• 분석과 대안
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• 제4권1호
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• pp.105-123
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• 2020

This study analyzes the risk selection behavior of Japanese households. The study approaches the view of 'the hyperbolic discount' which is used in behavioral economics based on the rise in mortgage lending by low-income households in the late 2000s. The study focuses on how households risk preferences vary by income levels. The study analyzes the relationship of attitude of household interest rate risk using Binomial Logistic and Heckman two-step estimation method assuming that there are only two types of Adjustable-Rate Mortgage and Fixed-Rate Mortgage. As a result of the empirical analysis, low-income households annual income tend to have a higher proportion of housing debt as same as higher interest rate risk preferences households in proportion to income growth and interest rate risk preferences. Those results indicate that there is possibility of a hyperbolic discount on low-income households in Japan, and support the hypothesis that low-income households are relatively higher household debt ratio because of high utility due to home purchase in the near future (short-term).

• 대한간호학회지
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• 제4권2호
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• pp.32-43
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• 1974

A steady increase in the aged population poses a great challenge to nurses with their diversities of health care needs, especially of psychological nature, such as an alienation problems among the aged. The purpose of this study is to examine the nature of alienation problems among the aged in urban areas to provide basic informations for a better understanding of aged people. In this study, the investigator has tried to identify causes of alienation in the aged, and to determine the extent of alienation in relation to sex, family structure, religion, economic status and participation in social activities. The survey was done during the period from the last part of August to the end of September 1973. After a day's training, 10 interviewers have interviewed 210 stratified random samples of people over the age of 65 residing in Seoul with the free-ended questionnaire prepared by the investigator. The result of the study was tested by Critical Ratio. Following Hypothesis have guides formulation of the study: I. The extent of alienation in old man would be higher than in old woman, II. The extent of alienation in the aged who live alone would be higher than those living with their family. III. The extent of alienation in the aged who have no spouse would be higher than who live with their spouse. IV. The extent of alienation in the people without religious beliefs would be higher than the people with religious biles. V. The extent of alienation in the aged would be higher in proportion to decreased level of their economic productivity. Ⅵ. The extent of alienation in the aged who do not participate in social activities would be higher than that of the aged who actively participate. The analytic results of the study are as fellows: 1. The extent of alienation in woman was revealed higher than that of man by showing significant difference at P〈0.01 level. (CR=3.66) Accordingly hypothesis I was denied. 2. The extent of alienation in the aged wile live alone was revealed higher than that of the aged who live with their family by showing a significant difference at P<0.01 level. (CR=7.31) So hypothesis II was supported. 3. The extent of alienation of the aged who have no spouse was revealed higher than that of the aged who live with their spouse at the significant level of P <0.01. CR=4.65) Accordingly hypothesis III was supported, 4. There was no significant difference in the extent of alienation between the people with and-without religion. Thus hypothesis IV was rejected. 5. The extent of alienation in the aged was found to be higher in proportion to decreased level of their economic ability. a. The aged with greatest income showed least alienation b. The aged with no income had a greater extent of alienation than the aged with minimal income by showing significant difference at P <0.01 level . (CR=4.82) c. The difference between the greatest income group and the minimal income group was. found to be less significant than the difference between minimal income group and the-people without income. Thus hypothesis V was positively supported. 6. The extent of alienation in the aged who do not participate in social activities was higher than that of the aged who actively participate. (P <0.01, CR=6.24) According1y hypothesis Ⅵ was supported.

• 지역연구
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• 제38권1호
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• pp.45-56
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• 2022

본 연구의 목적은 서울대도시권 거주 청년 1인 가구와 신혼 가구를 소득수준별로 구분하여, 주거입지 선택에 영향을 미치는 입지요인의 집단 간 차이를 확인하는 것이다. 이를 위해, 본 연구에서는 가구의 주거이동 및 입지선택 과정을 분석할 수 있는 방법론으로 조건부 로지스틱 회귀분석 모형을 적용하였고, 실증분석에 활용한 기초 자료는 '2016년 가구통행실태조사'의 표본조사 자료를 활용하였다. 분석결과를 요약하면, 첫째, 청년 1인 가구와 청년 신혼 가구 모두에서 소득수준별 주거입지 선택 영향요인에 차이가 있었다. 둘째, 청년 가구 중 저소득 집단은 가구의 경제적 여건을 고려하는 제한적 합리성에 기초한 주거입지 선택 행태를 나타냈다. 셋째, 소득수준이 유사할지라도 청년 1인 가구와 신혼 가구 간의 주거입지 선택 요인에 차이를 보였으며, 이는 생애주기 변화에 따른 결과라 할 수 있다. 이와 같은 결과는 서울대도시권 거주 청년 가구의 경제적 여건을 보완해 줄 수 있는 적절한 주거정책 마련, 그리고 연령 또는 소득뿐만 아니라 생애주기 단계의 변화를 반영하는 맞춤형 주거정책에 대한 검토가 필요함을 시사한다.

• International Journal of Human Ecology
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• 제6권2호
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• pp.73-83
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• 2005

The purpose of this study was to analyze the needs of future users for services at senior congregate housing and to look into the development directions of the service standards for senior congregate housing. A survey was conducted among middle-aged people in their fifties, who lived in Seoul, using the systematic random sampling method. The final sample included 498 respondents. The survey was conducted from November 3, 2003 to November 14, 2003. The results of this study were as follows. Firstly, as the need for housing services were high, it was quite clear that various services at senior congregate housing should be provided. Secondly, a service differentiation strategy should be proposed to meet the characteristics of the users. Thirdly, it was hereby suggested that service standards should be established in the following manner considering the relationship between the needs for services and the income level directly influencing the provision of services: 'Basic services' to be provided regardless of income, 'Optional services' to be selectable among the preferable services per income level, and 'Supportive services' to be provided for low-income people.

• 기술혁신학회지
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• 제8권spc1호
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• pp.433-450
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• 2005

This paper empirically traces out the determinants of Information and Communication Technologies (ICT) progress. Using cross-national evidence, it is found that a country's income level and its distribution affect the ICT progress, through their influences on home market demand pattern. This result holds even when controlling for other variables that affects ICT progress and a sub-sample of less developed countries. Based on the findings, it is possible to conjecture that ICT progress can be a plausible reason for the income polarization in the world. In addition, a country with higher levels of human capital accumulation and financial development is positively associated with the ICT progress, although the effects depend on the sample and model specifications. However, these results are based on crude theoretical backgrounds and estimations, which require for further studies in the future.

• 가족자원경영과 정책
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• 제5권1호
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• pp.1-13
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• 2001

The purpose of this study was not only to identify real-life conditions of Korean-Chinese in Korea(clothing habits, eating habits, housing habits, economic life and leisure activities) but also to reveal the related variables that shall affect life quality. The subjects were selected from Korean-Chinese in Korea related to ‘Compatriots House’. The survey was conducted from June 20th to July 5th, 2000. A total of 225 questionnaires out of 350 were used as the final data analysis. All data were analyzed using the SAS/PC for frequency, percentage, F-test and Regression analysis. The study revealed the following results. 1. Significant differences were found in life quality of Korean-Chinese in Korea according to age(p<.05), optimum income (p<.001), health condition(p<.001), education level(p<.005), and entry motivation(p<.05). 2. Variable such as optimum income(β=.334) education level(β=-.190), monthly income(β=.170), health condition(β=.151), and self-esteem(β=.133) affected life quality of Korean-Chinese in Korea. Korean-Chinese’s life quality was explained by these variable(35%). The optimum income variable was the primary influential factor.

• The Journal of Asian Finance, Economics and Business
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• 제8권11호
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• pp.31-39
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• 2021

This study empirically examines the proposition that the domestic fundamentals of a nation can emerge as absorptive capacity factors to reap the benefits of inward FDI. The study is contextualized in Asia, set from1982 to 2017, and data is grouped into low-income and lower-middle-income economies, in comparison to high-income and upper-middle-income economies, catering to different geographical regions within Asia. The investigation is based on a series of absorptive capacity factors such as infrastructure, human capital, domestic credit, and health indicator. The methodological analysis is premised on dynamic panel structure and employs the Generalized Method of Moments (GMM) estimation technique. The empirical findings suggest that that the infrastructure variable appears to be the major absorptive capacity factor for both groups of countries. The health indicator, on the other hand, can help reap the benefits of inward FDI, but only if the threshold level is met. The selected economies must achieve this threshold level to reap the benefits of FDI. To absorb the benefits of inward FDI, countries must be proactive in providing sound infrastructure and implementing proper healthcare measures.

• 대한지역사회영양학회지
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• 제11권2호
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• pp.161-171
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• 2006

This study was carried out to investigate the dietary attitudes and nutritional status of preschool children in different income levels in Busan. The survey was conducted from November 1 to November 30, 2004 by questionnaires mid data analyzed by the SPSS program. The results are summarized as follows: The Kaup index of the upper income class group was higher than that of the other income classes. In the middle income class group, nutrition knowledge scores were higher than in any other income class. Sixty-four point nine percent of the upper income class children, 25.7% of the middle income class children and 15.7% of the low income class children had nutrition education experiences. Intake of protein was higher than that of the Korean recommended dietary allowances (RDAs) for children. In the upper income class group, intake of calcium was higher than in any other income class. Intakes of calcium and iron were lower than those of the RDAs in all children. Dietary attitude had positive correlation with frequency of breakfast, time for outdoor activity, and height and weight, and had negative correlation with frequency of fast food and time for watching television. Frequency of snack had positive correlation with frequency of fast food and time for watching television, but frequency of breakfast had negative correlation with those. These results indicate that nutrition education programs linking parents to children should be carried out to improve their nutritional status.

• 대한가정학회지
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• 제48권10호
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• pp.51-64
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• 2010

The purpose of this study was to demonstrate the patterns of income and household expense arrangements within dual-income families. The data was obtained from the F-GENS Korea Panel Survey of Ochanomizu University. The responses were gathered from both married and unmarried people, primarily in Seoul and the metropolitan area, of ages ranging from 25 to 44. The sample for this study was comprised of data from 399 double-income households. Crosstab and multinominal logistic regression models were used to analyze the data. The results were as follows. First, dual-income families choose a pooling system as their income arrangement. Second, variables determining the income arrangement were the husband's age, school attainment, annual average income, and average working hour per day. Third, variables that affected the household expenses arrangement included the husband's level of schooling attained and the husband’s job type. Fourth, the ideology of the economic community effected both the income and household expenses arrangement.

• 대한가정학회지
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• 제45권8호
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• pp.61-75
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• 2007

This study investigated preschoolers' emotional knowledge, emotional reactions and parents' emotinal reactions to children's negative emotions according to their family income and sex. Subjects were 99 five-year-olds(46 low-income preschoolers, 53 middle-income preschoolers) recruited from three day-care centers and a kindergarten in Seoul and their parents. Each child was individually interviewed with pictorial tasks and parents reported on their own reactions by questionnaires. Results showed that low-income preschoolers were lower than middle-income preschoolers in emotional knowledge. Low-income preschoolers showed higher level of perceptions of the peer's anger in emotional reactions than middle-income preschoolers. Low-income mothers also were more likely than middle income mothers to show punitive reaction in parents' emotional reactions.