• 제목/요약/키워드: Loss

검색결과 34,569건 처리시간 0.05초

AN INVESTIGATION OF THE KOREAN GENERAL INSURANCE INDUSTRY: EVIDENCE OF STRUCTURAL CHANGES AND IMPACT OF MACRO-ECONOMIC FACTORS ON LOSS RATIOS

  • Thompson, Ephraim Kwashie;Kim, So-Yeun
    • East Asian mathematical journal
    • /
    • 제38권5호
    • /
    • pp.617-641
    • /
    • 2022
  • In this study, we first present a brief overview of the Korean general insurance market. We then explore the characteristics of the loss ratios of the Korean general insurance industry and apply Markov regime-switching methodology to model the loss ratios of these insurance companies by line of business based on changes in economic regimes. This study applies a number of confirmatory tests such as Zivot-Andrews test (2002), the Chow (1960) test and the Bai and Perron (1998) to confirm the presence of structural breaks in the time series of the loss ratios by line of business. Then, we employ Markov regime-switching methodology to model these loss ratios. We find empirical evidence that the loss ratios reported by insurance companies in Korea is characterized by two distinct regimes; a regime with high volatility and a regime with low volatility, except for vehicle insurance. Our analyses suggest that macro-economic conditions have significant explanatory effect on loss ratios but the direction of effect differs based on the line of business and the regime. Unlike previous studies that have applied linear regressions or divided the samples into different periods and then apply linear regressions to model loss ratios, we argue for the application of Markov regime-switching methodology, which are able to automatically distinguish the different regimes that may be associated with the movements of loss ratios based on differing economic conditions and regulatory upheavals. This study provides a more in depth understanding of loss ratios in the general insurance industry and will be of value to insurance practitioners in modelling the loss ratios associated with their businesses to aid in their decision making. The results may also provide a basis for further studies in other markets apart from Korea as well as for shaping policy decisions related to loss ratios.

입사각의 변화에 따른 터빈 캐스케이드에서 손실계수에 관한 실험적 연구 (An Experimental Study on Loss Coefficient of Turbine Cascade with Incidence Angles)

  • 이주형;허원회;전창수
    • 한국유체기계학회 논문집
    • /
    • 제2권4호
    • /
    • pp.48-56
    • /
    • 1999
  • For the study on loss coefficients of turbine cascade with variation of incidence angle, the wind-tunnel tests were performed under the ranges in velocity of 10 m/s, 15 m/s, 20 m/s and incidence angles from $-20^{\circ}\;to\;20^{\circ}$ by intervals of $5^{\circ}$. Comparing our results with Soderberg's prediction, differences in loss coefficient were $2.5\%\;and\;2.8\%$ each for 10 m/s and 15 m/s. A large disagreement of $30.3\%$ was showed at 20 m/s freestream velocity. The comparisons of these test results with Ainley's prediction showed an $8\%$ difference in the case of 20 m/s freestream velocity. Test results were approximately comparable with Ainley's loss prediction's in incidence angles. Generally, averaged total pressure loss seemed to be decreased as Reynolds number increased. The total pressure loss coefficients were increased parabolically, as incidence angles were increased negatively and positively from $0^{\circ}$, in all speed ranges. At the far low freestream velocities, minimum loss accurred between $-5^{\circ}\;and\;+5^{\circ}$. But this minimum range narrowed the location of this range by shifting to the direction of the angle as freestream velocity was increased.

  • PDF

개인의 상실감이 디지털 컨텐츠 선호에 미치는 영향에 대한 탐색적 연구 (An Exploratory Study on the Effects of the Negative Emotions on the Selection of Digital Contents)

  • 오창규
    • 한국정보시스템학회지:정보시스템연구
    • /
    • 제19권4호
    • /
    • pp.253-270
    • /
    • 2010
  • The adjustment of negative emotions in later life is related to the quality of life and life satisfaction. any studies have examined how to control the negative emotions in related to physical, psychological, and social relationships. As the digital media and contents positively influence elder's mental and somatic well-being, it is significant to examine this problem from IT usage, especially the selection of digital contents. This study validated the theoretical study through a qualitative exploratory study comprising both negative emotions and the selection of digital contents, and empirically tested the proposed research model on the older people. The result shows the pattern of linkages between the grief of loss and the pursuit of digital contents. Loss from being parted by death and loss of relations was positively related to the information seeking contents. Economical loss and loss of physical functions was positively related to the innovation seeking contents. Loss of physical functions and Loss from being parted by death was positively related to the emotion seeking contents. And economic loss and loss of relations was positively related to the entertainment seeking contents.

연속 패킷 손실 환경에서 실시간 패킷 전송을 위한 systematic erasure code의 부가 전송량 추정 방법 (On Estimation of Redundancy Information Transmission based on Systematic Erasure code for Realtime Packet Transmission in Bursty Packet Loss Environments.)

  • 육성원;강민규;김두현;신병철;조동호
    • 한국통신학회논문지
    • /
    • 제24권10B호
    • /
    • pp.1824-1831
    • /
    • 1999
  • 본 논문에서는 연속 패킷 손실 환경에서 systematic erasure code를 적용하였을 경우의 손실 복구율에 관하여 분석하고 손실 특성에 따른 부가 전송량의 추정방법에 대하여 제시한다. 연속 패킷 손실환경은 Gilbert 모델로 설정하였고, 기존의 연속 손실 환경에서의 erasure code의 손실 복구율 분석방안을 이용하여 systematic erasure code를 사용하였을 경우의 성능을 분석하고, 평균 패킷 손실율, 손실의 평균 길이 등의 주어진 패킷 손실 특성으로부터 주어진 손실 특성을 만족시키는 부가 전송량의 추정 방법을 제시한다.

  • PDF

SEA 기법을 이용한 저중량 대시판넬 흡,차음재 성능에 대한 연구 (Acoustic Study of light weight insulation system on Dash using SEA technique)

  • 임효석;박광서;김영호;김인동
    • 한국소음진동공학회:학술대회논문집
    • /
    • 한국소음진동공학회 2007년도 춘계학술대회논문집
    • /
    • pp.51-55
    • /
    • 2007
  • In this paper Statistical Energy Analysis has been considered to predict high frequency air borne interior noise. Dash panel Insulation is major part to reduce engine excitation noise. Transmission loss and absorption coefficient are considered to predict dash insulation performance. Transmission lose is derived from coupling loss factor and absorption coefficient is derived from internal damping loss factor. Material Biot properties were used to calculate each loss factors. Insulation geometry thickness distribution was hard to measure, so FeGate software was used to calculate thickness map from CAD drawing. Each predicted transmission losses between conventional insulation and light weight insulation were compared with SEA. Transmission loss measurement was performed to validate each prediction result, and it showed good correlation between prediction and measurement. Finally interior noise prediction was performed and result showed light weight insulation system can reduce 40% weight to keep similar performance with conventional insulation system, even though light weigh insulation system has lower sound transmission loss and higher absorption coefficient than conventional system.

  • PDF

The Association Between Occupational Exposure to Hand-Arm Vibration and Hearing Loss: A Systematic Literature Review

  • Weier, Michael H.
    • Safety and Health at Work
    • /
    • 제11권3호
    • /
    • pp.249-261
    • /
    • 2020
  • Background: Hearing loss is one of the most prevalent worker health conditions worldwide. Although the effect of noise exposure on hearing is well researched, other workplace exposures may account for significant hearing loss. The aim of this review was to determine whether occupational hand-arm vibration exposure through use of power or pneumatic tools, independent of noise exposure, is associated with permanent hearing loss. Do workers suffer from hand-arm vibratione-induced hearing loss? Methods: Peer-reviewed articles published in English between 1981 and 2020 were identified through five online databases with five search keywords. Preferred Reporting Items for Systematic Reviews and Meta-analyses guidelines, including online database search methodology, study selection, article exclusion, and assessment of potential study design confounders and biases, were followed. Results: Database searches retrieved 697 articles. Fifteen articles that reported 17 studies met the criteria for review. All but two studies revealed statistically significant associations between occupational exposure to hand-arm vibration and hearing loss. The majority of the study results revealed associations between hand-arm vibration and hearing loss, independent of potential age and noise confounders. Conclusion: Few studies have examined the association between occupational exposure to hand-arm vibration and hearing loss. Dose response data were limited as only one study measured vibration intensity and duration. Although the majority of studies identified statistically significant associations, causal relationships could not be determined. Further research using standardized and uniform measurement protocols is needed to confirm whether the association between occupational exposure to hand-arm vibration and permanent hearing loss is causal and the mechanism(s).

Non-Invasive in vivo Loss Tangent Imaging: Thermal Sensitivity Estimation at the Larmor Frequency

  • Choi, Narae;Kim, Min-Oh;Shin, Jaewook;Lee, Joonsung;Kim, Dong-Hyun
    • Investigative Magnetic Resonance Imaging
    • /
    • 제20권1호
    • /
    • pp.36-43
    • /
    • 2016
  • Visualization of the tissue loss tangent property can provide distinct contrast and offer new information related to tissue electrical properties. A method for non-invasive imaging of the electrical loss tangent of tissue using magnetic resonance imaging (MRI) was demonstrated, and the effect of loss tangent was observed through simulations assuming a hyperthermia procedure. For measurement of tissue loss tangent, radiofrequency field maps ($B_1{^+}$ complex map) were acquired using a double-angle actual flip angle imaging MRI sequence. The conductivity and permittivity were estimated from the complex valued $B_1{^+}$ map using Helmholtz equations. Phantom and ex-vivo experiments were then performed. Electromagnetic simulations of hyperthermia were carried out for observation of temperature elevation with respect to loss tangent. Non-invasive imaging of tissue loss tangent via complex valued $B_1{^+}$ mapping using MRI was successfully conducted. Simulation results indicated that loss tangent is a dominant factor in temperature elevation in the high frequency range during hyperthermia. Knowledge of the tissue loss tangent value can be a useful marker for thermotherapy applications.

Blood haematology, muscle pH and serum cortisol changes in pigs with different levels of drip loss

  • Koomkrong, Nunyarat;Boonkaewwan, Chaiwat;Laenoi, Watchara;Kayan, Autchara
    • Asian-Australasian Journal of Animal Sciences
    • /
    • 제30권12호
    • /
    • pp.1751-1755
    • /
    • 2017
  • Objective: An experiment was conducted to study the blood haematology, muscle pH, and serum cortisol changes in pigs with different levels of drip loss. Methods: Two groups (low and high) of 20 animals were selected from 100 pigs based on drip loss. All [$Duroc{\times}(Large\;White{\times}Landrace)$] pigs were slaughtered according to standard slaughtering procedures. At exsanguinations, blood samples were taken for the haematological parameters and serum cortisol analysis. The muscle samples were taken from longissimus dorsi muscle to evaluate the muscle pH and drip loss. Results: Haematological parameters of low drip loss group showed higher content of white blood cells and monocytes than high drip loss group (p<0.05). The low drip loss group had higher muscle pH at 45 min (p<0.05) and 24 h (p<0.001) post-mortem than the high drip loss group. However, there was no significant difference in serum cortisol levels (p>0.05). Conclusion: Drip loss is mainly affected by the muscle pH decline after slaughter and also might be affected by white blood cells and monocytes.

Experimental Estimation on Magnetic Friction of Superconductor Flywheel Energy Storage System

  • Lee, Jeong-Phil;Han, Sang-Chul;Park, Byeong-Choel
    • Journal of Magnetics
    • /
    • 제16권2호
    • /
    • pp.124-128
    • /
    • 2011
  • This study estimated experimentally the loss distribution caused by magnetic friction in magnetic parts of a superconductor flywheel energy storage system (SFES) to obtain information for the design of high efficiency SFES. Through the spin down experiment using the manufactured vertical shaft type SFES with a journal type superconductor magnetic bearing (SMB), the coefficients of friction by the SMB, the stator core of permanent magnet synchronous motor/generator (PMSM/G), and the leakage flux of the metal parts were calculated. The coefficients of friction by the stator core of PMSM/G in case of using Si-steel and an amorphous core were calculated. The energy loss by magnetic friction in the stator core of PMSM/G was much larger than that in the other parts. The level of friction loss could be reduced dramatically using an amorphous core. Energy loss by the leakage magnetic field was small. On the other hand, the energy loss could be increased under other conditions according to the type of metal nearby the leakage magnetic fields. In manufactured SFES, the rotational loss by the amorphous core was approximately 2 times the loss of the superconductor and leakage. Moreover, the rotational loss by the Si-steel core is approximately 3~3.5 times the loss of superconductor and leakage.

Measurement of magnetization loss according to the winding pitch of CORC®

  • Han, Jinwoo;Choi, Kyeongdal;Kim, Woo-Seok;Lee, Ji-Kwang
    • 한국초전도ㆍ저온공학회논문지
    • /
    • 제23권4호
    • /
    • pp.25-29
    • /
    • 2021
  • For the application of HTS wire to AC power equipment, a conductor with high current capacity and low loss is required. CORC®, one of the high-current conductors manufactured using several HTS wires, is made by winding the wires in a spiral on a cylindrical former. Because the magnetization loss of a CORC® conductor depends on the degree of magnetic coupling between the wires constituting the CORC®, it is necessary to know the value of the magnetization loss of the CORC® itself. In order to obtain an accurate loss value, it is necessary to know the effect of the ratio of the winding pitch of the CORC® conductor in the pickup coil region sampling the magnetization loss signal. To confirm this effect, we prepare CORC® samples having various winding pitches, and measure and compare the magnetization losses. In addition, the magnetization loss was measured while rotating the CORC® samples and it was examined whether there was a difference in the magnetization loss according to the rotation.