• Journal of Information Technology Applications and Management
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• 제26권2호
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• pp.27-40
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• 2019

As reliance on information and communication becomes widespread, a variety of information dysfunctions such as hacking, viruses, and the infringement of personal information are also occurring. Korean adolescents are especially exposed to an environment in which they are experiencing information dysfunction. In addition, youth cybercrimes are steadily occurring. To prevent cybercrime and the damage caused by information dysfunction, information security practices are essential. Accordingly, the purpose of this study is to discuss the factors affecting the information security practices of Korean youths, considering information security education, perceived severity, and perceived vulnerability as leading factors of the theory of planned behavior. A questionnaire survey was administered to 118 middle and high school students. Results of the hypothesis test show that information security education affects perceived behavior control, and perceived severity affects attitude. Subjective norms, information security attitudes, and perceived behavioral control were found to influence adolescents' practices of information security. However, perceived vulnerabilities did not affect youths' information security attitudes. This study confirms that information security education can help youths to practice information security. In other words, information security education is important, and it is a necessary element in the information curriculum of contemporary youth. However, perceived vulnerability to youth information security threats did not affect information security attitudes. Consequently, we suggest that it is necessary to strengthen the contents of the information security education for Korean youths.

• The Journal of Asian Finance, Economics and Business
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• 제7권9호
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• pp.537-547
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• 2020

This study aimed to analyze evidence of the effect of perceived ease-of-use, perceived usefulness, and perceived security on the citizen's intention to use e-Filing with information technology readiness as an intervening variable. This study used primary data collected from Civil Servants Taxpayers, Indonesian National Armed Forces, and State Police of the Republic of Indonesia in Semarang City. One hundred fifty questionnaires were distributed, and 126 were processed and analyzed. The multiple linear regression and path analysis were employed to test the hypotheses. The results indicated that perceived ease-of-use and perceived security had a positive effect on the use of e-Filing, while perceived usefulness has no effect on the use of e-Filing. In addition, readiness of information technology did not mediate the relationships among the perceived ease-of-use, perceived usefulness, and perceived security on the use of e-Filing. This study implies that Directorate General of Taxes, as a provider of e-Filing services, may improve the quality of e-Filing, especially in terms of ease and security. It is because, based on the results of this study, both aspects have been empirically proven to be able to increase intention to use e-Filing in reporting the annual notification letter.

• 기술혁신연구
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• 제14권1호
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• pp.201-225
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• 2006

Technology Acceptance Model (TAM) considers perceived ease of use and perceived usefulness as the important determinants of user behavior regarding information technology. As an extension of TAM, this research examines perceived security as an additional determining variable to explain an individual's acceptance and use of mobile banking as well as internet banking. The results show that perceived ease of use does not affect the individual's attitude toward the use of mobile or internet banking, while perceived usefulness does. Furthermore, perceived security affects perceived usefulness in mobile banking, but not in internet banking. In addition, in mobile banking, perceived security is positively related to perceived usefulness, though perceived security is negatively related to attitude. Finally, the average scores of surveyed data for Internet banking are higher and significantly different than those for mobile banking.

• 한국융합학회논문지
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• 제9권9호
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• pp.69-81
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• 2018

본 연구의 목적은 정보보안 정책 준수 의도의 선행변수인 정보보안에 대한 인지된 중요성에 유의한 영향을 미치는 요인을 규명하는 것이다. 이를 위해 구조방정식 모형을 기반으로 제안 모형을 분석했다. 분석결과, 첫째, 정보보안 교육의 효과성은 정책 준수에 따른 인지된 비용에 통계적으로 유의한 영향을 미치지 못하는 것으로 나타났다. 둘째, 정보보안 정책의 효과성은 정책 준수에 따른 인지된 비용에 유의한 영향을 미치는 것으로 나타났다. 셋째, 인지된 취약성은 정책 준수에 따른 인지된 비용에 유의한 영향을 미치는 것으로 나타났다. 넷째, 정책 준수에 따른 인지된 비용은 정보보안에 대한 인지된 중요성에 유의한 영향을 미치는 것으로 나타났다. 다섯째, 정보보안 침묵에 대한 경영진의 태도는 구성원들의 보안 침묵 행위에 유의한 영향을 미치는 것으로 나타났다. 여섯째, 정보보안에 대한 의사소통 기회는 구성원들의 보안 침묵 행위에 유의한 영향을 미치는 것으로 나타났다. 마지막으로 구성원들의 보안 침묵 행위는 정보보안에 대한 인지된 중요성에 유의한 영향을 미치는 것으로 나타났다.

• Journal of Information Technology Applications and Management
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• 제22권4호
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• pp.225-251
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• 2015

This paper analyzed factors for employees to violate information security policy in financial companies based on the theory of reasoned action (TRA), general deterrence theory (GDT), and information security awareness and moderating effects of perceived sensitivity of customer information. Using the 376 samples that were collected through both online and offline surveys, statistical tests were performed. We found that the perceived severity of sanction and information security policy support to information policy violation attitude and subjective norm but the perceived certainty of sanction and general information security awareness support to only subjective norm. Also, the moderating effects of perceived sensitivity of customer information against information policy violation attitude and subjective norm were supported. Academic implications of this study are expected to be the basis for future research on information security policy violations of financial companies; Employees' perceived sanctions and information security policy awareness have an impact on the subjective norm significantly. Practical implications are that it can provide a guide to establish information security management strategies for information security compliance; when implementing information security awareness training for employees to deter violations by emphasizing the sensitivity of customer information, a company should make their employees recognize that the customer information is very sensitive data.

• The Journal of Asian Finance, Economics and Business
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• 제8권8호
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• pp.287-296
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• 2021

Stepping into the technological boom time, Vietnam has integrated into the trends of using Fintech applications as a new means of payment. This article evaluates the relationship between perceived security (including service security and platform security), knowledge, confirmation, perceived usefulness, satisfaction, attitude and lastly enterprise's images regarding the service and continuous intention to use Fintech services. The survey results of 352 Vietnamese customers using Fintech services, reliability test and extended post-acceptance model (EPAM) which is based on PAM and ECT models. From the survey, we further found out that perceived security (BSS) has no direct impact on continued intention to use, while perceived security (BSS) has positive impact on confirmation (CON), similarly, perceived usefulness (PU) and user's satisfaction (SES). Knowledge of the Mobile Fintech payment service (KNOW) has a positive impact on perceived security (BSS). Confirmation (CON) has a positive influence on perceived usefulness but in the meanwhile it has created a negative impact on user's satisfaction (SES). From the survey it can also tell that user's attitude (ATT) and enterprise image (IMG) both have a positive impact on continual intention to use Fintech services. From the research results, we also propose some recommendation to enhance the continual intention to use Fintech services in Vietnam.

• Asia pacific journal of information systems
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• 제33권4호
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• pp.863-898
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• 2023

Previous studies have shown that insiders pose risks to the security of organisations' secret information. Information security policy (ISP) intentional violation can jeopardise organisations. For years, ISP violations persist despite organisations' best attempts to tackle the problem through security, education, training and awareness (SETA) programs and technology solutions. Stopping hacking attempts e.g., phishing relies on personnel's behaviour. Therefore, it is crucial to consider employee behaviour when designing strategies to protect sensitive data. In this case, organisations should also focus on improving employee behaviour on security and creating positive security perceptions. This paper investigates the role of psychological capital (PsyCap), punishment and organisational security resources in influencing employee behaviour and ultimately reducing ISP violations. The model of the proposed study has been modified to investigate the connection between self-efficacy, resilience, optimism, hope, perceived sanction severity, perceived sanction certainty, security response effectiveness, security competence and ISP violation. The sample of the study includes 364 bank employees in Jordan who participated in a survey using a self-administered questionnaire. The findings show that the proposed approach acquired an acceptable fit with the data and 17 of 25 hypotheses were confirmed to be correct. Furthermore, the variables self-efficacy, resilience, security response efficacy, and protection motivation directly influence ISP violations, while perceived sanction severity and optimism indirectly influence ISP violations through protection motivation. Additionally, hope, perceived sanction certainty, and security skills have no effect on ISP infractions that are statistically significant. Finally, self-efficacy, resiliency, optimism, hope, perceived severity of sanctions, perceived certainty of sanctions, perceived effectiveness of security responses, and security competence have a substantial influence on protection motivation.

• The Journal of Asian Finance, Economics and Business
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• 제7권6호
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• pp.221-231
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• 2020

This research investigates the relationship among product risk, financial risk, security risk, privacy risk, perceived satisfaction, and purchase intention. Validated measurements were identified from a literature review. The measurement model and the conceptual model depicting hypothesized relationships were evaluated based on responses from 306 customers using confirmatory factor analysis and structural equation modeling. The results showed that product risk, financial risk, security risk, and privacy risk impacted on perceived satisfaction. Besides, product risk, privacy risk, and perceived satisfaction influenced purchase intentions. Thus, this study focused on the influences of product risk, financial risk, security risk, and privacy risk on their cognitive attitudes toward websites. That means the more consumer perceive security, the more they avoid shopping online. The study is important to show how perceived risk affects online shopping behaviors, and it invites marketers to make necessary adjustments to prevent perceived risks to increase and online shopping to decrease. The findings of this study suggest the creation of a framework on the effect of perceived risk types on online shopping. Managers need to take perceived risks into account when designing their electronic marketing channels. In addition, shopping websites should strengthen their transaction security by appropriately using various available resources and new information technologies.

• 한국융합학회논문지
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• 제13권1호
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• pp.283-295
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• 2022

본 연구는 조직 구성원들의 정보보안 중요성 인식에 영향을 미치는 요인을 탐색하고자 한다. 이를 위해 예방 동기 이론을 근간으로 인지된 처벌 확신성, 인지된 대응 비용, 묵인이 인지된 정보보안 중요성 인식에 미치는 영향을 살펴보았다. 분석 결과는 다음과 같다. 첫째, 인지된 처벌 확신성은 정보보안 중요성 인식에 유의한 영향을 미치는 것으로 나타났다. 또한, 인지된 처벌 확신성은 묵인에 부정적 영향을 미치는 것으로 나타났다. 둘째, 대응 비용은 정보보안 중요성 인식에 긍정적 영향을 미치는 것으로 나타났다. 또한, 대응 비용은 묵인에 긍정적 영향을 미치는 것으로 나타났다. 마지막으로 묵인은 정보보안 인식 중요성에 부정적 영향을 미치는 것으로 나타났다. 따라서, 구성원들의 정보보안 중요성 인식을 위해서 보안 위반 행위에 확실한 처벌이 뒤따를 수 있다는 것을 인식시킬 필요가 있다. 동시에, 조직은 구성원들이 보안 행동을 수행하는 데 있어서 장해가 되는 요소들을 제거하는 시도도 해야 한다. 마지막으로, 조직의 보안에 관한 열린 소통이 가능하도록 해야 한다.

• 한국항해항만학회지
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• 제36권3호
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• pp.261-271
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• 2012

본 연구의 목적은 항만기업 종사자들의 정보보안인식정도와 지각된 정보보안위험 정도에 영향을 미치는 요인들이 어떤 것들이 있는지를 실증 분석하는 것이다. 특히, 지각된 정보보안위험에 영향을 미치는 요인을 파악하기 위하여 위험분석방법론을 토대로 자산, 위협, 취약성과의 관계를 분석하였다. 252개의 유효설문을 대상으로 AMOS를 이용한 구조방정식 모형 분석을 하였다. 연구결과를 보면, 첫째, 항만기업 종사자의 경우 정보자산은 지각된 정보보안위험에 유의하지 않은 결과로 분석되었다. 둘째, 위협, 취약성은 지각된 정보보안위험에 유의한 영향을 미치는 것으로 나타났다. 마지막으로, 정보보안인식과 정보보안교육, 정보보안인식과 정보보안의도와의 관계는 유의하게 분석되었다. 그러나 정보보안관심도는 정보보안인식에 유의하지 않은 것으로 분석되었다.