• Title/Summary/Keyword: Micro business

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Micro Account Officer's Performance in New Era: Evidence from Banks in Indonesia

  • APRIANTORO, Irwan;PUTRAWAN, I. Made;ERYANTO, Henry
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.10
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    • pp.179-188
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    • 2022
  • Professional micro account officers create top-notch state-owned bank human resources using their knowledge, attitudes, characteristics, and talents. Therefore, it is vital to undertake study to ascertain how the performance of micro account officers will impact the personality and leadership style mediated through motivation. The goal of this study is to identify the mediated role of motivation (MOT) in the relationship between micro account officers' performance (citizenship behavior/CB) and leadership styles (LS) and personalities (BFP). Data was collected from 1.510 micro account officers of banks in Indonesia using the causal survey method to determine their citizenship behavior, leadership styles, personality, and role of motivation. The data collected was analyzed by structural equation modeling (SEM), with the result that leadership style, personality, motivation, leadership style, and personality have a significant effect on motivation and citizenship behavior. The interesting findings are related to the role of leadership style, micro account officer's personality, and citizenship behavior mediated by motivation. It was determined that micro account officers' enhanced performance (CB) was assigned by taking into account how their perceived superordinate leadership style, whether transformational direction or reversely by transactional propensity, and features of micro account officer including their personality, which was affected by five factors as well would then be well mediated by motivation.

An Exploratory Study on the Application Method of Social Franchising by Franchisee's Characteristics (가맹점주 특성에 따른 Social Franchising 개념의 적용 방식에 대한 연구)

  • Kim, Hyunsoon;Park, Ju-Young
    • Journal of Distribution Research
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    • v.17 no.5
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    • pp.25-38
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    • 2012
  • In general, commercial franchisors prefer franchisees with high entrepreneurship and business capability. However, these entrepreneurial franchisees with high capability tend to depend less on franchisors. Although franchisees with less entrepreneurship and low capability need intensive care from franchisors, some of them result in business failure due to improper supports from incapable franchisors. This paper suggests several propositions regarding social franchising's role in supporting the low-income urban people on the premise that social franchising or micro-franchising provides implications for franchisor strategic orientations for franchisees with little capital. Through literature review about social franchising and micro franchising, some implications are drawn. Many social enterprises use franchising to get growth and sustainability, because franchising allow social enterprise to expand its scale and to achieve economies of scale despite of its non-commercial and social purpose. And continuous support and training undertake the most important role to achieve its social purpose. In commercial franchising, especially small business format franchising sector, franchisor have to consider not only commercial purpose but also social responsibility because of low capability and less entrepreneurship of franchisee. If franchisor pursue only own profit, this can increase the conflict and franchise system failure. So far many franchisors are concerned with own profit and external growth. But it is necessary to consider symbiotic relationship, social responsibility and sustainability more for the sake of desirable industrial growth in the future.

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Profiling Usage Motivation in Micro-blogging Service by Q-methodology : The case of me2DAY (Q 방법론을 적용한 마이크로 블로깅 서비스의 이용 동기 유형 분석 : 미투데이 사례)

  • Kim, Kyung-Kyu;Kim, Hyo-Jin;Ryoo, Sung-Yul
    • The Journal of Society for e-Business Studies
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    • v.15 no.3
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    • pp.45-61
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    • 2010
  • This study investigated the types of intention to use micro-blogging service. In this study, we classified micro-blogging users' motivations using Q methodology which enables measure objectivity with subjective activity like individual thinking and feeling. The results of this study showed that micro-blogging service users' motivationswere classified into four types. Type 1 is 'relationship oriented type' and Type 2 is 'self-expression type.' Type 3 is 'time consumption type' and Type 4 is 'information seeking type.' The findings imply that the characteristics of each user type can be utilized to customize micro-blogging services.

Manufacture of Soluble Micro-fiber and Low Melting Polymer for Interior Synthetic Leather (인테리어용 인조가죽을 위한 용출형 극세사와 저온 융착사의 제조)

  • Ahn, Young-Moo
    • Korean Journal of Human Ecology
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    • v.12 no.4
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    • pp.529-537
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    • 2003
  • This study was conducted to manufacture the soluble micro-fiber and to synthesize low melting polymer for the interior fabric not to use the polyurethane resin causing some problems. Low melting polyester for weft yarn was introduced by adding 30-40 mol% ratio of isophthalic acid to a main chain of polyethylene terephthalate to decrease the melting temperature up to heat setting temperature. Micro-fiber for warp yarn consisted of both soluble and insoluble components with multi-layered structure. When the soluble micro-fiber was treated by alkaline hydrolysis with 3-5% concentration of NaOH, it showed the turning point at 28% weight loss since soluble polyester was hydrolyzed approximate five times faster than regular polyester.

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A Study on Determinants of Micro-enterprise Performance (소상공인의 경영성과 결정요인)

  • Oh, Sangyoung
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.13 no.12
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    • pp.5759-5763
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    • 2012
  • I conducted structural model analysis which is considered the influence of "government policy and micro-enterprise manager's characteristics" on management performance through effective analysis on governmental policy for micro-enterprise funding, training and consulting support. This study results showed characteristics of micro-enterprise manager and government policy significant to management performance. In the structural model, significant independent variables are customer's accessibility, promotion availability, goods mobility, customer attractive ability, effectiveness of funding, size of supported training, and effectiveness of training and satisfaction of supported consulting size.

A Study of Micro-piles Method combined with the Resisting Fixture interacting the power of frictional resistance in a contrary direction (양방향 저항체를 결합한 마이크로파일공법 연구)

  • Baik, Dong-Ho;Lee, Sang-Moo
    • Proceedings of the Korean Institute of Building Construction Conference
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    • 2014.05a
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    • pp.74-75
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    • 2014
  • In remodeling business or construction of both new strucures and existing structures, Case that pile foundation was set is often. Micro pile, holding compressive force and tensile force by spherical friction, is supported by skin friction rather than end bearing capacity. but, This is weak in tension. Active area of micro pile's skin friction is narrow and micro pile don't do unification behavior hence. So bearing capacity was not fully mobilized in existing researching. In this study, in order to compensate for this method, micro pile to install Resisting Fixture is proposed.

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Service Development Tool for Micro Grid Common Platform (마이크로 그리드용 공통플랫폼 서비스 개발 도구)

  • Lee, Hyun-Hee;You, Dae-Sang
    • Journal of the Korea Institute of Information and Communication Engineering
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    • v.19 no.6
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    • pp.1455-1461
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    • 2015
  • Micro Grid is a new concept of electrical grid to solve several problems of Mega-Grid and it is under research and development at the national level around the world. With this background, Micro Grid Common Platform has been developed for interoperability technology of devices-systems in Micro Grid and securing enabler for new market. For supporting business models, Micro Grid Common Platform provides electric power information to Third-Party licensee via Open API function. Licensee, who want to develop electric power application by connecting to Micro Grid Common Platform, needs IDE(Integrated Development Environment) for service development and distribution. The paper proposes a service development tool for developing applications of Micro Grid Common Platform as a PaaS (Platform as a Service).

Quality of Entrepreneurship and Micro-, Small- and Medium-sized Enterprises' (MSMEs) Financial Performance in Indonesia

  • HANGGRAENI, Dewi;SINAMO, Timothy
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.4
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    • pp.897-907
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    • 2021
  • The purpose of this study is to investigate the quality of entrepreneurship - motivation, entrepreneurial orientation, and risk behavior - in relation to the odds of micro-, small- and medium-sized enterprises' (MSMEs) financial performance in Indonesia. Additionally, this paper investigates how these qualities apply for the current challenges perceived by MSMEs' entrepreneurs in Indonesia due to Covid-19 crisis; specifically, this paper examines the odds of MSMEs' financial performance during the pandemic in respect to when these qualities are implemented by the entrepreneurs. The empirical data was obtained from an online survey by means of a structured questionnaire. MSMEs surveyed were randomly selected on a national scale. To test the hypotheses, a quantitative approach is employed, using multinomial regression. The main result shows that, under normal economic environment, the more intrinsically-motivated and continuity-driven entrepreneur is, the more likely the MSME will achieve financial growth compared to remaining stagnant. To our surprise, innovativeness leads to less likelihood of MSME's financial growth, suggesting the significance of innovation does not apply to MSMEs in Indonesia. Lastly, MSMEs' risk behavior to operate in a stable business environment is found more likely to result in a better performance and is true for operational and financial risks, but not marketing risks.

Business Model Evaluation based on WTP Model: Pricing-by-rating(PBR) as the Baseline of Pricing Policy and a Criterion of Business Model Evaluation (WTP모델 기반의 비즈니스모델 평가: PBR, 가격책정과 비즈니스모델 평가기준)

  • Kim, In-Ho Stephen;Ku, Tae-Yong Daniel
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.11 no.2
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    • pp.157-165
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    • 2016
  • To provide the baseline for pricing, this paper proposes pricing-by-rating (PBR) as pricing model at micro-foundations level that can work as the baseline for all pricing models as well as an assessment criterion of business model in all circumstances. It sets up firstly WTP (willingness to pay/purchase) model from explicit needs and develops PBR based on the ordinal scale of the difference between the WTP and the WTS (willingness to supply/sell) by comparing individually the corresponding element/component of a firm's actual marketing mix 4P with that of the best SPEC (solution, price indicator by WTP, encouragement, channel) as an ideal 4P a customer expects and also by comparing the interaction between the 4P and the best SPEC as a whole collectively. And through illustrations it shows its applicability to evaluating business model in practice and finally asserts that PBR works as the baseline for pricing policy and as a criterion of business model evaluation in any circumstances.

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Investigation and Analysis of the Employees Happiness in Small and Micro Enterprises under the New Normal in China

  • Kong WEIXIN;Gao ZHITONG;Shan YI
    • The Journal of Industrial Distribution & Business
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    • v.14 no.12
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    • pp.1-9
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    • 2023
  • Purpose: As China's economic development enters new normal, employee happiness degree of small and micro enterprises will take on new features. The purpose of this paper is to discover the characteristics of changes in employee happiness, and provide reference and management suggestions. Research design, data and methodology: This paper determined the factors affecting employee happiness, established a measure model of happiness, measured and analyzed employee happiness by selecting more than 1,108 employees from 30 domestic small and micro enterprises. Results: First, the overall level of happiness in small and micro enterprises is relatively low. Second, there is no significant difference in happiness perception among employees in terms of the six factors. Third, the employees of small and micro enterprises have the highest happiness in three issues, including work distribution, internal interpersonal relationships, and less institutional constraints, the happiness on the two compensation benefits and a democratic management issue is the lowest. Fourth, gender factor has no significant effect on employee happiness, while age, working years, education, position, and the nature of employment have a significant impact on happiness. Conclusions: Employee happiness of small and micro enterprises will take on new features. Some human resource management suggestions are proposed from different perspectives based on the survey results.