The purpose of this study is to find the differences between the husband's and wife's satisfaction of home life. This study is also to compare and analyze some empirical influence on life satisfaction of husband and wife according to home socio-demographic variables and subjective evaluation of economic level including their perception levels of home economics circumstance. The major results are as follows; 1. The husband's score of life satisfaction shows signifcantly more than wife's score that is his score is 3.36 and her score is 3.19. 2. The variables which affect couple's life satisfaction are the perception of resource adequacy the perception of the adequacy of household income, the evaluation level of resource contribution and the perception of level of living relative to others. The most influential variable of the husband is the perception of resource adequacy, while the most influential variable of the sife is the evaluation level of resource contribution. 3. The result of the relative contribution for the variables of life satisfaction are as follows. The explanation of husband's sociodemographic variable is 11.5% if variable of subjective evaluation of economic level is added the explain power is 34.1%(increase, 22.6% (p<0.001)) The explanation of wife's socio-demographic variable is 9.8% If variable of subjective evaluation of economic level is added the explanation is 41.2% (increase 31.4% (p<0.001)).
Purpose - The purpose of this study was to examine the main determinants of the gap between housing demand and house affordability. Design/methodology/approach - This study used the micro-level data of 60,043 households from Korea Housing-Finance Corporation by covering the period 2011 to 2022. Findings - First, the trend of general housing demand showed a higher figure in the future demand than in current demand. And such a tendency showed in all types of households, a relative young, low income, and single households. In the case of current housing demand, it has increased by 2022 from the beginning of 2013, while the future demand has rapidly increased from 2020. Second, although the house affordability showed a higher figure in current housing demand by 2019, its trend changed to be higher in future housing demand from 2020 by a rapid decreasing affordbility in current demand. In the case of young householders, the current house affordability was higher than that of future. The figure of low income householders was below 1 point in both periods, and house affordability of single householders showed a similar level in both periods. which showed over 1 point. Third, financial regulation on housing markets induced th widening of the gap between housing demand and house affordability, and such a trend is much atronger in the future(potential) gap of demand and affordability. More specifically, the strengthen financial regulation leaded to the widening of the gap in all types of households, a relative young, low income, and single households. Research implications or Originality - The effect of financial regulation is necessary to consider under the features of each households.
Journal of the Korean Society of Clothing and Textiles
/
v.23
no.7
/
pp.1007-1018
/
1999
The purpose of this study were : 1) to examine the apparel product purchasing tendency of PC communication and internet users in home shopping 2) to analyze the difference of apparel product purchasing tendency accordint to consumer factors. The data was administered to 160 subjects who had communicated the PC communication and internet. And the data was collected from May through August in 1998. SPSS package was used for analysis and the following methods such as Means Percentage Frequencies Factor analysis Crosstabulation analysis t-test and one-way ANOVA, The results of this study were as follows : 1) The users of PC communication and internet were young and high-education level and a metropolitan area dwellers. They received a purchase offer through catalog PC communication and internet cable TV and paid out credit card Experience to purchasing apparel product of home shopping was very low but intention to purchasing was relative high. item that consumer wanted to buy using home shopping were casual clothing and fashion goods which were not important to fit and without regard to style. 2) Between purchasing apparel product of home shopping and mainly consideration factors were shown to have the significant differences according to age residential quarters whether or not marriage. income level. A metropolitan area dwellers the low-age unmarried and the low-income groups thought much of convenience shopping time and effort's saving. A person of the higher-income and the married thought much of the facility of an exchange or returned goods. A region dwellers were to purchase a speciality product or gift goods. 3) Between purchasing apparel product of home shopping and satisfaction degree were shown to have significant differences according to sex whether or not marriage education level an occupation. The woman than the man was satisfied with the benefit of the shopping time and effort's saving. And the unmarried than the married was satisfied with the benefit of the home shopping's convenience. The higher-education level than the lower-education level was satisfied with the quality guarantee of the product.
Journal of the Korean Data and Information Science Society
/
v.25
no.6
/
pp.1315-1331
/
2014
Replacement rates which shows the ratio of retirement income relative to preretirement income is used for a valuable evaluation measures while discussing social security benefit levels or the adequacy of retirement income. However, replacement rates has been only used for an index for evaluating benefit level at the time of retirement or specific retirement period in advanced research projects. This article analyzes how much the uncertainty of survival has an influence on retirement income, and shows replacement rates in conformity with the period of survival as an index. The researchers named this index lifetime income replacement rates. Analysis based on this index shows both life replacement income rates of 38.3% in men's case and of 41.1% in women's case while enrolled for 20years in three pension plans - national pension, retirement pension and individual annuity.
The purpose of this study is to investigate the overall levels of the middle-aged employed men's attitudes toward retirement and plans for post-retirement life, and to explore the relative effects of personal, family, and job characteristics on retirement attitude and the level of retirement plan. The data were collected from the 438 middle-aged (ranging from 41 to 50) employed men through the structured questionnaires. The data were analyzed using frequency, percentile, average, standard deviation, and multiple regression analysis. The results of the data analysis show that most of the respondents had neither positive nor negative attitude toward retirement and the level of planning for post-retirement life was slightly higher than average score on the scale. Next, the positive attitudes of middle-aged employed men toward retirement were observed from those who have higher education, larger household income, higher job security and lower job stress respondents who hold professional, administrative, or official jobs were more positive toward retirement than those who hold professional, administrative, or official jobs were more positive toward retirement than those who hold manufacturing or sales job. A well-planned post-retirement life was found among those who have better health, higher job satisfaction, job security and job orientation. Job characteristic variables such as job security and job satisfaction showed stronger impact than personal or family ones on the attitude toward retirement and the level of retirement planning. Household income and health also had significant effects.
A dimension of well-being economic security was analyzed and compared with economic adequacy. Again it was tested whether two indicators of economic security(short-term vs. long-term) yield same distribution across all household groups. Economic Security was defined as the household ability to sustain a given level of consumption in the case of economic emergency; specifically loss of income. Measure of 8 different kinds of economic security were constructed from household net worth including and excluding home equity. Data were taken from the 1988 U.S. Consumer Expenditure Survey and 2148 households were selected to test hypotheses concerning the economic security of American households Empirical results showed a very low level of economic security in general. The first hypothesis that distribution of economic adequacy and economic security are same across all population groups was rejected. On the average security measure rather than adequacy measure was favor to white female-headed households and households who have old and highly educated house-holder. The second hypothesis that the indicators of long-term and short-term economic security yield the same results across all household was not rejected. In general the level of economic security was relatively higher when long-term indicator was used than short-term indicator was however the direction and relative size of effect of income and each control variable was almost same.
The number of the functionally disabled elderly has been increasing in Korea and their families should have been in charge of supporting and taking care of them. This study was designed to grope for devices which were helpful to improve the psychological welfare of the functionally disabled elderly in the present situation. The results of this study were as follows: First, considering the level of psychological welfare of the functionally disabled elderly, the depression degree of the subjects was 52.9 which was higher than the middle point, 50. And the degree of family support the functionally disabled elderly were aware of, it also was high ; the score was 34.6 compared to the middle point, 33. On the other hand, the degree of public support that the functionally disabled elderly received was 2.01 which was lower than the middle point, 4.5. Second, the level of the depression of the functionally disabled elderly followed by background variables, the degree of agreement with family support, and public support represented significant differences among group according to religion, the type of previous occupation, the ownership of house, the type of residence, the presence of spouse, education level, and the source of income. Third, the relative influence toward the depression of the functionally disabled elderly was shown in the order of importance as follows: family support, the degree of functional disability, the ownership of house, public support, the presence of spouse, the source of income, the number of daughters, the degree of functional disablity.
Objectives: The main purpose of this study was to examine how family strengths affect friend attachment and psychological well-being among college students and to analyze the relative influence of these two variables on psychological well-being. Method: Data were collected by self-administered questionnaire method from 362 university students in four different regions. The data were analyzed through various statistical methods such as t and F tests, Pearson's correlation analyses, and multiple regression analyses. Results: First, there were significant differences in the level of psychological well-being according to gender and the monthly family income, showing that males and higher family income group reported greater psychogocal-well-being level. Males also reported lower level of anxious attachment. Second, correlational analyses results indicated that college students' psychological well-being was positively related with family strengths and secure attachment, and was negatively correlated with avoidant and anxious attachment. Finally, the results of hierarchical multiple regression analyses indicated that college student's psychological well-being was influenced by family communication, secure attachment, and anxious attachment, showing that anxious attachment was the most influential variable. Conclusions: This study suggests the importance of providing education and/or counseling services focusing on strengthening the positive relationship with their friends and on increasing the family communication for college students' psychological well-being.
This study was on the relative net income (RNI) for 18,286 Iranian Holstein cows from 799 herds, with first freshening between 1991 and 2000. Two kinds of production system, which differed mainly in milk pricing system and feed cost, were considered. Four different models adopted from the literature were examined to find the optimum model. They differed by the cost of rearing and growth after first calving and they needed different amounts of economic data at the farm level. Results showed that four measures of RNI were highly correlated (>0.96) and could be used equally to measure lifetime profitability of cows. Therefore, in herds without a regular system for recording economic and management data, use of the simplest model is recommended. Multiple regression analysis revealed that RNI was affected by age at first freshening, milk yield and days of productive life (DPL), regardless of production system, and a similar breeding goal could be defined for the two systems. Multiple regression analysis of RNI showed that in order to obtain an unbiased estimate of economic value for DPL, the per day milk yield, not total lifetime milk yield, should be included in the regression model along with DPL. Regression analysis suggested that it is possible to predict RNI using information on age at first freshening along with the length of first lactation and per day milk yield with a coefficient of determination ranging from 0.44 to 0.47.
This article analyzes individualization of family policies and gender division of unpaid work in Germany, Netherlands and South Korea. Measured in terms of women's employment promotion, the individualization at the policy level was greater in Korea than both Germany and Netherlands. However, married women's share of unpaid work was substantially larger in Korea than Germany and Netherlands. The strong unequal divison of unpaid work was also the case among working married women. Regression analysis showed that share of unpaid work in Korea was related to relative income in all three countries. But while gender ideology was positively related to married women's share of unpaid work in Germany and Netherlands, the relationship was not found in Korea. Gender of respondent was also an explanatory factor for all three countries. The influence of married women's relative income and gender ideology on share of unpaid work was similar to or larger than the effect of gender of respondents in Germany and Netherlands. By contrast, it was gender of respondent that mattered most for married women's share of unpaid work in Korea. Among working married women, we found that both relative income and gender ideology were related to differences in share of unpaid work in Germany and Netherlands which was either similar to or larger than the effect of gender of respondent. However, we found that gender of respondent mattered most in Korea.
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