• 제목/요약/키워드: Income Analysis

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도시가계의 경제적불안정성 유형에 따른 재무관리행동 (The Financial Management Behavior by the Types of Economic Instability in the Urban Households)

  • 홍향숙;이기춘
    • 대한가정학회지
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    • 제37권9호
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    • pp.39-56
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    • 1999
  • Households have experienced economic instability since Korea economic crisis in 1997. This study attempts to explore the financial management behavior by the types of economic instability classified considering the two aspects of the employment and the income instability of the households. The specific objectives of this study are : 1) to classify households’economic instability in terms of employment and income instability. 2) to examine whether the financial management behavior is different between households experiencing the different types of the economic instability. The sample consisted of 792 married women living in Seoul. The statistical methods used for analysis included Reliability, Frequencies, Percent, Mean, Standard Deviation, Analysis of Covariance, one-way Anova, DMR-test. The major results can be summarized as following : 1) The economic instability experienced by houeholds can be classified into the 4 types employment-income instability, employment instability income stability, employment stability$.$income instability, and employment$.$income stability. 2) There are statistically significant differences in the levels of financial management behavior between households having the different types of economoc instability. The results of this study could be needed for development of the employment policies and the financial education programs.

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IMF 관리체재 이전.이후의 가계소비수준 회복정도와 영향변인- 주부의 주관적 인지도를 중심으로- (The Recovery degree of Household Consumption level after-before IMF and it's influencing variables - Focusing on housewives' subjective perception-)

  • 두경자
    • 가정과삶의질연구
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    • 제17권4호
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    • pp.87-98
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    • 1999
  • The purposes of this study were to examine wives' subjective perception about recovery degree of household consumption level after-before IMF and it's influencing variables. The data used were obtained from 250wives in Seoul. Statistics performed for the analysis were Frequency Percentile Means t-test Multiple Regression Analysis. The major findings were as follows; First household consumption level after IMF was lower than before IMF household-wives had little perception of recovery for economics. Second the difference of household consumption level after-before IMF was affected by income income-change The higher income and income-change were the higher difference of consumption level-after-before IMF was. Third the consumption level after IMF as affected by age income assets. The higher age income and assets were the higher consumption level after IMF was.

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아동기 자녀를 둔 가정의 사교육비 및 위탁양육비 분석 (The Analysis of Expenditure for Private Education and Child-Care Service of Preschool and Elementary Children)

  • 김순미
    • 가정과삶의질연구
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    • 제15권4호
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    • pp.237-252
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    • 1997
  • The purpose of this study were to identify the income allocation structure of private education and child care and to analyze contributing factors income allocation structure of private education and child care for two children among Korean married couples. For these purposes total sample of 760 married couples those having two children of both pre-school aged and elementary school aged wee selected and total sample was divided into two groups by first child's school aged; those were pre-school aged(375) and elementary school aged (385) Statistics were frequencies means percentile and Tobit and OLS analysis. The results were as follows. First 268 households among the households those having the first child of pre-school aged spent 11% of income for private education while 29 households spent 7% of income for child care. 348 households among the households having the first child of elementary school aged spent 11% of income for private education. Second pre=-school aged' contri uting factors to income allocation struture of private education and child care were household family type family size home ownership and financial asset amount and elementary school-aged factors were satisfaction of family relationship and financial asset.

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The Influence of Public Transfer Income and Private Transfer Income on Life Satisfaction of the Elderly: Multiple mediating effects of depression and social support

  • Lee, Hyoung-Ha
    • 한국컴퓨터정보학회논문지
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    • 제26권6호
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    • pp.155-166
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    • 2021
  • 본 연구에서는 공적이전소득과 사적이전소득이 노인의 삶의 만족에 영향을 미치는 데 있어 우울과 사회적 지지가 다중매개효과를 가지는가를 규명하고자 한다. 이를 위해 국민노후보장패널조사(KReLS: Korean Retirement & Income Study) 데이터 중 7차 패널자료(2017년도)를 분석에 사용하였으며, 구조방정식모형(structural equation modeling, SEM)을 활용하여 분석을 실시하였다. 분석결과, 첫째, 노인의 공적이전소득이 많을수록 우울 수준은 낮아졌으며, 사회적 지지는 높아졌고, 삶의 만족은 높아지는 것으로 분석되었다. 둘째, 노인의 공적이전소득, 사적이전소득이 삶의 만족에 영향을 미치는데 있어서 우울의 부분매개효과가 검증되었다. 셋째, 노인의 공적이전소득, 사적이전소득이 삶의 만족에 영향을 미치는데 있어서 사회적 지지의 부분매개효과가 검증되었다. 넷째, 노인의 공적이전소득과 사적이전소득이 삶의 만족에 미치는 영향에서 우울과 사회적 지지의 다중매개효과가 유의함이 검증되었다. 이러한 분석결과에 근거해, 노인의 사회적 지지망 강화를 위한 Community Care 사업의 활성화 등의 정책적 제안을 하였다.

영.호남 작부체계의 바이오에너지용 신품종 도입시 경제적 가치 비교분석 (The Comparative Analysis for the Economic Value of the Southern Part Cropping System Introducing New Bio-energy Crops.)

  • 김충실;이현근
    • 한국유기농업학회지
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    • 제17권1호
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    • pp.1-17
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    • 2009
  • The production of bio-energy crops is a major research project in the emphasizing the "low carbon green growth" strategy. For this, the possibility of the introduction of the new energy crops improve the agricultural income from fanning must be diagnosed. This study describes the level of agricultural income per unit area by cropping system based on the income of crops in the field. Especially, we have chosen the southern part attracting the attention in the possible area of the bio-energy crop production. This study consists of five chapters. Chapter I is the introduction. Chapter II is on the status of the southern part cropping system and the analysis of the economic value. Chapter III is on the economic value analysis introducing new bio-energy crops. Chapter IV is on the comparative analysis for the economic value of the croping system introducing new bio-energy crops. Chapter V is the conclusion.

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The Elderly's Life Satisfaction Recognition to Income Inequality : Focusing on Mediation Effects of Finance Stress

  • Kim, Jong-Jin
    • 산경연구논집
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    • 제9권4호
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    • pp.27-35
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    • 2018
  • Purpose - The purpose of this research is to verify mediation effects of finance stress within relation structure between income inequality recognized by the elderly and life satisfaction. Research design, data, and methodology - In order to achieve the purpose of this research, we investigated recognition of income inequality of the elderly, finance stress and life satisfaction by using examination data aimed at 541 elderly people whose age is over 65 living in Chungcheongbuk-do. We conducted reliability, correlation, regression analysis_(tolerance limit and variance inflation factor) by using SPSS ver. 18.0. Results - From the result of analysis, it was proved that there are mediation effects of finance stress within the relation between income inequality recognized by the elderly and satisfaction with life. Based on this result, we suggest practical and political proposals to increase life satisfaction of the elderly. Conclusions - The purpose of this research is to verify mediation effects of finance stress in the relationship between income inequality and life satisfaction recognized by the elderly. From the result of research, first, a direct effect was discovered that as income inequality becomes high, life satisfaction will be decreased. Second, partial mediation effect of finance stress was confirmed in the relationship between income inequality and life satisfaction.

Where You Live Matters to Have the American Dream: The Impact of Collective Social Capital on Perceived Economic Mobility and the Moderating Role of Income

  • Kim, Yanghee;Yi, Youjae;Bak, Hyuna
    • Asia Marketing Journal
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    • 제23권1호
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    • pp.29-62
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    • 2021
  • The current research develops and tests the theory that beliefs in economic mobility are affected by social capital at the community level, especially for low-income individuals. Integrating concepts from social capital and perceived economic mobility (PEM), this research hypothesizes that members of disadvantaged groups (vs. members of advantaged groups) are more likely to adjust their PEM depending on the social capital at the community level. Using archival data, multilevel analysis is employed to examine whether individual- or community-level social capital increases PEM and the extent to which income moderates this relationship. Consistent with our hypotheses, social capital at the community level is significantly associated with PEM and this relationship is stronger for low-income (vs. high-income) earners. Study 1 shows that individuals in communities with high levels of social relations and participation are more likely to have higher PEM than those in communities with lower levels. Study 2 replicates this finding with a similar dependent variable: negative prospects. Further, the PEM-enhancing and negative prospects-decreasing effects of community-level social capital are consistently stronger for low-income (vs. high-income) earners. This study extends the investigation of PEM and social capital by suggesting social capital as a possible antecedent of PEM.

An analysis of the relationship between farming capability of farmers and farm Household Income

  • Seo, Jeongwon;Kim, Yoonhyung
    • 농업과학연구
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    • 제43권1호
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    • pp.127-135
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    • 2016
  • Improving farming activity competence of farm households has recently been considered one of the most important factors for increasing farm income. However, few studies examine the relationship between farm income and farming activity competence of farm households directly due to the lack of an available dataset. In this study, we examine the relationship between farm household technical managerial competence and farm household income based on the nearly 30,000 farm households consulting data gathered by the Rural Development Administration, RDA. The major findings of this study are as follows: firstly, statistically significant differences in agricultural and farm household income exist between farm households categorized by farm activity competence levels in terms of technique and management. Secondly, a technically and managerially competent farm household group (high-rank farm household) has 2.2 times higher agricultural income and 1.9 times higher farm household income than the technically and managerially incompetent farm household group (low-rank farm household). Thirdly, farm household technical-managerial competence is one of the major factors that affect agricultural and farm household income. Regarding technical competence, agricultural income and farm household income increased by approximately 1,390,000 won and 1,530,000 won, respectively, as technical points increased by one point. However, with respect to managerial competence, agricultural income and farm household income increased by approximately 1,320,000 won and 2,070,000 won, respectively, as managerial points increased by one point.

아동의 스트레스 대처전략과 정서조절 능력 및 행동문제: 저소득층 아동과 일반아동 비교 (Relationships Among Stress Coping Strategies, Emotion Regulation Ability, and Behavior Problems in Children from Low-income and Middle-income Families)

  • 김병옥;이진숙
    • 한국생활과학회지
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    • 제17권6호
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    • pp.1051-1063
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    • 2008
  • This study was to investigate the relationships between stress coping strategies, emotion regulation ability and behavior problems with children from low-income families and middle-income families. Subjects were 171 children from low-income families and 228 children from middle-income families, 4th - 6th grade in elementary school. The major findings are followings: (1) The level of emotion regulation ability in children from low-income families was lower and active stress coping strategies were less than children from middle-income families. In the behavior problem, children from low-income families were higher than children from middle-income families. (2) The stress coping strategies(active/ social support) in children from low-income families were related with internal behavior problem(anxiety /withdrawal). And the emotion regulation ability was related to the children's behavior problem. (3) Regression analysis model showed that emotion-regulation ability was the most influential factor to the children's behavior problem, and children from low-income families with aggressive coping strategy showed hyperactive behavior problem. So, the education/therapy programs for children from low-income families have to be developed and practiced in schools, local children centers and so on.

외식프랜차이즈기업 부실예측모형 예측력 평가 (Evaluating Distress Prediction Models for Food Service Franchise Industry)

  • 김시중
    • 유통과학연구
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    • 제17권11호
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    • pp.73-79
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    • 2019
  • Purpose: The purpose of this study was evaluated to compare the predictive power of distress prediction models by using discriminant analysis method and logit analysis method for food service franchise industry in Korea. Research design, data and methodology: Forty-six food service franchise industry with high sales volume in the 2017 were selected as the sample food service franchise industry for analysis. The fourteen financial ratios for analysis were calculated from the data in the 2017 statement of financial position and income statement of forty-six food service franchise industry in Korea. The fourteen financial ratios were used as sample data and analyzed by t-test. As a result seven statistically significant independent variables were chosen. The analysis method of the distress prediction model was performed by logit analysis and multiple discriminant analysis. Results: The difference between the average value of fourteen financial ratios of forty-six food service franchise industry was tested through t-test in order to extract variables that are classified as top-leveled and failure food service franchise industry among the financial ratios. As a result of the univariate test appears that the variables which differentiate the top-leveled food service franchise industry to failure food service industry are income to stockholders' equity, operating income to sales, current ratio, net income to assets, cash flows from operating activities, growth rate of operating income, and total assets turnover. The statistical significances of the seven financial ratio independent variables were also confirmed by logit analysis and discriminant analysis. Conclusions: The analysis results of the prediction accuracy of each distress prediction model in this study showed that the forecast accuracy of the prediction model by the discriminant analysis method was 84.8% and 89.1% by the logit analysis method, indicating that the logit analysis method has higher distress predictability than the discriminant analysis method. Comparing the previous distress prediction capability, which ranges from 75% to 85% by discriminant analysis and logit analysis, this study's prediction capacity, which is 84.8% in the discriminant analysis, and 89.1% in logit analysis, is found to belong to the range of previous study's prediction capacity range and is considered high number.