• 제목/요약/키워드: spending behavior

검색결과 112건 처리시간 0.023초

수산물 시장에서 제품과 서비스 품질이 고객만족에 미치는 영향에 관한 연구 (A Study on the Effect of Product and Service Quality on Customer Satisfaction in the Seafood Market)

  • 장춘봉;장영수
    • 수산경영론집
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    • 제41권3호
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    • pp.153-174
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    • 2010
  • In this paper we aim to find out consumer behavior based on fish shares in their buying ingredients, path segmentation, product and service quality, customer satisfaction and then we try to analyze the impact of them on each consumer buying behavior. In this study, first, consumers, divided by general merchandise retail store and traditional fish retail store, these also divided by two groups that are with high spending group and low spending group, so totally we have four parts of consumer behavior segmentation market profiles. Second, we analysis the affect of each factor on consumer behavior. That is, we try to analysis the effect of product and service quality on customer satisfaction in four seafood market group. The results of this study are summarized as follows;

청소년의 건강행위와 사회적 지지에 관한 연구 -일 지역 여고생을 중심으로- (A Study on the Correlation between Perceived Social Support and Health Behavior of Girl High School Students in All Girl Schools)

  • 이미자
    • 지역사회간호학회지
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    • 제9권2호
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    • pp.410-424
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    • 1998
  • The purpose of this study was to determine the relationship between social support and health behavior in girl high school students in all girl schools. The subjects were 190 girls in 2 Kunsan schools. The instruments used for this study were the social support scale developed by Park(1985) and the health behavior scale developed by Walker etc(1987). As modified by Lee & Han(1996). The data were analysed by correlation coefficient, regression coefficient using an SAS program. The results of this study were as follows: 1. The mean score of social support was 3.96 and the mean score of health behavior was 3.33. 2. 1) General characteristics were related to the degree of social support: personality, spending money, friend number, exercise(p<0.05). 2) General characteristics were related to the degree of health behavior: personality, spending money, friend number, exercise, stress(p<0.05). 3. The hypothesis of this study, 'The higher the degree of social support perceived by the student, the higher the degree of health behavior' was supported(r=0.5730, p=0.0001). For these subjects, there was a significant relationship between social support and the degree of health behavior. Nurses should plan interventions in promotion health behavior with social support as a significant factor in adolescents. If so, their coping ability and well- being may be promoted.

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청소년의 가족건강성에 따른 금전사용양식과 금전관리행동 (The Money Spending Styles and Money Management Behavior according to Family Strengths of Adolescents)

  • 양남희
    • 한국가정과교육학회지
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    • 제22권1호
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    • pp.79-96
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    • 2010
  • 본 연구의 목적은 청소년의 가족건강성에 따른 금전사용양식과 금전관리행동의 차이를 검증하는데 있다. 자료분석에는 고등학생 914명이 응답한 설문지를 사용하였으며, 통계분석방법으로는 신뢰도계수(Cronbach'$\alpha$) 산출, t검정, 일원분산분석과 사후검정으로 Duncan의 다중비교분석을 실시하였다. 연구결과는 다음과 같이 요약할 수 있다. 조사대상 청소년의 기족건강성 점수는 3.36(5점 만점)으로 중간정도의 성향을 보였다. 금전사용양식은 안정형, 과시형, 무관심형으로 구성되었으며 무관심형의 평균이 3.33, 안정형은 3.01, 과시형은 2.91이었다. 금전관리행동은 계획, 수행, 평가, 저축으로 이루어졌으며, 계획이 2.81점, 실행이 2.87점, 명가가 2.90점, 저축이 2.50점으로 나타났다. 가족건강성이 높은 청소년은 금전을 통해 안정을 추구하는 경향과 과시를 추구하는 경향이 높았다. 청소년의 가족건강성 지각은 자신의 금전관리행동에도 유의한 정적 차이를 나타내어 자신의 가정을 건강하게 지각할수록 합리적인 금전관리행동을 하였다.

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한의 외래 비급여 진료비의 연도별 추이 (Annual trends of Outpatients' Out-of-pocket Spending in Using of Korean Medicine)

  • 이은희;성수현;김하늘;김동수
    • 대한예방한의학회지
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    • 제24권2호
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    • pp.31-41
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    • 2020
  • Background : The introduction of policies expanding the coverage of uninsured Korean Medicine (KM) services have requires an understanding of the following components of the service : current financial expenses, degree of financial burden on the patient, and financial effect of the coverage expansion. Objectives : This study aims to determine the annual trend of outpatients' characteristics and the category of out-of-pocket spending in KM. Methods : This study uses data from the Korea Health Panel to analyze use of KM in the Korean population. Using the user characteristics and behavior drawn from the Korea Health Panel data, out-of-pocket spending trends of KM were analyzed by year. The diagnosis and prescription of out-of-pocket spending were also analyzed. Results : The proportion of patients receiving uninsured medical treatment and the number of uninsured medical treatment in outpatient clinics have increased. However, the average out-of-pocket spending per person and out-of-pocket spending per visit are consistent or have decreased. Meaningful trends are the increase of R00-R99 (unclassified symptoms) and the decrease of K00-K93 (digestive system disease) and J00-J99 (respiratory system disease). Conclusions : Expansion of KM medical service and insurance is influenced by uninsured medical treatment of KM. Hence, research to increase medical treatment categories for out-of-pocket spending or explore diseases where KM diagnosis has been proven effective should be further developed.

Household Debt and Consumer Spending in Korea: Evidence from Household Data

  • KIM, YOUNG IL;HWANG, MIN
    • KDI Journal of Economic Policy
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    • 제38권4호
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    • pp.23-44
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    • 2016
  • Household debt in Korea raises concerns about the resilience of the economy due to its size and quality. Against this backdrop, we investigate if household leverage matters for private consumption in adverse economic environments even without severe financial disruptions. We find that the balance sheet positions in terms of the leverage ratio may weaken consumption growth. We also find that the depressive effect of debt on consumption may differ across types of consumer spending and household characteristics. In particular, the effects of indebtedness have been much stronger in relation to durable goods expenditures than in other areas. In addition, debtors in high-income (wealth) groups have also shown downward adjustments in consumption even more so than low-income (wealth) groups. These findings imply that debtors' precautionary behavior may serve as an important channel from leverage to consumer spending.

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충남 일부 대학생의 용돈 수준별 가공식품 섭취실태 비교 (Comparison of Processed Food Intake by Allowance Level in College Students in Chungnam)

  • 김이영;김수진;최미경
    • 대한영양사협회학술지
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    • 제21권4호
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    • pp.280-290
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    • 2015
  • Diet is closely related to an economic level, but few studies have reported on the relationship between the economic level and eating habits, especially in college students. Therefore, this study was conducted to clarify differences in eating habits with a focus on processed foods according to allowance level in college students. This study was a cross-sectional survey of 500 college students using a questionnaire. The questionnaire consisted of general characteristics, eating behaviors, purchase of processed foods, and preference and intake frequency of processed foods. All subjects were classified based on monthly allowance: less than \300,000 (n=149), \300,000~400,000 (n=177), and more than \400,000 (n=124). All survey results were comparatively analyzed among the spending money groups. As the level of spending money of the subjects increased, the rate of skipping meals, eating out, and unbalanced diet increased (P<0.05). The reason for consuming processed foods was because they are easy to prepare. The factor considered the most when buying processed foods was price. However, these results showed no significant difference according to level of spending money. As spending money increased preference for retort, convenience, canned, and bottled foods significantly increased. Intake frequency of dairy products was lower, and the frequency of processed foods was significantly higher with more spending money. This study found that a higher level of monthly allowance in college students, was associated with higher rate of skipping meals, eating out, and unbalanced diet, and the preference and intake frequency of processed foods were also high. These results suggest that spending money level in college students, as an economic indicator, is relevant to intake of processed foods.

한국과 미국대학생의 충동구매행동과 신용카드사용에 대한 비교연구 (A Comparison of Impulse Buying Behavior and Credit Card Use between Korean and American College Students)

  • 박은주
    • 한국의류학회지
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    • 제28권12호
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    • pp.1571-1582
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    • 2004
  • 현대 소비자들의 충동구매행동은 보편적이고도 뚜렷한 현상으로 소비자행동 연구가들에 의해 계속적인 관심을 받고 있다. 더욱이 신용카드와 같은 마케팅 혁신은 소비자들로 하여금 현금의 필요성을 없애주고 거래를 간편하게 해 줌으로써 전보다 더 쉽게 충동적인 구매를 할 수 있도록 자극하고 있다. 본 연구에서는 한국과 미국 대학생들의 충동구매행동과 신용카드사용 사이의 관계를 알아보기 위하여, 한국(N=154)과 미국(N=194) 대학생 중 신용카드 사용자들을 대상으로 자료를 수집하였고 확인적 요인분석(CFA), 다변량 분석(MANOVA), 다판별분석(MDA), 회귀분석을 실시하여 자료를 분석하였다. 분석결과, 한국대학생과 미국대학생들은 충동구매행동 중 계획된 충동구매(Planned impulse buying), 상기된 충동구매(Reminded impulse buying), 순수충동구매(Pure impulse buying)에서 유사한 행동을 보였으나, 패션 지향적인 충동구매행동(Fashion-oriented impulse buying)은 미국대학생이 한국대학생보다 더 많이 하였다. 신용카드사용이 일반화되어 있는 미국의 대학생들이 한국대학생보다 카드 빛 관련(Debt), 크레딧(Credit) 관련, 소비(Spending)를 위한 신용카드사용을 더 많이 하는 경향이 있었다. 충동구매행동과 신용 카드사용의 관계에서 한국대학생의 경우 쇼핑 등 소비를 위한 신용카드사용 경향이 많은 사람일수록 상기된 충동구매, 패션지향적인 충동구매, 순수충동구매행동을 많이 하였다. 미국대학생들의 경우 크레딧에 신경을 쓰고 소비를 위해 신용카드를 사용하는 경향이 있는 사람일수록 구매의도만 가지고 점포를 둘러보다가 충동적으로 구매결정을 하고 구매의도가 없었어도 제품을 보는 순간 필요에 의해 충동적으로 구매를 하기도 하였으며, 신용카드를 소비에만 사용하는 경향이 있는 사람은 패션지향적이거나 순수한 충동에 의한 구매행동을 하는 것으로 나타났다. 본 연구는 한국과 미국의 국가간 비교연구로 대학생들의 충동구매행동과 신용카드사용에서 국가간 유사성과 차이가 있음을 밝혀줌으로써 국내외 마케터들에게 유용한 정보를 제공해 준다.

경산지역 대학생의 흡연, 음주 및 식행동에 관한 조사 (Smoking, Alcohol Consumption and Dietary Behavior of College Students in the Kyungsan Area)

  • 양경미;박찬성;장정현
    • 대한가정학회지
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    • 제42권6호
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    • pp.55-72
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    • 2004
  • Alcohol has as much effect on our lives as the different taste for foods that people have all of the world. Recently, the interest about drinking habits has increased with the rise in health problems for college students with poor health related behavior. The purpose of this study was to evaluate alcohol consumption, smoking and eating behavior of college students in the Kyungsan area. This survey was administered through questionnaires, and the subjects were 177 male and 189 female college students. The self-administered questionnaire was composed of questions concerning social-demographic factors, general characteristics, cigarette smoking, alcohol consumption and eating behavior. The data were analyzed by $\chi$$^2$-test and t-test. According to the survey results, almost of all of the survey subjects drank alcohol. The mean alcohol consumption level per day for male students (33.9${\pm}$29.7g) were significantly higher than for the female students (18.5${\pm}$16.5g), and more than 39.6% of the subjects drank alcohol 1-3 days a week. Alcohol consumption changed the students eating habits. Most students had dietary problems such as fast eating, skipping meal and spending too much money on fast food. The survey about eating behavior of the students showed the male students had more problems when compared with female students. Alcohol consumption levels and alcohol dependence showed a significant positive correlation with smoking cigarettes (r=0.386, p<0.001). The correlation coefficient between alcohol consumption and eating behavior was negatively correlated with skipping meals (r=-0.121, p<0.001). However, there were significant and positive correlations with overeating when students were depressed (r=0.130, p<0.05), with eating meals when watching TV or videos (r=0.085) and with spending money on fast food(r=0.235, p<0.235). The results indicate that health related behaviors of college students in the present study were fairly good. More attention should be given to college students and their habits of skipping meal, alcohol drinking and smoking, and the fairly good students can act as a model for correct dietary behavior so as to improve overall student health.

한국노인의 일반적 특성과 여가생활시간에 관한 연구 : 2014년 생활시간조사자료 분석 중심으로 (Study of General Characteristics of the Korean Elderly and Their Leisure Time Spending : Analyzing the Data of Hours of Living 2014)

  • 김형민;김동현
    • 대한지역사회작업치료학회지
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    • 제9권1호
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    • pp.57-67
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    • 2019
  • 목적 : 통계청 2014년 생활시간조사 자료를 통해 한국노인의 여가생활시간의 유형을 살펴보고, 일반적 특성에 따른 여가생활시간을 비교 분석하고자 하였다. 연구방법 : 2014년 생활시간조사 원 자료(Raw data) 중 65세 이상 노인 9228명의 일반적 특성과 시간 사용에 해당되는 자료를 사용하였다. 연구 대상자의 가구 개인관련 사항과 주된 행동에 관한 여가생활시간 사용에 따른 행동분류(대분류 1개, 중분류 7개, 소분류 39개)를 최종적으로 비교 분석하였다 결과 : 첫째, 한국노인들은 여가생활시간 유형 중 미디어를 이용한 여가활동에 가장 많은 시간을 할애하는 것으로 분석되었다. 둘째, 가구관련 사항에 따른 여가생활시간 분석 결과 성별, 가구 소득은 문화 및 관광활동을 제외한 모든 영역에서 통계적으로 유의한 차이를 보였고, 혼인상태의 경우 미디어를 이용한 여가활동과 문화 및 관광활동 유형을 제외한 모든 영역에서 유의한 차이를 확인할 수 있었다. 셋째, 개인관련 사항에 따른 여가생활시간을 분석한 결과 교육정도는 모든 하위 영역에서 통계적으로 유의한 차이를 보였고, 경제활동 상태와 월평균 소득의 경우 문화 및 관광활동과 의례 활동을 제외한 모든 영역에서 통계적으로 유의한 차이가 나타났다. 결론 : 개개인의 배경(Context) 안에서 의미 있는 작업을 발견하고, 이를 삶 속에 적절히 배치시킬 수 있는 균형 잡힌 여가생활시간의 활용이 필요하겠다. 더불어 한국노인의 사회적 고립을 예방하고, 건강하고 활력 있는 노후생활을 위한 작업치료 중재 방안이 필요하겠다.

Machine Learning Approach to the Effects of the Superstore Mandatory Closing Regulation

  • AN, Jiyoung;PARK, Heedae
    • 유통과학연구
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    • 제18권2호
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    • pp.69-77
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    • 2020
  • Purpose - This paper is aimed to analyze the effects of the mandatory closing regulation targeting large retailers, which has been implemented since 2012 to protect small retailers. We examine the changes in consumers' choice of retailers and their purchasing patterns of agri-food following the implementation of such regulation. Research design, data, and methodology - Household spending patterns were identified through the historical data of household food purchase, consumer panel provided by the Rural Development Administration. Clustering was employed to determine the household spending patterns. Moreover, the different household spending patterns before and after the regulation were comparatively studied. The patterns of consumers' choice of retail stores and shopping baskets by the type of retailers, derived from the respective datasets before and after the regulation, were compared to analyze the effects of the regulation. Results -After the regulation, some consumers who used to shop at large retailers before the regulation changed their shopping places to small retailers. However, the product categories that consumers had mainly purchased before the regulation were rarely changed even after the regulation. Conclusions - Although the regulation helped migrate some of the consumers to small retailers, the regulation seemed to have failed to stimulate consumers to purchase the goods, normally bought at large retailers, from traditional markets. In other words, traditional markets are not effective substitutes for regulation-affected retailers.