• 제목/요약/키워드: propensity to use

검색결과 194건 처리시간 0.023초

유통 상장기업의 현금정책에 관한 연구 (A Study on the Cash Policies of Retail Firms)

  • 손삼호
    • 유통과학연구
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    • 제13권3호
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    • pp.69-77
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    • 2015
  • Purpose - The purpose of this study is to examine whether the cash policies of retail firms listed on Korean stock markets are consistent with the evidence provided in the study of Almeida et al. (2004). Liquidity management is an important issue for financially constrained firms relative to financially unconstrained firms. Because there are few sources of external funding, the optimal liquidity policies of financially constrained firms should reflect their own earnings or cash inflows to create opportunities for current and future real investments. According to this simple idea, we estimate the sensitivity of cash to cash flows and simply check whether the estimated sensitivity to cash flows of the cash retained by constrained retail firms is greater than that of the cash retained by unconstrained retail firms. Through this work, we aim to explain why the cash policies of the retail firms listed on the Korean stock markets differ from those of listed manufacturing enterprises. Research design, data, and methodology - To explain a firm's cash holdings, we use only three explanatory variables: earnings before interest and taxes (EBIT), Tobin's q, and size. All the variables are defined as the value of the numerator divided by aggregate assets. Thanks to this definition, it is possible to treat all the sample firms as a single large firm. The sample financial data for this study are collected from the retail enterprises listed on the KOSPI and KOSDAQ markets from 1991 to 2013. We can obtain these data from WISEfn, the financial information company. This study's methodology has its origin in Keynes's simple idea of precautionary liquidity demand: When a firm faces financial constraints, cash savings from earnings or cash inflows become important from the corporate finance perspective. Following this simple idea, Almeida et al. (2004) developed their theoretical model and found empirical evidence that the sensitivity of cash to cash flows varies systematically according to different types of financing frictions. To find more empirical evidence for this idea, we examined the cash flow sensitivity of the cash held by Korean retail firms. Results - Through several robustness tests, we empirically showed that financially constrained Korean retail firms display significant positive propensity to save cash from earnings before interest and taxes, while the estimated cash flow sensitivity of the cash held by unconstrained retail firms is not significant. Despite the relatively low earnings of retail firms, their sensitivity is three times greater than that of manufacturing enterprises. This implies that Korean retail firms have greater intentions of facilitating future investments rather than current investments. Conclusions - The characteristics of the cash policies of Korean retail firms differ from those of manufacturing firms. This contrast may be attributable to industry-oriented policy planning, regulations, and institutional differences. However, the industrial policymakers should observe signals of the long-term growth options of retail firms based on their high propensity to save from their cash inflows.

국내 만성질환 노인환자의 한의과 진료서비스 이용과 사망률 및 파킨슨병 발생률의 관계연구 (The Relation of Korean Medicine Services Use on the All-cause Mortality and Incidence of Parkinson's disease and Elderly Patients with Chronic Disease in Korea)

  • 우연주
    • 대한예방한의학회지
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    • 제25권3호
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    • pp.25-37
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    • 2021
  • Objectives : To investigate the effectiveness of Korean Medicine services use on the all-cause mortality and incidence of Parkinson's disease(PD) in elderly patients with chronic disease based on the National Health Insurance Service Corhort Database (elderly), called as the NHIS-senior. Methods : This study was a retrospective cohort analysis conducted using the NHIS-senior. Patients with chronic diseases over 65 years old who were not diagnosed PD during 2007-2009 were identified. The case group was defined as patients who used both Korean Medicine and Western Medicine services and the control group consisted of patients who used Western Medicine service only. The all-cause mortality and incidence of PD was analyzed using the Cox proportional hazard model after a propensity score matching(PSM) with a 1:1 ratio. Results : After PSM, the cohort included 47,546 subjects (23,773 in the case group, 23,773 in the control group). Sex, age, comorbidity, severity of disability, and neurology medical service utilization were adjusted in both groups. The mortality was 0.668 times (95% C.I.: 0.646-0.690) lower in the case group than the control group, which was statistically significant (p<0.001). The incidence of PD was 1.051 times (95% C.I.: 0.962-1.148) higher in the case group than the control group, which was not statistically significant(p=0.272). Conclusion : It was not obvious that the use of both Korean Medicine service and Western Medicine services for prevention of PD is benefitial than using only Western Medicine. But it would be possible that using both Korean Medicine and Western Medicine services decreases the mortality than using Western Medicine alone.

친환경 아동용 가구 개발을 위한 소비자 인식 조사 (Consumer Awareness Survey for Environmentally Friendly Children's Furniture Development)

  • 김자경
    • 한국가구학회지
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    • 제28권4호
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    • pp.340-354
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    • 2017
  • Currently, the global furniture market can not overlook environmental problems due to changes in environmental regulations. In order to grow into a global corporation, environmentally friendly design became essential. In addition, domestic and foreign consumers are increasingly interested in and spending on children's furniture, and demand for environment - friendly furniture for children's health and emotional development is increasing. In the era of universal consumer tastes due to massive mass production, it has been changed into a multi-product small-volume production period that reflects the preferences of various consumers, so that various types of furniture that meet individual preferences are required. Therefore, in this study, we investigated various personal opinions, perception, preference, propensity to use furniture, purchasing points, etc. for environmentally friendly children's furniture, and provided basic data for environmentally friendly children's furniture development that reflects consumer preference and requirements. Accordingly, 243 parents who have more than one child living in Seoul, Gyeonggi, and Incheon were surveyed about the use of children's furniture and the perception and preference of environmentally friendly children's furniture. According to the survey results, 64.57% of the respondents knew about eco - friendly children's furniture and the most popular way to get to know eco-friendly furniture was Internet advertising (49.48%). The rate of recognizing eco-friendly furniture as healthy furniture with no emission of hazardous substances was high as 56.16%. The purchase intention of eco-friendly children's furniture was very high at 86.01% and the most important factor in purchasing was the harmlessness to the human body (56.88%). 59.50% said that it is not possible to distinguish environmentally friendly furniture, which means that there is not much information to consumers yet. In addition, the preferred price range is 500~1000 thousand won, and the preference for the rest furniture is high. In the preferred form type, unit type modular furniture is 36.13%, in the material, wood is 72.35%, in the color, the color of wood with wood grain is high as 45.56%.

Treatment Costs and Factors Associated with Glycemic Control among Patients with Diabetes in the United Arab Emirates

  • Lee, Seung-Mi;Song, Inmyung;Suh, David;Chang, Chongwon;Suh, Dong-Churl
    • Journal of Obesity & Metabolic Syndrome
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    • 제27권4호
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    • pp.238-247
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    • 2018
  • Background: We aimed to estimate the proportion of patients with diabetes who achieved target glycemic control, to estimate diabetes-related costs attributable to poor control, and to identify factors associated with them in the United Arab Emirates. Methods: This retrospective cohort study used administrative claims data handled by Abu Dhabi Health Authority (January 2010 to June 2012) to determine glycemic control and diabetes-related treatment costs. A total of 4,058 patients were matched using propensity scores to eliminate selection bias between patients with glycosylated hemoglobin (HbA1c) <7% and HbA1c ${\geq}7%$. Diabetes-related costs attributable to poor control were estimated using a recycled prediction method. Factors associated with glycemic control were investigated using logistic regression and factors associated with these costs were identified using a generalized linear model. Results: During the 1-year follow-up period, 46.6% of the patients achieved HbA1c <7%. Older age, female sex, better insurance coverage, non-use of insulin in the index diagnosis month, and non-use of antidiabetic medications during the follow-up period were significantly associated with improved glycemic control. The mean diabetes-related annual costs were $2,282 and $2,667 for patients with and without glycemic control, respectively, and the cost attributable to poor glycemic control was $172 (95% confidence interval [CI], $164-180). The diabetes-related costs were lower with mean HbA1c levels <7% (cost ratio, 0.94; 95% CI, 0.88-0.99). The costs were significantly higher in patients aged ${\geq}65$ years than those aged ${\leq}44$ years (cost ratio, 1.45; 95% CI, 1.25-1.70). Conclusion: More than 50% of patients with diabetes had poorly controlled HbA1c. Poor glycemic control may increase diabetes-related costs.

도시 및 농촌의 의생활관리행동 비교연구(제1보) -의생활 관리행동 측정도구 개발을 중심으로- (A Study on The Comparison of Housewife′s Clothing Management Behaviors in Rural & Urban Community -The development of measuring scales on clothing management behaviors-)

  • 이경숙;최정화
    • 한국의류학회지
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    • 제26권1호
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    • pp.95-103
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    • 2002
  • The consumption in the clothing's living has been diversified and rich by the increase in pay, the ostentatious propensity to consume and the diversification of distribution on structure in accordance with the advance of clothing industries, etc. The clothing, however, was not used properly due to the thoughtless purchase, the sudden change of fashion and the difficulty in the use and management of clothing. Most rural communities, furthermore, have the poor market, and the unreasonable management could be often observed, e.g., some people don't follow the care label or burn the clothing to waste. This study was conducted to provide the tool measuring the standardized clothing management behaviors so that the systematic and effective instruction could be achieved to improve the living standards 623 rural and urban housewives to develop the tool measuring the standardized clothing management to compare and measure the effect of before and after the education and guide all the way. And then, we developed the standardized measurement tool consisting of 6 parts of 60 questions after analyzing the validation and reliability of the questions. As a result of analyzing the validation and reliability of the developed tool, each Conbach alpha value of clothing living showed the good reliability; the value of the purchase plan was 0.76, the purchase was 0.83, the wear was 0.80, the management was 0.84, the storage was 0.83, and the disposal was 0.74, which indicated that it was able to use as a standardized tool.

요추수술 후 환자의 의과 및 한의과 의료기관 이용 행태 분석: 건강보험심사평가원 표본데이터를 이용하여 (Analysis of Medical and Korean Medical Services Utilization after Lumbar Surgery Patients: Using Health Insurance Review and Assessment Service's Patients Sample Data)

  • 예성애;김남권;송윤경
    • 한방재활의학과학회지
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    • 제29권4호
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    • pp.89-100
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    • 2019
  • Objectives We are going to analyze patient's medical and Korean medicine use trends after lumbar surgery, and examine the percentage of use of Korean medicine after surgery and its relevance to the medical care outcome after lumbar surgery. Methods Using 3% patients' sample data of the Health Insurance Review and Assessment Service, two groups were compared the treatment progress of the Korean Medicine treatment group and the untreated group after lumbar surgery by hierarchical logistic regression analysis. After hierarchical logistic regression analysis(including propensity scores), two groups were compared after lumbar surgery, the Korean Medicine treatment group within 50days and untreated group within 50days. Results Lumbar surgery was performed in 2750 patients in 2015. It was 3.72 that the risk(odds ratio) of finished treatment of patients treated without Korean Medicine, compared to patients with Korean Medicine. It was 0.12 that the risk of continuing treatment(odds ratio) of patients treated with Korean Medicine within 50 days, compared to patients treatment more than 50 days. Conclusions The ratio of Korean Medicine treatment after lumbar surgery was 14.8%. The group that did not have Korean Medicine showed a higher possibility of treatment termination than the group who did not. Among the groups treated with Korean Medicine, the early treatment group was more likely to end treatment than the late treatment group. Considering various situations in the medical environment, further studies such as prospective studies and long-term data analysis are considered to be necessary.

언플러그드 수업의 학습자 특성별 효과 분석 (The Effects of the Unplugged Class According to Learners' Attributes)

  • 서본원;이수정
    • 정보교육학회논문지
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    • 제16권3호
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    • pp.291-298
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    • 2012
  • 최근 컴퓨터 과학의 내용을 학습자들에게 쉽게 전달하기 위한 방법으로 언플러그드 수업이 활발하게 전개되고 있다. 그러나 어떤 학습자들에게 언플러그드 수업이 적합한지에 관한 연구는 부족한 실정이다. 따라서 본 연구에서는 언플러그드 컴퓨터 수업 후 성취도 검사 결과를 통해 각 점수 분포별 학습자의 특성을 파악하였다. 학습자의 특성은 사전 조사된 컴퓨터 환경과 기질로 나눠진다. 각 성취 수준별 학습자의 컴퓨터 환경과 기질의 관계는 연관분석을 통하여 확인하였으며, 실제 초등학교 수업 현장에 적용할 수 있는 유의미한 규칙들을 발견하였다. 본 연구를 통하여 초등학교 교사들의 언플러그드 교수 학습 계획에 실제적인 도움을 줄 수 있을 것이다.

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무역(貿易) e-Marketplace에 대한 사용자(使用者) 저항(抵抗)에 관한 연구(硏究) (An Empirical Study on the Factors of User Resistance in a Trade e-Marketplace)

  • 송선옥;박규영;오가영
    • 무역상무연구
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    • 제29권
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    • pp.89-119
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    • 2006
  • The almost studies that is related to an e-Trade and an e-Marketplace only have been focused on the diffusion and acceptance since the innovation was adopted in markets. The existing studies failed to notice the resistance of innovation in the course of accepting innovation. The resistance of innovation, however, is not the contrary concept of acceptance, it is should be understood as a construct which can explain the course of the diffusion and acceptance. This study will be analysed as follows: First, nevertheless the resistance of users is important, it couldn't be presented systematically through acceptance of innovation, accordingly the concept of resistance of innovation will derive concept from review of literature researched on prior researches. Second, the factors which can be affected to the resistance of innovation of the main trade firms which use the e-Marketplace will draw. Third, we identify some of determinants that can affect to resistance of user by empirical study, also we investigate how participation can be affected by using a contingency variable. The independent variables used through researched review are the characteristic factors of trade e-Marketplace which was consisted of relative advantage, suitability and complexity, the characteristic factors of trade firms which was consisted of propensity of innovation and attitude, and the characteristic of service quality which was consisted of reliability and reaction. This research also examines the association between independent variables and the resistance of user(dependent variable) by using a variable on participation of user(moderator variable). The sample surveys for this study have been used 109, this study was analysed by the SPSS 12.0 of statistical tool. According to the proved hypothesis there are three important factors which affected the resistance of user. One factor was the relative advantage and complexity from the point of view on the trade firms characteristics of e-marketplace, another factor was the propensity of innovation from the point of view on the trade firms factors, the third factor was the reliance from the point of view on the service quality factors. The results also provided that relative advantage and suitability among the characteristics of e-Marketplace and the reliability among the service quality characteristics have moderated in the moderated regression which was tested the association independent variables and dependent variables while participation of user was using for contingency variable.

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소비자유형 데이터 분석방법론 연구 - www.ethno-mining.com 데이터를 중심으로 - (A Study on Consumer Type Data Analysis Methodology - Focusing on www.ethno-mining.com data -)

  • 정욱환;안진호;나요셉
    • 서비스연구
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    • 제12권2호
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    • pp.80-93
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    • 2022
  • 본 연구는 선행 연구를 통해 소비자 관점에서 제품/서비스에 대한 구매와 사용에 영향을 주는 다양한 요인들을 추출하고, 전체 연령과 성별에 따른 소비자의 유형과 성향을 분석할 수 있는 방법론에 관한 연구이다. 이를 위해서 일반적 개인 성향, 소비영향, 소비결정 등의 관점에서 요인을 수치화 하여 데이터 의 정합성을 확인하고 이러한 연구를 토대로 스타트업과 중소기업 관점에서 유의미한 소비자유형의 데이터 분석 방법론을 제시하고 입증하기 위한 연구를 수행하였다. 그 결과 소비자 관점에서의 데이터 분석을 위해 가정한 세 가지의 주요 요인인 일반 성향, 일반 소비 성향, 소비 결정 영향 요인의 상관관계가 있음을 교차 검증을 통해 확인하였고 소비자 관점의 데이터 분석 방법론의 정합성을 검증하였다. 본 연구는 소비자 관점에서의 데이터 분석 방법론과 소비자 데이터 분석의 프레임워크를 제시하였다. 디지털 인프라가 기하급수적으로 발전하고 개인의 선호도를 투영할 수 있는 방법을 강구하는 현재의 데이터 분석 추세에서 이러한 데이터 분석의 관점은 유효한 통찰이 될 수 있다.

사용자 특성 및 성향이 이동통신 사용요금에 미치는 영향: 이동전화 서비스 기능 중심으로 (Effects of User Propensity on Total Charges of Mobile Communication: The Role of Mobile Services)

  • 안중호;백현미;임효석;천은영
    • 한국통신학회논문지
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    • 제35권6B호
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    • pp.908-920
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    • 2010
  • 이동전화 시장이 포화상태에 도달한 현재는 이동통신사들은 가입자당 평균 매출액(ARPU: Average Revenue Per User)을 늘리기 위해 기존 음성 서비스에서 벗어나, 다양한 이동전화 서비스를 제공하고 있다. 따라서 본 연구의 목적은 이동전화 사용요금에 영향을 미치는 요인을 사용자 특성 및 사용성향과 다양한 이동전화 서비스 기능 측면에서 찾고자 하는 것이다. 본 연구에서는 여러 문헌들을 토대로 무선인터넷 사용, 유료 콘텐츠 사용, 무료 콘텐츠 사용, 사용자 연령을 독립변수로, 이동전화 서비스의 정보제공 기능, 거래 기능, 오락 기능, 커뮤니케이션 기능, 편의 기능의 사용횟수를 매개변수로, 이동통신 총 지불요금을 종속변수로 채택하여 이동통신 요금에 영향을 미치는 요인에 대한 새로운 연구모형을 제시하였다. 본 연구모형 분석을 위해 1,500명의 이동전화 사용자를 대상으로 웹 기반 설문조사를 실시하였고, 가설검증을 위하여 AMOS를 이용한 구조방정식 모형을 이용하였다. 구조방 정식을 통한 본 모형의 적합도 지수는 우수한 것으로 나타났다. 실증분석 결과 무선 인터넷 사용, 유 무료 콘텐츠 사용은 전반적으로 이동전화 서비스 기능의 사용횟수에 영향을 미치는 것으로 나타났으며, 연령은 커뮤니케이션 기능과 편의 기능에 음의 영향을 미치는 것으로 나타났다. 또한, 다섯 가지 이동전화 서비스 기능 중 정보 제공 및 편의 기능 사용은 이동통신 사용요금에 영향을 미치는 것으로 나타났다. 본 연구 결과는 이동통신 관련 사업자들의 다양한 이동전화 서비스 기능별 활성화를 위한 전략 구상을 통해 궁극적으로 이동통신 사용요금을 증가시키기 위한 전략 방안 마련에 활용될 수 있을 것으로 기대되며, 정부의 이동통신 산업 정책 방향에 대한 시사점을 제시하는데 활용될 수 있을 것이라 판단된다.