• 제목/요약/키워드: Life Planning

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The Prevalence of Retirement Planning Among Women in Malaysia - A Conceptual Article

  • DAUKIN, Mellisa;MOHD ISA, Mohd Yaziz;MOHAMED, Zulkifflee
    • 웰빙융합연구
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    • 제5권4호
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    • pp.1-9
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    • 2022
  • Purpose: Many people recognize the fact that women are basically poor at financial and retirement planning. A small number of scholars have explored the factors and situations that influence the level of awareness of pre-retirement women and men with regards to planning for their retirement years. In most developing countries, including Malaysia, there are more men in the younger segment of the population and more women in the older segment, since women tend to live longer than men due to having jobs of relatively lower risk, their behaviors, and activities. Research design, data and methodology: Given that it is hard to predict whether they will be healthy in old age, women may require additional resources to obtain the care and assistance that they need. The transition from career life into retirement is a long process for people to go through. Some may be able to prepare for the next stage of life, and some may not be able to prepare due to personal reasons. Planning for future retirement is important because it will affect the quality of a woman's life after a certain age. Results: Without proper planning, women may face financial instability, depression, and poor psychological well-being. However, many women are unaware of their financial status or do not know their family's financial status, such as tracking the main income, budget, and expenses, financial commitments and have no proper record of assets owned, loans owed, or updated loan balances. Conclusions: The findings of this research have led to the conclusion that pre-retiree women are likely to regard their retirement savings as sufficient without realizing that they should have at least several types of savings instead of just one, and the grave consequences of not having any savings at all for their retirement years.

은퇴예정자의 은퇴설계가 개인의 삶의 질과 만족도에 미치는 영향 -사회심리적 위기감의 조절효과를 중심으로- (Effects of Retirement Planning on Quality of Life and Satisfaction -with Moderating Effects on the Social and Psychological Sense of Crisis-)

  • 김선화;임왕규
    • 한국콘텐츠학회논문지
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    • 제15권10호
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    • pp.570-586
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    • 2015
  • 본 연구는 은퇴를 앞둔 은퇴예정자들의 은퇴설계가 개인의 삶의 질과 만족도에 미치는 영향을 사회 심리적 위기감의 조절효과 및 인구사회학적 변인에 따른 차이를 분석해보고, 은퇴설계가 국가의 사회적비용 절감에 가장 중요한 요소가 될 수 있으므로 은퇴설계의 사전교육과 은퇴준비에 대한 관심을 정착시키기 위한 기초자료를 제공하고자 하는데 연구의 목적이 있다. 조사대상은 서울 및 수도권에 거주하는 은퇴를 앞둔 직장인을 대상으로, 총 350부의 자료를 배포하여 회수된 335명의 표본이 분석 자료로 활용하였다. 연구결과는 첫째, 인구통계학적 변수 중 주택소유형태와 학력에 따라 총체적 만족감에 유의한 차이를 보였다. 주택소유형태는 임대인 경우, 학력은 높을수록 총체적 만족감이 높게 나타났다. 둘째, 만족도에는 휴식으로의 전환이 부(-)의 영향, 출발에 대한 기대가 정(+)의 영향을 미치며, 사회적 심리적 위기감의 조절효과는 없고 부정적 인생평가가 독립변수 역할을 하는 것으로 나타났다. 셋째, 인지적 정보에는 휴식으로의 전환과 강요된 좌절은 정(+)의 영향을 미치며, 직업 불만족이 조절적인 역할을 하는 것으로 나타났다. 넷째, 삶의 질 개선에는 은퇴설계가 유의미한 영향을 미치지 않는 것으로 나타났으며, 사회 심리적 위기감의 조절효과는 없는 것으로 나타났다.

Advance Care Planning: Preliminary Report of Differences and Similarities between Korean and Korean American

  • Park, Jin Hee
    • Journal of Hospice and Palliative Care
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    • 제16권4호
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    • pp.232-241
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    • 2013
  • 목적: 한국에 있는 한국 사람들과 미국에서 사는 재미 교포들간의 삶의 마지막 치료에 대한 의식, 삶의 마지막 전 계획에 대한 태도, 진실을 직면하는 태도 그리고 마지막 치료에 대한 결정을 누가 내리기를 원하는지에 대한 다른 관점들에 대해 밝히고자 한 예비 연구논문이다. 방법: 65세 이상의 한국에 사는 한국인들 25명, 미국에서 20년 이상 사신 한국인들 23명이 선택되었고 이들은 자신 개인신상에 대해 묻는 질문지와 임종에 가까워질 때 원하는 치료, 임종 전에 사전 계획을 세우는 것에 대한 것, 고칠 수 없는 자신의 병에 대한 진실을 대한 태도, 그리고 누가 마지막 치료에 대한 결정을 내리기를 원하는 지에 대한 질문지에 답하게 되었다. ${\chi}^2$ test로 한국인들 대상자들과 재미 교포 대상자들의 다른 점을 측정하는데 사용하였고, P value가 0.05보다 작은 것을 유용한 자료로 사용하였다. 자료 분석을 위해서는 SPSS 18.0을 사용하였다. 결과: 삶의 마지막 돌봄의 인식, 돌봄계획에 대한 태도, 그리고 진실 알리기 등의 항목에서는 한국인과 재미 교포간에 비슷한 의견을 보였다. 하지만, 삶의 마지막 돌봄에 대한 문서화, 진실을 누구에게 먼저 알릴 것인지, 그리고 선호하는 의사결정모델에서는 유의한 차이를 보였다. 결론: 한국인과 재미교포 사이에는 몇 가지 삶의 마지막 이슈에 대해 공통점과 차이점이 있었다.

가계재무관리 유형에 따른 은퇴계획 (Retirement Planning by the financial management style)

  • 김순미
    • 대한가정학회지
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    • 제32권5호
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    • pp.45-54
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    • 1994
  • The purpose of this study was to investigate the characteristics of financial management styles and retirement planning. The results of this study were as follows: Among respondents systematic managers feeling managers analyzing managers, and holistic managers were respectively 20.1%, 19.5%, 30.8% and 29.6% Several variables such as education total household income and occupation had significant differences by the financial management style. Within the group of retirement planner analyzing manager held the first place whereas holistic manager ranked the first in non-planner group. Retirement planning age which is appropriate for starting to plan the degree of systematic retirement planning and life expectancy had significant difference by the financial management style.

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중년층의 노년기 주거환경계획에 관한 연구 - 진주지역을 중심으로 - (The Study on Dwelling Environmental Planning in Old Age of the Middle Generation)

  • 고경필;윤재웅
    • 한국주거학회논문집
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    • 제6권1호
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    • pp.89-101
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    • 1995
  • This study is to analyze dwelling environmental planning in old age of middle age. For this purpose. the data were collected by using questionnaire distributed to 332. The data were analyzed by Chisquare test. The major findings of this research were as follow: 1. In housing plan of old age. they prefer new house .that is not exisiting house. independent house and ordindry housing region in the suburbs of urban. 2. It is 69.3~99 square meter what size of house is suitable for independent life of aged person for living with children. it is 102.3~132 square meter. 3. In the stage of independent or semi-independent life. they want aged couple-independent life. In the stage of dependent life. they want to be cared with children. 4. The garden(madang) is the most important space for age couple in establishing housing plan. They want to amplity life recuperation center and job providing facilities. In old age housing project. they prefer housing type with facility that combine old age house with young age house. According to increasement of dependence. the service support system required flexi-care-system.

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공간의 가변을 고려한 장수명주택 평면계획 연구 (A Study on Long-Life Housing Plan Considering Space Variability)

  • 왕우철
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2019년도 춘계 학술논문 발표대회
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    • pp.147-148
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    • 2019
  • Long-life housing should be durable enough to maintain structural safety even after long-term use by applying a durable structural system. Also, the residence space can be repaired according to the life cycle of the resident, and the space can be easily changed. The purpose of this study is to propose a plan which can increase the variability of unit space of long - lived houses in terms of architectural planning. We propose a new plan that can embody flexibility and ease of repair through the design of long life.

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GIS, 가치공학, 그리고 생애주기비용에 의한 토지이용계획과 상수도계획의 동적인 연계 (Dynamic Combination of Land Use Planning and Water Planning using GIS, VE and LCC)

  • 김형복
    • 한국공간정보시스템학회:학술대회논문집
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    • 한국공간정보시스템학회 2000년도 학술회의 논문집 3권2호
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    • pp.93-105
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    • 2000
  • GIS는 속성자료와 관련하여 공간자료를 다루는데 강력한 수단이다. 그러나 GIS는 동적인 계획문제(dynamic planning problems)를 다루는데 있어서 분석기능과 인터페이스기능이 부족하다. 의사결정지원 체계(Decision Support Systems: DSS)는 그래픽사용자인터페이스(Graphic User Interface: GUI)기능, 모델링기능과 데이터베이스기능을 제공하여 GIS의 부족한 면을 보완한다. DSS의 새로운 분류인 공간의사 결정지원체계(Spatial Decision Support Systems: SDSS)는 공간차원의 문제를 취급할 시 표현기능, 기본적인 분석기능, 그리고 공간, 비공간자료 취급기능과 같은 GIS의 기능과 그래픽사용자인터페이스기능, 모델링기능, 그리고 데이터베이스기능과 같은 DSS의 기능을 통합한다. 계획지원체계(Planning Support Systems: PSS)는 SDSS의 기능에 더 진보된 공간분석기능과 시간기능을 추가한다. 이 연구에서는 GIS, 가치공학(value engineering: VE), 그리고 생애주기비용(life cycle costing: LCC)에 의한 토지이용계획에 따른 상수도관망의 용량확장을 위한 PSS의 구축에 초점을 맞추고자 한다. 이러한 PSS는 토지이용계획에 따른 상수도 필요량을 공급하고 도시성장 규제를 위한 일련의 용량확장대안을 작성하고 도시성장에 연관되는 상수도관망의 투자에 관한 문제를 다룬다.

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농촌정주생활권에 있어서 경관정비계획방법에 관한 시론 (A Methodological Consideration of Landscape Control Planning in Rural Settlement Area.)

  • 서주환;이경진
    • 농촌계획
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    • 제2권1호
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    • pp.79-90
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    • 1996
  • In recent year, construction of national infrastructure, variations of agricultural environment, urbanization of rural life-style, and other things have influenced on rural area. Therefore, its landscapes have been changed rapidly. As a result of it, rural landscape should be controlled with amenity and totality. That is a rural amenity control planning. The purposes of this study is to consider characters of rural settlement area, the directions of landscape control planning as an environmental planning, the structure of rural landscape, the process of rural landscape control planning, and its frameworks. Main viewpoints of landscape control planning in rural settlement are as follows; the using of regional resources, the harmony of surrounding environments, the harmony of natural ecology, locating of facilities, the development of new landscape material, maintenance of sequencing, symbolizing, unificating, and opening, the using of natural/regional materials, the using of waterfront, the making of stories.

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주민참여형 생태마을의 계획요소 활용 방법에 대한 연구 (A study on the Planning Element Utilization Method of Resident Participating Eco-Village)

  • 송정석;이효원
    • KIEAE Journal
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    • 제11권2호
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    • pp.27-34
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    • 2011
  • This paper is intended to deduce the planning elements of Eco-village through theory contemplation and preceding researches in order to be used as practical data of resident participating Eco-village by contemplating characteristics demonstrated in planning element utilization methods within the village. Resident participating Eco-village aims for residents who will reside in the relevant village to participate from village plans to construction. Unlike other Eco-village, residents of resident participating Eco-village make decisions autonomically through planning direction, planning elements, discussions and meetings, which are uniquely distinctive from other Eco-villages. It appears, however, that analysis on the planning element utilization methods of resident participating Eco-village is inadequate. There are various methods of village resident participation, and the methods cannot rule out the close relationship with planning elements. Hence, programs for resident participation should be devised at the time of village planning. Resident participating Eco-village should suggest measures and guidelines through finding problems in order to implement sustainable and environment-friendly life that prevent a retrograde step.

통근 자료를 이용한 시군구 단위 지역종속성 분석 -수도권 및 충청권역을 대상으로- (Analysis of the Regional Dependency Using the O-D Matrix of Commuters)

  • 이지민;김태곤;이정재;서교
    • 농촌계획
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    • 제18권3호
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    • pp.165-174
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    • 2012
  • Development of transportation and communication technology has affected our daily life and has caused to separate residential places from working places. Particularly in rural areas, the life zones are incorporated into larger towns or urban areas due to their lack of cultural, social and economic infrastructures. Thus, the analysis of the depended region and the life zone is important for the planning of regional revitalization programs and related project. The purpose of this study is to propose a regional dependency model (RDM) using the origin-destination(O-D) matrix of commuters and compare it with the Nystuen & Dacey model for regional correlation. The regional characteristics are analysed and our RDM were tested using the commuting data on Seoul metropolitan area(Seoul, Gyeong-gi, Incheon) and Chungchung area. The regional correlation model can only explain the determination of regional interaction without considering the direction of regional correlation but our model can show the direction of regional dependencies.