• Title/Summary/Keyword: 서비스 신뢰도

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A Study on Trust Transfer in Traditional Fintech of Smart Banking (핀테크 서비스에서 오프라인에서 온라인으로의 신뢰전이에 관한 연구 - 스마트뱅킹을 중심으로 -)

  • Ai, Di;Kwon, Sun-Dong;Lee, Su-Chul;Ko, Mi-Hyun;Lee, Bo-Hyung
    • Management & Information Systems Review
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    • v.36 no.3
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    • pp.167-184
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    • 2017
  • In this study, we investigated the effect of offline banking trust on smart banking trust. As influencing factors of smart banking trust, this study compared offline banking trust, smart banking's system quality, and information quality. For the empirical study, 186 questionnaire data were collected from smart banking users and the data were analyzed using Smart-PLS 2.0. As results, it was verified that there is trust transfer in FinTech service, by the significant effect of offline banking trust on smart banking trust. And it was proved that the effect of offline banking trust on smart banking trust is lower than that of smart banking itself. The contribution of this study can be seen in both academic and industrial aspects. First, it is the contribution of the academic aspect. Previous studies on banking were focused on either offline banking or smart banking. But this study, focus on the relationship between offline banking and online banking, proved that offline banking trust affects smart banking trust. Next, it is the industrial contribution. This study showed that offline banking characteristics of traditional commercial banks affect the trust of emerging smart banking service. This means that the emerging FinTech companies are not advantageous in the competition of trust building compared to traditional commercial banks. Unlike traditional commercial banks, the emerging FinTech is innovating the convenience of customers by arming them with new technologies such as mobile Internet, social network, cloud technology, and big data. However, these FinTech strengths alone can not guarantee sufficient trust needed for financial transactions, because banking customers do not change a habit or an inertia that they already have during using traditional banks. Therefore, emerging FinTech companies should strive to create destructive value that reflects the connection with various Internet services and the strength of online interaction such as social services, which have an advantage over customer contacts. And emerging FinTech companies should strive to build service trust, focused on young people with low resistance to new services.

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A Study on the Implementation of Trusted Channel on Trusted Systems (안전한 시스템 상에서의 신뢰채널 구현에 관한 연구)

  • Yu, Joon-Suk;Lim, Jae-Deok;Kim, Jeong-Nyeo
    • Proceedings of the Korea Information Processing Society Conference
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    • 2002.11b
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    • pp.1015-1018
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    • 2002
  • 신뢰채널은 시스템 사이에 신뢰성이 보장되는 통신 경로를 제공하며, 이는 통신 트래픽에 대한 기밀성 및 인증, 부인방지 등의 다양한 보안 서비스를 포함한다. 본 논문에서는 강제적 접근제어가 구현된 커널, 즉 보안 운영체제 사이에서의 신뢰채널 구현에 대해 설명한다. 설명하는 신뢰채널은 트래픽에 대해서 불법적인 노출과 변조를 방지할 수 있도록 기밀성 서비스와 인증 서비스 중 메시지 인중을 제공하며, IP 계층의 커널수준에서 구현되어 사용자에게 투명하게 동작한다.

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Service Reliability Assurance Mechanism based on the frequency of Request Messages in the Distributed Decision making IoT networks (분산 결정 방식 기반 사물인터넷(IoT)에서 요청 메시지 빈도에 기반한 서비스 신뢰성 확보 방안)

  • Kim, Seungcheon;Rho, Kwanghyun;Hwang, Hoyoung
    • Journal of the Institute of Electronics and Information Engineers
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    • v.51 no.8
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    • pp.58-65
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    • 2014
  • A recent issued Internet of Things (IoT) is based on the service that everything around us is exchanging the information and reacting upon these information. These IoT services are mainly dealing with the information that was generated by the information nodes of IoT networks such as sensors, where the way how the information from information nodes should be dealt with is very important in terms of service reliability in IoT networks. This paper introduces a new scheme for service reliability and energy efficiency that is reducing the energy consumption of actuator node reacting upon the request messages from the information nodes in IoT networks.

A Study on the Effect of Trust on the Delivery App. Service to Emotional & Rational Factor & User's Word of Mouth (배달앱 서비스 이용자의 신뢰가 감성, 이성적 요인과 구전에 미치는 영향 요인 연구)

  • Ha, Youn-Soo;Lee, Sang-Ho
    • Journal of the Korea Convergence Society
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    • v.12 no.3
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    • pp.85-98
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    • 2021
  • Domestic delivery app services are taking a leap forward as the non-face-to-face culture spreads due to the COVID 19 situation and the industrial scale is also growing. In the expanding delivery app service market, we try to verify the structural relationship between variables by empirically analyzing the influencing factors of users' trust in rational and emotional factors. Delivery app service users trust and discriminate parameters in the relationship between rational and emotional factors. Satisfaction according to the trust of a valid delivery app service and service expansion model through word of mouth was designed. It was verified through a hypothesis whether it had an effect, and it can be used as a variety of service strategies for delivery app service users.

창업 물류서비스기업의 사회적 교환행동과 경영성과에 대한 실증적 연구

  • Go, In-Gon
    • 한국벤처창업학회:학술대회논문집
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    • 2021.04a
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    • pp.165-170
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    • 2021
  • 최근의 코로나19 사태로 관광·항공업계가 극심한 어려움을 겪고 있다. 항공업계의 대안 중 하나는 화물운송이다. 항공사들은 여객수요 급감으로 인한 매출감소 폭을 줄이기 위하여 화물운송 부문을 강화하고 있다. 항공화물운송은 타 운송과 구분되는 제반 특성으로 인하여 시장규모가 지속적으로 증가하고 있다. 항공화물운송 대리점(forwarder)은 수출과 수입에 있어서 중요한 역할을 담당하며, 중요한 비즈니스 파트너인 항공사와 수출입자와 우호적인 긴밀한 관계를 구축하고 계속 유지해야 한다. 사회적 교환이론(social exchange theory)은 이러한 관계가 구축되기 위해서는 거래당사자 간의 거래규모나 거래기간, 거래빈도 등의 유형적인 측면도 중요하지만, 신뢰와 몰입, 애착 등의 무형적인 측면의 교환이 선행되어야 한다는 것을 강조한다. 본 연구의 연구목적은 다음과 같다. 첫째, 물류서비스기업의 업무 프로세스를 규명하고 운송기업 및 화주기업과의 사회적 교환행동은 어떻게 이루어지는지 조사한다. 둘째, 이러한 사회적 교환행동이 물류서비스기업의 다양한 경영성과에 얼마나 영향을 미치는지를 분석한다. 셋째, 각 구성원 간의 관계기간에 따라서 이러한 영향력이 달라지는지를 살펴본다. 특히 본 연구는 많은 기존연구에서 구분되었던 신뢰(trust)와 몰입(commitment) 개념을 통합함으로써 연구모형의 간결성(parsimony)과 실용가능성(practicality)을 제고하고자 한다. 결과적으로 본 연구는 운송기업 및 화주기업에 대한 물류서비스기업의 사회적 행동이 신뢰에 기반한 우호적인 관계를 구축하는지, 경영성과에는 어떤 영향을 미치는지를 실증적으로 살펴보고, 관계기간의 조절효과를 규명함으로써 학문적으로나 실무적으로 유용한 시사점을 제공할 수 있으며, 창업 물류서비스기업에 유용한 가이드라인을 제시할 수 있을 것이다.

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Exception based Dynamic Service Coordination Framework for Web Services (웹 서비스를 위한 예외 상황 기반 동적 서비스 연결 프레임워크)

  • Han Dong-Soo;Lee Sung-Doke;Jung Jong-Ha
    • Journal of KIISE:Software and Applications
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    • v.33 no.8
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    • pp.668-680
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    • 2006
  • Web services on the Internet are not always reliable in terms of service availability and performance. Dynamic service coordination capability of a system or an application invoking Web services is essential to cope with such unreliable situations. In dynamic service coordination, if a Web service does not respond within a specific time constraint, it is replaced with another Web service at run time for reliable invocation of Web services. In this paper, we develop an exception based dynamic service coordination framework for Web services. In the framework, all necessary information for dynamic service coordination is explicitly specified and summarized as a set of attributes. Then classes and workflows, supporting dynamic service coordination and invoking Web services, are automatically created based on these attributes. Developers of Web services client programs can make the invocations of Web services reliable by calling the methods of the classes. Some performance loss has been observed in the indirect invocation of a Web service. However, when we consider the flexibility and reliability gained from the method, the performance loss would be acceptable in many cases.

Effect of Purchase Intention of Location-Based Services: Focused on Privacy-Trust-Behavioral Intention Model (위치기반서비스에서 구매의도에 영향을 미치는 요인: 프라이버시-신뢰-행동의도 모형을 중심으로)

  • Jang, Sung-Hee
    • Journal of the Korea Society of Computer and Information
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    • v.19 no.10
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    • pp.175-184
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    • 2014
  • The purpose of this study is to examine the factors influencing purchase intention of Location-Based Services (LBS) using privacy-trust-behavioral intention model. This model tests various theoretical research hypotheses relating to LBS, privacy-trust-behavioral intention model, and Concern for Information Privacy(CFIP). The target population of this study was LBS users. Data for this study were collected from January 21 to March 20, 2014. The data were gathered from 231 questionnaire respondents with experience using LBS. Among these reponses, 21 were excluded because of missing or inappropriate data. After removing the unsuitable questionnaires, a total of 210 surveys were considered for analysis. The results of hypothesis testing are as follows. First, location awareness positively influence privacy concerns. Second, privacy concerns negatively influence trust. Finally, trust positively influence purchase intention. The results of this study will provide various implication to improve purchase intention of LBS.

A Study on Structural Relationships among Port Service Quality, Satisfaction, Trust and Loyalty of the Busan New Port -Based on the Moderating Effect of Switching Barrier (부산항 신항의 항만서비스품질.만족.신뢰 및 충성도 간의 구조적 관계: 전환장벽의 조절효과를 중심으로)

  • Kang, Dug-Chool;Jeon, Oi-Sul
    • Journal of Korea Port Economic Association
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    • v.28 no.1
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    • pp.203-227
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    • 2012
  • Based on the review of the existing studies, this study built the conceptual framework describing the structural relationships among port service quality dimensions(port internal service quality, external service quality, interaction quality), customer satisfaction, customer trust and customer loyalty. In specific, switching barrier was included as moderator in customer satisfaction and customer loyalty relationships. The subjects are the customers who use the Busan New Port. A survey using 317 customers was conducted, Confirmatory factor analysis was conducted to test the validity of the measurement model, and AMOS analysis approach was used to gain important insights into how customer retention in the port business can be ensured. Results in this paper indicate that customer trust and satisfaction are identified as antecedents of the port service quality dimensions. Customer satisfaction positively influences trust. Customer trust and satisfaction positively influence loyalty. Switching barrier positively moderates the relationship of customer satisfaction and customer loyalty. Finally, this study suggests that the implications of these findings and offers directions for future research.

A Study on the Factors Affecting the Intention to use public Institution staff's Cloud Computing Service (공공기관 조직구성원의 클라우드 컴퓨팅 서비스 이용의도에 영향을 미치는 요인에 관한 연구)

  • Choi, Hyukra;Kim, SeonMyung
    • Informatization Policy
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    • v.21 no.2
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    • pp.49-66
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    • 2014
  • In the last few years, cloud computing has grown from being a promising business concept to one of the fast growing segments of the IT industry. However, as more and more information on individuals and companies are placed in the cloud, concerns on just how safe the computing environment is have gradually increased. In this study, it will be explored if key characteristics of cloud computing services would affect the behavioral intention to use public cloud computing services. A conceptual model is developed and seven research hypotheses are proposed for empirical testing. The proposed model is examined through structural equation analysis. The results show that perceived risk has statistically significant effect on the privacy concern of users and the privacy concern has a negative influence on the trust. Finally, the trust has a positive effect on the attitude and the attitude has statistically significant effect on use intention. Implications of these findings are discussed for both researchers and practitioners and future research issues are raised as well.

A Study on the Reliability of Voice Payment Interface (음성결제 인터페이스의 신뢰도에 관한 연구)

  • Gwon, Hyeon Jeong;Lee, Jee Yeon
    • Journal of the Korean Society for information Management
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    • v.38 no.3
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    • pp.101-140
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    • 2021
  • As the payment service sector actively embraces artificial intelligence technology, "Voice Payments" is becoming a trend in contactless payment services. Voice payment services can execute payments faster and more intuitively through "voice," the most natural means of communication for humans. In this study, we selected richness, intimacy, and autonomy as factors for building trust with artificial intelligence agents. We wanted to determine whether the trust will be formed if the factors were applied to the voice payment services. The experiment results showed that the higher the richness and autonomy of the voice payment interface and the lower the intimacy, the higher the trust. In addition, the two-way interaction effects of richness and autonomy were significant. We analyzed and synthesized the collected short-answer system to identify users' anxiety when using voice payment services and proposed speech interface design ideas to increase their trust in the voice payment.