• Title/Summary/Keyword: 일반은행

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Does the Business Survey Index of the Federation of Korean Industries at the Service Industry Lead the domestic stock market ? (서비스 산업에서 전경련 BSI지수는 주식시장을 예측할 수 있는가?)

  • Kim, Joo Il;Kim, Byoung ryul
    • Journal of Service Research and Studies
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    • v.6 no.3
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    • pp.41-54
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    • 2016
  • We examine the information transmission between the business survey index(BSI) based on the returns data offered by Federation of Korean Industries and KOSPI Index based on the returns data offered by Korea Bank. The data includes monthly return data from January 1998 to September 2015. The results of the analysis are as follows. Firstly, results of Granger Causality test suggests the existence of mutual causality KOSPI Index precede and have explanatory power BSI. Secondly, the results of impulse response function suggest that BSI Index show immediate response to KOSPI Index and are influenced by till time 4 From time 2 the impact gradually disappears. Also KOSPI Index show immediate response to BSI and are influenced by till time 4 From time 2 the impact gradually disappears. Lastly, the variance decomposition analysis showed a high influence of the KOSPI Index on the BSI and significant influence of the BSI on the KOSPI Index. This implies that returns on the KOSPI Index have a significant influence over returns on the BSI. The study is a further extension of existing studies on information transmission mechanism between the BSI and KOSPI. Finally, our results can be used as a guide by the Korea Bank and Republic of Korea and as well as Federation of Korean Industries.

Characterization of Filamentous Cyanobacteria Encapsulated in Alginate Microcapsules (알긴산염 마이크로캡슐 내부에 동결보존된 사상체 남세균의 특성 연구)

  • Park, Mirye;Kim, Z-Hun;Nam, Seung Won;Lee, Sang Deuk;Yun, Suk Min;Kwon, Dae Ryul;Lee, Chang Soo
    • Microbiology and Biotechnology Letters
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    • v.48 no.2
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    • pp.205-214
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    • 2020
  • Cyanobacteria are microorganisms which have important roles in the nitrogen cycle due to their ability to fix nitrogen in water and soil ecosystems. They also produce valuable materials that may be used in various industries. However, some species of cyanobacteria may limit the use of water resources by causing harmful algal blooms in water ecosystems. Many culture collection depositories provide cyanobacterial strains for research, but their systematic preservation is not well-developed in Korea. In this study, we developed a method for the cryopreservation of the cyanobacteria Trichormus variabilis (syn. Anabaena variabilis), using alginate microcapsules. Two approaches were used for the experiments and their outputs were compared. One of the methods involved the cryopreservation of cells using only a cryoprotectant and the other used the cryoprotectant within microcapsules. After cryopreservation for 35 days, cells preserved with both methods were successfully regenerated from the initial 1.0 × 105 cells/ml to a final concentration of 6.7 × 106 cells/ml and 1.1 × 107 cells/ml. Irregular T. variabilis shapes were found after 14 days of regeneration. T. variabilis internal structures were observed by transmission electron microscopy (TEM), revealing that lipid droplets were reduced after cryopreservation. The expression of the mreB gene, known to be related to cell morphology, was downregulated (54.7%) after cryopreservation. Cryopreservation using cryoprotectant alone or with microcapsules is expected to be applicable to other filamentous cyanobacteria in the future.

Investigation of lifespan related genes of the silkmoth, Bombyx mori L (누에나방 수명관련 특이발현 유전자 탐색)

  • Choi, Kwang-Ho;Goo, Tae-Won;Kim, Seong-Ryul;Kim, Sung-Wan;Kang, Seok-Woo;Kang, Pil-Don
    • Journal of Sericultural and Entomological Science
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    • v.51 no.2
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    • pp.211-217
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    • 2013
  • In general, the mean silkmoth lifespan is around 8 days for female and 5 days for male. But, the duration of J037 strain's lifespan is remarkably long in both sexes. On the contrary, the Daizo(sdi) strain has a remarkably short lifetime. The differences in adult lifetime among various silkworm strains has been suggested that the adult lifetime may be genetically controlled. In this experiment, using J037 and Daizo strains we investigated genetic factors related to the adult lifetime of silkworm. We constructed the full-length cDNA library from the adult male of the J037 strain. A total of 2,688 clones were randomly selected, and we performed a differential display hybridization with cDNA probes generated from J037 and Daizo adult males. In conclusion, 193 clones were identified as differential expressed genes, and 154 unique genes were generated after the assembly of 193 clones. Of the 154 unique genes, the most abundant genes were cytochrome oxidase subunit-1 gene(9 times) and unknown(clone ID; 1-50) gene(5 times). The functional groups of these unique genes with matches in the AmiGo database were constructed according to their putative molecular functions. Among thirteen functional categories, the largest group was unclassified protein(24%). In addition, we analyzed the nucleotide and deduced amino acid sequences of the most highly occurred gene(1-50, EF434397), which consisted of 240 amino acids. However, it is confirmed yet that these genes really have an affected on the silkworms longevity. Further studies on these molecules biological roles will give us well-fined information about mechanisms of insect aging and/or scenesence.

Design and Implementation of Ethereum Smart Contract State Monitoring System (이더리움 스마트 컨트랙트 상태 모니터링 시스템의 설계 및 구현)

  • Hong, Joongi;Kim, Suntae;Ryu, Duksan
    • Journal of Software Engineering Society
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    • v.28 no.2
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    • pp.1-6
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    • 2019
  • There are various stakeholders in the blockchain ecosystem. Since the emergence of Ethereum, many transactions have been made using smart contracts, and a wider range of stakeholders are participating, including not only developers, but also investors, banks, companies, and general users. However, various stakeholders have a problem in that it is difficult and complicated to check the state of smart contracts. If it becomes difficult to check the state, the reliability of the smart contract will be lowered and the utilization will be lowered. Also, if the state check is difficult and complicated for the developer, it will be difficult to provide high quality due to the difficulty of testing and debugging the smart contract developed by the developer. In this research, we propose a design and implementation method of the Ethereum Smart Contract State Monitoring System that enables various stakeholders and developers to easily and continuously check the state of smart contracts and analyze them using historical data.

Determinants of Corporate Loans and Bonds before and After Economic Crisis in Korea: Empirical Study on the Firm-level Data (경제위기 전후 기업대출시장 및 회사채시장의 결정요인: 미시적 실증연구)

  • Lim, Youngjae
    • KDI Journal of Economic Policy
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    • v.28 no.2
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    • pp.239-262
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    • 2006
  • The paper suggests that there has been a shift in the allocation of bank credit from large firms to small firms before and after the economic crisis. The paper also suggests that the improved lending practices of financial institutions, at least partially, contributed to this shift of corporate loans from large firms to small firms. Comparing the periods before and after the economic crisis also suggests that some important changes occurred to the corporate bond market. The effect of firm size on the corporate bond market differs before and after the economic crisis. Before the crisis, the larger the firms, the more they could borrow in the corporate bond market. However, after the crisis, it is not the case. The following interpretation could be put forward. Before the crisis, investors in the corporate bond market expected that the government would rescue large firms if they face the risk of bankruptcies. However, the collapse of Daewoo Group in 1999 shattered the TBTF (Too Big To Fail) myth of the public. The liquidity crisis of Hyundai Group in 2000-2001 reinforced the disintegration of the TBTF myth.

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Protection of Human Genetic Information and Citizens Participation (인간 유전정보 보호와 시민참여)

  • Lee Young-Hee;Kim Myoung-Jin;Kim Byoung-Soo
    • Journal of Science and Technology Studies
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    • v.3 no.1 s.5
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    • pp.41-73
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    • 2003
  • Personal genetic information is information about a person's genetic characteristics, which may reveal important information about private matters such as susceptibility to disease. Progress in genetics makes it much easier to obtain personal genetic information, and this leads to concerns about confidentiality and security of genetic information, and about possible genetic discrimination. This paper examines social issues related to human genetic information in terms of individual identification, diagnosis of diseases, and non-medical genetic test, and then tries to provide desirable citizens participation methods that can be used when making public policies related to genetic information protection.

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Financial Regulation and R&D Investment (금융규제와 R&D 투자 - 자기자본, 금리 및 업무영역 규제를 중심으로 -)

  • Kim, Byung-Woo
    • Journal of Korea Technology Innovation Society
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    • v.12 no.3
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    • pp.582-613
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    • 2009
  • In this study, we made a critical review on the regulatory policies in financial sector of Korea, analysed their effects on the firm's innovation, and suggested some policy implications. Many innovation researchers and policy makers expected that such a liberal system of regulation would lead Korea's national innovation system to the quantum leap. Our analyses of financial regulations show, however, that changes of regulatory systems (deregulation for interest rate) in the last decade did not always promoted the firm's innovation. The firms now encounter Basel II, and since it could cause bipolarization between R&D performing firms, it is necessary to add complementary policy such as collateralization or netting. Finally, simple empirical anlysis shows that the trend of universal banking may affect R&D investment positively.

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A Study on the Fault Analysis and Security Assessment for Smart Card Management System (스마트카드 관리 시스템(SCMS)의 결함분석과 보안성 평가에 관한 연구)

  • Jang, Soo-Mi;Park, Man-Gon
    • Journal of Korea Multimedia Society
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    • v.17 no.1
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    • pp.52-59
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    • 2014
  • These days, smart card management system(SCMS) have been broadly used for security conformability, efficiency of issuance management, key management and expert management in the smart card market. SCMS is composed of card management, issuance management, key management, application management, and issuers management systems. SCMS enables card issuers from banks, credit card companies, and telecommunications companies to provide these cards to card users. And then SCMS enables card users to download new programs to chips for use of these cards successively and provide related smart card data in safety and efficiency. In this paper, we propose a framework for security assessment and an efficient method for security improvement through fault analysis which is more effective.

A Study on Realization of System in Wireless Location Awareness Technology Using Ubiquitous Active RFID (Active RFID를 이용한 실내 무선 위치 인식 기반 스마트 센서 빌딩 구현에 관한 연구)

  • Jung, Chang Duk
    • Journal of Intelligence and Information Systems
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    • v.12 no.3
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    • pp.83-93
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    • 2006
  • This paper is wireless location awareness technology using RFID. We investigates the Location of the received Signal strength reported by RF Analyses of the data are performed to understand the underlying features of location fingerprints. The system is performed factors the extreme environmental Emit signal, which consists of a unique 5000 Terminals. The Location Service have become very popular in many service industries, purchasing and distribution logistics, industry, manufacturing companies and a parking place. The Technically optimal Solution would be the storage of Intelligence information in the most common form of electronic data-carrying device in use in everyday life is the smart card based upon a contact field (telephone smart card, bank cards). The method of an indoor positioning experiment system is compared using measured Location data and a charge of service. The result of research showed the following: first, to check out the mechanism between benefit of system installation and operation of Active RFID. Second, it contributed on indoor wireless location intelligence system efficiency.

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SmartQ : Mobile Queue Management System (SmartQ : 모바일 큐 관리 시스템)

  • Kim, Yul-Heon;Kim, Young-Ung
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.16 no.5
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    • pp.7-12
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    • 2016
  • In general, crowded places, such as banks, government offices and hospitals, require the customer to wait for a certain period of time. Thus according to the order of the wait, customers takes waiting numbers. In this way, so customers should always check the order of waiting processes that they can not carry on another affairs. In this paper, we develop an application, that is SmartQ, managing queue using a mobile handset. SmartQ is an easy-to-use application allowing customers an alternative to the classic queue management systems. With this application, they are aware of the waiting conditions in real time for each of their services. They can indicate the time they wish to come and take a virtual ticket in the queue. It provides service notification, the number of waiting person, and expected waiting time.