• 제목/요약/키워드: Preparation for Old age plan

검색결과 15건 처리시간 0.026초

예비 전역자의 노후생활인식이 노후설계준비에 미치는 영향 (The Effects of Veterans' Perception of Old age on the Preparation for Old Age Plan)

  • 양태호;임왕규
    • 한국콘텐츠학회논문지
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    • 제14권10호
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    • pp.137-150
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    • 2014
  • 본 연구는 급속한 한국의 인구 고령화로 노후설계의 필요성이 증대되고 있음에도 불구하고 사회와 다소 소외되어 있는 군인을 대상으로 노후생활인식이 노후설계준비에 미치는 영향을 분석하였다. 연구결과 인구사회학적 특성에 따른 차이는 2개 영역(경제적 여가)의 노후설계준비에서 계급, 학력, 종교, 가정구성에서 유의한 차이를 보였으나 신체적 영역에서는 재산만이 유의한 차이를 보여 군 특성이 반영된 결과를 나타냈다. 예비 전역자의 노후생활인식이 노후설계준비에 어떠한 영향을 미치는지의 연구에서는 노후생활인식을 '성공적인 노후생활의 인식'과 '노후에 예상되는 문제점 인식'으로 상반된 개념의 두 가지 요인을 적용한 결과, 이들은 2개 영역(경제적 여가)의 노후설계준비에 정(+)의 영향을 주는 요인이었으나 신체적 영역에서는 유의하지 않았다. 전직지원교육 학습활동의 조절효과는 노후생활인식 중 '예상되는 문제점 인식'에 조절효과가 나타났으나 '성공노년 인식'요인에는 나타나지 않았다.

한국 치과기공사의 노후 준비에 관한 연구 (A Study about Preparation of old age of Korean dental technicians)

  • 이선경
    • 대한치과기공학회지
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    • 제37권3호
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    • pp.145-155
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    • 2015
  • Purpose: The Purpose of the study is to investigate the need for the preparation of old age of Korean dental technicians. Methods: A total of 778 dental technicians were selected by proportional stratified by region compared to extraction sampling from a list of Korea dental technician Association in 2012. The final sample size was 386. Questionnaires consisted of 9 general characteristics, recognition of old age 4, and preparation of old age 9 on a Liken 5 scale. Cronbach's alpha was 0.784 in the study. All statistical analyzed were performed using SPSS 14.0(Statistical Packages for Social Science Ver. 14.0. Chicago, IL, USA). Results: Factors affecting the aging preparation is gender, age, clinical career, work place(p<0.001). Conclusion: This study suggested that preparation for old age of Korean dental technicians was very important and the preparation must be connected with the social welfare policy.

치기공사의 은퇴 및 노후준비 -수도권 지역 치기공사를 대상으로- (Retirement and old age preparation of dental technicians -Targeting the metropolitan area dental technicians-)

  • 조수민;이해찬;정종권;유동현;이종선;이정수;배은정;김지환
    • 대한치과기공학회지
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    • 제38권4호
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    • pp.315-325
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    • 2016
  • Purpose: This study investigated perception and plan of dental technologists regarding the old age and retirement for them to enjoy stable old age. Methods: Dental technologists working in Seoul, Incheon, and Gyeonggido were asked to fill out a self-administered questionnaire, and a total of 200 copies were used for analysis. The collected data were statistically analyzed by using SPSS 22.0(Statistical Package for Social Sciences. Chicago, IL, USA) (a=0.05). In order to compare perception toward old age preparation among the subjects, a Chi-square test was performed, and, to investigate the level of preparedness for old age according to general characteristics, t-test was performed. Results: In the analysis of the old age preparedness by age, there was a significant difference in financial preparation, Asset identification, use of retiring allowance, information gathering, senior town home, and stability (p<0.05). To the questions regarding perception toward retirement, the majority of the subjects (60.5%) answered they had thought about retirement, and many (23.9%) of them attributed the reason to job stress (23.9%). Regarding old age preparedness according to workplace, there was a significant difference in use of retirement allowance and education for old age preparedness between general dental laboratories and general hospitals (p<0.05). Conclusion: It is believed that, for preparation of dental technologists for stable old age, in addition to their personal effort, it is important to provide social support and practical measures to ensure welfare and retirement.

한국 성인세대의 노후준비에 관한 연구 - $30{\cdot}40{\cdot}50$대 기혼남녀를 대상으로 - (A Study on Korean Adults' Planning for Old Age)

  • 강유진
    • 한국지역사회생활과학회지
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    • 제16권4호
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    • pp.159-174
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    • 2005
  • This study examines adult perceptions of old age planning and the factors that explain the degree of their planning for the future. The data came from 478 adults between the age of 30 and 59 living in Gunpo city. Major findings can be summarized as follows. First, we find that participants are well aware of the need for old age planning, and that the majority of them think aey are responsible for their old age security. Nevertheless they are not preparing for later life very much. Second, they are doing their best planking for their later lives in the area of social activities. The degree of participants' preparation varies depending on their age and socioeconomic factors. Finally, participants who strongly recognize their parents' role are also more likely to plan for the future. These results suggest that the educational programs and systems for pre-instruction about various plans for old age be developed for even younger people.

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안정적 노후준비 가계의 특성 및 이에 영향을 미치는 요인 분석 - 예비노인의 경제적 노후준비를 중심으로 - (The Characteristics of the Households Prepared for the Stable Elderlyhood Financially and Analysis of Factors Influencing on them)

  • 이선형;최은희
    • 가족자원경영과 정책
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    • 제14권4호
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    • pp.193-212
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    • 2010
  • The pre-elderly approaching old age in our society confront having a harsh economic status. The main purpose of this study was to explore the factors influencing the preparation of the pre-elderly for overcoming this status. In particular, it focused on financially stable pre-elderly persons. The data from the 2008 Chungcheongnam-do Welfare Plan for Five Years collected by the Chungnam Women's Policy Development Institute was used to analyze the research questions. The participants in this study included 735 persons (ages 55-64) living in Chungcheongnam-do. Five hundred and eighty-one self-reported questionnaires were used for the final analysis using SAS, version 9.1. This study attempted to identify the important variables needed to find the factors related to socio-demographic and economic characteristics, the adult-child relationship, the preparation plan for old age, etc. The results showed that job and health status were key to preparation for financial stability among the elderly. Another finding was the importance of concrete financial planning for the elderly; that is to say, the pre-elderly who made more concrete plans than indefinite ones were likely to belong to stable households. Another significant finding was that it is important to consider both objective and subjective factors for the financial preparation of the elderly. These results should serve as reference data for the future welfare policy for the elderly, because the financial independence of the elderly will be vital for a healthy relationship between new and old generations.

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도시주부의 "자산증식을 위한 행동"에 관한 연구 (Study on the Urban housewives' management behavior for the increase of their assets)

  • 강혜경
    • 대한가정학회지
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    • 제28권3호
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    • pp.87-103
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    • 1990
  • The purpose of this study is to provide basis data to understand the urban housewives' assets management behavior. The result can be summarized as follows: 1. The more urban housewives were educated, the more they were satisfied with methods of assets management. So it turned out that the educational improvement of husbands and wives brought forth the satisfaction of their lives. From this result, we can conclude that more improved education is essential to us. 2. Specifically, age is an important factor of the reasons of assets management. Among housewives below 40 years old. the preparation for purchasing durable goods and more leisure was the main reason for assets management. Among housewives from 40 to 50, the preparation for expenditures of education and marriage of their children was the main reason. Among housewives above 50, the preparation for their retirement was the main reason. As results, we can notice that they don't make a long-range plan positively but they usually prepare expenditures for their seasonable needs. So we have to emphasize on educating them to make a long-range plan.

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중년층의 성공적 노화인식과 노후준비와의 관계에 관한 연구 (Relations between the Middle Aged's Perception of Successful Aging and their Preparations for the Old Age)

  • 강성옥;하규수
    • 디지털융복합연구
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    • 제11권12호
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    • pp.121-144
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    • 2013
  • 본 연구는 중년층의 성공적 노화인식이 노후준비에 미치는 영향을 규명하기 위한 것이다. 이를 위하여 서울 경기지역의 35-65세 미만 중년층 350명을 대상으로 데이터를 수집하였고 위계적 회귀분석을 이용하여 분석하였다. 연구결과는 첫째, 중년층의 노후준비도는 평균 보통보다 약간 높은 수준으로 정서적 준비도가 가장 높았고 가장 준비도가 낮은 변인은 경제적 준비로 나타났다. 성공적 노화 인식수준은 상당히 긍정적인 인식수준을 보였으며 일상의 안녕에 대한 인식수준이 가장 높게 나타났다. 둘째, 노후준비에 영향을 주는 개인적 특성은 성별, 연령, 결혼상태, 종교유무, 직업, 월 가구소득, 건강상태, 노후계획정도, 사회활동 정도로 나타났다. 셋째, 성공적 노화인식은 노후준비에 정적인 영향을 미치는 것으로 나타나 성공적 노화 인식수준이 높을수록 성공적인 노후를 위한 준비를 보다 적극적으로 함을 알 수 있다. 성공적 노화의 하위변인 중 심리사회적 안녕과 자기효능감이 높을수록 신체적 준비를 잘 하고 있으며 심리사회적 안녕, 일상의 안녕, 자기효능감의 순으로 정서적 준비에 정적인 영향을 주는 것으로 나타났다.

여성의 부의 인식에 따른 가계자산증식에 관한 연구 (A Study on the Households Property Increase to the Wealth Recognition of Woman's)

  • 이애련
    • 가족자원경영과 정책
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    • 제13권3호
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    • pp.181-205
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    • 2009
  • The purpose of this study is to investigate some Influencing factors related to the wealth perception and property increase of 519 women in Seoul. The research was conducted from the end of February 15 to the beginning of January 20, 2009. The figures obtained were analyzed by frequency, percentage, mean, x-test, t-test, F-test, chi-square, and Duncan's F-test with SPSS pc+ The major findings of who study are summarized as follows: l.There were significant differences between the wealth recognition (economic plan affirmative and negative perception of wealth) for women according to social and psychological variables; economic plans have a higher value for married women, older women, those who have followed a postgraduate university course, those with higher income and expenditure, higher life satisfaction, and high and middle satisfaction with their economic life. In particular, economic plans varied significantly according to expectation of wealth in old age, and future economic prospects in the middle group. 2. Increased wealth and economic according to social and psychological variables (marital status, age, education, income, expenditure, life satisfaction, satisfaction with economic life, expectation of wealth in old age, future economic prospects) were shown to be associated with the following methods of increasing property: use of savings banks (p<.001) showed a rate of deposit of 20%-40% (p<.001) saving and thrift was a practice (p<001) that was related to the cost of living; and education expenditure (p<.001) as a property preparation period was exhibited in women aged 25-30 (p<.001). 3. There were significant differences in the recognition of wealth according to strategies for increasing wealth. There were no significant differences between mean of property acquisition and point of expenditure or the property preparation period in the perception of wealth. The related variables in rate of deposits were under 20% according to economic plan and negative wealth perception. In contrast, in the middle and high group, the economic plan and negative wealth perception were 20%-40% in relation to the rate of deposits. Variables related to the action of saving and thrift and property acquisition were practiced in the low and middle group of affirmative wealth recognition and the high group of negative wealth perception. The high group for wealthrecognition and the low group for wealthnegation exhibited little savings, thrift, and property accumulation. Those variables which point an expenditure the cost of living were education expenditure in all groups of negative wealth perception. The women in the study practiced more soundness economic planning according to their increased wealth and economic strategy. This study suggests that women should have positive wealth perception in their lives.

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공적연금 수급 여부에 따른 노년기 세대관계 잠재 유형 분류 및 영향 요인 분석 (An Analysis on Identifying Typology of Intergenerational Relationship and Affecting Factors among the Old Retirees According to the Eligibility of Public Pension)

  • 조지용;이종하
    • 가족자원경영과 정책
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    • 제17권4호
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    • pp.189-213
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    • 2013
  • The purpose of this work is to explore different types of intergenerational relationships in the later lives of old retirees. This will be done according to the eligibility of public pension and the old age social security system so that the factors affecting intergenerational relationships can be analyzed, and to propose a plan to improve social adaptation in later life. The data used in this work are the Fourth basic survey data of the 2011 Korea Retirement and Income Study. The study subjects of this work were 2,435 retirees over age 65 who had children. In this study, latent class analysis and logistic regression analysis were conducted to classify types of intergenerational relationships and to analyze the influence of relevant factors. As a result of the analysis, some of those in the group were eligible for public pension, and the ones who were not were classified into three types: the closely-living-together type, the separate-living-contact type, and the estrangement type. In the group not eligible for public pension, it was found that age, spouse, number of children, economic factors, and level of health satisfaction gave significant power to intergenerational relationships. In the group eligible for public pension, it was found that age, income and net assets, ADL(Activities of Daily Living), whether there was an IADL(Instrumental Activities of Daily Living) spouse, and number of children affected types of intergenerational relationships; Socio-demographic factors, economic factors, and healthy factors became significant variables according to the classified types of intergenerational relationship. Based on the study results, this work suggested such necessities to lay the foundation for an elderly welfare system for social adaptation in later life, This includes the offering of programs for retirement preparation, the use of family and local society resources, and expansion of the opportunity to participate in social activities.

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중년층의 직업특성과 활동특성이 은퇴준비에 미치는 영향 (Effects of the Occupation and Activity Nature of the Middle-Aged on Retirement Preparation)

  • 신계수;조성숙
    • 한국콘텐츠학회논문지
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    • 제11권11호
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    • pp.296-312
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    • 2011
  • 급속한 저출산과 고령화 추세를 보이고 있는 우리나라는 IMF 외환위기 이후 저성장과 저금리가 장기적으로 지속되면서 경제적으로 어려움을 겪고 있다. 이러한 여건에서 현재 중년층은 다가올 노년기에 대비하기 위해 신체적, 심리적, 사회적, 경제적 은퇴준비를 체계적으로 해야 하는 것이 매우 중요한 과업이다. 따라서 본 연구는 중년층의 직업특성과 활동특성이 신체적, 심리적, 사회적, 경제적 은퇴준비 영역에 미치는 영향을 파악하고자 한다. 수도권과 충청권 지역의 회사원, 공무원, 자영업, 전문직에 종사하는 30~50대 344명을 대상으로 구조화된 설문지를 이용하여 자료를 수집하였으며 분석한 결과를 정리하면 다음과 같다. 첫째, 연령이 높고 건강이 좋을수록 직장에서의 역할이 안정적이고 여가활동을 많이 할수록 신체적 준비를 더 많이 하고 있었다. 둘째, 남성에 비해 여성이 직장동료와 좋은 관계를 유지할수록 직업에 대한 태도가 긍정적이고 여가활동을 중요시할수록 심리적 준비를 더 많이 하는 것으로 나타났다. 셋째, 자신의 직장이 안정적이라고 인식하며 사회활동과 여가활동을 많이 할수록 사회적 준비를 더 많이 하는 것으로 나타났다. 넷째, 경제적으로 여유가 있을수록 경제적 준비 정도가 높았지만 직업특성과 활동특성은 경제적 준비에 영향을 미치지 않는 것으로 나타났다. 이러한 분석결과는 최근 사회적 이슈가 되고 있는 은퇴준비가 직업 특성과 활동특성에 의해 영향을 받고 있음을 보여주며, 향후 중년층의 은퇴준비를 위한 구체적인 정책과 프로그램이 다양하게 준비되어야 함을 의미한다.