• 제목/요약/키워드: consumer damage

검색결과 155건 처리시간 0.026초

농촌 여성지도자의 소비자 불평행동에 관한 연구 - 농촌생활개선회 임원을 중심으로 - (A Study on the Consumer Complaining Behavior of Rural Women Leaders)

  • 고정숙;최현자
    • 한국농촌생활과학회지
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    • 제8권2호
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    • pp.203-212
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    • 1997
  • This study was carried out to understand the consumer complaining behavior of rural women leaders and to identify variables affecting complaining behavior. 403 samples were collected from the rural women leaders in rural areas by mailed questionnaire from June 1 to June 20 in 1996. The data was analyzed by frequency, percentage, mean, chi-square, F-test, correlation, regression using SPSS/PC+ program. Most of rural women leaders experienced consumer dissatisfaction and damage, but they mainly took private complaining behavior. The rate of the non-complaining behavior was 20.1%. They recognized that consumer dissatisfaction and damage was due to external attribution. The results showed that the most influential variables for the consumer complaining behavior of rural women leaders were age and consumer capacity. The older they were and the more consumer capacity they had. the more active complaining behavior was taken.

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항공서비스 소비자 분쟁해결제도의 개선방안 (The Improvement Measurement on Dispute Resolution System for Air Service Customer)

  • 이강빈
    • 항공우주정책ㆍ법학회지
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    • 제33권2호
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    • pp.225-266
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    • 2018
  • 2017년 한국소비자원에 접수된 항공여객운송서비스 관련 피해구제 접수건수는 1,252건으로 2016년 1,262건 대비 0.8% 감소하여 2013년 이후 처음으로 감소세를 나타냈다. 그리고 2017년 한국소비자원에 접수된 항공여객운송서비스 분야의 피해구제 접수건 가운데 444건(35.4%)이 합의가 성립되었으며, 합의가 성립되지 않은 건 중에서 정보제공 상담 기타로 종결된 경우가 588건(47.0%)으로 가장 많았고, 소비자분쟁조정위원회에 조정 신청된 경우가 186건(14.9%)이었다. 항공서비스 소비자 피해구제와 분쟁해결을 위한 규정을 두고 있는 주요입법으로는 항공사업법, 소비자기본법 등이 있는데, 항공사업법에서 항공교통사업자의 피해구제절차와 처리계획의 수립 및 이행 그리고 피해구제 신청 접수 및 처리, 항공교통이용자 보호기준의 고시 등에 관하여 규정하고 있으며, 소비자기본법에서 소비자상담기구의 실치 운영, 한국소비자원의 피해구제, 소비자분쟁의 조정, 소비자분쟁해결기준의 제정 등에 관하여 규정하고 있다. 항공서비스 소비자 피해구제 절차로는 항공교통사업자의 피해구제 접수 처리, 소비자상담센터의 상담 및 피해구제 접수 처리, 한국소비자원의 합의권고, 소비자분쟁조정위원회의 분쟁조정제도 등이 있다. 현행 항공서비스 소비자 피해구제 및 분쟁조정 제도에는 항공사업법 상 항공교통사업자의 피해구제계획 수립 및 이행 의무의 면제, 항공부문 소비자분쟁해결기준 상 운송 불이행 및 지연의 경우 면책 등에 대하여 문제점이 있고, 그리고 소비자기본법상 소비자분쟁조정의 절차진행 및 조정성립에 대하여 한계점이 있다. 따라서 항공서비스 소비자에 대한 적절한 피해구제와 원활한 분쟁조정을 위하여 관련 제도의 개선방안을 제시하면 다음과 같다. 첫째 항공서비스 소비자 피해구제 관련 법규의 정비이다. 항공사업법 상 항공교통사업자의 피해구제계획 수립과 이행 의무의 면제규정이 수정되어야 할 것이다. 또한 항공서비스 소비자 보호와 피해구제에 관한 법 규정의 체계화와 전문성 제고를 위해 미국연방규칙 14 CFR 및 EU의 EC 261/2004 규칙과 유사한 별도 입법을 마련할 필요가 있을 것이다. 둘째 항공서비스 소비자 분쟁해결기준의 개선이다. 항공부문 소비자분쟁해결기준 상 항공사업자의 운송 불이행 및 운송지연의 경우 면책사유의 발생 원인이 불가항력이었는지를 규명하여 면책여부를 판별하여야 하고, 상법 항공운송편 및 1999년 몬트리올 협약에 규정된 면책사유와 같이 수정되어야 하며, 대체편이 제공된 운송 불이행의 경우와 운송지연에 대하여 배상기준을 통일하는 것이 필요할 것이다. 셋째 항공서비스 소비자 피해구제를 위한 정보제공의 강화이다. 항공관련 정부기관 및 유관기관들은 항공사 및 공항과 협력하여 항공서비스 소비자 피해구제를 위한 법규와 정책 등 다양한 정보를 항공교통이용자에게 보다 신속 명확하게 제공해야 할 것이다. 넷째 소비자분쟁조정의 효력 등에 관한 보완이다. 분쟁조정에 대한 수락 의사표시가 없을 경우 수락한 것으로 보는 것은 부당하므로 이의신청제도를 추가할 필요가 있을 것이다. 또한 소비자분쟁조정위원회 이외 다른 분쟁조정기구에 중복으로 분쟁해결을 신청한 경우 피해구제 대상에서 제외하고 있으나 당사자가 조정기관을 선택할 수 있도록 해야 할 것이다. 그리고 소비자분쟁이 조정을 통하여 효율적으로 해결될 수 있도록 조정성립률을 높일 수 있는 제도적 방안을 강구할 필요가 있을 것이다. 다섯째 항공서비스 소비자 중재제도의 도입이다. 소비자분쟁 조정제도의 한계점을 보완할 수 있는 방안으로 소비자 중재제도를 도입하되, 소비자기본법 상 중재 도입안과 중재법 상 소비자중재 도입안이 있는데, 후자의 방안이 적합할 것으로 생각된다. 결론적으로, 정책과제로서 항공서비스 소비자의 피해 예방 및 구제를 강화하는 법 제도를 마련하고, 항공서비스 선진화를 위한 소비자 중심의 정책을 수립 추진해야 할 것이다.

신용카드사용 소비자능력 평가를 위한 척도개발 (A Study on the Development of a Scale to Measure the Ability of Consumers to Use Credit Cards)

  • 서인주
    • 가정과삶의질연구
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    • 제27권6호
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    • pp.95-109
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    • 2009
  • This study focused on the development of a scale to measure the ability of consumers to use credit cards. The purposes of this study were to develop a tool which would be able to measure consumer knowledge, consumer skills and consumer attitudes. Data were collected from 313 credit card using consumers and were analyzed by employing a goodness of fit test, principal component analysis & confirmatory factor analysis(Amos 5.0), multiple regression. The results from this study were as follows: 1) Six factors of consumer knowledge(16-items) were identified: damage salvation; credit delinquency; personal credit information; credit provision period; credit & credit card issuance; credit delinquent striking out a record & credit rating. The total variance was 55.86%. 2) Three factors of consumer skills(17-items) were identified: credit delinquency & over-consumption; credit card management; and loss & damage salvation. The total variance was 62.90%. 3) Three factors of consumer attitudes(16-items) were identified: credit delinquency & credit; credit card issuance & use; and credit card management. The total variance was 58.75%.

소비자피해구제제도로서 소비자중재에 관한 연구 (Study on the Consumer Arbitration as a Remedy of Consumers' Damage)

  • 김도년;이동하
    • 한국중재학회지:중재연구
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    • 제28권2호
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    • pp.67-89
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    • 2018
  • An arbitration has great strength in the sense that it is a more rapid dispute resolution than a trial, and is means of dispute settlement for an achievement of the purpose which is the improvement of the rights and interests of consumers. Because the remedy of consumers' damage currently has not worked well, discussions about consumer arbitration as a universal Alternative Dispute Resolution (ADR) is needed. The core of the ADR is not only the professionality and neutrality of an arbitrator and a mediator, but also the non-impairment of the arbitration proceeding's fairness. In addition, it also has both economic feasibility and efficiency. Furthermore, providing an institutional strategy is necessary to ensure fairness in an arbitration award.

소비자불매운동에 대한 소비자와 기업 근로자 간의 인식 차이 및 불매운동 참여 영향요인 분석 (The Difference in Consumers' and Company Employees' Perceptions of Consumer Boycotts and Analysis of the Factors Affecting Boycott Participation)

  • 홍지형;황혜선
    • Human Ecology Research
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    • 제58권4호
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    • pp.517-537
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    • 2020
  • This study investigated how consumers and company employees differ in their perceptions of boycotts based on the co-orientation model. Regarding the reasons of boycotts, consumers take both consumer damage cases and unethical conduct equally seriously, while company employees take consumer damage cases more seriously than unethical conduct. Consumer perceptions of the necessity for boycotts was higher than company employees, while employees were more aware of the negative impact of boycotts than consumers. Based on the co-orientation model, we examined how consumers and employees estimate differences in their perceptions of boycotts. The results showed that consumers and company employees are not accurately aware of each other's perceptions. Lastly, logistic regressions were conducted to identify the factors affecting three types of participation: online opinion expression, personal non-purchasing, and persuading other people to join the boycotts. The results showed that male consumers are more likely to participate in online opinion expression; consumer perceptions of effectiveness of boycotts and the perceived severity of consumer damage increase the likelihood of participation in online opinion expression. Consumer perceptions of the necessity of boycotts and their opinion leadership increased the likelihood of non-purchasing. Finally, consumers with higher opinion leadership and female consumers were more likely to encourage others to take part in boycotts. In addition, consumers are more likely to persuade others to join the boycotts if they have stronger beliefs that companies will not seriously consider consumer problems.

국제 전자상거래 변화에 따른 중재활용방안 (A Study on the Utilization of Arbitration in the Change of International E-commerce)

  • 김은빈;하충룡
    • 한국중재학회지:중재연구
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    • 제33권4호
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    • pp.69-87
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    • 2023
  • This study recognizes that consumers are becoming important as a subject of commerce as they change from the existing e-commerce market to the consumer-led e-commerce market, and proposes the use of consumer intervention as a remedy for consumer damage in international e-commerce disputes. In Korea, there is no separate regulation on consumer arbitration, so we will analyze the U.S. arbitration judgment, which is the most active in consumer arbitration, and examine it through the U.S. arbitration judgment so that arbitration can become active as a remedy for consumer disputes in Korea. In summary, in the event of a dispute between consumers and companies through e-commerce, consumers' preference for arbitration was confirmed through repeated collection of opinions without coercion. It is necessary to revitalize arbitration in Korea to protect consumers through arbitration rather than litigation and to resolve disputes through active alternative dispute resolution as a solution to disputes in e-commerce, which is rapidly increasing through U.S. consumer arbitration cases. The topic of the activation of arbitration has been mentioned a lot before, but the preference for arbitration is still lower than that of litigation. However, from now on, as the appearance of existing commerce has changed to consumer-led e-commerce, it has proposed a plan to use arbitration to rescue consumers from damage as consumers as buyers grow in the market.

녹색생활관련 인지정도가 녹색소비행동에 미치는 영향 연구 (The Effect of Cognition Degree of Green Life on Green Consumer Behavior)

  • 정주원;조소연
    • 한국환경과학회지
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    • 제23권8호
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    • pp.1455-1462
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    • 2014
  • The purpose of this study is to examine green consumer behavior (green product purchasing behavior and green consumption life) affected by demographical characteristics, and cognition degree of green life (cognition of a green indicator, a green life catalyst system, and environmental problems). It's also to promote strategy and suggest effective activation plans for the vitalization of green consumer behavior. To carry out the task, verification of credibility, multiple regression analysis, two-step cluster analysis, and multinomial logistic analysis were used. The results are as follows: First, the factors that effect green product purchasing behavior were gender, age, cognitive of a green indicator, carbon points system, electricity peak hour system, and seriousness of environmental damage due to lifestyle. Second, the factors that effect green lifestyle were gender, age, carbon grade indicator system, cognition of a green system, and the seriousness of environmental damage due to lifestyle. Third, the comparative group characteristic analysis showed low rates for careless green consumer behavior groups compared to the passive green consumer behavior groups in cognition of a green indicator, green system, and environmental problems. For active green consumer behavior groups, the analysis showed high rates in cognition of carbon grades, eco-labeling, electricity peak hour system, and environmental damage due to lifestyle. In order to encourage green consumer behavior, it's evident that cognition of a green indicator, a green life catalyst system, and environmental problems need to be improved through strategic education and continuous encouragement.

다단계판매에 대한 소비자지식, 소비자피해, 소비자만족도 (Consumer Knowledge, Damage and Satisfaction of Multi-Level Marketing)

  • 김민정
    • 대한가정학회지
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    • 제36권9호
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    • pp.75-91
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    • 1998
  • The purpose of this study was to investigate the effect of the multi-level marketing(MLM) on consumer by examing the degree of damage and the consumers's satisfaction with MLM as well as the overall realities of MLM including the degree of the recognition and the distribution route of the commodities. We analyzed 256 cases which had experienced with MLM among 430 questionnaires collected. The resulted are as follows. 1) Consumers showed a lack of knowledge about MLM regardless of experiencing it. And they were recognized positively with the quality and the availability of the commodities. Expendables such as kitchen utensils and cosmetics were the most favored articles. 2) Transactions with no written contract were the most frequent damage to the consumers, followed by no price-tag and the marketer's refusal of exchange or refund. 3) When we compared the degree of consumer's satisfaction with MLM to the ordinary distribution in terms of the price, quality of goods and the service offered, the consumers were satisfied with the quality of the commodities, though their whole impressin of MLM was not so much favorable.

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인터넷 쇼핑몰 불만족 요인이 불평행동과 중재제도 이용의도에 미치는 영향에 관한 연구 (A Study on the Effects of Internet Shopping Mall Dissatisfaction Factors on Complaint Behavior and Intention to Use Arbitration System)

  • 이재학;박철희
    • 한국중재학회지:중재연구
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    • 제30권2호
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    • pp.145-164
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    • 2020
  • With the development of the Internet, e-commerce is rapidly developing, and e-commerce through the Internet has become a major distribution channel for selling products and services to consumers and buyers. However, as Internet shopping develops, consumer dissatisfaction and conflict are increasing. In this regard, this study examined how consumer dissatisfaction caused by using an Internet shopping mall, which is currently taking the core position in commerce activities, leads to consumer complaints, and how these complaints affect the necessity and intention to use the arbitration system. As a result of the study, the following implications were obtained. First, it will be necessary to remove the root cause of consumer complaints by continuously monitoring consumer complaints, rather than staying at passive consumer complaints such as defective product exchange and damage compensation for dissatisfaction with Internet shopping malls. Second, it can be said that the function of the arbitration system is required to protect the rights and interests of consumers using the Internet shopping mall and to actively improve the problems in the event of a damage situation or a problem situation. Lastly, academia's continuous research will be needed, and governments and related organizations will need to continuously provide and promote information to users of Internet shopping malls.

Feasibility Study on Styrofoam Layer Cushioning for Banana Bulk Transport in a Local Distribution System

  • Wasala, W.M.C.B.;Dharmasena, D.A.N.;Dissanayake, C.A.K.;Tilakarathne, B.M.K.S.
    • Journal of Biosystems Engineering
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    • 제40권4호
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    • pp.409-416
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    • 2015
  • Purpose: This study evaluates a new banana bulk packaging method under the real transport conditions of Sri Lanka. Methods: A field evaluation of optimized 8-mm thick Styrofoam sheets used as the cushioning material was applied. A trial transport was conducted from Thambuttegama to Colombo using a medium-sized open truck, with banana leaves as the control material. Data were recorded at the farmer, transporter, retailer, and consumer stages of the supply chain. Mechanical damage, physiological loss in weight, fruit firmness, total soluble solids, ripeness index, visual quality ratings, and the physical damage index of the bananas were measured at each stage. A cost-benefit analysis was also conducted for both packaging methods. Results: The 8-mm styrofoam sheets significantly reduced (p < 0.05) the mechanical damage from 26.3% to 12.9% compared to the conventional method for long-distance transport, and the physiological loss in weight showed a decrease of 2.88%. The loss of firmness of the fruits followed a simmilar pattern for both methods until reaching the retailer, but at the consumer was significantly higher (p < 0.05) for the control. However, the physical damage index at the retail stage for the control showed symptoms of physical injury, whereas the bananas transported using the cushioning materials exhibited only minor symptoms. Further, the visual quality of the fruits after transport from the farmer to the consumer was preserved, which is one of the main factors affecting consumer preference and retail price. The proposed method increases the profit margin by 51.2% for Embul bananas owing to the reduced postharvest losses. Conclusion: The 8-mm thick Styrofoam sheets reduced the physical damage to the bananas, with the quality parameters maintained at the prefered level. Moreover, profits may be increased.