• Proceedings of the Korea Information Processing Society Conference
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• 2015.04a
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• pp.591-594
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• 2015

정보화시대에 접어듦에 따라 많은 공공기관에서 고령층을 위한 정보화교육을 실시하고 있다. 대부분의 공공기관에서 정보화교육을 신청하기 위해 회원가입 또는 본인인증을 요구하고 있고 회원가입을 위해서는 본인인증이 본인인증을 위해서는 본인명의의 휴대폰 또는 아이핀이 필요하다. 하지만 휴대폰을 이용한 본인인증의 경우 본인명의의 휴대폰이 없을 경우 본인인증을 받을 수 없고 아이핀 발급의 경우 고령층 사용자가 발급하기에는 복잡한 것이 사실이다. 따라서 본 논문에서는 비회원 신청을 기반으로 신규 신청자와 재신청자를 구분하여 본인인증정보를 관리하는 시스템을 설계 및 구현하였다. 신규 신청자의 경우 휴대폰인증, 아이핀인증, 방문인증 중 인증방법을 선택할 수 있으며 추첨 시 선정자의 성명, 생년월일, 성별을 조합하여 인증코드를 생성하여 저장 후 재신청시 해당 인증코드를 확인하여 본인인증 없이 교육신청이 가능하도록 구현하였다.

• Proceedings of the Korea Multimedia Society Conference
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• 2002.05d
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• pp.585-589
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• 2002

본 논문은 주민등록증의 정보와 본인 생체 지문으로 본인임을 확인하는 알고리즘을 제안한다. 기존의 본인 확인 방법은 주민등록증의 사진과 실물사진을 육안으로 판별한다. 이러한 판별 방법의 문제점은 주민등록증 발급 시의 사진과 현재의 본인 얼굴과의 차이점이 많을 때 본인임에도 판별이 불가능한 경우도 발생하고 주민등록중의 훼손으로 판별이 불가능할 수 가 있다. 이러한 단점을 본 알고리즘에서는 생체인식기술인 지문인식과 문자인식기술을 접목하여 주민등록상의 지문이미지와 지문입력기에서 입력받은 생체지문을 비교판별하고 주민등록증 발급 시 입력한 지문과도 비교 판별함으로써 보다 확실한 본인 확인방법을 제공한다.

• Proceedings of the Korea Information Processing Society Conference
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• 2015.10a
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• pp.668-671
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• 2015

본인확인이란 적법하고 합당한 절차에 따라 합의된 사용자임을 증명하고 인증하는 과정을 의미한다. 본 연구에서는 본인확인서비스에서 본인임을 인증하는 다양한 수단들의 특징에서 살펴보고 대표적인 본인확인수단인 아이핀과 휴대폰 서비스의 인증절차 개선 방안을 제안한다. 제안한 방안을 통해 안전성이 강화된 본인확인서비스 제공과 이용이 가능할 것이다.

• Journal of Convergence for Information Technology
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• v.8 no.5
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• pp.85-93
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• 2018

This study investigates the suitability of the blockchain and FIDO among non-face-to-face authentication means in order to secure diversity of identfication means operated in South Korea. In order to do this, the study selected and analyzed seven conformance criteria (universality, persistence, uniqueness, convenience, security, applicability, and economics), and the results were appropriate. Accordingly, in order to apply the blockchain and FIDO as the identification means, the related regulations and notices should be revised to improve the identification procedure. In addition, differentiated certification standards should be established for each service field to apply various authentication means as well as existing identification means, and the authentication means should be continuously developed and linked with the service. In the future, the identification means will bring security of the information circulation environment in the IoT, so it should be implemented in a variety of services by supporting application of identification means.

• The Journal of the Institute of Internet, Broadcasting and Communication
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• v.20 no.2
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• pp.201-208
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• 2020

Recently, the application of personal proofing service based on social security number(SSN) replacement means for verifying identity in non-face-to-face transactions is increasing. In this paper, we propose a method of applying differentiated personal proofing service on whether identity verification is necessary in the online service provided by ISP and if it is appropriate to apply a certain level of assurance. By analyzing the requirements related to personal proofing required by current ISPs, we analyze the risks for each of the requirements and propose a method of applying differentiated personal proofing service according to the level of identity assurance guarantee to minimize the risks. In applying the proposed method to online service provision, it is possible to reduce user's unnecessary authentication cost by minimizing the application of personal proofing service based on alternative means, and to help protect user personal information by minimizing excessively collected personal information.

• Review of KIISC
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• v.18 no.5
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• pp.73-83
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• 2008

본 논문에서는 금융보안 OTP를 이용한 온라인 본인확인 방안을 제안한다. 현재 국내에서 신원확인 방식으로는 공인인 증서론 이용한 전자서명, 휴대폰SMS 발송번호, 신용카드정보 및 금융계좌정보 인증방식을 활용한 본인확인 방식이 사용되고 있다. 하지만, 공인인증서를 이용한 전자서명 방식이외의 방식은 명의도용된 휴대폰을 통한 본인확인과 신용카드 비밀번호 앞2자리 및 금융계좌의 비밀번호 4자리 입력 등 민감한 정보의 노출 위협 등의 문제점이 있다. 본 논문에서는 이와 같은 문제를 금융보안 OTP를 이용하여 안전하게 본인확인할 수 있는 방안을 제안한다. 제안된 방식은 웹사이트 회원가입, 게시판 글쓰기 등 온라인 본인확인이 필요한 경우에 언제든지 이용될 수 있고 아이핀(i-PIN)에서 본인확인 수단으로 도입된다면 개인정보를 보호할 수 있어 활용 가치가 높을 것이다.

• Korean Journal of Social Welfare
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• v.56 no.3
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• pp.113-133
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• 2004

Although National Health Insurance(NHI) in the South Korea has guaranteed access to health insurance coverage to virtually all the people, a significant portion of out-of-pocket spending can create substantial financial burdens for some beneficiaries, particularly those with low incomes. Previous studies have estimated the magnitude of out-of-pocket spending by types of chronic illness or in- and out-patients. Prior estimates, however, have not given a complete picture of the impact of health care costs on lower-income populations. The result from this study shows that 20 percent of beneficiaries in the lowest-income quintile spent more than twelve percent of their household equivalent income out-of-pocket health services, whether they were enrolled in a Health care services or not. In comparison, the beneficiaries in the highest-income quintile level spent only 2 percent of their income out-of-pocket on health care. Also, the regression analysis suggests that age, household income, number of chronic illness, type of hospital in addition to the number of usage may affect the size of out-of-pocket spending.

• Proceedings of the Korea Information Processing Society Conference
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• 2019.05a
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• pp.160-163
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• 2019

본 연구는 미국 상무부 소속 국립표준기술연구소(NIST)에 의해 제시된 온라인상에서 디지털 신원 지침(digital identity guidelines)에 대한 내용을 살펴보고, 디지털 신원 서비스를 구현하기 위한 기술적인 요구사항들에 대해 검토 후 국내 본인확인서비스에 적용이 가능한 방안을 제시한다. 온라인상에서 사용자의 신원을 확인하기 위해 다양한 방안이 제시되고 있으며 현행 국내 본인확인서비스의 경우 과도한 개인정보 제공으로 사생활 침해 이슈가 제시되고 있다. 따라서 NIST의 디지털 신원지침에서 제시하는 차등화된 서비스 제공 방안에 대해 검토하고 국내 본인확인서비스에 적용 가능한 방안을 모색한다. 제시한 방안에서 획일화된 본인확인서비스에서 본인확인수단, 인증, 정보제공에 대한 차별적인 방안을 제시함으로써 보다 안전하고 건전한 본인확인서비스의 실현이 가능함을 알 수 있다.

• Health Policy and Management
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• v.20 no.1
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• pp.103-124
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• 2010

Objectives: The out-of-pocket payment (OOP) of the Industrial Accident Compensation Insurance (IACI) in Korea was investigated empirically in terms of its incidence, magnitude and factors influencing them. Methods: The subjects were sampled with stratified, randomized methods among medical institutions of which the number of monthly IACI claims exceeded its median as of May 2008. Out of 204 institutions selected, 118 institutions (57.8%) responded to this survey. A total of 24,826 episodes(2,457 inpatient and 22,369 outpatient episodes) were included in this analysis. The incidence and magnitude of OOP of IACI were calculated by characteristics of institution as well as patient. Factors that affected the incidence and magnitude of OOP were investigated through multi-level analysis. Results: The overall incidence of OOP of IACI was 9.9% (25.6% for inpatient and 8.2% for outpatient) and the percentage of OOP among total expenditures was 8.3% on average (7.6% for inpatient and 26.8% for outpatient); 25.2% at traditional oriental medicine hospitals, 9.5% at general hospitals and 2.5% at the industrial-accident-designated medical institutions. The incidence of OOP of IACI was influenced by hospital size, ownership, longer duration of designation (over 5 years) and length of stay. On the other hand, its magnitude was influenced by medium-sized hospital, public hospital, location of large city and length of stay. Extra charges for upper grade room which accommodates less than 4 patients and treatment by specialists were the leading contributors to the magnitude of OOP of IACI. Conclusion: The incidence and magnitude OOP of IACI varied in institution type and were influenced by both institutional and patient's factors. In order to achieve the goal of Industrial Accident Compensation Insurance, appropriate level of compensation, that is, no incidence of OOP, for accident and disease of workers, it is necessary to take measures to reduce incidence and magnitude of OOP.

• KIPS Transactions on Computer and Communication Systems
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• v.6 no.10
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• pp.421-428
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• 2017

The need for various approaches to non-face-to-face identification technology for registering and authenticating users online is being required because of the growth of online financial services and the rapid development of financial technology. In general, non-face-to-face approaches can be exposed to a greater number of threats than face-to-face approaches. Therefore, identification policies and technologies to verify users by using various factors and channels are being studied in order to complement the risks and to be more reliable non-face-to-face identification methods. One of these new approaches is to collect and verify a large number of personal information of user. Therefore, we propose a big-data based non-face-to-face Identity Proofing method that verifies identity on online based on various and large amount of information of user. The proposed method also provides an identification information management scheme that collects and verifies only the user information required for the identity verification level required by the service. In addition, we propose an identity information sharing model that can provide the information to other service providers so that user can reuse verified identity information. Finally, we prove by implementing a system that verifies and manages only the identity assurance level required by the service through the enhanced user verification in the non-face-to-face identity proofing process.