• 제목/요약/키워드: community care

검색결과 2,701건 처리시간 0.034초

일부지역주민의 구강보건인식도 및 치과의료 이용양상 (Knowledge and Pattern of Dental Health Care of the Community People)

  • 김일준;남철현
    • 보건교육건강증진학회지
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    • 제10권1호
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    • pp.34-60
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    • 1993
  • This study was done for the improvement of dental health of rural villagers and the dental health education, through finding of the types of brushing teeth and dental treatment of 812 people in Sunsan, Kyungpook province for 35days from March 27 to April 30 in 1992. Summaries are as follows ; 1. 58.5 percent of respondents were women, 56.3 percent were 40′s, 28.0 percent were 30′s, 12.3 percent were 50′s, and the over 60′s were 3.4 percent Elementary school graduates were 36.1 percent and most of them were middle school graduates, 33.5 percent. In view of the occupation, farmers were 56.5 percent, factory workers were 17.9 percent, the middle class (monthly pay amounting to 500,000∼990,000 won) were 49 percent and the lower class(less than 500,000 won) were 30.9 percent. In the standpoint of religion, Buddhists were 42.5 percent. 2. In the number and times of respondents brushing, 35.5 percent is "after dinner", 25.6 percent is "Before going to bed", 15.8 percent is "After breakfast", 13.3 percent is "After every meal", 5.2 percent is "Before breakfast" and 4.7 percent is "The sometimes it occurs to them". 3. The acquirement process of knowledge on the dental health were clinics or health center dentists (27.6%), TV(24.5%), magazine(9.2%), school(7.8%), relatives(5.3%). and 25.6 percent has never acquired. 28.3 percent of the farmers learned something by clinics and 28.1 percent of them haven′t heard about dental health. 4. The rate of persons who experienced oral diseases during 1 year period was 76.1 percent, and that of the educated was 19.9 percent and that of the uneducated 80.1 percent. The authorities concerned with treatment were dentist′s(41.6%), health center(30.3%), and the unlicensed person(2.9%). The rate of negligence was 6.3 percent, farmers experienced oral disease was 75.2 percent and they utilized the health center most often(36.2%). 5. The rate of person who had experienced dental prosthesis during ten year period was 71.9 percent, and the final place or man for dental prosthesis was dental clinic(59.4%), the unlicensed person(27.1%), and health center(13.5%). The rate of farmers experienced dental prosthesis was 70.4 percent. They utilized the dental clinic, the unlicensed person and the health center with the rates of 51.5 percent, 32.2 percent, and 16.7 percent respectively. 6. As to the results of dental prosthesis using the dental clinic, "being satisfied now" was 72.4 percent, "being dissatisfied" 14.4 percent, "being unable to use it" 3.1 percent, "its being somewhat usable" 10.1 percent, "having some problem" 38.7 percent, and "there being no problems" 61.3 percent. About utilizing the unlicensed person, "being satisfied now" was 65.8 percent, "being dissatisfied" was 10.7 percent, "being unable to use it" 5.1 percent and "its being some what usable" was 18.4 percent. 7. The rate of missing teeth holders amounted to 89.8 percent, the rate of the educated to the uneducated was 19.2 percent to 80.8 percent The reasons of neglecting that illness were due to "Endurable"(28.3%), and "No money" (24.3%). In the case of farmers 89.1 percent of them were the missing-teeth holders, the "Endurable" were 29.8 7. percent, and "No money" lay in 27.4 percent. 8. Their hopeful centers for dental prosthesis were the dental clinics(76.6%), and the health center(16.9%).

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도시지역 한 보건소 기능 강화 방안에 대한 의견 비교 분석 (A Comparative Study on Enhancing the Function of the Health Center in a Urban Area)

  • 이원영;신영전;권영준;최보율;문옥륜;전혜정
    • Journal of Preventive Medicine and Public Health
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    • 제31권4호
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    • pp.857-874
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    • 1998
  • The objective of this study is to collect the opinions on the present condition and the improvement directions of urban health centers from and to make a comparison. Samples were drawn from the various sources of a district in seoul. 53 persons involved in district health's administration(the Members of a District Parliament, the senior officials of a District office, village chief) and 84 health center workers were surveyed with anonymous postal questionaires and 427 district private medical personnels with postal questionaires and 625 users of a health center with direct questionaires, from November 18 to 25, 1996. Additionally, 12,151 households were surveyed with self-reported questionaires including priorities on special district health services of health center, from September 1 to 7, 1996. The major findings were as follows : 1) Although the persons involved in district health administration tend to put lower priority on health service over other community activities, they well acknowledged the importance of health center. But health center workers strongly acknowledged the importance of both health service and heath center. 2) As to the level of human resoureces, equipments and ammenities of Health Center commpared with private medical institute, the persons involved in district health's administration and health center workers responded that health center was higher in following order : 54.9%, 41.6%, 36.5% and 88.0%, 80.7%, 44.1%. 3) Concerning the priorities of health center's improvement, the persons involved in district health's administration replied in the order of reinforcement of proffesional health workers (43.3%), improvement of equipments and ammenities(28.3%), and the health center workers replied in the order of reconstruction of organization(24.1%), public health education and promotion(22.8%), reinforcement of proffesional health workers(21.0%). 4) Both the persons involved in district health's administration and health center workers replied that Ministry Health and Welfare, District office, health center were essential as the most critical organizations in the activation of Health Center's Function. 5) Persons involved in district health's administration and health center workers chose, as the most important health center's Function, medical treatment and prevention of infectious disease, and prevention of acute and chrone disease control and special district health service, respectively. Both Groups replied that fammily planning and parasite control are no longer in need. 6) As the future health service requiring reinforcement, every human resources parties considered health conselling, health line, sex education as the most imortant elements in public health education. Concerning the reinforement of other health services such as medical checkup and visiting nurses, every human resources parties showed more than 80% approval rate, but for oriental medical care service, the private medical personels showed relatively low approval rate(52.9%). Therefore the planning for reinforcement of health center's function requires the reflection of human resources party's opinion and the implication of system which can control and combine the differences in party's opinions.

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서울지역 국민학교(國民學校) 양호교사의 학교간호업무(學校看護業務) 수행정도(遂行程度)에 관(關)한 연구(硏究) (A Study on status of school health and analysis of factors affecting school nursing activities in the secondary school in Seoul)

  • 김은희
    • 한국학교보건학회지
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    • 제1권2호
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    • pp.50-65
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    • 1988
  • This study was conducted in order to grasp the condition of about the school nurse's service and to offer the basic materials of improving the school health service. The objects were comprised of 98 volunteered school nurses who take service in the elementary school. The material of this study was the questionaire suited to the purpose of this research which has been made through studying references and this questionaire has been corrected and revised three times. All the questionaire written by school-nurses. The results are as follows; 1. General features of the objects of study Average age was 35.9 and average career was 9.2 years. Except working as school-nurse, the past career was that average clinical-field was 3.4 years and health service was 4 months. Their educational level was as high as 72.4% of the objects were graduated from above 3 years college and 89.8% were married. 76.5% have religions and 94.8% were working at with national and public schools. 99.0% were doing only nursing service. 2. The conditions of the school health resources. The ratio of school-nurse to students was one to 2630. School-nurse to classes, one to 49.3, and school-nurse to teachers, one to 54. For total amount of a year budget of school health, from three hundred thousands to fifty nine hundred thousands won was most common. Expenses for purchasing medicine were used most. 58.2% of school-nurses hasn't known a year budget. There was an organization for school health in 74.2% of schools. 42.9% of nursing rooms were in the center of school and 88.8% were on first floor. Nursing room were used alone without being used by another purpose and the room size of 71.6% was below 10 pyong. 3. The conditions of school health service Average users of nursing room were 413 a month. The most of them had digestive trouble. Sending letters to home was 15.9 times a year. The most contents of letters was about health education. Object spent much time managing nursing room. 4. The degree of school health service When 2 points was given to "perform" and 1 point was to "not perform" the total average was 1.75, health education 1.89, environmental management 1.86, plan of project and evaluation 1.83, management of nursing room 1.82, health management 1.78, run of school health organization 1.32. 5. Correlation between the school health services and variables (1) The part of project plan and evaluation of school health service has relationship to existence or none-existence of school health organization (P<0.01), past health service career (P<0.05), number of classes (P<0.01), number of students (P<0.01), sending letters to home about health education (P<0.01) and number of users (P<0.05). (2) The part of nursing room management has relationship to ages (P<0.05) past clinical career (P<0.05), number of classes (P<0.05), number of students (P<0.05) and sending letters to home about health education (P<0.01). (3) The part of health education has relationship to existence or none-existence of school health organization (P<0.05), past clinical career (P<0.05), the ratio of health management to school nurse's all work (P<0.05) and the ratio of health education to school nurse's all work (P<0.01). (4) The part of environmental management to ages (P<0.01), career as a school-nurse (P<0.01), salary step(P<0.01), sending letters to home about health education (P<0.01), sending all letters to home (P<0.001), the ratio of health management to school nurse's all work (P<0.05), the ratio of health education to school nurse's all work (P<0.05) and area of school-nurse's room to be used. (5) The part of school health organization management to number of classes (P<0.05). (6) The part of health management to number of classes (P<0.05), sending letters to home about health education (P<0.001), sending all of letters to home (P<0.01) and the ratio of health management to school nurse's all work (P<0.05). (7) The part of school health service to ages (P<0.05), past clinical career (P<0.05), past health career (P<0.01), number of classes (P<0.05), number of student (P<0.05), sending letters to home about health education (P<0.05), sending all letters to home (P<0.05), the ratio of health management to school nurse's all work (P<0.05), the ratio of health education to school nurse's all work (P<0.01) and area of school - nurse's room to be used (P<0.05). ## Suggestion for further studies are as follows. 1. School-nurse should exert herself to advance a quality to take care of school population's health. 2. It is necessary that systematic support required to keep school population's health. 3. Home, school and community should make efforts cooperatively and the proper roles of students, teachers, health team members and parents must be achieved.

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우리나라 정신장애인 직업재활 현황 조사연구 (Current State of Vocational Rehabilitation Program for Individuals with Disabling Mental Illness in Korea)

  • 한명훈;김지웅;김도윤;박혜선;박한선;황태연;서용진;김승준;임우영;이상민
    • 정신신체의학
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    • 제25권2호
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    • pp.145-152
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    • 2017
  • 연구목적 정신장애인의 관리에서 있어서 탈원화와 공중보건 기반의 치료가 오랫동안 지속되어왔다. 본 연구는 국내 정신장애인 직업재활의 실태와 현황 및 효과성에 대해 확인하고자 하였다. 방 법 정신질환자에게 직업재활 프로그램을 운영하는 기관과 수를 파악하기 위하여 전화 및 전자 메일을 통하여 기본 조사를 시행하였다. 직업재활 프로그램을 운영하고 있는 시행 중에 있는 국내 108개 기관에 설문 양식을 배포하였다. 전체 응답률은 40.74% 였다. 결 과 각 기관의 직업재활 담당은 주로 정신보건사회복지사(47.8%)였으며, 조사 대상기관 중 100만원 미만 예산이 대부분(61.5%)이었다. 가장 보편적으로 운영하고 있는 직업재활 프로그램은 사례 관리 서비스(23.1%)였고, 그 다음은 정신사회 재활 프로그램(21.2%), 작업 훈련(17.9%) 이었다. 가장 효과가 좋다고 생각되는 프로그램은 사례관리 서비스(27.4%)였으며, 정신사회 재활 프로그램(19.8%), 작업훈련(17.9%) 순이었다. 직업 재활에 대한 주요 장애물로 조사된내용은 '국민 기초 생활 보장법 수혜 대상에서 제외되는 것에 대한 우려'였다. 결 론 본 연구 조사의 결과 직업재활프로그램이 필요하나 정부와 기관의 기본적인 지원이 여전히 부족한 것으로 나타났다.

國土管理의 方向定立을 위한 國土診斷 -專門家 集團의 問題意識을 中心으로- (Spatial problems of Korea -A delphi survey-)

  • 김인;류우익;허우긍;박영한;박삼옥;류근배;최병선
    • 대한지리학회지
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    • 제29권1호
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    • pp.16-38
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    • 1994
  • 본 연구는 국토관리의 기본방향을 정립하기 위한 기초 연구로서 국토 전반에 걸쳐 문제의 현 상황을 파악하고자 하였다. 이를 위해 국토문제에 관심을 가지는 전문가 집단을 대상으로 국토정책, 취락계층별 문제, 정책 및 전략평가, 당면 지역문제, 국토환경, 북한에 대한 평가 등에 대한 델파이 조사를 행하였으며, 문헌조사도 병행하였다. 국토의 전체적인 수준은 소비, 주거, 노동 환등을 영위하는데 대체로 만족하나, 교육, 휴양, 공동 생활 등의 부문에서는 상대적으로 미흡하다고 평가되었다. 국토구조의 핵심문제로 공간적 집중과 격차 를 생각하고 있었으며, 토지이용의 기본방향에 대해서는 개발과 보전을 적절히 절충하자는 의견이 제시되었다. 국토 환경 수준에 대해서는 대체로 낮게 평가하고, 정부의 환경관리 정 책에 대해서도 비판적이었다. 한편 취락계층별로 상이한 공간문제를 갖고 있는 것으로 조사 되었다. 북한지역은 국토기반시설이 취약하지만 환경의 질은 양호한 것으로 인식되었다. 국 토의 바람직한 미래상으로는 "건강한 국토"를 제안하며, 그 기본원리로는 미래지향적 국토 관리, 국토의 일체성 회복, 국토구조의 진취적 개편, 국토이용에 있어서의 공공성 확보, 국토 관리 패러다임의 친환경적 전환 등이 요구된다.

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경북 지역의 향사와 불천위제례의 진설과 제수 비교 - 대구와 안동지역 중심으로 - (Comparison of Hyang-Sa and Bulchunwee Rituals and Food in Kyungbuk - Focused on Daegu and Andong Areas -)

  • 최정희;박금순
    • 한국식품조리과학회지
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    • 제24권6호
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    • pp.801-810
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    • 2008
  • The principal objective of this study was to assess Korea's traditional ritual food culture, and to compare two types of ancestral rites the Hyang-Sa and Bool-cheon-wi rites which were held in the Daegu and Andong regions of Korea. In this study, we describe the performance of the Bool-cheon-wi rites held by two head families located near the Andong area namely, the head family of Seoae Ryu Seong-Ryong(1542-1607)(Seoae) who was well-respected for his writings and personality, and the head family of Dangye Ha Wee-Ji(1412-1456)(Dangye) who was well-known and famous as one of the members of the Sa-ryuk-sin. This research was conducted via diredt engagement in these memorial services and several interviews with the families. The results were summarized as follows; Foods used in the Hyang-sa rites including Mae(bap), Kook, Jaban(Jogee), Po(dried fish), Juck, boiled and seasoned vegetables, fruits, confections, and liquor. Jobap and Ssalbap were used as Mae at SD(Seo Dalsung), and PMPH(Pahoi Myogul Habin Park) used Jo, Hyunmy, Pi and Susu in the raw. The dishes on the table were arranged as follows. A wine cup was placed in the first row, Po(a dried pollack), and jujube and nuts in the second row, Ryukpo(slices of dried beef), Sangeogogi were set at the third row, and Soegogi, pork, Mu, and Minary were placed in the fourth row, and the head of the pig was placed in the center of the table at SD. A wine cup, Soegogi, and pork were positioned in the first row, Mu, Minary, Pi and Susu were placed in the second row, and Jogee, Jo, and Hyunmy were placed in the third row at PMPH. The sacrificial foods offered for Bool-cheon-wi rites were as follows; Mae(bap) Kook noodle Jogee Tang(stew) Po Juck Tucks boiled, seasoned and salted vegetables Jeon fruit confectioneries liquor(chungju). The head family of Seoae Yu Seong-Ryong utilized 5 types of Tang(meat stew, fish stew, chicken stew, vegetable stew, seafood stew), whereas the head family of Dangye Ha Wee-Ji utilized 3 kinds of Tang(meat stew, fish stew, vegetable stew). As a basic Tuck, Shi-roo-tuck(a steamed rice cake), piled up to 25 layers, was primarily utilized. In particular, Jung-Gae(Seoae's favorite food) was placed on the table. For grilled-meat food(Juck), Yu's family used raw meat and Ha's family the half-cooked meat. The main types of Jucks used were meat-Juck, fish-Juck, chicken-Juck, and these were not served one by one. Hyang-sa and Bool-cheon-wi rites have an the educational function, in that they allow for the carrying out of filial duties by a heartfelt performance of performing the ceremony, by taking great care from the pre-rite preparations to the post-rite period. In addition, these rites have various meanings, as events that strengthen the ties of blood relations of ancestors and themselves, and to promote and harmonize family friendships, they may also have religious meaning in the culture, as prayers are offered that all the family's descendants may be blessed, live long and enjoy abundance whlie respecting their ancestors. As for the role of Hyang-sa and Bool-cheon-wi rites in today's nuclear family society, it can be said that these rites remain especially important as a method to strengthen community consciousness by fostering an understanding of the meaning of existence itself, and thus inspiring the roots of consciousness.

도시 저소득층 고령 주민의 구강건강실태 (Oral Health Status of Needy Old Residents in Urban Area)

  • 손우성;허복;박수병;김진범
    • 보건교육건강증진학회지
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    • 제13권1호
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    • pp.72-89
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    • 1996
  • 도시 고령 영세민들의 구강건강을 증진하기 위한 구강보건진료사업을 개발하는 데에 기초자료를 마련할 목적으로, 부산광역시 해운대구 운봉영구임대아파트 단지 주민들 중 44세이상의 인구를 대상으로 구강건강행동과 구강건강실태를 조사분석 검토한 결과를 요약하면 다음과 같다. 1. 1일 잇솔질횟수는 44-54세에서 1,9회, 55-64세에서 1.7회, 65세이상에서 1.7회이었고, 식후 잇솔질률은 44-54세에서 73.7%, 55-64세에서 식후 잇솔질률은 70.6%, 65세이상에서 식후 잇솔질률은 76.5%이었다. 2. 우식경험영구치지수는 44-54세에서 15.5개, 55-64세에서 16.4개, 65세이상에서 26.6개이었다. 3. 우식영구치율은 44-54세에서 23.9%, 55-65세에서 11.6%, 65세이상에서는 11.7%이었고, 상실영구치율은 44-54세에서 55.5%, 55-65세에서 62.8%, 65세이상에서는 77.4%이었으며, 처치영구치율은 44-54세에서 20.0%, 55-65세에서 25.0%, 65세이상에서는 10.9%이었다. 4. 건전영구치수는 44-54세에서 16.4개, 55-64세에서 15.6개, 65세이상에서 5.4개이었고, 현존영구치수는 44-54세에서 23.7개, 55-64세에서 21.6개, 65세이상에서 10.9개이었다. 5. 치면세마필요자율은 44-54세에서 75.0%, 55-64세에서 83.3%, 65세이상에서 76.9%이었으며, 복합치주병치료 필요자율은 44-54세에서 16.7%, 55-64세에서 13.3%, 65세이상에서 15.4%이었다. 6. 치면세마 필요분악률은 44-54세에서 59.3%, 55-64세에서 71.5%, 65세이상에서 71.5%이었으며, 복합치주병치료 필요분악를은 44-54세에서 5.6%, 55-64세에서 4.1%, 65세이상에서 5.7%이었다. 7. 도시 저소득층 고령 주민들의 구강건강향상을 위해서 체계적이고 포괄적인 구강보건진료사업을 개발하여야 한다.

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고등학생의 건강 및 삶의 질에 대한 진단적 연구 - PRECEDE 모형을 근간으로 - (A Diagnostic Study on High School Students' Health and Quality of Life - Based on the PRECEDE model -)

  • 유재순;홍여신
    • 한국간호교육학회지
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    • 제3권
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    • pp.78-98
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    • 1997
  • Health education, as the most fundamental concept for national health promotion, alms for developing the self-care ability of the general public. High school days are regarded as the period when most important physical, mental and social developments occur, and most health-related behaviors are formed. School health education is one of the major learning resources influencing health potential in the home and community as well as for the individual student. High school health education in Korea has a fundamental systemic flaw in that health-related subjects are divided and taught under various subjects areas at school. In order to achieve the goal of school health education, it is essential to make a systematic assessment of the learner's concerns connected with his health and life, and the factors affecting them. So far, most of the research projects that had been carried out for improving high school health education were limited in their concerns to a particular aspect of health. Even though some had been done in view of comprehensive school health education, they failed to Include a health assessment of the learner. Therefore, in this study the high school students' concerns related to health and life were investigated in the first place on the basis of the PRECEDE model, developed by Green and others for the purpose of a comprehensive diagnostic research on high school health education. This study was done in two steps : one was the basic study for developing research instrument and the other was the main one. The former was conducted at five high schools in Seoul and Cheongju for 2 months-beginning in March, 1996. The students were asked to respond to questions related to their health and lives in unstructured open-ended question forms. On the basis of analysis of the basic study, the diagnostic instruments for the quality of life, health problems, health behavior and educational factors were constructed to be used for the collection of data for main study. An expert panel and the pilot study were used to improve content validity and reliability of the instruments. The reliability of the instruments was measured at between .7697 and .9611 by the Cronbach $\alpha$. The data for this study were collected from the sample consisted of the junior and senior classes of twenty general and vocational high schools in Seoul and Cheongju for two months period beginning in July, 1996. In analyzing the data, both t-test and $X^2$-test were done by using SAS-$PC^+$ Program to compare data between the sexes of the high school students and the types of high school. A canonical correlation analysis was carried out to determine the relationships among the diagnostic variables, and a multivariate multiple regression analysis was conducted by using LISREL 8.03 to ascertain the influences of variables on the high school students' health and quality of life. The results were as follows : 1) The findings of the hypothesis tests (1) The canonical correlation between the educational diagnosis variables and behavioral, epidemiological, social diagnosis variables was .7221, which was significant at the level of p<.001. (2) The canonical correlation between the educational diagnosis variables and the behavior variables was .6851, which also was significant (p<.001). (3) The canonical correlation between the behavioral diagnosis variables and the epidemiological variables was 4295, which was significant (p<.001). (4) The canonical correlation between the epidemiological diagnosis variables and the social variables was .6005, which was also significant (p<.001). Therefore, the relationship between each diagnosis variable suggested by the PRECEDE model had been experimentally proven to be valid, supporting the conceptual framework of the study as appropriate for assessing the multi-dimensional factors affecting high school students' health and quality of life. Health behavior self-efficacy, the level of parents' interest and knowledge of health, and the level of the perception of school health education, all of which are the educational diagnostic variables, are the most influential variables in students' health and quality of life. In particular, health behavior self-efficacy, a causative factor, was one of the main influential variables in their health and quality of life. Other diagnostic variables suggested in the steps of the PRECEDE model were found to have reciprocal relations rather than a unidirectional causative relationship. The significance of this research is that it has diagnosed the needs of high school health education by the learner-centered assessment of variety of factors related to the health and the life of the students. This research findings suggest an integrated system of school health education to be contrived to enhance the effectiveness of the education by strengthening the influential factors such as self-efficacy to improve the health and quality of the lives of high school students.

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도시 영세지역 주민의 건강진단 결과 (Morbidity Pattern of Residents in Urban Poor Area by Health Screening)

  • 김창윤;사공준;김석범;강복수;정종학
    • Journal of Yeungnam Medical Science
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    • 제8권2호
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    • pp.150-157
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    • 1991
  • 보건연구개발 사업을 위한 지역사회 진단의 일환으로 도시 영세지역 주민을 대상으로 시행한 건강진단 조사의 결과를 요약하면 다음과 같다. 전체 대상주민 2,591명중 건강진단에 참여한 영세지역 주민은 437명(16.9%)였으며 남자는 9.9% 여자는 23.9%가 참여하였다. 연령별로는 60세 이상군이 42%로 가장 높은 참여율을 나타냈고 20-29세군이 5.9%로 가장 낮았다. 건강진단에서 이상소견율은 남자가 38.7%, 여자가 45.8%였으며 전체적으로 43.7%였고 연령별로는 60세 이상군이 69.8%로 가장 높고 10-19세군이 10.9%로 가장 낮았다. 국제질병분류(ICD 17 대분류)에 의한 질병분포는 소화기계 질병이 23.7%로 가장 높았고 순환기계 질병 19.7%, 신경계 및 감각기 질병 13.2% 순이었다. Screening test에서 헤마토크릿치가 낮은 경우가 14.6%, 고혈압이 10.1%, 청력손실 5.5%, 간기능이상 4.1%, 당뇨가 2.3%, 단백뇨가 1.4%, chest X-선상 이상소견이 0.9%였다.

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해외투자(海外投資)와 지속가능발전 원칙 - 프로젝트 파이낸스의 적도원칙(赤道原則)을 중심으로 - (How to Reflect Sustainable Development, exemplified by the Equator Principles, in Overseas Investment)

  • 박훤일
    • 무역상무연구
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    • 제31권
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    • pp.27-56
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    • 2006
  • Today's financial institutions usually take environmental issues seriously into consideration as they could not evade lender liability in an increasing number of cases. On the international scene, a brand-new concept of the "Equator Principles" in the New Millenium has driven more and more international banks to adopt these Principles in project financing. Sustainable development has been a key word in understanding new trends of the governments, financial institutions, corporations and civic groups in the 21st century. The Equator Principles are a set of voluntary environmental and social guidelines for sustainable finance. These Principles commit bank officers to avoid financial support to projects that fail to meet these guidelines. The Principles were conceived in 2002 on an initiative of the International Finance Corporation(IFC), and launched in June 2003. Since then, dozens of major banks, accounting for up to 80 percent of project loan market, have adopted the Principles. Accordingly, the Principles have become the de facto standard for all banks and investors on how to deal with potential social and environmental issues of projects to be financed. Compliance with the Equator Principles facilitates for endorsing banks to participate in the syndicated loan and help them to manage the risks associated with large-scale projects. The Equator Principles call for financial institutions to provide loans to projects under the following circumstances: - The risk of the project is categorized in accordance with internal guidelines based upon the environmental and social screening criteria of the IFC. - For Category A and B projects, borrowers or sponsors are required to conduct a Social and Environmental Assessment, the preparation of which must meet certain requirements and satisfactorily address key social and environmental issues. - The Social and Environmental Assessment report should address baseline social and environmental conditions, requirements under host country laws and regulations, sustainable development, and, as appropriate, IFC's Environmental, Health and Safety Guidelines, etc. - Based on the Social and Environmental Assessment, Equator banks then make agreements with borrowers on how they mitigate, monitor and manage the risks through a Social and Environmental Management System. Compliance with the plan is included in the covenant clause of loan agreements. If the borrower doesn't comply with the agreed terms, the bank will take corrective actions. The Equator Principles are not a mere declaration of cautious banks but a full commitment of lenders. A violation of the Principles in the process of project financing, which led to an unexpected damage to the affected community, would not give rise to any specific legal remedies other than ordinary lawsuits. So it is more effective for banks to ensure consistent implementation of the Principles and to have them take responsible measures to solve social and environmental issues. Public interests have recently mounted up with respect to environmental issues on the occasion of the Supreme Court's decision (2006Du330) on the fiercely debated reclamation project at Saemangeum. The majority Justices said that the expected environmental damages like probable pollution of water and soil were not believed so serious and that the Administration should continue to implement the project seeking ways to make it more environment friendly. In this case, though the Category A Saemangeum Project was carried out by a government agency, the Supreme Court behaved itself as a signal giver to approve or stop the environment-related project like an Equator bank in project financing. At present, there is no Equator bank in Korea in contrast to three big banks in Japan. Also Korean contractors, which are aggressively bidding for Category A-type projects in South East Asia and Mideast, might find themselves in a disadvantageous position because they are generally ignorant of the environmental assessment associated with project financing. In this regard, Korean banks and overseas project contractors should care for the revised Equator Principles and the latest developments in project financing more seriously. It's because its scope has expanded to the capital cost of US$10 million or more across all industry sectors regardless of developing countries or not. It should be noted that, for a Korean bank, being an Equator bank is more or less burdensome in a short-term period, but it must be conducive to minimizing risks and building up good reputation in the long run.

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