth measyre of economic well-being which was adjusted for households size and composition. The data came from the 1989 Survey of Consumer Finances. The results showed that (1) the economic well-being of retired households was 87% of the average economic well-being of total households in the United States (2) there were considerable differences in the economic well-being among retired households and (3)race, sex, age of head had significant direct and/or indirect effects on the economic well-being of retired households. Education and income of longest job were significant intervening variables whereas the duration of longest job was not. On the basis of the results implications for public policy and future research were made.

• 가정과삶의질연구
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• 제26권5호
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• pp.315-332
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• 2008

The purpose of this study was to investigate the relative effects of human capital and social capital on the economic well-being of late middle-aged Koreans. The data from the first wave of KLoSA (Korean Longitudinal Study of Aging) aged 50-64 were used (n=4,040). The major findings were as follows: First, human capital and social capital are both resources that can contribute to increasing the economic well-being of the middle-aged. Second, the relative contribution of human capital to the economic well-being of the middle-aged varied by the level of social capital, including formal network and informal network. Third, the relative contribution of social capital to the economic well-being of the middle-aged varied by the level of human capital, including employment type and educational attainment. Based on empirical results, the implications for social investment in human capital and social capital were provided.

• 가정과삶의질연구
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• 제21권2호
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• pp.155-173
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• 2003

The purpose of this study was to gain an understanding about urban housewives' stress in family financial management, their coping strategies, and their sense of economic well-being, which will eventually provide some baseline data for policy development. The findings of this study are summarized in the following. First, the mean score of the level of financial management-related stress among urban housewives was 2.61 when the maximum level was set at 5. In order to overcome the stress from financial management, housewives utilized various strategies, such as purchasing management, financial planning, financial information gathering, getting a loan, and delaying payments. The average level of economic well-being among urban housewives was 2.82 when the maximum level was 5. Second, among socio-demographic factors, the family's monthly income and the husband's job satisfaction were the two most significant factors that affected the level of financial management stress among housewives. Third, there was a difference in employing coping strategies according to the level of stress. The group with a higher level of financial stress employed more coping strategies than the group with, a lower level of stress. Fourth, there were differences in the level of economic well-being, depending on the types of coping strategies employed. Fifth, the results from regression analyses, which were conducted to determine the relative explanatory power of different independent variable groups including subjective factors, financial management stress, and coping strategies, showed that socio-demographic and objective economic factors significantly affected economic well-being.

• 한국생활과학회지
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• 제13권3호
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• pp.441-451
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• 2004

This study categorized the households into four by the comparison of wives' and husbands' earned income, such as one with higher wives' income than husbands' in dual-earner households, with higher wives' income than husbands' in household with unemployed husbands, with lower wives' income than husbands' in dual-earner households, and with lower wives' income than husbands' in household with unemployed wives. This study compared and analyzed the objective and subjective economic well-being, and overall satisfaction of life in those households. Major results are below. First, the amount of expenditures, saving, debt were low in one-earner household with employed husbands, but average propensity to expenditure was high in those households. The amount of saving was low in one-earner households with unemployed husbands, but the average propensity to expenditure and debt were high, resulting in the low status of economic well-being. The amount of saving and monetary assets were high, but average propensity to expenditure and debt were low in households in which wives had higher income than husbands, resulting in the high status of economic well-being. Second, husbands' satisfaction for the level of family income was not different among four groups of households. Wives's satisfaction for those was the lowest when wives' income was higher than husbands', but the highest in households with unemployed wives. Wives' and husbands' expectations for the future economic well-being of the households were negative in households with unemployed husbands. On the other hand, the level of satisfaction of wives and husbands for their life was not different among four groups of households. Finally, four groups of households were discriminated by age of husbands, number of children, debt, and wives' expectation for the future economic well-being.

• 대한가정학회지
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• 제51권2호
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• pp.207-218
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• 2013

Social capital theory provides a framework for analyzing the economic well-being. The purpose of this study is to analyze the age effect of social capital by comparing middle aged and the elderly, as well as to investigate the independent effects of social capital on their subjective economic well-being, respectively. The two concepts of "trust" and "social network" were used to measure the level of social capital. Comparisons between the age groups were made regarding the relationships between social capital and economic well-being of four age groups, including younger middle-aged, older middle-aged, younger elderly, and older elderly. Data from the $2^{nd}$ wave of the Korean Longitudinal Study of Ageing (KLoSA) were used. The final sample for this analysis is 8,406 respondents aged 45~84. The major findings are as follows. First, the level of social capital, trust and social network, is statistically different by age groups. Second, the model fits in the case of model including social capital variables are all larger than their counterparts in the four age groups. Third, social capital is "resource" that can contribute to increasing the subjective economic well-being. Based on the empirical results, implications for welfare policies related with issues of social security for the elderly in Korea are provided.

• 대한가정학회지
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• 제40권7호
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• pp.211-227
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• 2002

The issue of children′s education is the most important issue for all households in Korea. It is certain that the issue of private education for children is the first issue among household′s issues. This study is to recognize the current pictures of household primate education of Korean households. Also, whether the expenditure of private education effect the economic will-being of household. The data for this study was"the 3th Korean Labor Panal", conducted by Lobor in Korea. The sample was 1950 households from the panel data. The results of this study was as following: 1. The mean of monthly private education expenditure was 149273won for all households and 217,100won for households with high school students. 2. Almost 70% households had economic burden for private education expenditure. 0% households had no economic burden. 3. The factors of influencing the level of economic burden for private education were mother′s education level, mother′s job, the number of children, living location, monthly income, total asset of household′s. The factors of influencing the amount of monthly private education expenditure positively were living in 4. The economic well-being of household was analyzed by socio-economic variables, household′s financial variables, monthly private education expenditure, the level of economic burden of private education. The economic well-being were sub-categorized 4 divisions; the level of economic problem, the level of satisfaction for household′s income, the level of satisfaction for general living, the level of subject economic condition)

• 한국사회복지학
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• 제65권2호
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• pp.335-356
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• 2013

이 연구는 저소득층이 겪는 물리적 자원에서의 상실과 획득이 안녕감에 어떠한 영향을 주는지 그리고 이들이 경제환경과 상호작용하며 경험하는 경제적 안정감이 그러한 상실 및 획득의 영향을 받아 안녕감에 어떠한 역할을 하는지를 탐색하고자 하였다. 이에 자활센터를 이용하는 저소득층 남녀 성인 254명을 대상으로 물리적 자원의 상실과 획득, 경제안정, 안녕감의 수준을 살펴보고, 자원의 상실 및 획득 각각이 안녕감에 영향을 주는 관계와 이 관계에서 경제안정 수준이 보이는 매개역할을 구조방정식모형 분석으로 검토하였다. 주요 연구결과는 첫째, 참여자들은 물리적 자원을 약간 잃거나 얻은 수준이고 획득이 상대적으로 높았다. 둘째, 경제안정 및 안녕감과의 관계에서 자원상실은 유의한 부적관계를, 획득은 유의한 정적 관계를 보였다. 셋째, 자원상실은 경제안정과 안녕감 각각에 대해 유의한 부적인 직접효과를 보인 한편 경제안정의 감소를 통해 안녕감을 감소시키는 간접효과도 유의하였다. 끝으로, 자원획득 역시 경제안정과 안녕감 각각에 대해 유의한 직접효과를 보이고 또 경제안정을 통한 정적인 간접효과가 유의하여 자원상실과 획득 두 모형 모두에서 부분매개모형이 지지되었다. 이러한 결과에 기초하여 사회복지실천에서 저소득층 성인의 생활과 밀접히 관련되는 물리적 자원의 상실 및 획득, 경제안정, 안녕감을 활용할 방안과 조사연구에서 가질 수 있는 함의를 찾고 제언하였다.

• Human Ecology Research
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• 제52권2호
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• pp.151-164
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• 2014

This study was conducted to explore the relationships between the elderly's existential identity and psychological well-being in accordance with the elderly's age-identity so as to improve the quality of life in the elderly with prolonged lives. The data were collected from respondents who were more than 60 years in age who live in city Suncheon. The statistics used for the data analysis were reliability, frequency, percentage, mean, standard deviation, one way analysis of variance, and multiple regression. The results of this study were as follows: (1) A majority of the elderly (49.8%) acknowledged psychological age as actual age. (2) The degrees of the elderly's existential identity was 54.90, while the degree of the elderly's psychological well-being was 33.07. (3) The elderly's existential identity level was significantly affected by economic state, spouse, age-identity, monthly living expenses, household, religion, career, age, and health state. Further, the elderly's psychological well-being level was significantly affected by existential identity, economic state, spouse, health state, age-identity, monthly living expenses, household, education, career, and age. (4) The variables that affect the elderly's existential identity were age-identity, economic state, health state, religion, monthly living expenses, and career, indicating an explanatory power of 38%. Moreover the variables that affect the elderly's psychological well-being were existential identity, age-identity, economic state, health state, and monthly living expenses, explaining approximately 55% of the total variance.