• 제목/요약/키워드: Housing crisis

검색결과 101건 처리시간 0.029초

Comparative Spatial Analysis Between Inner-City Socialized Housing and Private Housing Developments in Metro Manila, the Philippines

  • Flores, Diane Angeline;Jang, Seongman;Lee, Seungil
    • 토지주택연구
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    • 제12권2호
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    • pp.13-32
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    • 2021
  • 필리핀 마닐라의 급속한 도시화는 유래 없는 인구성장을 가져왔고, 이는 국가 전체에 이중적 주택문제 즉 공영주택의 공실과 부족 현상을 동시에 초래하였다. 이 연구의 목적은 GIS 기반의 2개 통계모형을 개발하여 접근성, 사회·경제요인, 환경재난의 취약성 등 사이의 관계성을 기준으로 일반주택과 비교하여 공영주택의 공간분포 특성을 파악하는데 있다. 이 연구에서는 공간분석을 위해 다중회귀모형과 GIS를 연계시켜 공영주택과 일반주택의 공간분포에 영향을 미치는 주요 변수를 각각 확인하였다. 2개 회귀모형의 분석결과를 비교하였더니, 공영주택은 부적절한 토지이용에 교통과 도시지원시설에의 접근성이 열악한 곳에 분포하여 입지하고 있음을 확인하였다. 나아가 2개의 모형 모두 환경재난 취약성을 매우 중요하게 설명하였다. 이는 현재 주택정책이 국가의 주택 위기상황, 특히 소외된 저소득층 가구의 주택문제를 해소하지 못하는 이유를 밝히고 있다. 그러므로 이들 모형의 적용결과는 도시계획가와 지자체 의사결정자로 하여금 주택부문의 발전을 목적으로 수행 중인 현재의 정책 개입을 혁신적으로 개선해야 함을 시사점으로 제공한다.

레버리지 주기 이론의 지리적 확장: 불황 주택시장의 서브프라임 부동산 투자자를 중심으로 (Geographic Expansion of the Leverage Cycle Theory: Focusing on the Subprime Real Estate Investor in the Depressed Housing Market)

  • 이후빈
    • 한국경제지리학회지
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    • 제22권4호
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    • pp.592-609
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    • 2019
  • 본 논문은 서브프라임 부동산 투자자를 활용해서 레버리지 주기 이론의 지리적 확장을 시도한다. 레버리지 주기 이론은 낙관적 구매자 중심의 거래구성 재편으로 기초요인 변화와 무관한 자산가격 변동을 입증했지만, 금융위기의 지리적 기원을 설명하기 위해서는 저소득층 주거지역이 몰려 있는 불황 주택시장에서 이 이론이 어떻게 작동하는 지를 파악해야 한다. 불황 주택시장에서 서브프라임 부동산 투자자는 저소득층 주거지역에 집중했고, 이에 따라 저소득층 주거지역의 주택거래는 부동산 투자자 중심으로 구성되었다. 새로운 행위주체로서 서브프라임 부동산 투자자의 발굴은 레버리지 주기 이론을 자본투자의 취약지역이었던 불황 주택시장에 적용할 수 있는 토대를 마련한다. 이와 같은 시도는 경제이론의 지리적 재해석으로 경제지리학이 경제현상의 시공간적 맥락을 어떻게 복구할 수 있는지를 예시한다.

System Dynamics Modeling of Korean Lease Contract Chonsei

  • Myung-Gi Moon;Moonseo Park;Hyun-Soo Lee;Sungjoo Hwang
    • 국제학술발표논문집
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    • The 5th International Conference on Construction Engineering and Project Management
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    • pp.151-157
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    • 2013
  • Since the sub-prime mortgage crisis from the US in 2008, the Korean housing market has plummeted. However, the deposit prices of the Korean local lease contract, Chonsei, had been increasing. This increase of Chonsei prices can be a threat to low-income people, most of whom prefer to live in houses with a Chonsei contract. In the housing and Chonsei market, there are many stakeholders with their own interest, hence, simple thoughts about housing and Chonsei market, such as more house supply, will decrease house price, would not work in a real complex housing market. In this research, we suggests system dynamics conceptual model which consists of causal-loop-diagrams for the Chonsei market as well as the housing market. In conclusion, the Chonsei price has its own homeostasis characteristics and different price behavior with housing price in the short and long term period. We found that unless government does not have a structural causation mind in implementing policies in the real estate market, the government may not attain their intended effectiveness on both markets.

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The Evolving Roles of the Public and Private Sectors in Korea's Public Rental Housing Supply

  • Kim, Yoon-jung;Park, Hye Jung
    • Architectural research
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    • 제22권3호
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    • pp.85-95
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    • 2020
  • While there has been a substantial amount of studies on public rental housing of Korea, most have focused on housing policy changes, international comparisons, and current characteristics and future prospects. This article aims to examine the evolving roles of the national and local governments, and the private sector in provision of Korea's public rental housing. The findings suggest that one, although the wave of neoliberalism and financial crisis have prompted the national government to reduce its role and to encourage engagement of other actors by utilizing incentivizing tools, it has continued to assume a central position in formulating and implementing housing supply plans. Two, local governments have played a marginal role throughout the history of public rental housing supply, although they have expanded their participation through redevelopment projects and utilization of existing housings. Three, private sector actors have expanded their role to delivering public benefits of making housing available for a wider range of populace leveraging various incentives that make projects financially more feasible. The study poses a question on how responsibilities and risks can appropriately be allocated among three key actors to achieve housing welfare going forward.

뉴 노멀시대 한국의 가구 시장 연구 - 경제적 관점을 중심으로 - (A Study on Furniture Market of South Korea in New Normal - Focus on Economic Perspectives -)

  • 정재나
    • 한국가구학회지
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    • 제29권1호
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    • pp.8-17
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    • 2018
  • Economic crisis in 2008 has changed South Korean market including furniture related field. Owing to Subprime Mortgage Crisis, new economic order, in other words, New Normal was established. Low growth rate, low interest, high unemployment rate, high risks, regulation strengthening, and all that sort of negative things have became generalized. South Korean economy has developed drastically since the Korean War, however recent economic crisis and Internet and smart phone have leading roles in shaping new consumption market. In a way, furniture market has expanded despite economic recession. Total service for housing is suited to South Korean consumers and shortened Product Life Cycle induces consumers to buy more furniture. In addition, Internet and smart phone allow people to show off their private spaces to unspecified masses. As a result, consumer prefers inexpensive and expendable furniture. It is certain that furniture market makes quantitative growth, but qualitative sides are questionable. Even though the study is focused on the existent circumstances, It will help to find out the proper ways of future furniture market in South Korea.

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유동성 악화에 따른 건설산업 위기극복 방안 모색을 위한 기초연구 (A Basic Study for Finding Methods to solve the Crisis of Construction Industry caused by Deterioration of Liquidity)

  • 김은성;이상효;김재준
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2009년도 춘계 학술논문 발표대회 학계
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    • pp.131-135
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    • 2009
  • Domestic construction industry is facing big difficulties by a worldwide financial crisis. Especially the deterioration of liquidity by the reject of banks for project financing and unsold housing project made a big problem on financing for the ongoing and new projects. To solve this, it is critical for construction companies. banking facilities and public organizations to cooperate and support each other. In this study, the methods which each part can do are investigated. Construction companies can do a price reduction, finance condition improvement for deposit and down payment, asset sale and cost reduction. And Public organizations can buy the assets of construction companies with proper price and ease the regulation to activate transactions of real estate. In the case of Banking facilities, they can support arrangement and liquidation of insolvent projects and so on.

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미국의 주택거래시장 동향과 통상정책의 향후방향에 관한 연구: 신경경제학의 관점을 중심으로 (A Study of Housing Transaction Market and Commercial Policy in United States in the Perspective of Neuroeconomics)

  • 정용균
    • 통상정보연구
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    • 제12권3호
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    • pp.267-288
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    • 2010
  • The collapse of housing market bubble in United States had a considerable impact on the world economy. The collapse of housing market bubble in United States generates the global financial crisis at the worldwide level. The housing market bubble question the efficacy of fundamental proposition of orthodox economics based on the rationality of human choice. According to neuroeconomics and neuroscience, emotion and affect play the important role in purchasing the commodity in retails market. On the basis of the neuroeconomics, this study focuses on the role of affect and emotion in the purchase of subprime loan in United States. Robert Schiller suggests that one of the causes of housing market bubble is the contagion effect of human belief in the society. The structure of this paper is as follows. First, this study investigates the mechanism of human brain and role of various neurons to influence the human behavior in the purchase of house in United States, such as Dophamine neuron and mirroring neuron. Second, this study shows the possibility that the mirror neuron might explain the contagion of human belief in housing transaction market. It can be a seed of housing market bubble. Furthermore, this study show the implications of neuroeconomics is suggestive to the negotiation process in commercial policy in United States.

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영국 사회주택정책의 변화 연구 - 보수당 집권기간(1979-1997)을 중심으로 - (Changing Face of the British Social Housing Policy - Under the Conservative Government, 1979-1997)

  • 이영환
    • 한국사회복지학
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    • 제35권
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    • pp.289-317
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    • 1998
  • 본 연구는 18년간의 보수당 정권 하에서 영국의 사회주택정책이 겪은 변화의 주요 내용과 결과를 고찰함으로써 그 성격을 파악하고 무리 나라에 유용한 정책적 합의를 획득하려는 목적을 갖는다. 연구자는 연구를 위하여 1년 동안 영국에 머물면서 주제와 관련된 1,2차 자료들은 물론, 현지 학자들의 의견에 직접 접할 기회도 활용하였다. 사회주택정책의 변화는 70년대 경제 위기 이후의 영국 복지국가 재편작업의 일환으로 추진되었다. 보수당 정부는 시영주택의 대규모 매각 등 민영화와 시장화 정책을 정열적으로 추진하였으며, 공공지출의 삭감과 보조금 제도의 개혁 등을 통하여 이를 뒷받침하였다. 정책변화의 결과 주거유형의 분포와 지방정부의 역할 등에서 가시적인 변화가 나타났으며, 사회정책적으로는 주택부족, 공공부문의 잔여화 현상, 주거비 부담의 증대, 보조금 배분의 역진성, 의존의 증가 둥 부정적 현상이 두드러졌고, 목적했던 공공지출의 삭감도 달성하지 못한 것으로 나타났다. 결국 복지국가 위기에 대한 신자유주의적 대응은 국가역할의 철폐가 아닌 재 정향으로 나타났으며, 이에 따를 복지국가의 변화된 모습 둥은 우리나라 사회주택정책의 정립과 복지국가 모델의 형성을 위해 시사하는 바가 크다.

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한국전통민가주택의 친환경적 특성에 관한 연구 -낙안읍성 민속마을을 중심으로- (A Study on the Environmental-friendly features at Korean Traditional Houses -Focused on Nak-An folk village-)

  • 주급원;최만진
    • 농촌지도와개발
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    • 제17권3호
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    • pp.549-585
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    • 2010
  • Our global environment and ecology are now facing crisis due to the hrincreased waster materials caused by reckless abuse of resources and energy with the continuous development of our society. Therefore the whole nation should recognize the environmental pollution seriously and should accept sustainable development principles. The country is looking for actions against the problems in various ways. The introduction of reckless and duplicating western housing plan should be ceased but a new housing plan conforming to our nature should be found. In this regard, it is believed that it is a good alternative to succeed tradition and identity of Korean housing plan and suggest a new plan for better ecological housing by analyzing the environment friendliness of our traditional Korean houses. In this study, the traditional residential components were divided into physical and design aspects and the characteristics of environment friendly Korean traditional houses were analyzed.

기혼가구의 생애 첫 주택 소유 과정 (First-time Homeownership of Married Households in Korea)

  • 신수영;윤정숙
    • 한국주거학회논문집
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    • 제22권1호
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    • pp.11-23
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    • 2011
  • The purpose of this study is to explore cohort changes in first-time homeownership in Korea. The study collected qualitative data from individual interviews to explore the housing trajectories of different birth cohorts. As a result, Individual interviews facilitated an exploration of the decision making process of first-time homeowner with in a cohort context. The cohorts born in the 1950s seek a sense of security through homeownership, and have strong Korean sentiments of ownership. They tried various means to buy a house, and real estate market boom at that time played a role in the driving force. The cohorts born in the 1960s have less insecurity of tenure than the previous cohorts, but they still feel the need for homeownership. Since the currency crisis in 1997 caused the fluctuation of housing price, the 1960s cohort experienced a dramatic decline and rebound of assets while the previous cohorts had experienced a steady rise in housing prices. Finally, the attitude towards housing in the group of 1970s cohorts has changed from ownershiporiented to use-oriented.