• 아태비즈니스연구
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• 제14권2호
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• pp.51-61
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• 2023

Purpose - Since COVID-19, the government's expansion of liquidity to stimulate the economy has resulted in an increase in private debt and an increase in asset prices of such as real estate and stocks. The recent sharp rise of the US Federal fund rate and tapering by the Fed have led to a fast rise in domestic interest rates, putting a heavy burden on the Korean economy, where the level of household debt is very high. Excessive household debt might have negative effects on the economy, such as shrinking consumption, economic recession, and deepening economic inequality. Therefore, now more than ever, it is necessary to identify the causes of the increase in household debt. Design/methodology/approach - Main methodology is regression analysis. Dependent variable is household loans from depository institutions. Independent variables are consumer price index, unemployment rate, household loan interest rate, housing sales price index, and composite stock price index. The sample periods are from 2017 to May 2022, comprising 72 months of data. The comparative analysis period before and after COVID-19 is from January 2017 to December 2019 for the pre-COVID-19 period, and from Jan 2020 to December 2022 for the post-COVID-19 period. Findings - Looking at the results of the regression analysis for the entire period, it was found that increases in the consumer price index, unemployment rate, and household loan interest rates decrease household loans, while increases in the housing sales price index increase household loans. Research implications or Originality - Household loans of depository institutions are mainly made up of high-credit and high-income borrowers with good repayment ability, so the risk of the financial system is low. As household loans are closely linked to the real estate market, the risk of household loan defaults may increase if real estate prices fall sharply.

• 노동경제논집
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• 제25권1호
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• pp.47-74
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• 2002

경제위기 직후 실업률의 급상승과 함께 경기변동에 민감한 청년층의 실업률은 15~20%까지 상승하였다. 경기회복에도 불구하고 신규학졸자의 첫 일자리 취업에는 상당한 애로가 존재하고 청년층의 유휴화율은 여전히 심각한 수준이다. 청년층 유휴화의 부정적 효과에도 불구하고 청년층의 학교교육-노동시장 이행과정에 관한 연구는 일천하다. 본 연구는 "한국노동패널" 3차년도(2000년)에 실시한 "청년층 부가조사" 자료를 이용하여 15~29세 청년층이 최종 학교를 마치고 첫 일자리를 취득하는 데 소요되는 미취업 경과기간을 분석한다. 미취업상태가 경과할수록 탈출확률이 낮아지는 부(-)의 경과 기간 의존성이 나타나며, 예상과는 달리, 여성의 탈출확률이 남성보다 높게 나타난다. 학력수준의 탈출확률에 대한 효과는 경제위기 이전에는 유의하지 않게 나타나나 경제위기 이후에는 뚜렷한 것으로 나타난다. 경제위기 이전 졸업자 표본은 높은 실업률이 탈출확률을 낮추는 반면 경제위기 이후 졸업자 표본은 정반대의 결과를 보여준다.

• 사회복지연구
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• 제43권2호
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• pp.141-178
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• 2012

우리나라 노동시장은 자영업의 비중이 크고 연령집단에 따라 자영업 비중의 차이가 크지만, 경기변동이 자영업 이행에 미치는 영향의 연령집단별 차이에 대한 연구는 미흡하다. 이에 본 연구는 한국노동패널 5~11차 자료를 활용하여 구축가설과 유인가설을 중심으로 분석하였다. 분석결과, 실업률이 높을수록 자영업 이행률이 높아져 구축가설을 지지한다. 기업가 정신의 발현보다는 노동시장여건의 악화로 자영업으로 밀려난 것으로 볼 수 있다. 연령집단별로 보면, 청년층에 비해 30대와 40대의 자영업 이행률이 높다. 경제활동이 왕성한 30~40대가 주변부 노동시장에 진입할 확률이 높아서, 자영업이 특정 연령계층의 문제가 아님을 알 수 있다. 또한 40대의 자영업 이행은 직업기회가 제한될 때 급증하여, 경기불황에 자영업으로 밀려가는 것으로 나타났다. 40대의 고용이 경기변동에 취약한 것을 말해준다.

• 대한산업공학회지
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• 제12권2호
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• pp.89-99
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• 1986

The study attempts to estimate and evaluate the rates of return on graduate degree holders who major in science and engineering. The model of this study adopts the rate of return method considering unemployment as well as mortality rate. The data are collected by questionnaires and interviews. The results show that the social rate of return(SROR) of bachelors is lower than the rate of return on investment in physical capital which is assumed as a decision criterion of public investment in Korea, but the SROR of Ph.D. holders is balanced. The results also show that the private rates of return (PROR) of all the levels in postgraduate science and engineering education are higher than the private discount rate which is a decision criterion of private investment in Korea. It also indicates that the PROR on investment in graduate education is not likely higher than the SROR because an individual bears high share of the educational costs.

• 수산해양교육연구
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• 제21권2호
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• pp.306-324
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• 2009

The purpose of this study is to analyze green growth issues such as employment, education and training, social capital and nature's standing right from the complementary perspective between natural environment conservation and economic growth. Green growth can be defined as a growth which lowers an increasing rate of entropy and at the same time improves our living standard. Green growth paradigm requires a quite amount of understanding the laws of thermodynamics and the uncertainty principle as the highest orders which regulate our overall socio-economic behaviors. They suggest that socio-economic growth is a mere transformation process of natural energy from one form to another and they increases natural manmade entropy over time. The most important issue of green growth policy may be a problem concerning employment and/or unemployment since green growth may induce inevitable movement of resources from the existing industries to the green sector. In particular, green industries will demand more highly specialized manpower than the existing ones. Without a well-designed new training education system and social capital accumulation toward environmental concerns, green growth may accompany a substantial amount of structural involuntary frictional unemployment. This may increase not only wealth-distribution disparity but also political instability. In order to achieve harmonious green growth, we should recognize that there are important complementary relationships between green and growth. Our society should also be able to innovate the existing educational system to accumulate social capital, to create a new sharing system, and to admit nature's standing right. Although the 2003 lawsuit case of Korean Salamander in Cheonseong Mountain went against plaintiff, it would provide apparently our society with a way of green development ahead.

• 한국인구학
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• 제11권1호
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• pp.32-49
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• 1988

The social conditions in Koreas until 1950s were similar to the model phenomena of low level eqilibrium trap which was named by Prof. Nelson, with the continuation of high population growth rate and low economic growth rate. To escape from the trap, Korean government adopted two different policies, one is economic development plans and the other is family planning programs. Theses policies were successful in both increasing the national products and decreasing the population growth rate. In 1985 per capita GNP increased to over two thousand dollars, fertility rate reduced to replacement level(2.1) and unemployment rate was stabilized at 4 percent level. From various prospects, we were successfully escaped from the Malthusian trap and many economists, who studied developed countries, belive that population growth has positive effects on technological progress, economies of scale, specialization, individual attitude on work, and economic growth. Therefore we need to reexamine the anti-natalistic population policy of Korea in this situation.

• 한국산학기술학회논문지
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• 제12권8호
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• pp.3510-3516
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• 2011

경체 침체와 고용 없는 성장 산업으로 인해 대학생의 실업 문제가 점차 사회문제로 부각되고 있다. 특히 대학생의 취업률 문제가 대학의 평가로 이어질 정도로 정부가 관심을 갖고 대학생 취업률을 올리고자 노력하고 있다. 따라서 대학의 취업 정책은 졸업자의 취업지원을 위해 다양한 프로그램을 준비하여 대학생 취업을 지원하고 있다. 그러나 대학의 취업지원 활동의 의도, 추진 성과, 준비성 등과 대학생이 인지하는 만족도, 효용성 등 부문에서 일부 차이를 보이고 있다. 이는 활동의 효과에도 문제가 있지만 프로그램 추진의 효율성도 떨어져 예산 낭비로 이어지고 있다. 본 연구는 이러한 대학 취업 지원활동의 효율성과 효과성을 높이기 위해 대학의 지원활동에 대한 대학생의 인지도, 활용도, 만족도 등을 분석하여 대학의 취업 지원 프로그램 수정 제안과 함께 관련 주체들의 바람직한 태도와 정책을 제시하고 있다.

• 노동경제논집
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• 제28권2호
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• pp.93-117
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• 2005

이 글에서는 청년층의 노동시장 이행 실태를 취업률에 국한하여 교육훈련기관 유형별로 비교 분석하였다. 이를 위해 각급 교육훈련기관의 졸업생 명단과 고용보험 DB를 결합, 직업력 자료를 구축하여 활용하였다. 또한 4년제대학과 전문대학의 경우에는 수능점수를 확보하여 분석에 이용함으로써, 개인의 능력을 나타내는 주요 변수로서의 수능점수의 노동시장 효과에 대한 검토가 가능하였다. 실증 결과에 따르면, 교육훈련기관간에 취업률의 차이가 존재하며 교육기간이 길어질수록 취업 성과가 양호한 것으로 확인되었다. 또한 4년제 대학의 경우 수도권 소재 여부가 취업률에 큰 영향을 미치는 것으로 나타났고, 수능점수가 노동시장 성과에 미치는 효과가 큰 것으로 확인되었다. 한편 전공에 따라 취업성과에 유의한 차이가 있음을 알 수 있었다.

• 무역상무연구
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• 제69권
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• pp.721-740
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• 2016

Recently Korea has stepped into a stage of sluggish development, and the unemployment of young people has become a major issue. Especially in 1998 IMF economic shock was influential in formulating government policy and social economic structure on employment. Restructuring now becomes everyday words and further restructuring is already under way. Owing to the growing economic crisis and resultant unemployment and initial appointment shall be considered conditional. Young job seekers are grappling with mastering their native language and unnecessary experiences. These unnecessary experiences are needless waste of time and money. Educational system in university may be affected by environmental changes in population of students and business crisis. Sometimes the departments made a very low rate of employment may be abolished or merged in university. The government will demand us in the work of reform by doing NCS. The government is now ask to teach, train and employ students on the basis of NCS especially in high-school, job training center, and college and university. NCS has advantages and disadvantages. NCS may reduce waste of time and money to make unnecessary experiences, provide standard course to prepare educational system. It will be a big help to adapt properly and make better employment system. The most negative element of the program is application to humanities and social sciences by the same standard with technology and engineering department in the university. Standardization of each educational course will not react quickly to rapidly changing situations in the future.

• Journal of the Korean Data and Information Science Society
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• 제19권3호
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• pp.867-875
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• 2008

At the period of knowledge and information in the twenty-first century, we need to produce exact data and draw up exact statistic for reasonable plans and policy which are necessary to regional growth, employment relationship, and regional welfare work. Also, we must form basis of regional statistic by producing statistic which affects on economic and social phenomenon like regonal income, unemployment rate, and business status as the basic data of these regional policy Therefore we hope much rationalization, scientification, and specialization of administrative affairs by developing the standard statistic which coincides a regional trait.