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http://dx.doi.org/10.7236/JIIBC.2020.20.2.201

A Study on Differentiated Personal Proofing Service Based on Analysis of Personal Identification Requirements in Online Services  

Kim, Jong-Bae (Department of Software Engineering, Sejong Cyber University)
Publication Information
The Journal of the Institute of Internet, Broadcasting and Communication / v.20, no.2, 2020 , pp. 201-208 More about this Journal
Abstract
Recently, the application of personal proofing service based on social security number(SSN) replacement means for verifying identity in non-face-to-face transactions is increasing. In this paper, we propose a method of applying differentiated personal proofing service on whether identity verification is necessary in the online service provided by ISP and if it is appropriate to apply a certain level of assurance. By analyzing the requirements related to personal proofing required by current ISPs, we analyze the risks for each of the requirements and propose a method of applying differentiated personal proofing service according to the level of identity assurance guarantee to minimize the risks. In applying the proposed method to online service provision, it is possible to reduce user's unnecessary authentication cost by minimizing the application of personal proofing service based on alternative means, and to help protect user personal information by minimizing excessively collected personal information.
Keywords
Personal identity proofing service; I-Pin; Assurance level; SSN; Digital identity;
Citations & Related Records
Times Cited By KSCI : 16  (Citation Analysis)
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