• Title/Summary/Keyword: Insurers

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A Study on the Classification of Domestic Fire Detector using Response Time Index (반응시간지수(Response Time Index)를 이용한 국내 화재감지기 등급분류에 관한 연구)

  • Hong, Sung Ho;Kim, Dong Suck;Choi, Ki Ok
    • Journal of the Korean Society of Safety
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    • v.32 no.2
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    • pp.46-51
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    • 2017
  • This paper presents classification of domestic fire detector using response time index. Response time is measured using fire detector distributed in Korea, and the response time index is estimated. Plunge test prescribed by FM is conducted to measure response time of fire detector. The detector used to test is fixed temperature type(thermistor and bimetal type) and rate of rise temperature type(thermistor and pneumatic type). The nominal operation temperature of fixed temperature type detector is $70^{\circ}C$ and rate of rise temperature is $15^{\circ}C/min$. The fixed temperature type is measured 7 products, and the rate of rise temperature type is measured 5 products. The results show that in case of fixed temperature type(thermistor) is classified "Quick" or "Standard" and fixed temperature type(bimetal) is not classified. The rate of rise temperature type(thermistor) is classified "Fast" or "Ultra Fast" and the rate of rise temperature type(pneumatic) is classified "Very Fast" or "Ultra Fast". The pneumatic type shows more fast response than thermistor type. Also these results indicate the fixed temperature type(bimetal) is not suitable for early stage fire detection.

Analysis of Joint Life Insurance with Dependent Lifetime Distribution (상호 의존적 수명 분포하에서의 연생보험에 관한 연구)

  • Kang, Su-Hyun;Cha, Ji-Hwan
    • Communications for Statistical Applications and Methods
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    • v.18 no.6
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    • pp.771-785
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    • 2011
  • Most studies on the joint life insurance assume the lifetimes of insurers to be mutually independent; however, there have been various studies that illustrate the dependency of insurers' lifetimes. Subsequently, some approaches to model this type of dependency have been suggested. This paper proposes a joint dependent lifetime distribution for coupled lives under common environmental effect and applies the proposed model to the study of the joint life insurance. In addition, we investigate the effect of the false assumption of independent lifetimes when there exists dependency between the insurers' lifetimes assumed in this paper.

An analysis of determinants of purchase intension of individual pension using structural equation model (구조방정식모형을 이용한 개인연금 가입의향의 결정요인 분석)

  • Lee, Chanhee;Jung, Hongjoo
    • The Korean Journal of Applied Statistics
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    • v.29 no.3
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    • pp.409-424
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    • 2016
  • This study analyzed the causal relationship among factors that influence the purchase intensions for individual pensions which have a growing importance as a financial means after retirement. For this purpose, structural equation modeling based on the survey data (N = 928) was conducted to analyze psychological factors and financial factors comprehensively. According to empirical results of the structural equation, in the case of non-subscribers of individual pensions, potential longevity and coping efficacy influenced the purchase intensions for individual pensions fully mediated by fear and worry about longevity. Trust in insurers and risk tolerance directly influenced the purchase intensions for individual pensions. These show that trust in insurers is the most important factor in purchase intensions for individual pensions. Also, only trust in insurers give a direct impact on individual pensions in the case of individual pension subscribers. Longevity-related emotional side is expected to help in marketing activities that target potential customers signing individual pensions. In addition, trust in insurers has the greatest impact on new and additional subscriptions that represent critical efforts to improve trust in insurers.

An Intelligent Fire Detection Algorithm for Fire Detector

  • Hong, Sung-Ho;Choi, Moon-Su
    • International Journal of Safety
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    • v.11 no.1
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    • pp.6-10
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    • 2012
  • This paper presents a study on the analysis for reducing the number of false alarms in fire detection system. In order to intelligent algorithm fuzzy logic is adopted in developing fire detection system to reduce false alarm. The intelligent fire detection algorithm compared and analyzed the fire and non-fire signatures measured in circuits simulating flame fire and smoldering fire. The algorithm has input variables obtained by fire experiment with K-type thermocouple and optical smoke sensor. Also triangular membership function is used for inference rules. And the antecedent part of inference rules consists of temperature and smoke density, and the consequent part consists of fire probability. A fire-experiment is conducted with paper, plastic, and n-heptane to simulate actual fire situation. The results show that the intelligent fire detection algorithm suggested in this study can more effectively discriminate signatures between fire and similar fire.

Application to ISO 13784-1 and ISO TS 17431 as Real scale fire test methods for analyzing sandwich panel's Heat release rate (ISO 13784-1과 ISO TS 17431(Model Box Test)에 적용을 통한 실대규모화재시편의 열방출율 분석)

  • Park, Kye-Won;Jeong, Jae-Gun;Kweon, Oh-Sang;Yoo, Yong-Ho;Kim, Heung-Youl;Hayashi, Yoshihiko;Johansson, Patrik
    • Proceedings of the Korea Institute of Fire Science and Engineering Conference
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    • 2011.04a
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    • pp.196-200
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    • 2011
  • ISO 13784-1 sandwich panel tests were conducted by FILK, KICT in Korea and SP in Sweden. Sandwich panels composed of steel sheets, EPS and glass wool supplied by FILK were tested. And in parallel, the same materials were tested using ISO TS17431 model box tests at GBRC and TUS in Japan.

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REVIEW OF REACTION-TO-FIRE REQUIREMENTS' APPLICATION IN EU & NON-EU BASED ON XPS INSULATION (유럽 및 비유럽권역의 REACTION-TO-FIRE에 대한 XPS 관련 규정 적용성 검토)

  • Park, Kye-Won;Jeong, Jae-Gun;Thureson, Per
    • Proceedings of the Korea Institute of Fire Science and Engineering Conference
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    • 2011.04a
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    • pp.127-130
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    • 2011
  • This paper is about an recent overview of the fire regulations of several countries as for the use of XPS related insulation in building application. The data compiled in this paper is based both on in-house expertise at SP Fire Technology, in particular in relation to European Building legislation, and on replies to a questionnaire distributed to a selected group of colleagues internationally, and subsequent discussions with these colleagues.

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An Experimental Study on Setup of Classification System of Fire Resistance Wall Structure (벽체 내화성능 분류체계 설정을 위한 실험적 연구)

  • Choi, Dong-Ho;Kim, Dae-Hoi
    • Proceedings of the Korea Institute of Fire Science and Engineering Conference
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    • 2011.11a
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    • pp.111-114
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    • 2011
  • 건축물은 화재시 그 피해를 최소화하기 위해서 주요 구조부를 일정 수준의 내화구조로 시공되어야 한다. 현재 국내에서는 건축물 주요 구조부의 내화성능을 인정한 법정 내화구조를 규정하고 있으나 외국에 비하여 내화성능 및 구조의 구분없이 일률적으로 3시간의 내화성능을 규정하고 있으며, 이 경우도 규정된 후 상당한 시일이 경과되어 최근의 재료 및 공법 등을 적절히 수용하지 못하고 있는 실정이다. 이에 따라 현재 건축물 세부구조, 부위별로 내화성능을 세분화하여 규정할 필요가 있으며. 이를 위해 내화구조의 시험 자료를 근거로 한 경제적, 효율적 제도개선이 요구된다. 이에 본 연구에서는 국내의 법정내화구조로 규정된 벽체 구조를 대상으로 내화성능을 평가하여 각 구조별로 법정내화구조를 세분화한 기초자료를 제시하였다.

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A Experimental Study on the Fire Hazard Analysis For Communication Cable in Buildings (건축물내 통신용 케이블의 화재위험성 분석에 관한 실험연구)

  • Hong, Sung-Ho;Choi, Moon-Soo
    • Journal of the Korean Society of Safety
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    • v.26 no.6
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    • pp.20-25
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    • 2011
  • This study presents on the fire hazard analysis of communication cable in buildings. In order to analyze fire hazards for communication cable IEC 60332-1, UL 94 and cone calorimeter test are conducted. The number of cable used to experiment is 10 communication cable which are generally applied to data communication in buildings. The results show that 9 cables do meet the performance requirement of IEC 60332-1 and 8 cables are V-0 classification. IEC 60332-1 and UL 94 test are inadequate for fire hazard classification. The various parameters obtained by cone calorimeter test such as HRR, peak HRR, smoke production rate and so on. Also it is able to evaluate multiply fire hazard for communication cable with cone calorimeter test results.

Flame Spread Calculation in BRANZFIRE Model (BRANZFIRE 모델에서 Flame Spread 적용성 검토)

  • Park, Kye-Won;Jeong, Jae-Gun;Kim, Woon-Hyung;Kim, Jong-Hoon
    • Proceedings of the Korea Institute of Fire Science and Engineering Conference
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    • 2013.11a
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    • pp.77-78
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    • 2013
  • BRANZFIRE 모델은 가연성 내장재의 화재위험성을 평가하는 존모델이다. 내장재의 화염확산에 따른 화재성장모델을 공간화재에 적용하는 다실형 존모델로서 특히 ISO 9705 시험화재 시나리오 적용에 매우 유용하다. 본 연구에서는 화재성장모델에서의 화원 및 공간특성 따른 열방출비율과 화염확산 예측 인자의 영향성을 분석하였다

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The Analysis on the Electric Potential Distribution of Dry and Submerged Condition by Electric Leakage in Street Lamp (가로등설비 누전시 건조상태와 침수상태에 대한 전위분포 분석)

  • Hon, Sung-Ho;Park, Sang-Tea;Kim, Sang-Chul
    • Journal of the Korean Society of Safety
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    • v.23 no.6
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    • pp.44-50
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    • 2008
  • This paper presents study on the electric potential distribution when have a short in street lamp. In order to measure electric potential testing ground is built in. A experiment is conducted to simulate dry and submerged situation of street lamp. The street lamp is leaked by artificial means. And electric potential is measured in grounded street lamp and street lamp alone. The results show that touch voltage of grounded street lamp is possible more high than street lamp alone. And the electric shock hazard is high because high electric potential is distributed near submerged street lamp. Also if street lamp is submerged ground is not useful to decrease electric shock hazard.