• Title/Summary/Keyword: information gap problem

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Credit Score Modelling in A Two-Phase Mathematical Programming (두 단계 수리계획 접근법에 의한 신용평점 모델)

  • Sung Chang Sup;Lee Sung Wook
    • Proceedings of the Korean Operations and Management Science Society Conference
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    • 2002.05a
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    • pp.1044-1051
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    • 2002
  • This paper proposes a two-phase mathematical programming approach by considering classification gap to solve the proposed credit scoring problem so as to complement any theoretical shortcomings. Specifically, by using the linear programming (LP) approach, phase 1 is to make the associated decisions such as issuing grant of credit or denial of credit to applicants. or to seek any additional information before making the final decision. Phase 2 is to find a cut-off value, which minimizes any misclassification penalty (cost) to be incurred due to granting credit to 'bad' loan applicant or denying credit to 'good' loan applicant by using the mixed-integer programming (MIP) approach. This approach is expected to and appropriate classification scores and a cut-off value with respect to deviation and misclassification cost, respectively. Statistical discriminant analysis methods have been commonly considered to deal with classification problems for credit scoring. In recent years, much theoretical research has focused on the application of mathematical programming techniques to the discriminant problems. It has been reported that mathematical programming techniques could outperform statistical discriminant techniques in some applications, while mathematical programming techniques may suffer from some theoretical shortcomings. The performance of the proposed two-phase approach is evaluated in this paper with line data and loan applicants data, by comparing with three other approaches including Fisher's linear discriminant function, logistic regression and some other existing mathematical programming approaches, which are considered as the performance benchmarks. The evaluation results show that the proposed two-phase mathematical programming approach outperforms the aforementioned statistical approaches. In some cases, two-phase mathematical programming approach marginally outperforms both the statistical approaches and the other existing mathematical programming approaches.

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Design of Levitation and Propulsion Controller for Magnetic Levitated Logistic Transportation System (자기부상 물류이송시스템의 부상 및 추진제어기 설계)

  • Choi, Dae-Gyu;Kim, Yong-Tae
    • Journal of the Korean Institute of Intelligent Systems
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    • v.27 no.2
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    • pp.106-112
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    • 2017
  • In the paper, we propose a levitation and a propulsion controller for the magnetic levitation logistic transportation system. The levitation controller is designed considering the mutual influence of the electromagnets to minimize roll and pitch movements. In order to solve the structural disadvantages of the magnetic levitation transportation system, we improve the problem of the existing controller by applying the exponential filter to the reference input. DSP-based control hardware is developed and the levitation control method is verified by levitation experiments to the air gap goal. The propulsion controller uses the space vector voltage modulation method. The propulsion controller is designed to follow the position and velocity profile by detecting the absolute position from the bar code information attached to the rail. The position control result shows satisfactory performance through the propulsion control reciprocating motion experiment.

A Study on Implementation of NAS-based K-12 Learning Management System for Supporting Developing Countries (개발도상국 지원을 위한 NAS기반의 K-12 학습관리 시스템 구현 방안에 대한 연구)

  • No, In-Ho;Yoo, Gab-Sang;Kim, Hyeock-Jin
    • Journal of Digital Convergence
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    • v.17 no.1
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    • pp.179-187
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    • 2019
  • Developing countries, including Africa, are experiencing very little human resources development due to the deprivation of equal educational opportunities, poor educational conditions, and the gap in information technology with developed countries. Developing countries that do not have excellent human resources are lagging behind in globalization competition with developed countries, and the problem of 'human resource development' in developing countries can not be avoided. In developing countries, education budgets are too low to meet education needs and compulsory education, and therefore they are not adequately responding to the increasing demand for education. The lack of education budget is due to the lack of education infrastructure. In this study, the NAS based server is configured to configure functions such as educational content and learning management, and the client area is presented with solutions for various media such as tablet, PC, and beam projector. And to support optimized e-learning services in developing countries by constructing a SCORM-based platform.

A System for Determining the Growth Stage of Fruit Tree Using a Deep Learning-Based Object Detection Model (딥러닝 기반의 객체 탐지 모델을 활용한 과수 생육 단계 판별 시스템)

  • Bang, Ji-Hyeon;Park, Jun;Park, Sung-Wook;Kim, Jun-Yung;Jung, Se-Hoon;Sim, Chun-Bo
    • Smart Media Journal
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    • v.11 no.4
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    • pp.9-18
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    • 2022
  • Recently, research and system using AI is rapidly increasing in various fields. Smart farm using artificial intelligence and information communication technology is also being studied in agriculture. In addition, data-based precision agriculture is being commercialized by convergence various advanced technology such as autonomous driving, satellites, and big data. In Korea, the number of commercialization cases of facility agriculture among smart agriculture is increasing. However, research and investment are being biased in the field of facility agriculture. The gap between research and investment in facility agriculture and open-air agriculture continues to increase. The fields of fruit trees and plant factories have low research and investment. There is a problem that the big data collection and utilization system is insufficient. In this paper, we are proposed the system for determining the fruit tree growth stage using a deep learning-based object detection model. The system was proposed as a hybrid app for use in agricultural sites. In addition, we are implemented an object detection function for the fruit tree growth stage determine.

The Influence of the Restrictions in Chinese economic growth on Korean commercial environment (중국 경제성장의 제약요인이 한국 통상환경에 미치는 영향)

  • Shong, Il-Ho;Lee, Gye-Young
    • International Commerce and Information Review
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    • v.15 no.4
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    • pp.457-479
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    • 2013
  • Through a Chinese rise, Chinese dream is actualizing as the world's great power. According to outlook of World Bank and IMF, Around 2030 China will be a great power bigger than America's economic power. The rise of China will give a huge impact to the whole world. China expands her influence through a global manufacturing base and a global market. To actualize 'Peaceful Rise' Strategy, China has many constraints. Chinese society is facing many difficult social problem due to side effects of a rapid development. Such as the spread of corruption, the severity of wealth gap, environmental degradation and energy shortage. Internationally there are containment from hegemon so-called 'China threat' dispute, Taiwan issue and territorial disputes. Western countries are hostile to China for two reasons. Based on expectations, one is China's socialist system and the other is the rising China which will compete for supremacy with Europe and America. Recent emergence of Chinese nationalism and the containment of the neighboring countries are also serious limiting factors. Domestically they have the rampant corruption in the bureaucracy, weakened capacity of Communist rule, wealth disparity due to the discriminatory economic development strategy, seriousness of rural problem, social instability, lack of social security systems and the development gap between the eastern coastal areas and western inland areas, ethnic minorities problems, the constraint of sustainable development issues due to lack of resources, environmental pollution and energy constraints. Like the former Soviet Union, China may face a dismantlement. After the rise, China may encounter possibilities of a war between great powers or a collapse of Chinese society caused by deepening internal conflict. Serious economic polarization would make peasants and urban workers, who are social vulnerable people, to turn their back to communist party and threaten the justification and the appropriateness of the ruling communist party. Chinese government will think internal system security threat is more formidable risk factor than a system security threat from the hegemon. The decline of great country comes from internal reasons rather than external reasons. To achieve peaceful rise, unification with Taiwan is an essential prerequisite. Taiwan issues are complex problems which equipped with international and domestic factors. Lack of energy resources, environmental pollution in China will bring economic crisis to Korean enterprises. Important influence to Korean economy will be a changeover of the method in economic development. It will turn the balance of investment and consumption, GDP-centered growth to consumption and environment-centered growth. Services industries including finance, environment, culture, education, health care and social welfare will grow. Change in China's growth model will give a great challenge upon the intermediate goods industry in Korea. Korea should reduce the portion of machinery, automotive, semiconductor, steel and chemical-centered export industry to China, and should increase the proportion of the service industry.

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Analysis of the Regional Disparity and Optimal Location of Living SOC - Focused on Core Living Facilities (생활SOC의 지역 간 격차와 최적입지 분석 - 생활거점시설을 중심으로)

  • Lee, Se Young;Kim, Hyun Joong;Yeo, Kwan Hyun
    • Journal of the Korean Society of Surveying, Geodesy, Photogrammetry and Cartography
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    • v.40 no.3
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    • pp.159-168
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    • 2022
  • Local governments should try to resolve the inequality of living SOC (Social Overhead Capital) and construct spatial information on the location of living SOCs and optimal locations. This study analyzed the accessibility, equity, and optimal location of the living SOC, considering the research needs related to the living SOC. The target facility is core living facilities(a public library, a park, a culture center, and a public daycare center). The analysis area is Suwon city in Gyeonggi province, and the base year of the analysis is 2020. The study calculated accessibility per population in a microscopic neighborhood living area(200m×200m). The Gini coefficient was used to identify the regional disparity in accessibility among Dong regions. The optimal location was explored with the Maximal Covering Location Problem theory. As a result, spatial accessibility of facilities except for public daycare centers revealed a large gap between regions. Areas with excellent accessibility also showed significant variations in the facilities. The regional disparity in living SOC was the largest in culture centers, followed by parks, public daycare centers, and public libraries. The optimal locations for public libraries, parks, and culture centers are concentrated in the old downtown, while those of public daycare centers are found throughout Suwon city. The results of this study are the crucial contents of spatial planning for SOC supply in local governments. Therefore, follow-up studies will be able to refer to the analysis structure and results of the study.

Effect of Urban Planning on Spatial Equity - An Analysis on the Accessibility Change to Urban Cultural Facilities by Income Class Factor in the Daejeon Metropolitan City Using GIS - (도시계획사업이 공간적 형평성에 미치는 효과 - GIS를 이용한 대전광역시 도로건설사업의 소득계층간 접근성 변화 분석 -)

  • Leem, Youn-Taik;Seo, Chang-Woo;Lee, Sang-Ho
    • Journal of the Korean Association of Geographic Information Studies
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    • v.15 no.2
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    • pp.23-34
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    • 2012
  • As the quality of life grows, the role of cultural facilities in urban areas is becoming more important. However, due to various reasons, the location of these facilities shows the geographical imbalance between urban regions. Even though provision of road network can improve this kind of urban problem, in many countries, the provision of urban infrastructure plays a role which is magnifies the cultural gap between regions and socio-economic classes. The findings of this study are as follows. First of all, the inequality of accessibility to cultural facilities is shown over the period. Cross-sectional data shows that the higher the income of a region, the higher the accessibility index(AI) of the zone to cultural facilities at any time. Next, the provision of road network contributes the improvement of AI of high income region. Finally the provision of new facilities has a tendency that these kind of facilities are located to make AI of high income zone better. It means that the decision making by city government intensifies the geographical inequality. This result would be very useful in the decision making process for determining the number and the location of cultural facilities and other similar urban infrastructure as well. Also it will be helpful for the selection of optimal location which considered not only physical distances but also social equalities.

Core-aware Cache Replacement Policy for Reconfigurable Last Level Cache (재구성 가능한 라스트 레벨 캐쉬 구조를 위한 코어 인지 캐쉬 교체 기법)

  • Son, Dong-Oh;Choi, Hong-Jun;Kim, Jong-Myon;Kim, Cheol-Hong
    • Journal of the Korea Society of Computer and Information
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    • v.18 no.11
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    • pp.1-12
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    • 2013
  • In multi-core processors, Last Level Cache(LLC) can reduce the speed gap between the memory and the core. For this reason, LLC has big impact on the performance of processors. LLC is composed of shared cache and private cache. In computer architecture community, most researchers have mainly focused on the management techniques for shared cache, while management techniques for private cache have not been widely researched. In conventional private LLC, memory is statically assigned to each core, resulting in serious performance degradation when the workloads are not fairly distributed. To overcome this problem, this paper proposes the replacement policy for managing private cache of LLC efficiently. As proposed core-aware cache replacement policy can reconfigure LLC dynamically, hit rate of LLC is increases drastically. Moreover, proposed policy uses 2-bit saturating counters to improve the performance. According to our simulation results, the proposed method can improve hit rates by 9.23% and reduce the access time by 12.85% compared to the conventional method.

Analysis on the Credit Guarantee System for Creative Economy in Korea (창조경제 활성화를 위한 금융지원 방안에 대한 연구 : 신용보증제도를 중심으로)

  • Yoo, Kyeongwon;Kim, Kyungkeun;Bae, Sang Hoo
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.9 no.6
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    • pp.47-64
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    • 2014
  • Considering the network externality and spill-over effects, this paper constructs the theoretical model for analyzing the financial policies focusing on the credit guarantee system for Creative Economy, which has been set as the new policy paradigm for the Korean Economy. The analytical results show that it is as much as important to improve the efficiency of the financial markets and construct the infrastructure for reducing the information asymmetry problem which would be more serious in the creative finance. Although it is important to fill the gap due to the market failure it is also crucial to construct the appropriate financial schemes for the various stages of the innovative firms growth. Without these, the impacts of current public funding policies may crowd out the amount of private market funds for the innovative firms or reduce the possibility of commercialization of new technologies in these firms. Based on the evaluation of current related public policies from the perspectives of creative finance, we imply that the current financial policies appear to be quantity oriented not the quality based. Although the policy goals would be appropriately set for vitalizing the Creative Economy in Korea, they appear to be still unsuccessful to address the information asymmetry issue which is the major concern in vitalizing the creative economy. Thus we emphasize the market friendly policies, risk-sharing between the various market participants, revitalizing the relationship banking and efficient management of credit guarantee system in Korea based on the analytical model as well as the evaluation of related policies regarding the creative economy.

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A Study of Wireless LAN Cryptosystem for Supporting Realtime Mutual Authentication (실시간 상호인증 지원을 위한 무선랜 보안시스템에 관한 연구)

  • Lee Sang-Ryul
    • Journal of the Korea Society of Computer and Information
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    • v.10 no.5 s.37
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    • pp.161-170
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    • 2005
  • The Certificate Revocation List(CRL) or the Online Certificate Status Protocol(OCSP)has been used to validate certificates. However, the CRL cannot validate certificates in realtime because of the Time-Gap problem and the OCSP server overloads in a large scale secure system. In addition, the client cannot access a wired LAN until the client has been authenticated by the authentication server on the IEEE 802. 1x framework. Therefore, the client cannot validate the authentication server's certificate using a certificate validation server. Thus, the client cannot authenticate the authentication server in realtime. To solve these problems this paper designed a secure system that can protect the content of communications and authenticate users in realtime on a wireless LAN The designed certificate validation protocol was proved that the stability and efficiency of the system was very high, the result of the validation had the presence, the speed of the validation was not affected by the system scale, the number of authorities user must trust was reduced to one, and the overload of the validation server was Protected. And the designed user authentication and key exchange protocols were Proved that the mutual authentication was possible in realtime and the fact of the authentication could be authorized by the CA because of using the authorized certificates.

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