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A Study on risk management measurers about High-rise APT  

Kim, Jong Won (Dept. of Finance and Insurnce, Seowon University)
Publication Information
Journal of the Society of Disaster Information / v.9, no.2, 2013 , pp. 178-187 More about this Journal
Abstract
This paper studied the potential risk of high-rise apartment by analysis of the loss ratio of housing fire insurance, statistics related high-rise apartment fire, and the insured amount of housing fire insurance, and, found that it is so high and need the improvement of risk management measures for high-rise apartment. Accordingly, the study recommend the composit risk management measures including preventing of fire expanding for higher stories, a shelter for people of hire-rise apartment, and sprinkler protection, etc. Also as risk transfer measures, the composit risk measures for high-rise apartment includes the full insurance of housing fire insurance, third party property liability insurance, and development of endorsement for special risk such as a typhoon, liability etc.
Keywords
high-rise apartment; fire; risk; risk management; insurance;
Citations & Related Records
Times Cited By KSCI : 1  (Citation Analysis)
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