• 제목/요약/키워드: Income instability

검색결과 62건 처리시간 0.026초

국민건강영양조사(2013~2015년)를 이용한 가구유형에 따른 중장년층의 만성질환 위험요인 연관성 분석 (An Analysis of the Association between Chronic Disease Risk Factors according to Household Type for the Middle-aged: The Korea National Health and Nutrition Examination Survey (2013~2015))

  • 곽정현;최수빈;주다정;이민호;백진경
    • 한국식품영양학회지
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    • 제34권1호
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    • pp.88-95
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    • 2021
  • This study compared the lifestyle patterns, dietary patterns, and health care practices of Korean middle-aged people by household type, and ultimately analyzed their relationship with different risk factors for the prevalence and severity of metabolic syndrome. We analyzed the data from 4,755 subjects who were from 40 to 64 years old, and gathered our sample from participants of the Korea National Health and Nutrition Examination Survey from 2013 to 2015. Our results showed that single-person households had lower economic income levels, lower subjective health statuses, and higher levels of food instability than households with two or more individuals. The incidence of metabolic syndrome was 1.64 times higher in single-person households than in households with two or more individuals. After adjusting for potential confounding factors (sex, age, education, household income, smoking status, health status, and dietary factors), single-person households showed 1.75 times higher hypertriglyceridemia ORs than non-single-person households. In the conclusion of our study, we suggest that middle-aged people in single-person households may be at greater risk for metabolic syndrome and hypertriglyceridemia.

The Prevalence of Retirement Planning Among Women in Malaysia - A Conceptual Article

  • DAUKIN, Mellisa;MOHD ISA, Mohd Yaziz;MOHAMED, Zulkifflee
    • 웰빙융합연구
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    • 제5권4호
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    • pp.1-9
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    • 2022
  • Purpose: Many people recognize the fact that women are basically poor at financial and retirement planning. A small number of scholars have explored the factors and situations that influence the level of awareness of pre-retirement women and men with regards to planning for their retirement years. In most developing countries, including Malaysia, there are more men in the younger segment of the population and more women in the older segment, since women tend to live longer than men due to having jobs of relatively lower risk, their behaviors, and activities. Research design, data and methodology: Given that it is hard to predict whether they will be healthy in old age, women may require additional resources to obtain the care and assistance that they need. The transition from career life into retirement is a long process for people to go through. Some may be able to prepare for the next stage of life, and some may not be able to prepare due to personal reasons. Planning for future retirement is important because it will affect the quality of a woman's life after a certain age. Results: Without proper planning, women may face financial instability, depression, and poor psychological well-being. However, many women are unaware of their financial status or do not know their family's financial status, such as tracking the main income, budget, and expenses, financial commitments and have no proper record of assets owned, loans owed, or updated loan balances. Conclusions: The findings of this research have led to the conclusion that pre-retiree women are likely to regard their retirement savings as sufficient without realizing that they should have at least several types of savings instead of just one, and the grave consequences of not having any savings at all for their retirement years.

Financial Stability of GCC Banks in the COVID-19 Crisis: A Simulation Approach

  • AL-KHARUSI, Sami;MURTHY, Sree Rama
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.337-344
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    • 2020
  • Stability and sustainability of the biggest banks in any country are extremely important. When big banks become unstable and vulnerable, they typically stop lending. The resulting credit squeeze pushes the economy into recession or a slow growth path. The present study examines the financial stability and sustainability of the 30 large banks operating in the six Gulf Cooperation Council countries. These banks represent 70% of the GCC banking market. Monte Carlo simulation was attempted assuming that key drivers can vary randomly by twenty percent on either side of the current values. The conclusions are drawn based on 300 simulation trails of the five-year forecast balance and income statement of each bank. Year 2020 is not favorable for the GCC countries because of the COVID-19 pandemic and low oil prices, though the future years may be better. The study identifies several banks, which may become financially unsustainable because the simulations indicate the possibility of negative profitability, unacceptably low capital ratios and potential for heavy credit losses during periods of economic turbulence, which is the current situation due to the COVID-19 pandemic. Through simulation the paper is able to throw light on which factors lead to bank instability and weakness.

주거빈곤이 아동발달에 여향을 미치는 과정 분석 (Process Analysis of Housing Poverty Influences on Child Development)

  • 임세희
    • 한국사회복지학
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    • 제62권4호
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    • pp.377-402
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    • 2010
  • 본 연구는 한국복지패널(1차년도)을 활용하여 주거빈곤이 아동의 신체건강, 내재화문제, 학업성취에 미치는 영향과 그 과정을 밝히고자 하였다. 분석결과 최저기준미달주거와 주거비 비중은 주거불안정과 모(부)불건강, 아동의 비학업활동은 증가시키고, 비주거지출은 감소시켜 아동의 내재화문제와 학업성취에 부정적인 영향을 미치는 것으로 확인되었다. 이는 소득빈곤, 지역빈곤과 가구특성을 통제한 상태에서 나타난 결과였다. 본 연구를 통해 주거빈곤에 대한 이론적 모델을 발전시키고, 주거 빈곤 정책의 중요성을 환기시킬 수 있었다.

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필리핀 방사모로 이슬람 자치지역의 개발정책수립을 위한 제언 (Some Advises for Building Development Plan of the The Bangsamoro in Mindanao)

  • 이충열;방인성
    • 동남아시아연구
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    • 제24권1호
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    • pp.133-190
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    • 2014
  • We have examined its current economic conditions and status of the Bangsamoro in Mindanao and derived some important policy recommendation to build the future development plan. For this purpose, we first estimate the economic size and GRDP per capita and investigate next several economic and social indicators such as poverty rate and industrial structure. We find that the Bangsamoro is the least developed region in Philippines whose average income is the lowest and whose poverty rate is the highest in the Philippines. In addition, its industrial structure is very falling behind. Applying simple theory of economic growth, we find that several economic reasons such as lack of private and public investment caused by the political instability, high illiterate rate and less education, incapability of local government account for it. As a result, several policy recommendations are suggested to make the development plan of the Bangsamoro. First, the plan should be very comprehensive and second, it should be a very sustainable one equipped with the long run one and short run one. Third, the plan should be harmonized with that of the central government and those of neighboring local governments. Fourth, it should exploit the assistance of international development organization.

싸인함수를 이용한 한우 사육두수 예측 (Analysis of the Hanwoo Rasing Cycle Using Sine Function)

  • 전상곤
    • 농업생명과학연구
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    • 제46권6호
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    • pp.197-205
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    • 2012
  • 이 논문은 한육우 사육두수 주기를 분석하고 이 주기를 기초로 한육우 사육두수를 예측하였다. 이를 위해 일정한 주기를 가지고 정점과 저점을 반복하는 싸인함수를 활용하였다. 과거 한육우 사육두수의 주기는 짧게는 5년부터 길게는 12년까지의 패턴을 보여주었고, 이러한 주기는 시간이 흐름에 따라 점차 길어지는 양상을 보여주고 있다. 싸인함수를 활용하여 한육우 사육두수를 추정한 결과, 모형의 적합도가 0.95로 매우 높게 나타났다. 이 모형을 이용하여 한육우 사육두수를 예측한 결과, 사육주기에 따라 약간의 차이가 나지만 저점의 사육두수는 160~180만두 정도이고 정점의 사육두수는 320만두~370만두 수준으로 예측되었다. 이러한 예측결과는 사육두수 불안정성에 따른 농가 소득 불안정성을 내포하고 있어 그에 따르는 적절한 정책이 필요함을 시사한다.

Combating Poverty in Malaysia: The Role of Zakat

  • ZULKIFLI, Muhammad Faris;TAHA, Roshaiza;AWANG, Rohila @ Norhamizah;MOHD NOR, Mohd Nazli;ALI, Azwadi
    • The Journal of Asian Finance, Economics and Business
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    • 제8권5호
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    • pp.505-513
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    • 2021
  • Poverty is often referred to as a phenomenon of scarcity, inadequacy or instability of income. Besides, poverty can also cause health issues, exacerbate social problems, leading to isolation, discrimination and loss of a bright future. Lately, the role of zakat (the compulsory giving of a set proportion of one's wealth to charity) as a useful tool in combating poverty has been highlighted since zakat collected will be distributed specifically to the poor and needy groups. This paper seeks to assess the role of zakat in combating poverty among recipients. A questionnaire was distributed to 300 participants selected from the list of recipients who received assistance from Zakat institutions. A cluster random sampling has been utilized to select sampling from the target population. The data were analyzed using SPSS to provide descriptive analysis. Past evidence has shown how zakat has able to transform the recipient into a payer especially through education or business assistance. Proper management of zakat institution is seen as a powerful mechanism to facilitate community development and to strengthen the Muslim economy. Results show the importance of zakat in the effort to eradicate poverty and further able to improve the asnaf's quality of life.

A Descriptive Study on the Economic Activities of Middle-aged Adult Wage Workers

  • Lim, Ahn Na
    • International journal of advanced smart convergence
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    • 제8권3호
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    • pp.1-6
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    • 2019
  • Adults in their middle age are being held back by their roles through economic activities, but their rapid retirement and job sharing are adding to their anxiety. Also, it is very important to establish welfare policies for the elderly in the future because it can predict the economic situation in the old age through the economic activities of middle-aged adults. My study analyzed the 6th data of Kreis of the National Pension Research Institute's. The number of people studied is 2,552 employed people aged 40 or over 64 across the country. According to the analysis, there were more men than women. There were many high school graduates and 50s. There were many people who had spouses and who lived in the province. Wage workers represented 53.1% of the total. The lower the age, the higher the level of education, the higher the number of wage earners. Only 29% of standard workers and 30.8% of regular workers were employed. There were many economically unstable middle-aged adults. Economic instability in the middle age requires social attention because it can lead to poverty in old age. Therefore, measures should be taken to ensure stable jobs for middle-aged adults, whose spending increases more than their income.

코로나19 팬데믹과 조종사 정신건강 관리 (COVID-19 Pandemic and Pilot Mental Health Care)

  • 권영환
    • 항공우주의학회지
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    • 제31권3호
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    • pp.64-67
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    • 2021
  • When the COVID-19 crisis hit air transport, the whole aviation industry was affected. The change in the behavior of passengers following the COVID-19 crisis, travel restrictions and the ensuing economic crisis have resulted in a dramatic drop in demand for airline services. The COVID-19 pandemic, with all its associated consequences, has had a significant impact on the mental health and well-being of pilots, which could impact operational safety. As the number of international flights has decreased, pilots are exposed to high levels of psychological stress such as job instability, reduced income and increased risk of infection during flight work. Psychological stress lowers work performance and threatens aviation safety. The pilot needs mental health management during the COVID-19 pandemic, but psychological support is weak. For pilot mental health management, it is important to raise awareness about mental health and to continuously respond. To this end, it is necessary to foster a safe and trustworthy culture in which mental health issues are discussed freely and solved together without hiding them. They should also support the establishment of a peer support program that is easily accessible and that allows pilots to discuss their issues with confidence.

코로나19 팬데믹 이후 승무원 피로관리시스템 개선방안 연구 (A Study on Improvement Plans for Flight and Cabin Crew Fatigue Management System after COVID-19 Pandemic)

  • 전제형;성화영;천수아;정근화
    • 한국항공운항학회지
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    • 제31권1호
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    • pp.43-56
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    • 2023
  • The aviation industry has continued to grow despite the influence of external environmental factors such as SARS and MERS. However, this growth has led to a sharp decrease in air traffic and a crisis of flight suspension due to the collapse of the global value chain and the decline of the world economy as the World Health Organization (WHO) declared a COVID-19 pandemic. Due to the decrease in the number of international flights, aviation workers such as pilots and cabin crew were exposed to high psychological stress and fatigue, such as large-scale layoffs, job instability, decrease in income, and increased risk of infection during. Recently, the international community has eased immigration restrictions through quarantine activities, and airlines are taking a step further to recover existing air demand. However, during the crisis period, a significant number of professional workers have been turned off or fired, and the physical and mental fatigue of those who can perform their duties is increasing. Therefore, this paper intends to examine the direction of policy improvement and the identification of problems in aviation safety and fatigue management after the pandemic.