• 제목/요약/키워드: without recourse

검색결과 33건 처리시간 0.026초

국제대금결제 추세와 국제팩토링에 의한 신용위험 대처방안에 관한 연구 (A study on International Payment Trend and Measures to Protect Credit Risk by International Factoring)

  • 박세훈;한기문
    • 무역상무연구
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    • 제44권
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    • pp.85-107
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    • 2009
  • L/C allows the exporter to have a bank's payment undertaking against shipping documents required by L/C. This means that the exporter can take export proceeds from a L/C issuing bank regardless of importer's payments and therefore the L/C better mitigate importer's credit risk compared to remittance and collections. Recently the use of L/C has been on down trend in line with increasing use of T/T, causing a big change of payment system. This tells that the payment method change in Korea is positive as the change also happens same in developed countries. This however gives more buyer's credit risk to exporters and therefore a systematic solution to this negative effect is required. In Korea, export credit insurance has been widely used to cover the buyer's credit risk. But the export credit insurance is limited because of lack of government's financial support and strict evaluation of buyer and exporter. Now Korea is ranked 10the largest trading country and therefore the exporters shall find another source for credit risk protection elsewhere. And as such this paper suggest International Factoring as a tool for the credit risk protection. The International Factoring gives advantages to the exporter in terms of credit protection and advances by purchasing account receivables on a without recourse basis.

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2012년 제정 ICC 포페이팅통일규칙(URF)에 관한 소고 (A Brief Study on ICC's Uniform Rules for Forfaiting Adopted in 2012)

  • 허해관
    • 무역상무연구
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    • 제58권
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    • pp.149-177
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    • 2013
  • This article introduces and briefly examines the Uniform Rules for Forfaiting (URF)(ICC Publication No. 800), which were prepared by a joint project of the Banking Commission of the International Chamber of Commerce (ICC) and the International Forfaiting Association (IFA), and became effective on January 1, 2013. Forfaiting is a kind of trade financing technic performed by way of a sale and purchase of payment claim between its seller and its buyer, the forfaiter, on a without recourse basis. URF is designed to facilitate global trade finance and embraces all the international payment instruments which are currently used and will be newly developed in the future. URF is expected to be a set of standardized terms and conditions for both the primary and secondary forfaiting markets. In this context, this article first looks into the concept of the forfaiting and certain features and structure of forfaiting transactions. Then this article moves to discussing URF itself. For this it examines (i) the nature and scope of URF and some important definitions provided in URF, (ii) some provisions of URF that apply to the delivery of documents to the forfaiter, the examination, and the acceptance or refusal, of such documents by the forfaiter, and (iii) the payment of purchase price by the forfaiter to its seller, including the matter of "payment under reserve" and repurchase by the seller from the forfaiter. Finally, this article examines liabilities of the parties concerned, before conclusion.

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현대 가구에서 나타나는 재료의 지속가능성에 대한 연구 (A Study of The Modern Furniture's Material and Sustainable)

  • 백은;서명원
    • 한국가구학회지
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    • 제27권2호
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    • pp.80-90
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    • 2016
  • The idea of Sustainable, first mentioned in "Our Future (Bruntdland)" from the United Nations report released in 1987 has been highly affect design disciplines in developed countries in 21st century. It relocated industrial society and structure's attentions to nature and recourse conservation and reuse. Designed and manufactured products eventually disposed and it leads to waste of resources as well as creates environmental issues. Unfortunately, vast majority of designers starts designing without anticipation of this matter and produce more believing this leads to more sales. However shorter life of a product will create bigger increase of resource consumption and waste than, importance of re-usage and recycle will eventually increase. In modern furniture industry metal and plastics are frequently used beside wood that material has been diverse than in past. However, there are lack of plans and regulations of re-usage of those material due to difficulties of separating each different materials and collecting due to it's size. This study would like to look into recycling rate, methods and usage of three major materials (wood, metal, plastic) that is typically used in current furniture industries. Furthermore, see the potential of sustainable furniture by analyzing furniture practices made by each different recycled material from old furniture and what designers should consider to achieve feasibility of sustainable furniture.

무역거래상의 특수결제방식과 전자결제방식에 관한 연구 (A Study on the Special Settlement and Electronic Settlement System in the International Trade)

  • 전순환
    • 정보학연구
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    • 제8권3호
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    • pp.159-176
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    • 2005
  • The Purpose of this Article is to analyze the special settlement and electronic settlement system in the international trade. First, Factoring is a fast, easy and flexible way to improve a company's cash flow and generate working capital for the company. Factoring can be short-term or part of an ongoing financing program. New companies can benefit as well, since there is no requirement for a long-term credit history. Second, Forfaiting is a method of trade financing that allows exporters to obtain cash and be free of all risks by selling their medium term receivables on a 'without recourse' basis. Forfaiting can be an alternative to export credit or insurance cover, especially for those transactions in which the export credit agency is not open to a particular country and/or bank. Third, The Bolero System is jointly financed by SWIFT(Society for World International Financial Telecommunications) which handles most of the electronic funds transfer for banks, and the Through Transport Mutual Assurance Association(the TT Club), a mutual insurance association most of whose members are drawn from the Multimodal transport industry or transport intermediaries. Fourth, TradeCard is a payment and settlement system that is an alternative to letters of crdeit. That is, TradeCard is a business-to-business e-commerce infrastructure that enables buyers and sellers to conduct and settle international trade transactions securely over the Internet.

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The Use of Chemical Additives to Protect SBS Rubbers Against Ozone Attack

  • Moakes, C.A.
    • Elastomers and Composites
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    • 제34권2호
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    • pp.177-182
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    • 1999
  • SBS thermoplastic elastomers offer an inexpensive alternative to vulcanised rubbers for many undemanding applications. They are, however, particularly susceptible to attack from atmospheric ozone leading to cracking as soon as any strain is applied. In most rubber applications some strain is unavoidable. In this paper a compounding approach to protecting SBS thermoplastic rubbers against ozone is described. An explanation is offered for why a protective effect Is observed only when certain combinations of additive are used. SBS elastomers are the most affordable class of thermoplastic rubbers. To achieve finished products resistant to ozone and without compromising the light colours often demanded, recourse must be made to blending with other saturated elastomers or replacement by hydrogenated (SEBS) types. The latter is a significantly more expensive alternative. Under laboratory conditions where the rate of ozone attack is increased by several decades, unprotected SBS begins to crack within a few hours. Several different protective agents are examined here, the best of which, a cyclic enol ether, $Vulkazon^{(R)}$ AFD, can extend the resistance to any cracking to several weeks by the use of a few percent by weight of additive. The systems reported neither discolour the polymer nor stain other materials with which it may be in contact. Use of the protective systems described here could enable SBS elastomers to compete in many applications with the more expensive SEBS polymers.

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일반 구조물에 대한 신속한 지진 취약성 분석 방법 (Rapid Seismic Vulnerability Assessment Method for Generic Structures)

  • 정성훈;최성모;김강수
    • 콘크리트학회논문집
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    • 제20권1호
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    • pp.51-58
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    • 2008
  • 해석적 방법에 의한 지진 취약성 분석 (fragility analysis)은 입력 거동과 응답 특성의 불확실성을 고려하기 위해 임의화된 확률 변수들 (randomized response variables)로 인하여 해석 과정에 상당한 노력과 시간이 요구된다. 본 연구에서는 구조물의 기본적인 특성인 강성, 강도 및 연성 능력에 따라 지진 취약도 곡선을 바로 도출할 수 있는 새로운 방법을 제안한다. 광범위한 구조물을 대표할 수 있는 일반화된 단자유도계의 동적 해석 결과로부터 로그 정규 취약성 곡선의 도출에 필요한 파라미터를 응답 데이터베이스에 저장한다. 이를 이용함으로써 구조물의 기본적인 특성 (강성, 강도, 연성 능력)만으로 동적해석 과정을 수행하지 않고도 한계상태 취약성 곡선을 도출할 수 있다. 본 논문의 적용 사례를 통해서 제안된 방법이 지진 취약성 곡선을 얻는데 매우 효율적임을 확인 할 수 있다.

타부탐색을 이용한 물류정보시스템의 선석계획 최적화 모듈 설계 (Optimized Module Design for Berth Planning of Logistics Information System Using Tabu Search Algorithm)

  • 홍동희;김창곤
    • 정보처리학회논문지B
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    • 제11B권1호
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    • pp.63-70
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    • 2004
  • 항만 운영은 크게 게이트부문, 야드 부문, 선석 부문으로 구분되며, 이들 부문에 대한 운영전략과 효율적인 자원할당이 항만의 생산성향상에 중요한 역할을 한다. 특히, 선석 부문에서의 자원할당 계획은 선석 계획으로서 선박의 작업시간과 직결되기 때문에 최적화를 필요로 한다. 선석 계획은 독립적인 자원할당이 아니라 야드 부문의 장치 공간 할당과 상호 관련성을 가지고 있다. 따라서 기존 연구들이 선석 계획에 대해 독립적인 자원할당을 연구한 것과 달리 야드의 장치 공간 할당과 상호 관련성에 중점을 두고 선석 계획의 최적화 모듈을 설계하였다. 선석 계획 최적화 모듈의 설계는 수리적 기법으로 표현된 기존의 제약조건에 야드의 장치공간 할당과 관련된 제약조건을 제안하여, 해를 탐색하고, 찾은 해를 최적화하는데, 타부탐색을 사용하여 선석 계획 최적화 모듈을 설계하였다. 그리고 선석 계획 최적화 모듈의 성능 실험에서는 야드의 장치공간 할당계획을 적용한 선석 계획이 그렇지 않은 경우에 비해 작업시간이 단축됨을 알 수 있었다.

동북아 주요국의 중재법제 비교연구 (A Comparative Study on Arbitration Law of Some Countries in the North-East Asia)

  • 김석철
    • 한국중재학회지:중재연구
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    • 제17권3호
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    • pp.31-56
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    • 2007
  • The purpose of this thesis lies on building the foundation for the further activation of trade among the Northeast Asian countries such as South Korea, Japan, China, Russia, and North Korea through an analytical comparison of their arbitration systems. Further activation of trade cannot be reached without previously building safety measures on the negotiation of exports, the control on defective imported merchandise, the returns on investments, and the stable management of businesses. Throughout this thesis an analytical comparison of these five countries' most important areas on arbitration will be carried out. These areas are the arbitration laws and organizations; the structures of the laws; scope of arbitration; form of arbitration agreement, appointment of arbitratiors, place of arbitration, hearing, court assistance in taking evidence, governing law, decision making by panel of arbitrators, form and contents of awards, effective of award, recourse against award, recognition and enforcement of awards. etc. It was found in each of the areas cases to be identical, similar or verydifferent; also, cases unable to arbitrate. This phenomenon was found to occur due to the differences in political and economic systems and perception of arbitration among these countries. Additionally, this thesis points out what should each country do for its integration. It is also suggested the organization of a common arbitration research body to continue the efforts for raising the awareness, building trust, and mutual recognition among the countries to ultimately create a common arbitration system. Lastly, it is a personal will that this thesis will serve as the starting point for in depth researches in each of the presented areas.

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자연채무에 대한 재검토 (Review of the Theory of Natural Obligations)

  • 박종렬
    • 디지털융복합연구
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    • 제12권5호
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    • pp.79-87
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    • 2014
  • 일반적으로 채권채무관계에 있어서 채무자가 그 채무를 임의로 이행하지 않는 경우에는 채권자로 하여금 소송의 방법으로 채무자에게 재판상 청구를 할 수 있다. 즉 판결을 통하여 급부를 할 것을 명하였음에도 불구하고 채무자가 그 판결에 불응할 경우 국가의 힘에 의해 강제집행을 할 수 있다. 결국 채무의 이행은 원칙적으로 국가기관에 의해 강제되는 것이다. 그러나 예외적으로 채권으로서 유효하게 성립하였지만, 채무자가 스스로 이행을 하지 않는 경우 국가기관으로부터 보호를 받을 수 없는 경우가 있다. 자연채무가 그렇다. 이 자연채무는 로마법의 엄격한 형식주의적 소구법체계에서 유래하는 것으로서, 모든 채권이 원칙적으로 소구가능성이 있는 것으로 구성되는 근대민법에서의 예외적인 현상이다. 이에 우리나라의 학설은 예외 없이 자연채무라는 개념을 인정하고 있지만, 아직도 자연채무가 어떤 것이고, 어떻게 발생하느냐에 관하여 학자들의 다툼이 있어 본 논문에서 자연채무 개념을 비롯한 효력과 범위에 관하여 재검토를 하고자 한다.

현상적 개념 전략과 후험적 물리주의 (Phenomenal Concept Strategy and A posteriori Physicalism)

  • 김효은
    • 철학연구
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    • 제94호
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    • pp.163-192
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    • 2011
  • 이차원적 의미론의 틀을 적용한 반물리주의 논증에 대한 대다수의 비판은 선험주의와 특히 대다수의 후험적 물리주의자들에게서 제시되었다. 이들은 과학적 동일성과 심-물 동일성의 유비에 근거하여 상상가능성에서 가능성을 도출할 수 있다는 견해를 비판한다. 이 논문은 예외주의적 버전의 후험적 물리주의가 상상가능성의 직관을 유지하면서도 동일성 언명의 후험성을 효과적으로 주장하는 데 성공적인지를 검토한다. 현상적 개념을 재인적 성향으로 분석하는 로어의 견해는 상상가능성-가능성 연결이 물리적 개념에만 적용될 뿐 현상적 개념에는 예외라는 '현상적 개념 전략(phenomenal concept strategy)'을 사용한다. 이에 대한 스톨자, 차머스, 래프만의 반박들을 소개하고 이 반박들이 반례로서 성립하지 않는 이유를 제시하면서 현상적 개념 전략을 최대한 방어한다. 기존의 설명이 의미론의 틀을 가정하는 반면, 로어의 현상적 개념 전략은 심리학적 사실을 반영하며 이 점은 '현상적 개념'의 획득과 소유에 관한 본성을 잘 반영한다. 결론적으로, 현상적 개념 전략을 사용하는 후험적 물리주의는 현상적 개념의 본성을 다각도로 반영하는 최선의 설명이다.