• 제목/요약/키워드: automobile insurance

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사물지능통신을 이용한 차세대 재난안전통신망에 관한 연구 (Study on the Next Disaster Safety Communication Network in M2M Communication)

  • 강희조
    • 한국항행학회논문지
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    • 제15권4호
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    • pp.585-590
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    • 2011
  • 지난 몇 년 동안 사물지능통신(Machine to Machine, M2M) 어플리케이션은 무선업계에서 뜨거운 화제가 되고 있다. 사물지능통신 어플리케이션이 (건강, 농업, 상업, 산업, 소매, 유틸리티 등) 다양한 용도(스마트 홈, 스마트 촉광/전기계량기, 차량관리, 모바일 인력, 자동차보험, 자동판매기 등)에 대한 많은 분야에서 사용할 수 있지만 스마트 계량 어플리케이션 또는 스마트 그리드는 오늘날의 사물통신 시장에서 가장 큰 성장 잠재력을 나타낸다. 사물통신은 다양한 네트워크와 기기가 결합하여 복합적인 서비스를 제공하는 미래의 통신망 기술로 복합적인 서비스를 제공하기 위하여 센서 시스템들 사이에 표준화된 정보 교환 기술이 필요하다. 본 논문에서는 정보통신기술을 이용한 재난방재시스템에 관한 산업간 융합, 재난정보통신에 필요한 요소기술 및 응용에 대하여 연구한다.

차량용 블랙박스와 운전자의 사생활 보호 : 미국에서의 사고기록장치(Event Data Recorder : EDR) 규제를 중심으로 (Car Black Box and the Protection of Drivers' Privacy : In Light of the Regulation on EDR(Event Data Recorder) in U.S.A.)

  • 이경규
    • 한국IT서비스학회지
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    • 제12권2호
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    • pp.171-184
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    • 2013
  • Frequently faced with dangerous situations, for evidentiary purpose in case of civil and criminal liability challenges, car drivers in Korea have been armed with so-called 'black boxes'; however, which are just video recorders in vehicles rather than real 'black boxes' that are equipped in the airplanes. In the United States, they are called EDRs(Event Data Recorders), more technically, which means that they record data of events happened while driving, such as velocity changes, airbags deployment, seatbelt wearing etc. just like in the airplanes. EDR technology is quickly becoming more advanced, more widely available, and less expensive; however, new concerns are emerging : the privacy of drivers. In U. S., vehicle manufacturers and insurance companies and the governmental agencies including the courts and legislatures are the main parties in terms of the EDR concerns. In order to determine the best way to regulate EDR, it is necessary to balance all the merits, such as safety, privacy, truth, justice and efficiency, to support a legal framework regulating the EDR concerns. This article, in light of the regulation of EDR and experience therof in the United States, examines EDR technology itself, particularly with respect to the automobile industry, describing its history, its current state, and trends that may change it in the future; and explains how the National Highway Transportation Safety Agency (NHTSA), legislatures, courts have approached EDR data. At the early stage of regulation on EDRs in Korea, examining U. S. legal framework and usages would help for successful establishment of legislation and regulation.

AEB 장치에 대한 사고경감 효과 연구 (Study on Effectiveness of Accident Reduction Depending on Autonomous Emergency Braking System)

  • 최준영;강승수;박은아;이강원;이시훈;조수강;권영길
    • 자동차안전학회지
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    • 제11권2호
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    • pp.6-10
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    • 2019
  • This paper describes effectiveness of accident reduction on vehicles equipped with AEB using accident data occurring in Korea. During the statistical period, we used the number of vehicles which are covered by auto insurance and the number of accidents. To maximize the reduction effect of accidents caused by the driver's carelessness, the analysis was limited to Physical Damage Coverage that covers the cost of repairing or replacing the damaged vehicle caused by the driver's fault. Due to Personal Information Protection Law, it was not capable of comparing the same vehicle using Vehicle Identification Number in this study. Instead of that, we used it as a similar vehicle, so there are limits to the comparison and analysis results. As a result of this study, we have found that the effect of reducing accidents was different depending on the vehicle class, but it was generally concluded that the number of accidents decreased when the vehicle was equipped with an AEB system. Domestic research on the AEB effect of reducing accidents is not active yet. Therefore, it is absolutely essential to analyze the effects according to various conditions such as driver's age, occupation and gender as well as expanding the study models in the future.

사고기록장치의 기록 시점에 대한 사례연구 (Case Study on the Time Zero (T0) of Event Data Recorder)

  • 박종진;박정만;박정우;인병덕
    • 자동차안전학회지
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    • 제15권2호
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    • pp.35-41
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    • 2023
  • On December 19, 2015, as Article 29-3 (Installation of Accident Recording Devices and Provision of Information) of Motor Vehicle Management Act came into force, In Korea, the EDR (Event Data Recorder) reports are often used for the analysis of various traffic accident cases such as multiple collisions, traffic insurance crimes, and sudden unintended acceleration (SUA), and the others. So many investigators have analyzed the driver's behavior and vehicle situation by comparing the time zero in the EDR report to the actual crash time in dash-cam (or CCTV). Time zero (T0) is defined as the reference time for the record interval or time interval when recording an accident in Article 56-2, Enforcement rule of Performance and Standard for Automobile and Automotive parts. Also in the EDR report, time zero (T0) is defined as whichever of the following occurs first; 1. "wake-up" by an air-bag control system, 2. Continuously running algorithms (by monitoring of longitudinal or lateral delta-V), 3. Deployment of a non-reversible deployment restraint. We have already proposed the "Flowchart & Checklist" to adopt the EDR report for traffic accident investigation and the necessity of specialized institutions or courses to systematically educate or analyze the EDR data. Therefore, in this paper, we report to traffic accident investigators notable points and analysis methods based on some real-world traffic accidents that can be misjudged in specifying time zero (T0).

한국표준질병사인분류중 한방내과영역의 분류체계 개선 및 진단명 구성에 관한 연구 (The Research about the Classification System Improvement and Cord Development of Korean Classification of Disease on Oriental Internal Medicine)

  • 이원철
    • 대한한방내과학회지
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    • 제31권1호
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    • pp.1-10
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    • 2010
  • Objectives : It is necessary that the international classification of diseases (ICD) be examined in order to comprise the third revision of the Korean Classification of Disease on Oriental Medicine (KCD-OM) and disease classification in the oriental internal medicine field. It is essential that the selection, classification and definition of disease and pattern names of oriental concepts in internal medicine be clear. Since 2008, the fifth revision of the Korean Classification of Disease (KCD-5) has been used in Korea. It was required to use the reference classification from the Oriental medicine area based on the ICD-10. Methods : In this review, the necessity for, meaning of and content of the third revision are briefly described. The ICD system was reviewed and KCD-OM was reconstructed. How diagnosis in the oriental internal medicine area had changed is discussed. Review and Results : In 1973, the disease classification of oriental medicine was established the basis on the contents of Dongeuibogam. It was irrespective of the ICD. As to the classification system in the Oriental internal medicine field, systemic disease was comprised of wind, cold, warm, wet, dryness, heat, spirit, ki, blood, phlegm and retained fluid, consumptive disease, etc. Diseases of internal medicine comprised a system according to the five viscera and the six internal organs and followed the classification system of Dongeuibogam. The first and second revisions were of the classification system based on the curriculum in 1979 and 1995. In 1979, in the first revision, geriatric disease and idiopathic types of disease were deleted, and skin disease was included among surgery diseases. This classification was expanded to 792 small classification items and 1,535 detailed classification items to the dozen disease classes. In 1995, in the second revision, it was adjusted to 644 small classes and 1,784 detailed classification items in the dozen disease classes. KCD-OM3 did KCD from this basis. It added and comprised the oriental medical doctor's concept names of diseases considering the special conditions in Korea. KCD-OM3 examined the KCD-OMsecond revised edition (1994). It improved the duplex classification, improper classifications, etc. It is difficult for us to separate the disease names and pattern names in oriental medicine. We added to the U code and made one classification system. By considering the special conditions in Korea, 169 codes (83 disease name codes, 86 pattern name codes) became the pre-existence classification and links among 306 U codes of KCD-OM3. 137 codes were newly added in the third revision. U code added 3 domains. These are composed of the disease name (U20-U33, 97 codes), the disease pattern name (U50-U79, 191 codes) and the constitution pattern name of each disease (U95-U98, 18 codes). Conclusion : The introduction of KCD-OM3 conforms to the diagnostic system by which oriental medical doctors examine classes used with the basic structure of the reference classification of WHO and raises the clinical study and academic activity of the Korean oriental medicine and makes the production of all kinds of nation statistical indices possible. The introduction of KCD-OM3 promotes the diagnostic system by which doctors of Oriental medicine examine classes using the association with KCD-5. It will raise the smoothness and efficiency of oriental medical treatment payments in the health insurance, automobile insurance, industrial accident compensation insurance, etc. In addition, internationally, the eleventh revision work of the ICD has been initiated. It needs to consider incorporating into the International Classification of Diseases some of every country's traditional medicine.

교통사고로 입원한 한방병원과 양방병원의 환자에 대한 후향적 분석 (The Retrospective Analysis of Traffic Accident Inpatients in Korean and Western Medicine Hospital)

  • 김영준;김태령;우창훈;박재홍
    • 한방재활의학과학회지
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    • 제26권4호
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    • pp.97-105
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    • 2016
  • Objectives The purpose of this study is to investigate traffic accident patients who were admitted to Korean and Western medicine hospital. Methods According to the medicine record from Dong-eui university, 908 traffic accident patients who were admitted to Korean medicine hospital and Western medicine hospital from 1st January 2011 to 31th July 2016 were analyzed. We classified the patients' sex, age, classification of diseases, hospitalization. Results 1. According to age and sex, the rate of male was 35.4%, and that of female was 64.6% in Korean medicine hospital. However, the rate of male was 46.6%, and that of female was 53.4% in Western medicine hospital. 2. According to admission procedures, the most patients (93.3%) went through out-patient department in Korean medicine hospital and 53.5% of patients went through emergency room in Western medicine hospital. 3. According to principal diagnosis, 'sprain and strain of neck level' was 65.4 percentage Korean medicine hospital and 'intracranial injury' was 63.2 percentage in Western medicine hospital. 4. There was no statistical significant in hospitalization periods between male and female in Korean medicine hospital. However, hospitalization periods of female were longer than that of male in Western medicine hospital. 5. There was no correlation between age and hospitalization period in both Korean and Western medicine hospital. 6. Average hospitalization period of Korean medicine hospital patients were shorter than that of Western medicine hospital patients. 7. According to automobile insurance review organization, hospitalization periods were not significantly different in both Korean and Western medicine hospital. Conclusions It is concluded that there is difference of characteristics between inpatients who were admitted to Korean and Western medicine hospital due to traffic accident.

확정오퍼가설 관점에서 바라 본 대위중재의 허용여부 (Admissibility of Subrogation Arbitration in the view of Firm Offer Hypothesis)

  • 조정곤
    • 통상정보연구
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    • 제15권4호
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    • pp.287-311
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    • 2013
  • 본 연구는 대위중재에서의 당사자적격성과 관련하여 복잡하게 전개될 수 있는 시비를 해결할 수 있는 방향의 설정에 대해 고찰하였다. 결함문제를 해결하기 위해 전례를 분석해 본 결과, 대위중재로 중재판정에 이른 사례는 찾아볼 수 있지만 대위중재 그 자체에 대한 판정이유는 불분명하다. 기존의 법원판례는 대위중재를 허용하는 듯 안 하는 듯 애매모호하고 대위중재의 허용여부에 대한 직접적인 법원의 판례는 찾아보기 힘들다. 또한 어느 한 국가의 판례로는 국제거래에서 발생하는 대위중재에 대해 단정할 수도 없다. 대위중재가 자동으로 허용되는지 아닌지 분명하지 않으면 전략적 차원에서 볼 때 분쟁해결절차의 경우의 수는 너무나 많아 수많은 사회적 비용을 치르게 된다. 따라서 향후 대위중재의 허용여부에 대한 국제적 통일지침의 확정이 긴요한 바, 본고에서는 자동차 대위중재제도, 공백과 상호주의 그리고 코즈정리의 관점에서 고찰한 결과 확정오퍼가설에 입각한 대위중재의 제도정립이 바람직하다는 결론에 이르렀다. 대위중재사건을 맡은 중재인들이나 판사들, 그리고 관련자들이 확정오퍼가설에 입각하여 대위중재에서의 당사자적격성을 판단한다면 본고에서 살펴본 대위중재와 관련한 문제점들을 대부분 해결할 수 있을 것으로 기대된다. 또한 국제적으로도 대위중재에 대한 확정오퍼가설이 확산됨으로써 대위중재의 일관된 해결원리가 확정오퍼가설로 수렴되기를 기대한다.

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자율주행자동차 사고시 형사책임에 따른 '자율주행자동차의 운행과 책임에 관한 법률안' 시도 (New attempt on the Autonomous Vehicles Act based on criminal responsibility)

  • 이승준
    • 법제연구
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    • 제53호
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    • pp.593-631
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    • 2017
  • 자율주행자동차의 상용화를 둘러싸고 각국은 이제 기술적 경쟁은 물론 입법 경쟁에도 뛰어 들었다. 그런데 이처럼 자국의 자율주행차 산업의 기술적 우위를 확보하려는 법적 제도화의 와중에 독일의 자율 및 커넥티드주행에 관한 윤리위원회는 최근 20여개의 지침을 제시하였다. 이 지침은 복잡한 윤리적인 딜레마와 법적 책임의 분배, 자율주행기술에 대한 지침의 투명성 요구 등 반드시 해결하고 넘어가야 할 과제들을 언급하고 있어, 향후 자율주행자동차 관련 입법의 이정표 역할을 할 것으로 판단된다. 이에 필자는 형사책임을 기초로 독일 윤리위원회의 지침에서 제시된주요내용을 포섭하는 새로운 법률안을 성안해 보았다. 그리고 그 구조는크게 총칙, 자율주행자동차의 종류와 안전기준에 관한 장, 등록 및 점검, 정비, 검사 등에 관한 장, 운행 면허에 관한 장, 제조사와 운전자의 의무에 관한 장, 보험과 사고시 책임에 관한 장, 도로와 시설, 교통체계에 관한 장, 보칙, 벌칙에 관한 장 등으로 구분할 수 있다. 우리나라에서 자율주행자동차의 상용화는 먼 미래의 일로, 자율주행자동차에 대비할 법제의 마련도 요원한 것처럼 치부할 수 있지만, 우리의 현실을 보면 오히려 선도적 입법이 필요할 수도 있다. 이에 본 논문은 자율주행자동차 사고시 확정될 형사책임을 기본으로 필요한 사항들을 규율하는 개별 법률안을 마련하였다. 여기서 자율주행자동차의 교통안전을 위해 명확한 법률의 해석과 적용이 이뤄질 수 있도록 자율주행자동차와 주행모드 등의 정의를 내렸으며, 자율주행자동차의 안전기준을 제시하였다. 아울러 운전자와 제조사의 의무를 규정하고 그에 따른 보험가입의무와손해배상 책임을 규정하였다. 나아가 이를 바탕으로 운전자와 제조사 등의 형사책임의 배분을 명시하고, 제조사에 대하여 매출액을 기준으로 한벌금형의 규정과 면책의 가능성을 검토하였다. 또한 동법의 실효성 확보와 규제의 사각지대를 막기 위해 해킹행위 등의 처벌을 위한 벌칙규정을 살펴보았다. 이러한 논의를 바탕으로 '자율주행차의 운행과 책임에 관한 법률안'을 제시하였는데, 이는 향후 자율주행자동차의 운행과 관련이 있는 여러 학문분야와 관련 산업계의 중론을 모으고 이를 바탕으로 새로운 논의가 진행될 수 있는 기초를 제공함에 목표를 두었다. 시기적으로 요원한 감이 있을 수도 있다. 그러나 건전한 자율주행자동차산업 생태계 구축을 위해서는 자율주행자동차의 주행을 규율할 법률안을 미리 예고하여 자동차산업계가 대비할 수 있는 시간이 필요하며, 국회에서의 입법 절차에 앞서자율주행자동차의 안전에 대한 사회적 공감대 형성을 위한 공론화 과정이 필요하기 때문이다.