• Human Ecology Research
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• 제55권4호
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• pp.351-362
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• 2017

Collaborative consumption (CC) occurs in organized systems or networks in which participants conduct sharing activities in the form of renting, lending, trading, bartering, and swapping of goods, services, transportation solutions, space, or money. Information and communications technologies (ICTs) that have emerged with CC. CC is expected to alleviate social problems such as hyper-consumption, pollution, and poverty by lowering the cost of economic coordination. In this study, we investigate the influence of educational experience and expected benefits of CC participation (intended to using and providing CC) of Adolescent Consumers. The subjects for the study were 418 high school students. Data was analyzed through frequency analysis, mean, standard deviation, t-test, ANOVA, Pearson's correlation, and hierarchical multiple regression analysis using SPSS Win 21.0. The results of this study are as follows. First, the significant positive relationship found between CC participants (intent to use and provide CC), educational experience (home education, school education, and mass media) and expected benefits (social benefit, economic benefit, enjoyment, community effect, and reputation). Second, enjoyment, mass media, reputation, social benefit, home education and school education values were variables that influenced the using participation intention for CC. Third, the major variables influencing the providing participation intention CC were home education, enjoyment, gender, community effect, and mass media values.

• 한국콘텐츠학회논문지
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• 제15권6호
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• pp.411-420
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• 2015

본 연구는 최근 급격하게 상승하는 전세가격에 의해 한국시장에 존재하는 독특한 주거형태인 전세의 사용가치와 서민 주거안정에 대한 심각한 사회 문제가 대두됨에 따라 주거부담 완화를 위한 금융 정책 수립의 올바른 방향을 모색하기 위해 전세보증대출에 영향을 미치는 직접적 요인과 시장 변동성에 대해 분석하고자 했다. 이에 전세가격, 매매가격, 대출금리 등과 같은 전세보증대출 수요에 영향을 미치는 직접적인 관련 변수를 정의하고, 분석 데이터들의 동태적인 설명을 위해 시계열 분석 모형인 벡터오차수정모형(Vector Error Correction Model, VECM)을 이용하였다. 2010년 1월부터 2014년 12월까지의 전세가격과 대출에 관한 은행 자료들을 활용하여 분석한 결과, 전세가격의 상승은 대출금리 인하나 주택 매매가격 상승보다 전세보증대출 증가의 직접적인 요인으로 작용하고 있음을 확인할 수 있었다.

• 사회경제평론
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• 제31권2호
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• pp.71-104
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• 2018

본 연구의 목적은 포스트케인지언 내생화폐론을 통해 지역 예대율의 의미와 지방은행의 의의를 밝히는 데 있다. 포스트케인지언 내생화폐론에 따르면 은행은 자금중개기관이 아닌 대출을 통해 예금화폐를 창출하는 신용창조기관이다. 한편 은행을 자금중개기관으로 해석하는 기존 시각을 따르면 지역의 예금은행 예대율이 높을수록 예금은행에 의한 예금유입을 기반으로 대출활동이 활발하게 일어나는 것으로 해석되었다. 하지만 내생화폐론을 따르면 지역 예대율은 지역수지의 변화를 보여주는 지표로 재해석된다. 특히 지역의 높은 예대율은 지역 내에서 대출을 통해 창출된 예금이 유출되어서 지역 내 자금순환이 위축되었다는 의미로 재해석된다. 나아가 지방은행이 지니는 지역밀착형 금융관행과 신용창조 능력 그리고 실물에 미치는 영향력을 종합적으로 고려할 때 지방은행 재설립 정책을 지역균형발전의 견지에서 긍정적으로 검토할 필요가 있다.

• 한국실내디자인학회:학술대회논문집
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• 한국실내디자인학회 2007년도 추계학술발표대회 논문집
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• pp.195-197
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• 2007

Nowadays, the disabled are increasing because of industrial injuries and traffic accidents. The attention of the disabled is flourishing along with growing concerns about social participation of tile disabled. The purpose of this study is to investigate the interior design factors for the disabled in public libraries. Four public libraries in seoul since 2000 were investigated. The findings of this study are as follows: The legal items are adequate. But many recommended items are inadequate. Generally, moving facilities are adequate, but direction and refuge facilities are inadequate. Cubicle and lending table are inaccessible for the disabled.

• 한국경영과학회지
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• 제42권1호
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• pp.29-41
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• 2017

Korea is expected to become a super-aged society by 2050. Given an aging population and the increasing pressure for the early retirement, a sufficient social safety net for elderly population becomes important. The Korean government introduced public reverse mortgage program in 2007, which is a product for aging seniors and the elderly, The number of reverse mortgage subscribers has also steadily grown. The demand continues to grow, but the reverse mortgage over a long period of time is a highly uncertain and risky product in the position of guarantee or lending institution. Thus, suitable demand prediction of the reverse mortgage subscribers is necessary for stable and sustainable operation. This study uses a Bass diffusion model to forecast the long-term demand for reverse mortgage and provides insight into reverse mortgage by forecasting demand for stability and substantiality of the loan product. We represent the projections of new subscribers on the basis of the data obtained from Korea Housing Finance Corporation. Results show that potential market size of Korean reverse mortgage reaches approximately 760,000-1,160,000 households by 2020. We validate the results by comparing the estimate of the cumulative number of subscribers with that found in literature.

• International Journal of Knowledge Content Development & Technology
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• 제10권4호
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• pp.7-27
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• 2020

With accommodation of a population of many young people and families due to Hangang River New Town Housing Project and development of railway station spheres, a need is increasing to improve the quality of public libraries service for Gimpo citizens and to establish more libraries. This study thus analyzed the book lending data of Gimpo City libraries, and the city's libraries-related social media big data in an effort to forecast the users, and thus to propose four library service improvement measures. First, in terms of book gathering and book development policy plans, a proposal was made to expand good books for children and youth, and to expand general original-language books related to learning of English, and English books for children. Second, in terms of the establishment of additional libraries or specialization strategy, a proposal was made to establish exclusive children's libraries or English libraries, and to establish library specialization strategy with a focus on children and English themes. Third, in terms of library culture programs, a proposal was made to provide library culture programs in relation to children education and to expand weekend library culture programs. Fourth, in terms of library facilities, considering the convenience of parking facilities, a proposal was made to establish libraries near apartment complexes.

• 한국사회정책
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• 제24권4호
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• pp.3-29
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• 2017

본 연구는 케메니와 캐슬즈 등이 주장한 복지와 공공지출 간 상쇄(역)관계(trade-off) 가설이 현재에도 유효한지를 확인하고, 최근 주택소유율이 가장 크게 변화하고 있는 사민주의 국가들과 반대로 가장 안정된 모습을 보여주는 남부유럽 국가들을 대상으로 주택소유율의 변화와 안정 요인을 분석하였다. 연구결과, 첫째, 자료수집이 가능했던 2014년을 기준으로 보았을 때 주택소유와 공공지출 간 상쇄관계는 자유주의 레짐과 보수주의 레짐에서만 확인되었다. 둘째, 사민주의 국가들은 예상외로 주택담보대출이 크게 증가했으며 주택의 상품화 경향을 보여주었으나 남부유럽 레짐의 경우에는 낮은 주택담보대출과 비교적 온전한 주택소유를 유지하고 있어 前상품화 경향을 보여주었다. 셋째, 사민주의 레짐은 신규주택과 공공임대주택 건설투자 축소, 주택소유에 친화적인 조세와 관대한 대출정책 등으로 주택수요의 증가와 주택가격의 폭등을 유발하였으나 남부유럽 레짐은 풍부한 주택재고, 대가족 제도, 친인척 중심의 직접 건축 및 공급 방식, 가족 간 주택의 상속과 이전(증여) 덕분에 주택수요와 가격의 안정을 유지하고 있었다. 주택소유와 복지의 선후관계는 아직 불분명하지만, 부채를 통해 주택소유를 유도하는 것은 복지 대체제로서 주택의 기능적 유용성 여부를 떠나 장기적으로 합리적 대안이 될 수 없을 것이다.

• 가정과삶의질연구
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• 제25권2호
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• pp.155-172
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• 2007

This study is a qualitative analysis aimed at facilitating a plan of social support for heavy debtors. for this purpose, the status of issues related to heavy debtors in Japan is considered, and more is revealed about the status of operation for non-profit organizations and groups of heavy debtor victims as counseling agencies for heavy debtors. In addition, through interviews conducted with the counselors of these organizations, a survey has been made on whether the credit counseling provides particular functions for and increases the satisfaction of debtors. The root of Japan's large number of heavy debtors lay in that country's excessive growth of consumer financing, the increase of its use, the structural problems on the lending system of consumer financing and legal insufficiency, to name of few fundamental problems. The interviews on debtor counseling in private organizations revealed that the debtors being counseled showed a great change, due primarily to group counseling and activities, in such aspects as psychological stability, learning and understanding about heavy debts and willingness to take action for solving their own problems. In addition, regarding the aspects of time and cost, specialty, mutual exchange of experienced persons, psychological care and educational functions, the importance of the debtor counseling group's role has been established. To improve the problems of heavy debtors in Korea, there is a need to promote the importance of debtor counseling increase the interest and support of the administration, create a sense of solidarity among related organizations and promote public education on consumer credit. The support of the consumer credit industry and the development of human resources are also badly needed.

• 시큐리티연구
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• 제2호
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• pp.227-258
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• 1999

In a broad sense, ‘After-care SYSTEM’ for discharged prisoners mean legal actions of prisoners who have been released from lawful detention In its narrow sense, mean preventive protection and observation activities under regular guidance and supervision against those released from penal facilities after a certain period of detention Therefore, they should not be viewed as objects of mere concern or social work programs but preventive protection should he provided to them as part of national criminal policy After-care system is in the following two ways, The one is based on individual prisoner's request and consent, which is called 'Voluntary After-care system', The other is the one which is not based in personal request or consent but is based on obligation, which is named 'Compulsory After-care system In Korea, however no Compulsory After-care system is in practice Voluntary After-care system is to be carried out 6 method in the following by existing Probation, Parole Law. (1) offer of board and lodging (2) allowance of Traveling expense (3) allowance of occupation instrument or lending rehabilitation fund (4) training of occupation and vocational guidance (5) self-reliance support for After-care probationer (6) guidance of good deed And then to establish the society without offenders is the ideal of human beings, but criminal acts don't fade away, so in the field of the science of criminology, the importance of correctional system has become greater. The correctional idea has moved from severe punishment to educational rehabilitation for the goal of protecting both offender and security from the threat of crime in to day Some it is required that Compulsory After-care system is most important system in effective measures, and that existing Probation, Parole Law in Korea is renewed into Compulsory After-care system in the future.

• 한국도서관정보학회지
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• 제51권3호
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• pp.251-279
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• 2020

본 연구는 최근 코로나바이러스감염증-19(코로나19)가 도서관 내외부 환경에 미친 파장에 주목하고, 감염병의 사회적 확산에 따른 도서관계의 대응 활동 양상을 살펴보았다. 또한 도서관을 둘러싼 환경 변화를 가늠하기 위하여 텍스트 마이닝 기술을 활용해 뉴스의 보도 양상과 주요 이슈 변화를 분석함으로써 코로나19에 대한 국내 도서관계의 대응을 파악하였으며, 소셜미디어를 통해 도서관에 대한 이용자들의 인식과 요구가 어떻게 변화하였는지 알아보았다. 수집된 뉴스보도 1,852건과 도서관 관련 트윗 227,983건을 대상으로 주요 이슈를 도출한 결과, 비대면 상황의 장기화, 전자책 대출의 증가, 온라인 서비스 및 사서에 대한 기대감 향상, 도서관 공간 요구의 재조명이라는 시사점을 도출하였다. 마지막으로 언택트(비대면) 상황에서 제공된 도서관 서비스들의 대표 사례를 선정하여 장서, 서비스, 공간으로 구분·정리함으로서 향후 포스트 코로나 시대에 대응하는 도서관 서비스의 방향성을 가늠하고자 하였다.