• Title/Summary/Keyword: 사회적 포용

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Research on Sustainable Financial Inclusion and Social Impact : Analyzing Credit Thin Filer Data from U.S. Online Loan Platform (지속가능한 금융포용성과 소셜임팩트 증진 제언 연구: 미국 온라인 대출 플랫폼 내 중저신용자 데이터를 중심으로)

  • Geonuk Nam;Jiho Kim;Gaeun Son;Hanjin Lee
    • The Journal of the Convergence on Culture Technology
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    • v.10 no.3
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    • pp.467-474
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    • 2024
  • This study analyses customer data from a US online lending platform to empirically document the discriminatory treatment that low- and middle-income borrowers face in financial markets. Researchers are using financial data from nearly 2.93 million loans between 2007~2020 of the Lending Club on the open-source Kaggle platform. We find that thin-filers borrowers, especially those with lower credit scores, receive loans at higher interest rates. This discriminatory treatment undermines financial inclusion and has the potential to increase social inequality. The significance of this research is that it sheds substantial light on the problem of inequality in financial markets and, based on the findings, suggests concrete measures to ensure equitable access to finance for all customers and enhance sustainable financial inclusion. In doing so, we propose a shift towards enhancing the social responsibility of institutions.

Design of an AR-based Accessibility Improvement System for the Hearing Impaired (AR기반 청각장애인 접근성 향상 시스템 설계)

  • Hyun-Jun Jeong;Sang-Hoo Park;Tae-Hong Kim;Su-Bin Jeon
    • Proceedings of the Korea Information Processing Society Conference
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    • 2023.11a
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    • pp.1020-1021
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    • 2023
  • 장애인의 사회활동 증대는 개인의 삶의 질 향상 및 사회의 다양성과 포용성 증진에 중요하다. 특히 청각장애인은 환경적, 신체적 장애로 인해 사회적 접근성에 제한을 받는다. 이를 해결하기 위해 AR 글래스 기반의 NEAR를 개발하였다. NEAR는 음성자막 변환 및 위험 알람 기능을 제공하여 청각장애인의 사회활동 제약을 해소한다. STT 기능은 입력 음성을 텍스트로 변환하며, MFCC 기능은 다양한 상황의 소리를 감지하여 위험 알림을 제공한다. 이 연구는 청각장애인의 사회적 참여 향상 및 사회의 포용성 증진에 기여할 것으로 기대된다.

Developing Inclusive Nutrition Education Direction for Sustainable Dietary Competency in Elementary Schools (초등학교 식생활교육에서 지속가능 식생활 역량 함양을 위한 포용적 식생활교육의 방향)

  • Kim, Hyun Joo
    • Journal of Korean Home Economics Education Association
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    • v.35 no.1
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    • pp.73-88
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    • 2023
  • Since the enactment of the School Meal Support Act in 2009, South Korean dietary education has been evolving, placing health, environment, and consideration as its core values. The 3rd Basic Plan for Dietary Education (2020-2024) aims to achieve a sustainable dietary lifestyle that civic agriculture for collective consumption, healthy citizens, and an inclusive society. However, the digital civilization of the Fourth Industrial Revolution is significantly impacting dietary education in schools. Therefore, this study examines sustainable dietary education content in South Korean school meals, diagnoses the phenomena of dietary education facing digital transformation in education due to the Fourth Industrial Revolution, and explores directions for inclusive dietary education through concrete structures and content systems for inclusive dietary education that foster sustainable dietary capabilities. To achieve inclusive dietary education, a structure and system that allow cognitive, normative, and practical learning to be combined in an inclusive way is required. Furthermore, to practice sustainable dietary education, alternative approaches that emphasize the development of learners' core competencies are necessary in the direction of inclusive dietary education that fosters inclusivity.

Conceptualizing the Inclusive City from Multidimensional Perspectives (포용도시 개념의 다차원적 모색)

  • Woo, Yoonseuk
    • Land and Housing Review
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    • v.11 no.4
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    • pp.27-34
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    • 2020
  • Making Inclusive Cities is a new urban agenda for better future cities. Inclusive cities should be conceptualized from multidimensional viewpoints including various academic disciplines beyond a single discipline such as urban planning/design and urban engineering which are primary disciplines to have handled urban challenges. The aim of this research is to propose diverse approaches to examine the concept of the inclusive city. This study examines the inclusive city from the lens of co-evolution, social exclusion, inclusiveness, and amenity, looking forward to more academic attempts to investigate this worldwide urban agenda.

Spatial Strategies of Inclusive Cities through Vulnerability Evaluation - Focused on Busan - (취약성 평가를 통한 포용도시의 공간적 전략 - 부산광역시를 대상으로 -)

  • Kang, Youn Won;Kim, Jong Gu;Shin, Eun Ho
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.39 no.2
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    • pp.281-286
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    • 2019
  • In recent days, efforts have been made voraciously to create urban spaces where everyone can enjoy an equal life by integrating the socially underprivileged groups including women, children, the elderly, etc. In order to create a inclusive city that accepts everyone regardless of social hierarchy, it is necessary to plan the city by incorporating the marginalized. The purpose of this study is to establish the strategy of inclusive city in each region. To accomplish the goal, we analyze and compile each of the studies that were scattered and make an integrated evaluation index, and evaluate the inclusivity for each region by these indicators.

Strategies for Increasing Library Inclusion by Analyzing Local-based Demands of Vulnerable Population (지역기반 지식정보 취약계층의 수요 분석을 통한 도서관 포용성 강화 전략)

  • Kang, Ji Hei;Bae, Kyung-Jae
    • Journal of Korean Library and Information Science Society
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    • v.51 no.2
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    • pp.295-318
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    • 2020
  • This study was conducted to grasp the changing user needs, especially the changing information needs of the vulnerable groups of knowledge and information. The study analyzed the information needs of the migrants in Area A by introducing a community-based participatory research methodology. The authors cooperated with the local community throughout the entire course of the study and proposed an inclusive library strategy for the underprivileged in the A region. Migrants were in demand for easy writing materials, reading activities programs, leisure culture programs, and literacy programs. In particular, it was analyzed that services should be provided through cooperation with related organizations. As a result of the study, it was suggested to provide experiences of deeply participating in the current library and to provide various information sources (resource guides) and to promote through children.

Development of Index of Park Derivation to Promote Inclusive Living SOC Policy (포용적 생활 SOC 정책 추진을 위한 공원결핍지수 개발 연구)

  • Kim, Yong-Gook
    • Journal of the Korean Institute of Landscape Architecture
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    • v.47 no.5
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    • pp.28-40
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    • 2019
  • In order to resolve the imbalances in the supply of living SOCs according to socio-economic status, location, and population groups, the discussions on inclusive city policies are expanding. The purpose of this study is to propose an Index of Park Derivation (IPD) as an alternative indicator for the promotion of an inclusive urban park policy that can be applied in the 7 major metropolitan cities to select a region with a relatively high park needs. The main research results are as follows. First, the concept of an inclusive urban park policy is defined as "a policy to supply to manage high-quality park services with priority given to areas with low socio-economic and environmental status, such as a large amount of elderly, children, low-income families, areas vulnerable to disasters, such as heat and fine dust, and population groups." Second, we developed the index of park derivation (IPD), which is a combination of 17 variables including park service level, demographic characteristics, economic and educational level, health level, and environmental vulnerability. The variables that constitute the index of park deprivation (IPD) can be applied to SOC policies outside the parks, such as sports facilities, daycare centers, kindergartens, and public libraries. Third, applying index of park deprivation (IPD) to 1,148 Eup/Myeon/dong areas of the 7 metropolitan cities resulted in areas with relatively high park service needs. This study implies that the central and the local government suggest an alternative index to promote an inclusive urban park policy based on statistical and geographical information and data that can be easily accessed and utilized.

사회적 혁신 기반 소셜벤처 생태계 활성화 전략

  • Choe, Yong-Seok;Baek, Bo-Hyeon
    • 한국벤처창업학회:학술대회논문집
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    • 2019.11a
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    • pp.51-59
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    • 2019
  • 현대사회가 당면한 다양한 문제를 해결하는 주체로 '제4섹터(the fourth sector)'가 주목받고 있다. 제4섹터는 사회적경제 기업으로 대표되는 제3섹터의 지나친 정부 의존도와 서비스 모델 동형화의 문제점을 해결하고자 등장하였다(Meadows, 1972; Howaldt and Schwarz, 2010). 이러한 제4섹터의 핵심 주체로서 소셜벤처가 언급되고 있다(경기연구원, 2018). 그러나 아직까지 소셜벤처에 대한 학술적 및 정책적 개념이 모호한 실정이다. 따라서 본 연구에서는 사회의 포용적 성장을 도모하기 위해 제4섹터로서의 소셜벤처 정의와 특성을 명확히 하고, 소셜벤처 생태계 활성화를 위한 발전전략을 연구하고자 한다.

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A study on Digital New deal Strategy for Inclusive Innovative Growth and Job Creation (포용적 혁신성장과 일자리 창출을 위한 디지털 뉴딜 전략에 관한 연구)

  • Noh, KyooSung
    • Journal of Digital Convergence
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    • v.18 no.1
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    • pp.23-33
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    • 2020
  • This study discussed 'inclusive growth', which recently has gained attention as the 4th Industrial Revolution spreads, and considered innovative growth as a requirement for inclusive growth. Combining inclusiveness and innovativeness, a new concept of 'Digital New Deal' is suggested. Specifically, the new market creation strategy through digital transformation of existing industries and public sectors, and solving social problems were presented. It also analyzed problems of the past government-led top-down innovation drive and suggested the "Hybrid" approach as a new way of promoting digital New Deal. Finally, we looked at the 'job creation' effect, discussed the meaning of it in terms of inclusiveness and innovativeness, and proposed a policy alternatives to create lasting effects.

A Case Study on the UK Park and Green Space Policies for Inclusive Urban Regeneration (영국의 포용적 도시재생을 위한 공원녹지 정책 사례 연구)

  • Kim, Jung-Hwa;Kim, Yong-Gook
    • Journal of the Korean Institute of Landscape Architecture
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    • v.47 no.5
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    • pp.78-90
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    • 2019
  • The purpose of this study is to explore the direction of developing policies for parks and green spaces for inclusive urban planning and regeneration. By reviewing the status, budget, and laws pertaining to urban parks in Korea, as well as assessing the inclusivity of urban parks, this study revealed the problems and limitations in Korea as follows. First, the urban park system, which takes into account indicators such as park area per capita and green space ratio, is focused only on quantitative expansion. Second, the distribution of urban parks is unequal; hence, the higher the number of vulnerable residents, the lower the quality of urban parks and green spaces. Moreover, this study focused on the UK central government, along with the five local governments, including London, Edinburgh, Cardiff, Belfast, and Liverpool. Through an analysis of the contexts and contents establishing UK park and green space policies that can reduce socioeconomic inequalities while at the same time increase inclusiveness. This study discovered the following. The government's awareness of the necessity of tackling socioeconomic inequalities to make an inclusive society, the change in the urban regeneration policies from physical redevelopment to neighborhood renewal, and the survey and research on the correlation of parks and green spaces, inequality, health, and well-being provided the background for policy establishment. As a result, the creation of an inclusive society has been reflected in the stated goals of the UK's national plan and the strategies for park and green space supply and qualitative improvement. Deprived areas and vulnerable groups have been included in many local governments' park and green space policies. Also, tools for analyzing deficiencies in parks and methods for examining the qualitative evaluation of parks were developed. Besides, for the sustainability of each project, various funding programs have been set up, such as raising funds and fund-matching schemes. Different ways of supporting partnerships have been arranged, such as the establishment of collaborative bodies for government organizations, allowing for the participation of private organizations. The study results suggested five policy schemes, including conducting research on inequality and inclusiveness for parks and green spaces, developing strategies for improving the quality of park services, identifying tools for analyzing policy areas, developing park project models for urban regeneration, and building partnerships and establishing support systems.