• 한국주거학회논문집
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• 제27권6호
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• pp.31-43
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• 2016

The purpose of this paper is to gather information and opinions to better guide the direction for implementing improvements of the senior centers' indoor environments located in Jeonju residential areas, by surveying the users about the level of satisfaction and analyzing the result in relation to the current situation. Senior centers located in Jeonju residential areas were operating the facilities with low financial support from the local autonomous entity. According to the results of the survey, most of the users tend to use the facilities between 12p.m. to 6p.m., and the majority have lunch at the senior centers. Most of the senior centers already have cooking facilities, without a dining room, except one place, and even the facilities they have are very poor. In a thermal environment area, the temperature is mostly above in summer or below in winter the appropriate temperature, especially the temperature of the restroom of all senior centers are below $20^{\circ}C$ in winter. The density of carbon dioxide is above average in most indoor areas. However, the users' level of facilities' satisfaction was positive. To improve the seniors' quality of life, the local autonomous entity has to start regular check-ups and repair of the poor indoor environment and facilities, with more financial support and active supervision by senior center the management.

• 가정과삶의질연구
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• 제28권2호
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• pp.39-50
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• 2010

The aims of this study are to present the basic data of a school facilities complex and to analyze the necessity of a school facilities complex, school facilities characteristics and program characteristics. In the study, there can be found an analysis of the present conditions of the school facilities complex by literature research and the analysis of school facilities characteristics and program characteristics by case study. The results of this study are as follows: First, the elementary school facilities are mixed with the gym, swimming pool, culture center and convenient facility(parking lot). Second, the school facilities complex is not connected with the number of elementary school students. As the number of elementary school students decrease, it is possible to apply the generated surplus space of the school facilities to the community facility. Third, the school facilities complex is not connected to the reliance ratio of local finance. It is necessary for the central government to provide active financial and to build a financial support model. Fourth, most of the time, the entrance of the facility complex is divided from the entrance of the school facility. Fifth, the programs of many school facility complexes are composed of swimming and physical fitness programs.

• KDI Journal of Economic Policy
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• 제36권3호
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• pp.25-60
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• 2014

본 논문에서는 주식수익률과 인플레이션 그리고 주택수익률과 인플레이션의 음의 관계가 인플레이션의 착각에 기인하는 것인가를 연구하고자 한다. 우선 자산가격의(즉, 주식가격과 주택가격의) 오류 부분을 선형 또는 비선형 현재가치 모델에 기인해 구해 내고 인플레이션이 이러한 오류 부분을 설명할 수 있는지를 세 개의 국가(즉, 미국, 영국 그리고 한국)의 데이터를 통해서 살펴보고자 한다. 다음에는 양의 인플레이션과 음의 인플레이션이 오류 부분에 비대칭적인 영향을 미치는지를 조사하고자 한다. 그 결과 양의 인플레이션과 음의 인플레이션이 모두 음의 효과를 가지지는 않는다는 사실을 발견하였는데, 이는 인플레이션이 이러한 오류 부분을 설명하지는 않는다는 것을 의미한다. 대신 소비자 심리에 기인한 행동적 요소가 자산가격의 오류에 크게 기여함을 발견하였다.

• 한국재난정보학회 논문집
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• 제9권2호
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• pp.178-187
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• 2013

16층 이상 고층아파트는 국가에서도 특수건물(Specific Buildings)로 지정하여 정기적인 화재안전점검과 보험가입을 의무화하는 등 특별관리를 하고 있다. 이 같은 배경에는 정부가 그동안에 고층아파트가 사고사례 경험상 화재위험에 매우 취약하다는 것을 인식하고 있으며, 아파트화재 사고건수, 아파트화재 피해액, 주택화재보험 손해율 등이 이 같은 인식을 뒷받침하고 있다. 본 연구에서는 고층아파트 화재위험에 대한 화재통계 분석, 아파트화재 보험의 가입 현황 및 고층아파트의 위험성 검토 등에 대하여 고찰하였다. 연구결과는 고층아파트 화재위험을 효율적으로 관리하기 위하여 이웃 세대로의 연소 확대위험 경감 방안마련, 피난 안전성 확보, 스프링클러 등 소방시설의 신뢰성 유지, 실질적 전부손해의 보상이 가능한 전부보험 가입, 화재대물배상책임보험 및 풍수재위험특약 가입 등을 주요 내용으로 하는 고층아파트의 종합적인 위험관리방안이 필요한 것으로 나타났다.

• 도시과학
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• 제9권2호
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• pp.21-30
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• 2020

The purpose of this study is to present a plan to distinguish 229 local governments nationwide by taking into account various characteristics such as population, employment, housing, and industry of the region for customized urban policies in the era of metropolitan areas. The National Statistical Portal (KOSIS) collected and standardized data related to population, housing, industry, and finance by region from 2000 to 2015 for the classification of regional types necessary for customized urban policies, and this was used to classify them into regional types that considered population, employment, housing and industry. The summary of the analysis results is as follows. First, as a result of the regional type classification, 10 key employment sites (4.4%), 5 employment centers (2.2%), 38 residential centers (16.6%), 20 growth areas (8.7%), 26 industrial cities (11.4%), 35 low-fertile farming and fishing villages (15.3%) and 95 stagnant areas (41.5%). Second, the Seoul metropolitan area is the most diverse type of metropolitan area in the country, with most of its core employment sites inside Seoul, residential centers inside and outside Seoul, and growth areas in the southeastern part of the country (Busan, Ulsan, and Gyeongsangnam-do) are mixed with industrial and growth areas centered around Busan, Ulsan and surrounding areas, while the rest of the local governments are found to be low-fertile farming villages or stagnant areas. Daegu (Daegu, Gyeongbuk) is an industrial city in Daegu, and the rest of the local governments are either low-density farming and fishing villages or stagnant areas. The Honam region (Gwangju and Jeolla) was found to be a low-mill farming and fishing village or stagnant area except for Gwangju, while the Chungcheong region (Daejeon, Sejong, and Chungcheong) was seen as a growth area with areas adjacent to Daejeon, Sejong, and the Seoul metropolitan area, and some industrial cities were included. Finally, the Gangwon area was mostly classified as low-density farming and fishing villages and stagnant areas.

• Human Ecology Research
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• 제59권1호
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• pp.127-141
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• 2021

This study evaluates the financial status of Korean households using Household Financial Composite Index (HFCI) proposed in the preceding study. We analyzed 1,566 households with four persons aged 30-59 using raw data from the Korea Labor Panel Survey in 2016. The analysis results are as follows. First, HFCI was found to be 57.0 out of 100. Growth Index as one of three subindices was 11.1, which was significantly lower with 65.0 points for Status Index and 61.1 points for the Stability Index. Second, for households with male household owners, the overall financial score was 57.0, while that with female owners was almost similar with 57.2. HFCI was similar for the owner's age groups, but for Status Index, 58.5 for 30s, compared with 66.1 for 40s and 67.1 for 50s. The higher the education level of household owners, the better HFCI, with 53.2 high school graduates and 64.8 graduate graduates, showing a high gap of 11.6 points. HFCI for households living in owned housing was highest at 60.0, while that for rented housing was 40.7. Third, after controlling other effects, it was found that HFCI differed according to the level of education and ownership of housing living. Householder's gender was not found as a significant factor on HFCI. Status Index The 40s and 50s was higher than those in their 30s. Fourth, households were divided into three groups based on HFCI, named as risk, average and secure groups. HFCI for the risk group was 26.8, which was lower than 78.6 for the secure group, with a Status Index of 19.3. Households in their 50s and graduate school graduates were significantly included in the list of secure groups than others.

• 한국주거학회:학술대회논문집
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• 한국주거학회 2005년도 추계학술대회 논문집
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• pp.371-374
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• 2005

As the aging of this society, instead of growing numbers old protective functions of families decreased according to increasing tendency of nuclear families, increasing rates of females' participation of economic activities. Now, the problem of supporting the old is in need of social supporting system the cope with this are based on these factors are like this: 1) It is necessarily the instruction of medical welfare service. 2) The overlapped service is avoided and the service of specialized. 3) Most of the welfare service institution is Seoul and local city hall, so it needs the institution is transferred. 4) It needs the increase the number of home helper. 5) When the service is offered, the government must considers finance, elderly health condition and preference. 6) It needs the department for the welfare service for the old who stay at home.

• 한국건축시공학회:학술대회논문집
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• 한국건축시공학회 2009년도 춘계 학술논문 발표대회 학계
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• pp.131-135
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• 2009

Domestic construction industry is facing big difficulties by a worldwide financial crisis. Especially the deterioration of liquidity by the reject of banks for project financing and unsold housing project made a big problem on financing for the ongoing and new projects. To solve this, it is critical for construction companies. banking facilities and public organizations to cooperate and support each other. In this study, the methods which each part can do are investigated. Construction companies can do a price reduction, finance condition improvement for deposit and down payment, asset sale and cost reduction. And Public organizations can buy the assets of construction companies with proper price and ease the regulation to activate transactions of real estate. In the case of Banking facilities, they can support arrangement and liquidation of insolvent projects and so on.

• KDI Journal of Economic Policy
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• 제43권3호
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• pp.1-32
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• 2021

With CB data in South Korea, this study examines whether the credit risk of borrowers changes when the regulation on bank mortgage supply is relaxed. We analyze the effect of deregulation on LTV and DTI limits in the Seoul-metropolitan area in August 2014 with a difference-in-difference approach. We find that the probability of delinquency is lower in the Seoul metropolitan area after the deregulation than in other urban areas. The effect is noticeable among low-income and low-credit borrowers. We also find that borrowers change their debt structure to reduce the interest costs utilizing their improved access to bank mortgages. The findings suggest the necessity to consider the burden of the high interest costs of unsecured loans for debtors with low incomes and low credit ratings in designing housing finance regulations.

• 농업생명과학연구
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• 제44권3호
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• pp.99-110
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• 2010

이 연구에서는 농촌지역에 대한 발전수준을 종합적으로 판단할 수 있는 지표체계를 설정하였으며, 실제 데이터를 이용해 세 가지 유형의 시 군 지역 (일반시, 도농통합시, 군)별로 설정된 지표의 수준을 비교, 분석하였다. 또한 각 지표의 분포가 어떤 통계분포에 적합한지를 시 군 유형별로 추정하였다. 지표의 체계는, 지역주민들이 쾌적한 일상생활을 살아가는데 필요한 각종 생활환경시설을 나타내는 생활환경지표와, 지역이 경제적으로 얼마나 활성화되어 있는가와 지역의 성장에 가장 중요한 인적 자원의 규모와 구조가 어떠한가를 보여주는 지역활력지표의 2가지로 분류한다. 생활환경지표는 주택, 도로, 상 하수도 등 생활환경을 대표하는 4개의 지표로 구성되며, 지역활력지표는 경제, 재정, 인구 등의 부문을 대표하는 5개의 지표로 구성된다. 주택부문의 수준은 군 지역이 다른 지역보다 더 떨어진 것을 알 수 있었으며, 도로부문의 지표는 일반시가 다른 유형의 시 군 지역보다 월등히 높은 것으로 나타났다. 상 하수도 개발 수준은 일반시가 가장 높으며, 다음으로 도농통합시, 군 지역의 순이다. 고용수준은 군 지역이 가장 높고, 소득의 대리변수로 채택한 1인당지방세액 수준은 도농통합시가 가장 높게 나타났다. 지방재정의 지표에 있어서는 군 지역이 월등히 높았고, 인구증가율은 일반시와 도농통합시, 군 지역이 정체 상태로 모두 비슷한 수준을 나타내고 있어 유형별로도 별 차이가 없다는 것을 알 수 있다. 총인구수에 대한 노동가능인구수의 비율에 있어서는 일반시가 가장 높게 나타났다.