• The Journal of Asian Finance, Economics and Business
• /
• 제8권1호
• /
• pp.573-585
• /
• 2021

The banking sector is one of the most important sectors in Pakistan's struggling economy. Recent studies have recommended that suitable methods can be applied to predict bankruptcy. In this context, this work analyzes Pakistan's banking sector's financial status through the five-factor Altman Z-score model, which determines the probability of bankruptcy for an organization. Banking data has been collected through the Pakistan Stock Exchange (PSX) in the period 2013-2017. The Z-score assessment criteria is defined as: Z> 2.99 - "safe" zone; Z> 1.8 Z>2.98- "grey" zone; and Z <1.8 - "distress" zone. Results show good predictions for the local banking industry, while most foreign Pakistani banks were found bankrupt with the Z-score below 1.1. One of the financial risks investors face when investing in any company is the risk of bankruptcy. One of the most used models for predicting financial distress for any company is Altman's Z-score model. On the other hand, the Z-score analysis suggests that all banking establishments are not bankrupt because they have sufficient ability to control bankruptcy. At the same time, foreign banks failed financially and would not be able to be sustained in the future because they do not have the ability to pay the short-term and long-term debt.

• 한국조경학회지
• /
• 제29권1호
• /
• pp.1-10
• /
• 2001

The purpose of this thesis is to classify landscape-type of golf course, and t provide a better understanding of landscape of existing golf courses, seek a developed method for landscape, and other useful knowledge. In order to classify landscape type of the golf course, and analyze the preference for the determinants, we have selected 4 golf courses in Yongin, Kyonggi Province. The analysis in this study shows that a variable, 'familiarity' is the most potent influence of visual preference, (Sig 0.01), and it can be divided into five classes of landscape-type in golf course. More specifically, we conducted the analysis of the image of views and visual preference to bring out major factors which could decide visual preference in golf courses. The results between visual preference and physical variable are as follows; 1. It implies that a factor for a image of the view in golf course is analyzed by 4 districts from factor 1 to factor 4. An ability explaining those factors in the whole of variable quantity is 51.742%, implying factors for the image of the scene in golf courses are appeared as familiarity, changeableness, spaciousness, and naturalness. Among those factors, since familiarity(C.V.; 26.783%) and changeableness(C.V.; 112.200%) took high rank, this represents the fact that familiarity or changeableness highly affects the forming of image. 2. Defending on degree of image ability in golf course, we could classify as five types such as Type I, Type II, Type II, Type IV, and Type V. 3. As a result of calculating type of factor score, Type I had the lowest ranking in naturalness, and rather lower than others such as organization and spaciousness. The II is a top-ranked one in familiarity and naturalness, while it has the lowest ranking in spaciousness. Type III has the highest ranking in organization and preference. Type IV is the lowest-ranked one in familiarity and preference. Type IV is the lowest-ranked one is familiarity and preference. Type V has the highest ranking in spaciousness, but the lowest ranking in organization. 4. As a result of preference, Type III, Type II, Type V, Type I, and Type IV come out in order. That water-seen place type charges the highest rank shows the importance of changeable materials. 5. These factors-familiarity, organization, spaciousness and naturalness- are the major materials of the scene of view in golf courses. The possibility of how to use those for designing and making enhanced golf courses should be reinvestigated through these factors. Especially, it is acknowledged that the duction of changeableness, which is not mentioned in the study of informational approach, is much stimulating for the designing use. A further research on this theme should be made in the future, not limiting to the golf courses in Yongin.

• 지질공학
• /
• 제14권2호
• /
• pp.211-222
• /
• 2004

이 연구는 자연사면에서 발생하는 토석류(debris flow)산사태의 확률론적 예측을 위해 로지스틱 회귀분석(logistic regression analysis)을 이용하여 변성 암 및 화강암 분포지에 적용할 수 있는 예측모델을 개발한 것이다. 산사태 예측모델을 개발하기 위해 경기 남ㆍ북부지역과 경북 상주지역에서 발생한 산사태 자료를 현장조사와 실내토질시험을 통해 직접 획득ㆍ분석하였다. 산사태 발생에 영향을 미치는 인자는 기초 통계분석은 물론 로지스틱 회귀분석을 실시하여 최종적으로 7개 영향인자를 선정하였다. 이들 7개 인자는 지형요소 2개와 지질 및 토질특성 요소 5개로 구성되어 있고, 각 인자별 가중치를 부여한 점이 큰 특징이다. 개발된 모델은 신뢰성 검증을 수행한 결과 90.74%의 예측율을 확보한 것으로 나타났다. 이 모델을 이용하여 산사태 발생가능성을 확률적ㆍ정량적으로 예측할 수 있게 되었다.

• 한국항해항만학회지
• /
• 제36권1호
• /
• pp.9-14
• /
• 2012

해적과 테러공격에 의한 해상보안사고는 해상운송이 발생한 이후에 지속적으로 증가하고 있다. 하지만 기존의 해양사고 조사방법으로 해상보안사고를 조사하고 문제점을 파악하는데 한계가 있으므로 해상보안관리를 위한 분석모델을 개발할 필요가 있다. 이러한 분석모델을 개발하기 위해 해상운송에서 해상보안관리 위협대상을 선박, 화물의 종류, 항만시스템, 인적요소, 정보흐름으로 구분하고, 이에 대한 위험평가기준을 마련하여 해상보안사고 발생가능성 4등급으로 구분하였다. 또한 해상보안관리 관련 이해관계자를 단계별로 구분하여, 국제기구, 각국정부, 해운회사, 선박에서 이루어지고 있는 각종 보안제도들의 동향을 통해 분석모델의 기본틀을 마련하였다. 해상보안관리 관련 단계주체별 이해관계자들이 시행하고 있는 각종 보안제도를 상향식 및 하향식의 의사결정 및 이행방식을 토대로 하여 해상보안관리 분석모델을 개발하였으며, 실제 Petro Ranger호에서 발생한 해상보안사고 사례를 적용하여 유효성을 입증하였다.

• Structural Engineering and Mechanics
• /
• 제64권5호
• /
• pp.661-670
• /
• 2017

The dynamic model test of dam-reservoir coupling system for a 203m high gravity dam is performed to investigate effects of reservoir water on dynamic responses of dam during earthquake. The hydrodynamic pressure under condition of full reservoir, natural frequencies and acceleration amplification factors along the dam height under conditions of full and empty reservoir are obtained from the test. The results indicate that the reservoir water have a stronger influence on the dynamic responses of dam. The measured natural frequency of the dam model under full reservoir is 21.7% lower than that of empty reservoir, and the acceleration amplification factor at dam crest under full reservoir is 18% larger than that under empty reservoir. Seismic dynamic analysis of the gravity dams with five different heights is performed with the Fluid-Structure Coupling Model (FSCM). The hydrodynamic pressures from Westergaard formula are overestimated in the lower part of the dam body and underestimated in its upper part to compare with those from the FSCM. The underestimation and overestimation are more significance with the increase of the dam height. The position of the maximum hydrodynamic pressure from the FSCM is raised with the increase of dam height. In view of the above, the Westergaard formula is modified with consideration in the influence of the height of dam, the elasticity of dam on the hydrodynamic pressure. The solutions of modified Westergaard formula are quite coincident with the hydrodynamic pressures in the model test and the previous report.

• 한국축산식품학회지
• /
• 제38권3호
• /
• pp.442-450
• /
• 2018

Liquid egg products can be contaminated with Salmonella spp. during processing. A predictive model for the growth of Salmonella spp. in unpasteurized liquid eggs was developed and validated. Liquid whole egg, liquid yolk, and liquid egg white samples were prepared and inoculated with Salmonella mixture (approximately 3 Log CFU/mL) containing five serovars (S. Bareilly, S. Richmond, S. Typhimurium monophasic, S. Enteritidis, and S. Gallinarum). Salmonella growth data at isothermal temperatures (5, 10, 15, 20, 25, 30, 35, and $40^{\circ}C$) was collected by 960 h. The population of Salmonella in liquid whole egg and egg yolk increased at above $10^{\circ}C$, while Salmonella in egg white did not proliferate at all temperature. These results demonstrate that there is a difference in the growth of Salmonella depending on the types of liquid eggs (egg yolk, egg white, liquid whole egg) and storage temperature. To fit the growth data of Salmonella in liquid whole egg and egg yolk, Baranyi model was used as the primary model and the maximum growth rate and lag phase duration for each temperature were determined. A secondary model was developed with maximum growth rate as a function of temperature. The model performance measures, bias factor ($B_f$, 0.96-0.99) and $r^2$ (0.96-0.99) indicated good fit for both primary and secondary models. In conclusion, it is thought that the growth model can be used usefully to predict Salmonella spp. growth in various types of unpasteurized liquid eggs when those are exposed to various temperature and time conditions during the processing.

• 벤처창업연구
• /
• 제16권2호
• /
• pp.79-93
• /
• 2021

'왜?'창업을 하려는 지에 대한 질문은 어떠한 특정의 행동을 하려는 데에 대한 가장 기초적인 단계라고 할 수 있다. 즉, 어떠한 특정의 목적을 설정함에 있어서 개인은 자신의 결정에 대한 확신의 정도가 영향을 미친다는 선행연구들이 존재하고 있다. 이에 근거하여 본 연구는 성격 5요인을 매개로 한 대학생의 목표 지향적 행동모델이 자기결정성 및 창업의지에 미치는 영향을 분석하여 대학생의 창업교육 방향성 도출을 위한 기초자료를 제공하는 데 목적을 두고 있다 연구목적을 달성하기 위해 서울 경기도 지역에 소재한 국공립 및 사립 대학교에 재학하면서 벤처 동아리에 소속된 대학생을 대상으로 2019년 10월 01일에서 11월 11일까지 자기보고식 설문을 실시하였고, 연구결과를 요약하면 다음과 같다. 첫째, 대학생들의 목표 지향적 행동모델이 자기결정성에 미치는 영향을 살펴보면, 태도와 주관적 규범, 지각된 행동통제가 통계적으로 유의미한 정적 영향을 미쳤고, 긍정적 기대와 부정적 기대는 통계적으로 유의미한 영향을 미치지 않았다. 둘째, 대학생들의 목표 지향적 행동모델이 창업의지에 미치는 영향을 살펴보면, 지각된 행동통제와 긍정적 기대는 통계적으로 유의미한 정적 영향을 미쳤으며, 부정적 기대는 통계적으로 유의미한 부적 영향을 미쳤다. 셋째, 회귀모델 I에서는 대학생의 창업의지와 목표 지향적 행동모델 중에 지각된 행동통제, 긍정적 기대가 통계적으로 유의미한 정적 영향을 미쳤고, 부정적 기대는 통계적으로 유의미한 부적 영향을 미쳤다. 성격 5요인을 매개변수로 투입한 회귀모델 II에서는 지각된 행동통제, 긍정적 기대가 통계적으로 유의미한 정적 영향을 미쳤고, 부정적 기대는 통계적으로 유의미한 부적 영향을 미쳤다. 본 연구는 대학생의 목표 지향적 행동모델이 자기결정성 및 창업의지를 실행함에 있어 중요 변인임을 확인할 수가 있었다. 또한 자신의 성격 5요인을 긍정적인 피드백으로 활용하여 자신의 삶을 계획하고 성취하기 위해 목표를 세우고 계획하고 활용할 수 있는 성격을 매개역할이 확인되어 중요한 역할을 수행하고 있음이 증명 되었다.

• 한국수자원학회:학술대회논문집
• /
• 한국수자원학회 2020년도 학술발표회
• /
• pp.116-116
• /
• 2020

Gilgit-Baltistan (GB) is a highly mountainous and remote region covering 45% of Upper Indus Basin (UIB) with around 1.8 million population is vulnerable to climate change and socio-economic growth makes water resources management and planning more complex. To understand the water scarcity in the region this study is carried out to project water supply and demand for agricultural and domestic sector under various climate-socio-economic scenarios in five sub catchments of GB i.e., Astore, Gilgit, Hunza, Shigar and Shyok for a period of 2015 to 2050 using Water Evaluation and Planning (WEAP) model. For climate change scenario ensembled mean of three global climate models (GCMs) was used under three different Representative Concentration Pathway (RCP) scenarios (RCP2.6, RCP6.0 and RCP8.5). The Shared Socioeconomic Pathways (SSPs) and agricultural Land Development (LD) scenarios were combined with climate scenarios to develop climate-socio-economic scenario. Our results indicate that the climate change and socio-economic growth would create a gap between supply and demand of water in the region, with socio-economic growth (e.g. agricultural and population) as dominant external factor that would reduce food production and increase poverty level in the region. Among five catchments only Astore and Gilgit will face shortfall of water while Shyoke would face shortfall of water only under agricultural growth scenarios. We also observed that the shortfall of water in response to climate-socio-economic scenarios is totally different over two water deficient catchments due to its demography and geography. Finally, to help policy makers in developing regional water resources and management policies we classified five sub catchments of UIB according to its water deficiency level.

• 디지털산업정보학회논문지
• /
• 제9권3호
• /
• pp.211-221
• /
• 2013

This study investigated the effect of service quality and using experience on a royalty in a electronic commerce. Expecially, used HTS (Home Trading System of securities companies)as a online service system. HTS (Home Trading System) is a electronic commerce system of securities companies that is a most progressive tool of it. Almost securities companies are offering these typical trading system, because it is a required factor for a competitive position in their compound market. This paper made hypotheses of five cases, and collected some data through survey questionnaire for an analysis of actual proof. For attaining the object of this research, used a structure equation modeling, and found that almost paths of the research model are supported among the service quality, using experience, involvement and royalty. This study could provide academic and managerial implications in a electronic commerce business.

• 한국소성가공학회:학술대회논문집
• /
• 한국소성가공학회 1996년도 춘계학술대회논문집
• /
• pp.23-30
• /
• 1996

The purpose of this study was to investigate changes in thewall thickness of tube sinking and working forces by the upper bound method and ABAQUS code. The independent variables were : Workpiece material, original wall thickness of tube, die angle, friction, and diameter reduction. The results indicated that of these five variables were a factor in wall-thickness increase and working forces. Three variables, a inner tube wall angle and two angles of the velocity discontinuous surfaces, are optimized in this proposed velocity field by the upper bound method. In this method, we can estimate the working forces and final tube thicknesses whcih are similar to acturla forming process. Optimized process variables which are obtained by upper bound method are used in ABAQUS pre-model . In ABAQUS analysis, the stress and the strain contours which are considered to be heat generation occured by the friction during forming process are observed.