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A Study on the Assessment Factors for Measurement of Bank Service Quality (은행서비스 품질측정을 위한 평가요인에 대한 연구)

  • Kim Dong-Nam;Cho Jai-Rip
    • Proceedings of the Korean Society for Quality Management Conference
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    • 1998.11a
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    • pp.102-110
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    • 1998
  • It is recently to increase the interest of service quality. Nevertheless, it is the level in difficult to evaluate the service quality for its special feature. In this study, it was practiced for grasping the factors for which evaluating the service quality of bank and it was tried to examine how much these factors is affected on service quality. Though this study, we'll derive the factors of service quality from factors analysis which based on the T-test of making the consumer and the staff of bank. And then, I will account the different position between consumer and supplier by questionaire in relation to consumer and supplier.

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Design and Implementation of the Internet Problem bank for the Fairness test on the Realtime Multimedia Education Environment (실시간 멀티미디어 교육에서 공정 평가를 위한 인터넷 문제 은행의 설계 및 구현)

  • 김종률;박길철
    • Proceedings of the Korea Multimedia Society Conference
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    • 2002.05d
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    • pp.797-801
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    • 2002
  • Information network technologies introduce a new education environment. Cyber education is growing rapidly as a field of practice especially in distance education system. The development of multimedia environment based on such technology as graphics, image, voice, and video, personal computer systems use has become the media for interactive teaching-teaming service. These features have made integrated multimedia education feasible. This research suggested a direction for the development of an interactive distance education system. I have developed an education system which cooperate problem bank and learning system. This system support arbitration of the relative difficulty in the problem bank database. An ongoing version of this research was evaluated. Those findings reveal several factors that influence how the proposed system can be tailored to the students' perspectives in order to come up with the enhanced version of this system.

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Factors Influencing Job Stress among Nurses Currently under Academic Credit Bank System (학점은행제 교육과정에 있는 간호사의 직무스트레스에 영향을 미치는 관련 요인)

  • Choi, Sook Hee;Byun, Eun Kyung
    • Journal of East-West Nursing Research
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    • v.21 no.1
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    • pp.36-42
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    • 2015
  • Purpose: This study was conducted to identify the level of job stress and to determine factors influencing job stress among nurses currently under Academic Credit Bank (ACB) system. Methods: The participants were 153 nurses who has taken courses of ACB system. Data were collected through self-report questionnaires and then analyzed with t-test, ANOVA, Pearson correlation coefficients, and multiple linear regression with SPSS/WIN 18.0. Results: The score of job stress showed significant differences according to age, marital status, total period of clinical career, and nursing unit. Job stress had significant negative correlation to professional self-concept and organizational commitment. The factors influencing job stress were marital status, professional self-concept, and organizational commitment. Conclusion: The results suggest that various factors should be considered in development and implementation of programs to reduce the job stress of nurses currently under ACB system.

LBCC of Transient State for High Strength Steel in Hot Strip Mills (열연 고강도강의 비정상부 온도제어를 위한 LBCC 개발)

  • Park, Cheol-Jae;Yoon, Kang-Sup
    • Journal of Institute of Control, Robotics and Systems
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    • v.17 no.4
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    • pp.382-387
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    • 2011
  • In this paper, a LBCC (Latter Bank Cooling Control) for the high strength steel is proposed to obtain the desirable temperature and the property of the material along the longitudinal direction of the steel on the ROT (Run-Out Table) process. A cooling valve is modeled to analyze the response of the ROT banks. The control concept is derived from a field data, a valve model considering the valve response and a TTT (Time-Temperature Transformation) diagram. The proposed control is verified from the simulation results under the various carbon quantities. It is shown through the field test of the hot strip mill that the deviation of the CT (Coiling Temperature) is considerably decreased by the proposed temperature control.

The Relationship Between Non-Interest Revenue and Sustainable Growth Rate: A Case Study of Commercial Banks in Jordan

  • AL-SLEHAT, Zaher Abdel Fattah;ALTAMEEMI, Arshed Fouad
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.5
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    • pp.99-108
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    • 2021
  • As expansion of interest income business faces several limitations, non-interest revenue can play a vital role in increasing the net profit margin and the productivity of the assets to sustain the growth rate. This study aims to analyze the Effect level (partial or total) of a bank's size on the relationship between non-interest revenue and the sustainable growth rate of Jordanian commercial banks. Baron and Kenny's methodology (1986) was adopted to test and analyze the effect of non-interest revenue: including the bank's size, on the sustainable growth rate during the period from 2008-2019. Data collection was done for thirteen commercial banks which constituted 100% of the study population. Testing four hypotheses by using Amos program and a regression model to diagnose the partial and total effect of size. Findings indicate that there is a nonlinear relationship between Non-IR and SGR due to the total effect of bank size on the sustainable growth rate. The results of this study is expected to enable the banks to diversify their revenue to support financial performance towards healthy growth without facing additional financial problems. This study adopted a different methodology from the prior efforts, by using the mediation effect role to verify the effect of non-interest revenue.

The Impact of Foreign Ownership on Credit Risk of Commercial Banks in Vietnam: Before the Context of Participation in the CPTPP

  • PHAM, Thi Bich Duyen
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.5
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    • pp.305-311
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    • 2022
  • The Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) is projected to provide several chances for Vietnam's banking industry to expand into the international market. This study examines the influence of foreign ownership on credit risk in Vietnamese commercial banks before the context of participation in the CPTPP. Using a sample of 28 commercial banks between 2009 and 2020, we find that foreign ownership has a negative relationship with bank credit risk. The regression methods used include the least-squares method, fixed-effects model, random effects model, and general least squares method. The research model adds interactive variables, which will help to reflect the role of intermediary factors more accurately such as listing on the stock market, capital ratio to the relationship between foreign ownership and bank credit risk. The test results reveal that increasing the foreign ownership ratio has a bigger impact on reducing credit risk for listed banks and banks with low capital than for other commercial banks. The government should flexibly adjust the foreign ownership ratio according to the capital size and role of each bank so that it can make good use of investment capital from abroad when Vietnam joins the CPTPP.

Development and Hydraulic Characteristics of Continuous Block System in River Bank Protection (I) - Development and Application Review through Hydraulic Model Test - (일체형 식생호안블록 시스템 개발 및 수리특성 연구(I) -일체형 호안블록 개발 및 수리모형실험을 통한 적용성 검토-)

  • Jang, SukHwan
    • Journal of Wetlands Research
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    • v.10 no.3
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    • pp.87-97
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    • 2008
  • This research focused on development and application feasibility for the coalesced continuous block system in river bank protection. Most of block systems in river bank are pre cast type and have some difficulties against high velocity flood condition or high pressure load, however, the continuous block system can be applied to flood damage recover as well as environmental vegetation block system in river bank. For the application review and analysis of hydraulic condition for this block system, hydraulic physical modeling was carried out. The physical model was built as a scale of 1:50 by Froude similitude measuring the water levels and the water velocities for vegetation application or not. In consequence, the water velocities were observed to decrease meanly 10.1%, and the water depths were to increase meanly 17.8% in case of the of design flood, $Q=200m^3/sec$. To verify the hydraulic physical modeling, the numerical modeling should be conducted for a close examination of vegetation application by one or two dimensional numerical analysis as a next study.

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A sensor fault detection strategy for structural health monitoring systems

  • Chang, Chia-Ming;Chou, Jau-Yu;Tan, Ping;Wang, Lei
    • Smart Structures and Systems
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    • v.20 no.1
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    • pp.43-52
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    • 2017
  • Structural health monitoring has drawn great attention in the field of civil engineering in past two decades. These structural health monitoring methods evaluate structural integrity through high-quality sensor measurements of structures. Due to electronic deterioration or aging problems, sensors may yield biased signals. Therefore, the objective of this study is to develop a fault detection method that identifies malfunctioning sensors in a sensor network. This method exploits the autoregressive modeling technique to generate a bank of Kalman estimators, and the faulty sensors are then recognized by comparing the measurements with these estimated signals. Three types of faults are considered in this study including the additive, multiplicative, and slowly drifting faults. To assess the effectiveness of detecting faulty sensors, a numerical example is provided, while an experimental investigation with faults added artificially is studied. As a result, the proposed method is capable of determining the faulty occurrences and types.

Do Real Interest Rate, Gross Domestic Savings and Net Exports Matter in Economic Growth? Evidence from Indonesia

  • SUJIANTO, Agus Eko;PANTAS, Pribawa E.;MASHUDI, Mashudi;PAMBUDI, Dwi Santosa;NARMADITYA, Bagus Shandy
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.11
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    • pp.127-135
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    • 2020
  • This study aims to measure the effects of real interest rate (RIR), gross domestic savings (GDS), and net exports (EN) shocks on Indonesia's economic growth (EG). The focus on Indonesia is unique due to the abundant resources available in the nation, but they are unsuccessful in boosting economic growth. This study applied a quantitative method to comprehensively analyze the correlation between variables by employing Vector Autoregression Model (VAR) combined with Vector Error Correction Model (VECM). Various procedures are preformed: Augmented Dickey-Fuller test (ADF), Optimum Lag Test, Johansen Cointegration Test, Granger Causality Test, as well as Impulse Response Function (IRF) and Error Variance Decomposition Analysis (FEVD). The data were collected from the World Bank and the Asian Development Bank from 1986 to 2017. The findings of the study indicated that economic growth responded positively to real interest rate shocks, which implies that when the real interest rate experiences a shock (increase), the economy will be inclined to growth. While, economic growth responded negatively to gross domestic savings and net export shocks. Policymakers are expected to consider several matters, particularly the economic conditions at the time of formulating policy, so that the prediction effectiveness of a policy can be appropriately assessed.

Non-Conservatism of Bonferroni-Adjusted Test

  • Jeon, Cyeong-Bae;Lee, Sung-Duck
    • Communications for Statistical Applications and Methods
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    • v.8 no.1
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    • pp.219-227
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    • 2001
  • Another approach (multi-parameter measurement method) of interlaboratory studies of test methods is presented. When the unrestricted normal likelihood for the fixed latent variable model is unbounded, we propose a me쇙 of restricting the parameter space by formulating realistic alternative hypothesis under which the likelihood is bounded. A simulation study verified the claim of conservatism of level of significance based on assumptions about central chi-square distributed test statistics and on Bonferroni approximations. We showed a randomization approach that furnished empirical significance levels would be better than a Bonferroni adjustment.

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