• Title/Summary/Keyword: 금융 애플리케이션

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Study of Stock Information Applications' User Experience -Focused on Finance Expert Users of Kakao Stock and JeungGwon Tong- (주식 정보 애플리케이션 사용자 경험 연구 -카카오증권과 증권통의 금융 전문가 사용자 중심으로-)

  • Park, Joo-Young;Kim, Seung-In
    • Journal of Digital Convergence
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    • v.14 no.10
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    • pp.393-398
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    • 2016
  • Stock information applications allow users to look up and find current stock information whenever and wherever. This study researched what kind of user experience the finance experts get when using these applications and what they suggest. The research was conducted through an in-depth interview of 8 finance experts, who worked minimum of three years, and used both Kakao Stock and JeungGwon Tong, the most used stock information applications, for a minimum duration of six months. The results show the user experience of Kakao Stock rated a bit higher than JeungGwon Tong. Since the objective of such applications are to show stock informations, the experts all rated the pleasurable and meaningful aspects rather low. They suggested, the developers should provide a more advanced and accurate information. They also suggested user interest recognized content be presented along with more convenient user interface to elevate usability. Hopefully, this study becomes a base to further study of user experience of various on and offline stock information services and they become a reference to develop a service with great user experience.

안드로이드 악성 앱 탐지율 향상을 위한 특성 분석 및 기계학습 모델에 관한 연구

  • Kang, Hoyoung;Son, Geunsoo;Son, Minwoo;Song, Yuseok
    • Review of KIISC
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    • v.29 no.1
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    • pp.26-33
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    • 2019
  • 안드로이드 모바일 환경에서 사용되는 애플리케이션은 사용자에게 여러 권한을 요구하며, 특정한 기능을 수행한다. 공격자는 정상적인 애플리케이션으로 가장한 악성 애플리케이션을 사용자가 다운로드 하도록 유도하여 금융정보 및 개인정보를 탈취할 수 있다. 기존의 모바일 백신은 시그니처(signature) 기반의 악성 애플리케이션 탐지 방법을 사용하기 때문에 정상 애플리케이션으로 가장한 악성 애플리케이션의 탐지가 어려운 측면이 있다. 따라서, 본 논문에서는 안드로이드 악성 애플리케이션 탐지율 향상을 위한 특성(feature)을 연구 및 분석하고, 여러 기계학습 모델을 적용하여 최종적으로는 기존의 모바일 백신으로는 탐지가 어려운 악성 애플리케이션까지 탐지가 가능한 기계학습 모델을 제안하였다.

Artifacts Analysis of GoToWebinar and GoToMeeting (화상 회의 애플리케이션 GoToWebinar 및 GoToMeeting 아티팩트 분석 )

  • Soojin Kang;Giyoon Kim;Yangsun Lee
    • Journal of Platform Technology
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    • v.11 no.1
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    • pp.11-22
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    • 2023
  • Various video conferencing and collaboration applications have emerged due to the global epidemic of new viral infections. In addition to real-time video conferencing, video conferencing applications provide features such as chat and file sharing on various platforms. Because various personal information is stored through functions such as chatting, file and screen sharing, these video conferencing applications are the major target of analysis from a digital forensic investigation. In the case of applications that provide cross-platform, the form of stored data is different depending on the platform. Therefore, to utilize data of video conferencing application for forensic investigation, preliminary research on artifacts stored by platform is required. In this paper, we used the video conferencing applications GoToWebinar and GoToMeeting and analyzed the artifacts generated. As a result, we list the main data from a digital forensic investigation. We identify data stored for each platform provided by GoToWebinar and GoToMeeting and organize artifacts that can estimate user behavior. Also, we classify the data that can be acquired according to the role and environment within the video conference.

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A Study on countermeasures against Mobile Application's SSL Pinning bypass (모바일 애플리케이션의 SSL Pinning 우회에 대한 대응방안 연구)

  • Shin, Sang-Gil;Kim, Mun-Hyeon
    • Proceedings of the Korea Information Processing Society Conference
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    • 2017.04a
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    • pp.270-272
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    • 2017
  • 스마트폰 애플리케이션의 종류가 다양해지고 사용 빈도수가 높아지는 만큼 정보보안에 대한 중요성도 나날이 증가하고 있다. 최근 기업, 금융기관들은 스마트폰 애플리케이션 서비스에서 사용자와 서버 간 통신 시 MITM공격에 대비하기 위해 SSL Pinning 기술을 사용하고 있는데 본 연구에서는 이를 우회할 수 있는 방법을 소개하고 시연하며, 이에 대한 대응방안을 소개한다.

A study on User experience of Fintech Application Service -Focused on Toss and Kakaobank- (핀테크 애플리케이션의 사용자 경험 연구 -토스와 카카오뱅크를 중심으로-)

  • Kim, Hyun-Woo;Kim, Seung-In
    • Journal of Digital Convergence
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    • v.18 no.1
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    • pp.287-293
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    • 2020
  • This study is about comparing and analyzing the representative fintech application service, Toss, and Kakaobank from the user's point of view and suggest development according to the main factors of user experience. The experimental group who have used both mobile application was recruited to do a task about deposit and withdrawal service. After the task, an in-depth interview was conducted by reorganizing the "Creating Pleasurable Interface model" by Stephen P. Anderson. Interview questionnaire is based on propensity and feature of generation 2030. As a result of the experiment, the user showed satisfaction with usability and showed different application usage experience depend on financial transaction propensity and money management. Therefore, the application needs features that could grasp the propensity and also service to manage money in everyday life. Based on this study, it is expected to develop be user-based fintech application service in related fields.

A Survey of Decentralized Finance(DeFi) based on Blockchain

  • Kim, Junsang;Kim, Seyong
    • Journal of the Korea Society of Computer and Information
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    • v.26 no.3
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    • pp.59-67
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    • 2021
  • Blockchain technology began in 2008 when an unidentified person named Satoshi Nakamoto proposed a cryptocurrency called Bitcoin. Satoshi Nakamoto had distrust of the existing financial system and wanted to implement a financial system that is robust against hacking or mannipulation without a middleman such as a bank through blockchain technology. Satoshi proposed a blockchain as a technology to prevent the creation of the bitcoin and forging of transactions, and through this, the functions of issuance, transaction, and verification of currency were implemented. Since then, Ethereum, a cryptocurrency that can implement the smart contract on the blockchain, has been developed, allowing financial products that require complex contracts such as deposits, loans, insurance, and derivatives to be brought into the area of cryptocurrency. In addition, it is expanding the possibility of substituting products provided by financial institutions through combination with real assets. These applications are defined as Decentralized Finance (DeFi). This paper was prepared to understand the overall technical understanding of DeFi and to introduce the services currently in operation. First, the technologies and ecosystems that implement the overall DeFi are explained, and then the representative DeFi services are categorized by feature and described.

Development of voice phishing prevention in bank ATMs based on user usage patterns (사용자 이용패턴을 분석기반으로 은행 ATM 기기에서 보이스피싱 방지 개발)

  • Min-Young Kim;Tae-hwan Kim;Beom-Han-Park;Won-Hee Han;Yo-Han Hong
    • Proceedings of the Korea Information Processing Society Conference
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    • 2023.11a
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    • pp.794-795
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    • 2023
  • 금융 소외 계층은 여전히 보이스피싱과 같은 금융 범죄의 위험에 직면하고 있다. 본 논문에서는 이러한 위험을 완화하기 위해 모바일 애플리케이션을 통한 보이스피싱 예방을 강화하고자 한다. 이를 위해 AI 기술을 적용하여 데이터를 추출, 학습 및 분석하는 혁신적인 보안 기술을 개발하고자 한다. 이러한 기술의 적용을 통해 금융 소외 계층을 더 효과적으로 보호하고 금융범죄로부터 보안을 강화하는데 기여할 것으로 기대한다.

Study on The Decryption Method and Analysis of MalangMalang Talkcafe Application Database (인스턴트 메신저 말랑말랑 톡카페 애플리케이션 데이터베이스 복호화 방안 및 분석)

  • Kim, Giyoon;Lee, Jonghyeok;Shin, Sumin;Kim, Jongsung
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.29 no.3
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    • pp.541-547
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    • 2019
  • As leakage cases of personal information increase, the concern of personal information protection is also increasing. As a result, most applications encrypt and store sensitive information such as personal information. Especially, in case of instant messengers, it is more difficult to find database where is not encrypted and stored. However, this kind of database encryption acts as anti-forensic from the point of view of digital forensic investigation. In this paper, we analyze database encryption process of MalangMalang Talkcafe application which is one of instant messenger. Based on our analysis, we propose a decryption method and explain the meaningful information collected in the database.

Analysis of Information Security Requirements for Strengthening Administrative·Technical Information Security in Financial Field (금융분야의 관리적·기술적인 정보보호 강화를 위한 정보보안요구사항 분석)

  • Kim, Gwan-Gyeom;Park, Jin-Sub;Lee, Ki-Jung
    • Proceedings of the Korea Information Processing Society Conference
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    • 2009.11a
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    • pp.643-644
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    • 2009
  • 금융권 정보보안 강화를 위해 관리적 기술적 측면의 정보보안 요구사항을 분석하였다. 금융분야는 IT법규 준수가 중요하기 때문에 기반시설의 취약점 진단을 위해서 사용되는 정보보호수준평가의 통제분야에 IT법규 중 법률 및 정보보호활동 내역을 포함되어야 하며, 자산보호 및 서비스 연속성 보호를 위해 웹 애플리케이션의 취약점을 보호해야 한다.

Evaluating Usability of Mobile Applications for Smart Logistics (스마트 물류를 위한 모바일 애플리케이션의 사용성 평가)

  • Byun, Dae-Ho
    • The Journal of the Korea Contents Association
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    • v.19 no.3
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    • pp.10-21
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    • 2019
  • With the 4th industrial revolution, the traditional logistics is shifting to the smart logistics, and it has led to rapid growth of logistics startup companies to support smart logistics. They build their mobile applications and customize their services in the areas of freight transport, parcel delivery services, freight tracking, on-demand logistics, transport intermediary platforms, online-to-offline business, and last mile delivery. In order for logistics startup to be successful, it should lead to sales and profit through customer satisfaction and continuous use by developing highly usable mobile applications. The evaluation of usability of mobile application should use different evaluation criteria from Web based applications because of the inherent characteristics of mobile phone. The purpose of this study is to evaluate the usability of the mobile application provided by the logistics startup and to draw out implications and improvement plans. Through the literature review, we will review the concept of smart logistics. Thus we derive the usability criteria suitable for mobile applications and perform usability testing.