• 제목/요약/키워드: Technology Appraisal Model

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중소기업 기술신용평가모델 표준화안의 구조 타당성 검증 및 개선 (A Verification of Structural Validity for Technology/Credit Appraisal Model of Small and Medium Business Firms)

  • 조근태;조용곤;김재범;양동우
    • 기술혁신연구
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    • 제14권1호
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    • pp.177-199
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    • 2006
  • Recently, it has become important to establish a technology appraisal system because of increasing a service of technology credit guarantee. Also, there have been many efforts to evaluate a technology in the advanced countries. The technology/credit appraisal model which can measure firms' performance was suggested by Small and Medium Business Administration. In this paper, we analyze a structural validity of the model by confirmatory factor analysis and estimate the model which can distinguish whether an investment is possible or not by discriminant analysis.

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기술금융기업의 경영성과와 기술력 평가항목 간 분석을 통한 기술력 평가모형의 타당성 연구 (A Study on the Validity of the Technology Appraisal Model through the Analysis of the Business Performance and Technology Appraisal Items )

  • 이준원
    • 경영정보학연구
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    • 제22권1호
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    • pp.73-89
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    • 2020
  • 본 연구는 중소기업의 자금조달 방식 다양화와 금융접근성 개선의 일환으로 도입된 기술력 평가모형의 '미래 진보성'을 확인하고자 시작되었다. 기술금융기업의 경영성과(성장성, 수익성, 안정성)를 종속변수로, 기술력 평가항목을 독립변수로, 기업규모 및 산업특성과 관련된 종업원 수, 업력, 자산규모, 표준산업 분류를 통제변수로 설정하여 다변량 회귀분석을 실시하였다. 분석결과 기술력 평가항목은 기업의 수익성을 유의하게 설명하지 못하며 성장성에 대해 제한적인 설명력을 지니고 있는 반면, 안정성과 관련해서는 기술개발역량 항목이 기술금융기업의 부채비율을 유의하게 설명하는 변수임을 확인하였다. 따라서 향후 기술력 평가모형의 조정 및 투자용 기술력 평가모형 개발 시 기업의 성장성과 수익성에 대한 '미래 진보성'의 반영 강화가 필요하다는 결론을 도출하였다.

부동산 감정평가정보체계 구축을 위한 기초적 연구 (A Study on the Development for the Real Estate Appraisal Information System)

  • 김한수
    • 한국주거학회논문집
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    • 제14권5호
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    • pp.153-161
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    • 2003
  • As development of Information Technology and Internet are available, many industries are creating a lot of values through extension from physical space to virtual reality. However, use of Information Technology and Internet in real estate appraisal is unprepared. As a result, There is necessity of appraisal information system development based on GIS and Internet for pratical use of Information Technology. Therefore, in this study, presented development model which present a basic design of appraisal information system to fulfill information request in appraisal and use GIS and Internet.

정서의 심리적 모델: 개별 정서 모델, 평가 모델, 차원 모델을 중심으로 (Review on Discrete, Appraisal, and Dimensional Models of Emotion)

  • 손진훈
    • 대한인간공학회지
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    • 제30권1호
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    • pp.179-186
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    • 2011
  • Objective: This study is to review three representative psychological perspectives that explain scientific construct of emotion, that are the discrete emotion model, appraisal model, and dimensional model. Background: To develop emotion sensitive interface is the fusion area of emotion and scientific technology, it is necessary to have a balanced mixture of both the scientific theory of emotion and practical engineering technology. Extensional theories of the emotional structure can provide engineers with relevant knowledge in functional application of the systems. Method: To achieve this purpose, firstly, literature review on the basic emotion model and the circuit model of discrete emotion model as well as representative theories was done. Secondly, review on the classical and modern theories of the appraisal model emphasizing cognitive appraisal in emotion provoking events was conducted. Lastly, a review on dimensional theories describing emotion by dimensions and representative theories was conducted. Results: The paper compared the three models based on the prime points of the each model. In addition, this paper also made a comment on a need for a comprehensive model an alternative to each model, which is componential model by Scherer(2001) describing numerous emotional aspects. Conclusion: However, this review suggests a need for an evolved comprehensive model taking consideration of social context effect and discrete neural circuit while pinpointing the limitation of componential model. Application: Insight obtained by extensive scientific research in human emotion can be valuable in development of emotion sensitive interface and emotion recognition technology.

기술력 평가모형의 기술금융 활용 적합성 연구 (A Study on Suitability of Technology Appraisal Model in Technology Financing)

  • 이준원;윤점열
    • 기술혁신학회지
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    • 제20권2호
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    • pp.292-312
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    • 2017
  • 본 연구는 금융기관의 여신심사용 기술력 평가모형의 직접 활용 타당성 및 가능성을 검증하기 위해 첫째, 기술력 평가모형이 기업의 경영성과를 반영하고 있는지, 둘째, 현재의 기술등급 분류체계가 적절한지, 셋째, 그렇다면 기술등급 분류체계를 결정하는 중요 평가항목은 무엇인지를 검증하였다. 분석결과 재무적 성과(안정성), 비재무적 성과(기술환경)는 기술등급을 설명하는데 유의한 변수임이 증명되었다. 기술등급 분류체계는 군집 간 모든 평가항목(대항목 2개, 중학목 8개)에서 유의한 차이가 나타났으며, 평가항목의 상대적 중요도는 큰 차이를 보이지는 않았지만 기술금융 적합여부와 기술력 우수여부를 결정하는 1순위 변수로는 기술개발능력이 선정되었다. 기술금융 적합여부에 있어 2순위 변수로는 기업 경영관련 지표가, 기술력 우수기업 여부는 기술력 기반의 경쟁력 지표가 선정되었다. 종합하면 기술력 평가모형은 기업의 경영성과와 위험을 일정부분 반영한 모형이며, 기본적으로 기술개발능력을 중심으로 경영능력과 기술진보에 의한 경쟁력을 더하여 기술기반 중소기업의 미래를 예측하는 모형임을 의미한다. 이는 '미래진보성(forward-looking)' 기능의 기술력 평가모형이 기존의 신용평가모형과 결합했을 때 평가모형으로서 예측력과 안정성 개선에 긍정적 요인으로 작용할 수 있는 가능성이 있음을 시사한다.

BMO모형을 이용한 스타트업 기술사업화 성공요인 연구 (A Success factor for Technology Commercialization for Start-ups by the Weighted-BMO Model)

  • 민광동;허무열;한정희
    • 산경연구논집
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    • 제9권11호
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    • pp.39-54
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    • 2018
  • Purpose - To success, in spite of deficient resources, a start-up company has to check various circumstances. Many researchers proposed different appraisal methods for technology commercialization. But everybody agrees Merrifield is the first one, who is a pioneer of an appraisal model of technology commercialization. After he proposed it, many researchers and field workers developed a more complicated model, which called a BMO model. In this research, considering the circumstances of start-ups that lack available resources, it proposes a new appraisal method for technology commercialization, which is named a weighted-BMO model. Research design, data, and methology - For the new BMO-model, it studied the preceding studies. And it found that the success factors for start-ups were correlated with technology commercialization. After comparing the success factors for technology commercialization of start-ups with BMO appraisal factor, it withdraws the net BMO appraisal model: which we are calling the weighted-BMO model. Results - This study found a few things. First, actually, the BMO appraisal factors related with the success factors of technology commercialization. Second, the weighted-BMO model, which included the entrepreneur ability factor, was more accurately estimated the success of technology-based start-ups than the BMO model. Third, it overcame the weakness of the BMO-model, which did not include quantitative factors. In addition to evaluating the feasibility of the BMO model, we also presented a strategy for the future direction. But, still, it included a few shortcomings, which we are calling the arbitrage of weighted value. Sometimes, the intentional weighted value can deliberate the different valuation. Conclusitons - Due to this study, the weighted-BMO model included appraisal factors related with the success factors of technology commercialization and the entrepreneur ability factor, and quantitative factors. When evaluating the combined score of the existing Merrified BMO components, 35 points of the first pass criterion accounted for 29.17% of the total score, and 80 points of the merit score of the second rank criterion were 66.67% Considering that the weighted sum is taken into account, the baseline score of the weighted summing method for each component of the modified BMO model is 2.92 points, which is 29.17% of the weighted sum total of 10 points. The evaluation score was 6.67 points, 66.67% of the weighted total score of 10 points.

Roles of Threat and Coping Appraisal in Adoption of Green Information Technology: Ordered Protection Motivation Theory Perspective

  • Lee, Namyeon;Jin, Yanshou;Kwon, Ohbyung
    • Asia pacific journal of information systems
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    • 제23권2호
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    • pp.87-109
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    • 2013
  • While many surveys show very positive attitudes on the part of consumers towards eco-friendly products, the market share actually reflecting green IT purchases remains low in most countries. The motivations behind green IT purchase behavior are still obscure. Several studies have addressed the question of green IT diffusion from economic and normative viewpoints in an attempt to interpret IT adoption behavior. This study comes at the question from a different angle, namely negative frame, examining threat and coping behaviors using the Ordered Protection Motivation (OPM) model and threat appraisal theory. The results show that attitudes toward fairness and positive change, which are precedents of threat appraisal, play an important role in determining threat appraisal. Perceived threats in the green IT arena include habit change and ecological change. Appraisal for coping with these threats directly affects initial adoption behaviors regarding available green IT, and then indirectly encourages the purchase of new green IT products.

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거시경제변수를 고려한 기술평가모형의 개선 : 기술보증기금의 사례 (An Improved Technology Appraisal Model Considering Macroeconomic Variable : A Case of KOTEC)

  • 김대철;김재범;조근태
    • 경영과학
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    • 제30권2호
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    • pp.117-132
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    • 2013
  • The objective of this paper is to provide an improved technology appraisal model, which considers a variety of macroeconomic variables such as consumer price index and producer price index. The improved model was built using cross correlation analysis and logistic regression analysis. The AUROC analysis showed that goodness-of-fit of the proposed model turned out to be improved than that of the existing model. The model proposed in the paper would be helpful for making a reasonable investments and financing decision, lessening the default rates by systematic risk management, and enhancing the technology commercialization capabilities.

국가연구개발사업에 있어서 제도적 차원의 개방형 평가 시스템 모델링에 관한 연구 : 클린평가시스템을 중심으로 (Study on Open Appraisal System Modeling for Government Research and Development Program through Review of Law and Administrative Rules : Focused on Clean Appraisal System)

  • 이동한;지명근;이욱
    • 한국IT서비스학회지
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    • 제14권4호
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    • pp.45-60
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    • 2015
  • Governments around the world invest in research and development (R&D) for different purposes : national economy, defence, environment, health, etc. as a means of national survival beyond the means of national competitiveness. These are usually programs with high social impact but low short-term economic impact or large scientific programs that are too expensive and risky for private sector investment alone. The Republic of Korea has also shown a very successful model of economic progress and social development through government R&D programs. However, there have been many corruption scandals behind it while selecting awardees for government R&D programs in Korea. So, the Republic of Korea focused on reforming appraisal system for government R&D and began preparation for "Clean Appraisal System" last year. In this study, first we analyzed the related appraisal tasks through the review of laws and administrative rules and typed appraisal tasks according to the flow of the actors and time. Thus securing the information infrastructure and finally we drew the conceptual model of the system according to an open appraisal tasks by introducing an element of the OECD on open government typed appraisal tasks.

학습자 참여도 정보기반 가상강좌 출석평가 모델 (Attendance Appraisal for Learner Participation Degree Based Virtual Lecture)

  • 김현주
    • 한국컴퓨터정보학회논문지
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    • 제14권4호
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    • pp.119-129
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    • 2009
  • 최근 컴퓨터 보급의 대중화와 초고속 통신망 사용의 보편화는 전통적인 교육형식에 많은 변화를 주는 계기가 되었다. 그 중에서도 웹 기반의 다양한 멀티미디어 매체 기술, 컴퓨터 네트워크를 통한 정보의 상호작용 등은 시 공간을 초월한 가상교육 등장에 촉진제 역할을 하고 있다. 이러한 가상교육은 교수자와 학습자간의 상호작용이 가상공간에서 이루어져 학습지도, 학습평가, 피드백 등의 학습수행 측면에서 문제점이 제기되고 있다. 이에 본 논문에서는 가상강좌의 학습평가요수 중 하나인 출석평가에 대해 학습자 참여도를 기반으로 평가하는 모델을 제안한다. 학습자 참여도란 개설된 가상교육에 학습자의 자발적인 참여 정도를 말한다. 본 논문에서 제안한 학습자 참여도 기반 출석 평가모델은 교수자에게는 자동화된 출석평가 기능을 제공하며, 학습자에게는 가상강좌의 능동적인 참여 동기유발 효과를 기대한다.