Purpose The development of the Fintech industry can be on the basis of the development in IT technologies such as Big data, IoT, cloud computing, it can be considered that the financial industry is repeating the evolution into Fintech. But the awareness of the consumers is still very low. Therefore the current dissertation, tries to deduce the suggestions for invigoration measures for Fintech by conducting an empirical study on the factors that influence the intention of reuse of Fintech on the consumer's point of view. Design/methodology/approach This study made a design of the research model by integrating the factors deducted from the Expectation Confirmation Theory. This paper empirically analyzes the impact of Continuous Usage Intention for Improvement of Fintech. The 302 survey responses were used to verify research hypotheses through covariate structural equation model. Findings According to the empirical analysis result, this study confirmed that the ultimate purpose of the Fintech service is to eliminate the social cost's waste element occurring from issue of money by not using or reducing the usage of cash. Since many Fintech users have pointed out security as the priority task, a direction for the related institutions has been proposed. Second, the content of the current dissertation will be the opportunity of broadening the perception of the current consumers that perceive Fintech as only a NFC simple payment service.
Journal of Korean Society for Atmospheric Environment
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v.10
no.4
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pp.233-244
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1994
The phenomenon of yellow sand (dust clouds) occurred in Korea during the spring of 1993 and 1994 is studied in detail. In total 6 cases including 15 days of yellow sand were observed in 1993 and the annual number of these events was found to increased. Examinations in this study include meteorological charts satellite imagery, pilot reports (PIREP) of Korea Air Force, and air concentrations of total suspended particulates(TSP). We present on estimation of total atmospheric loadings based on the observation and theory. According to the PIREP, in general the dust clouds travelled in the lower troposphere up to the level 5km. The visibility within the clouds was in the range of 3-8km The area covered by yellow sand in an event exceeded 0.4 M $\textrm{km}^2$ . According to trajectory analyses, dust clouds invaded Korea in April and May 1993 were landed in the sink area after 2~4 days travelling for 2,000~3,000km from a source region. Estimates of total atmospheric loadings of a dust cloud for April 23~24 in 1993 were 1.5 M ton. In addition, 7 dust storms were also reported in synoptic observations in NW China and Mongolia during the spring in 1994. The yellow sand was not reported with meteorological observations in Korea, however pilots reported significant dust clouds over the Yellow Sea on 8 and 13 April and 20 May 1994.
Partial charge is an important and fundamental concept which can explain many aspects of chemistry. Since a molecule can be regarded as neclei surrounded by electron cloud, there is no way to define a partial charge accurately. Nevertheless, there have been many attempts to define these seemingly impossible parameters, since they would facilitate the understanding of molecular properties such as molecular dipole moment, solvation, hydrogen bonding, molecular spectroscopy, chemical reaction, etc. Common methods are based on the charge equalization, orbital occupancy, charge density, and electric multipole moments, and electrostatic potential fitting. Methods based on the charge equalization using electronegativity are very fast, and therefore they have been used to study many compounds. Methods to subdivide orbital occupancy using basis set conversion, relies on the notion that molecular orbitals are composed of atomic orbitals. The main idea is to reduce overlap integral between two nuclei using converted orthogonal basis sets. Using some quantum mechanical observables like electrostatic potential or charge multipole moments. Using potential grids obtained from wavefunction, partial charges can be fitted. these charges are most useful to describe intermolecular electrostatic interactions. Methods to using dipole moment and its derivatives, seems to be sensitive the level of theory, Dividing electron density using density gradient being the most rigorous theoretically among various schemes, bears best potential to describe the charge the most adequately in the future.
Communications for Statistical Applications and Methods
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v.25
no.1
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pp.15-27
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2018
Parametric method of flood frequency analysis involves fitting of a probability distribution to observed flood data. When record length at a given site is relatively shorter and hard to apply the asymptotic theory, an alternative distribution to the generalized extreme value (GEV) distribution is often used. In this study, we consider the beta-P distribution (BPD) as an alternative to the GEV and other well-known distributions for modeling extreme events of small or moderate samples as well as highly skewed or heavy tailed data. The L-moments ratio diagram shows that special cases of the BPD include the generalized logistic, three-parameter log-normal, and GEV distributions. To estimate the parameters in the distribution, the method of moments, L-moments, and maximum likelihood estimation methods are considered. A Monte-Carlo study is then conducted to compare these three estimation methods. Our result suggests that the L-moments estimator works better than the other estimators for this model of small or moderate samples. Two applications to the annual maximum stream flow of Colorado and the rainfall data from cloud seeding experiments in Southern Florida are reported to show the usefulness of the BPD for modeling hydrologic events. In these examples, BPD turns out to work better than $beta-{\kappa}$, Gumbel, and GEV distributions.
Kim, SungRim;Yeo, MinWoo;Cho, EunSook;Hong, YuNa;Heo, YoungJun
Journal of Korea Society of Digital Industry and Information Management
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v.17
no.4
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pp.63-75
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2021
It is necessary to respond to rapid technological changes such as the 4th industrial revolution and digital transformation across industries. And, a change in the university education system is necessary in a crisis situation of universities due to the rapid decrease of the school-age population. This study is aimed at practical competency with the ability to apply intelligent information technology to their job fields based on a basic understanding of intelligent information technology rather than advanced competency centered on theory and research. Instead of presenting the curriculum system diagram so that it can be flexibly applied to the design and development of the curriculum for intelligent information technology, training modules according to job and level were presented. In relation to intelligent information technology, a questionnaire was conducted for college professors, and industry experts were conducted on the derived educational modules to reflect the opinions of the industry. Industry experts said that collaboration with PBL, Capstone, and industry is necessary to improve problem-solving and communication skills.
This paper presents a new method for construction of a static obstacle map. A static obstacle is important since it is utilized to path planning and decision. Several established approaches generate static obstacle map by grid method and counting algorithm. However, these approaches are occasionally ineffective since the density of LiDAR layer is low. Our approach solved this problem by applying probability theory. First, we converted all LiDAR point to Gaussian distribution to considers an uncertainty of LiDAR point. This Gaussian distribution represents likelihood of obstacle. Second, we modeled dynamic transition of a static obstacle map by adopting the Hidden Markov Model. Due to the dynamic characteristics of the vehicle in relation to the conditions of the next stage only, a more accurate map of the obstacles can be obtained using the Hidden Markov Model. Experimental data obtained from test driving demonstrates that our approach is suitable for mapping static obstacles. In addition, this result shows that our algorithm has an advantage in estimating not only static obstacles but also dynamic characteristics of moving target such as driving vehicles.
This article addresses the quasi-static analysis of time-dependent honeycomb sandwich plates with various geometrical properties based on the bending analysis of elastic honeycomb sandwich plates employing a time function with three unknown coefficients. The novel point of the developed method is that the responses of viscoelastic honeycomb sandwich plates under static transversal loads are clearly formulated in the space and time domains with very low computational costs. The mechanical properties of the sandwich plates are supposed to be elastic for the faces and viscoelastic honeycomb cells for the core. The Boltzmann superposition integral with the constant bulk modulus is used for modeling the viscoelastic material. The shear effect is expressed using the first-order shear deformation theory. The displacement field is predicted by the product of a determinate geometrical function and an indeterminate time function. The simple HP cloud mesh-free method is utilized for discretizing the equations in the space domain. Two coefficients of the time function are extracted by answering the equilibrium equation at two asymptotic times. And the last coefficient is easily determined by solving the first-order linear equation. Numerical results are presented to consider the effects of geometrical properties on the displacement history of viscoelastic honeycomb sandwich plates.
International Journal of Computer Science & Network Security
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v.23
no.11
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pp.67-72
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2023
In the past decade, Autonomous Vehicle Systems (AVS) have advanced at an exponential rate, particularly due to improvements in artificial intelligence, which have had a significant impact on social as well as road safety and the future of transportation systems. The fusion of light detection and ranging (LiDAR) and camera data in real-time is known to be a crucial process in many applications, such as in autonomous driving, industrial automation and robotics. Especially in the case of autonomous vehicles, the efficient fusion of data from these two types of sensors is important to enabling the depth of objects as well as the classification of objects at short and long distances. This paper presents classification of objects using CNN based vision and Light Detection and Ranging (LIDAR) fusion in autonomous vehicles in the environment. This method is based on convolutional neural network (CNN) and image up sampling theory. By creating a point cloud of LIDAR data up sampling and converting into pixel-level depth information, depth information is connected with Red Green Blue data and fed into a deep CNN. The proposed method can obtain informative feature representation for object classification in autonomous vehicle environment using the integrated vision and LIDAR data. This method is adopted to guarantee both object classification accuracy and minimal loss. Experimental results show the effectiveness and efficiency of presented approach for objects classification.
The purpose of this essay is to examine the responses of artists on nuclear experiences through an analysis of the nuclear images represented in contemporary Japanese art. Japan has previously as twice experienced nuclear disaster in 20th century. The first atomic bombs were dropped in 1945 as well as the 5th Fukuryumaru, Japanese pelagic fishing boat, exposed by hydrogen bomb test operated by the US in 1954 nearby Bikini atoll. Due to Tsunami taken place by the great earthquake that caused the meltdown of Fukushima Nuclear Power Plant in March 2010, Japan is being experienced a nuclear disaster again. Despite practical experiences, comtemporary Japanese art has avoided the subject of nuclear disasters since the end of the Asia-Pacific War for a variety of reasons. Firstly, GHQ prohibited to record or depict the terrible effect of atomic bomb until 1946. Secondly, Japanese government has tried to sweep the affair under the carpet quite a while a fact of nuclear damage to their people. Because Japan has produced numerous war record paintings during the Second World War, in the aftermath of the defeated war, most of Japanese artists thought that dealing with politics, economics, and social subject was irrelevant to art as well as style of amateur in order to erase their melancholic memory on it. In addition, silence that was intended to inhibit victims of nuclear disasters from being provoked psychologically has continued the oblivion on nuclear disasters. For these reasons, to speak on nuclear bombs has been a kind of taboo in Japan. However, shortly after the atomic bomb dropped on Hiroshima, the artist couple Iri and Toshi Maruki visited to ruin site as a volunteer for Victim Relief. They portrayed the horrible scenes of the legacy of nuclear bomb since 1950 based on their observation. Under the condition of rapid economical growth in 1960s and 1970s, Japanese subculture such as comics, TV animations, plastic model, and games produced a variety of post apocalyptic images recalling the war between the USA and Japanese militarism, and battle simulation based on nuclear energy. While having grown up watching subculture emerged as Japan Neo-Pop in 1990s, New generation appreciate atomic images such as mushroom cloud which symbolizes atomic bomb of Hiroshima. Takashi Murakami and other Neo-Pop artists appropriate mushroom cloud image in their work. Murakami curated three exhibitions including and persists in superflat and infantilism as an evidence in order to analyze contemporary Japanese society. However, his concept, which is based on atomic bomb radiation exposure experience only claimed on damage and sacrifice, does not reflect Japan as the harmer. Japan has been constructing nuclear power plants since 1954 in the same year when the 5th Fukuryumaru has exposed until the meltdown of Fukushima Nuclear Plant although took place of nuclear radiation exposures of Three Mile and Chernobyl. Due to the exploding of Fukushima Nuclear Power Plant, Japan reconsiders the danger of nuclear disaster. In conclusion, the purpose of this paper may be found that the sense of victim which flowed in contemporary art is able to inquire into the response of artist on the subject of nuclear as well as the relationship between society, politics, culture, and modern history of Japan and international political situation.
This study collected 5,100 cases of gas accident occurred in Korea for 14 years from 1995 to 2008, established Database and based on it, analyzed them by detailed forms and reasons. As the result of analyzing the whole city gas accidents with Poisson analysis, the item of "Careless work-Explosion-Pipeline' showed the highest rate of accidents for the next 5 years. And, "Joint Losening and corrosion-Release-Pipeline" showed the lowest rate of accident. In addition, for the result of analyzing only accidents related to LPG vaporizer, "LPG-Vaporizer-Fire" showed the highest rate of accident and "LPG-Vaporizer-Products Faults" showed the lowest rate of accident. Also, as the result of comparing and analyzing foreign LPG accident accompanied by Jet fire, facility's defect which is liquid outflow cut-off device and heat exchanger's defect were analyzed as the main reason causing jet fire, like the case of Korea, but the number of accidents for the next 5 years was the highest in "LPG-Mechanical-Jet fire" and "LPG-Mechanical-Vapor Cloud" showed the highest rate of accidents. By grafting Poisson distribution theory onto gas accident expecting program of the future, it's expected to suggest consistent standard and be used as the scale which can be used in actual field.
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