• 제목/요약/키워드: Dental insurance

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중.고령자의 민간의료보험 가입 여부의 결정 요인 (The determinants of purchasing private health insurance among middle-aged and elderly Korean adults)

  • 유기봉;조우현;이민지;권정아;박은철
    • 한국병원경영학회지
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    • 제17권3호
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    • pp.23-36
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    • 2012
  • Objectives : The coverage of Korean National Health Insurance is limited to basic level. Korean government encourages private health insurance for covering medical securities. So, many studies examined the determinants of purchasing private health insurance. However, 11% of Korean population is older than 65 in 2011. Considering the elderly is important to establish a health policy. The aim of this study is to examine factors determining the purchase of private health insurance among middle-aged and elderly Korean adults. Methods : We used the second Korean Longitudinal Study of Ageing (KLoSA), selected 8,688 sample of the aged 47 or older for the analysis. KLoSA collected information on demographic characteristics, income, health- related factors. KLoSA data include in the number of outpatient, inpatient, oriental hospital visit, dental clinic visit for two years. Logistic regression was used to examine the relationship between the determinants of purchasing private health insurance and the factors which include age, gender, education, residential district, marital status, smoking, drinking, physical exercise, economic activity status, national health insurance type, income, the number of chronic disease, and the number of outpatient, inpatient, oriental hospital visit, dental clinic visit for two years. Results : People who were older, did not live in a city, had higher IADL, currently drunk alcohol, did exercise regularly and had chronic diseases more than three were inclined not to purchase private health insurance. Females, the married, well-educated, past & currently smokers, the employed, high income earners, national health insurers, metropolitan citizens and someone who got high MMSE were more likely to purchase private health insurance. The more people experienced outpatients, inpatients, dental clinics and Chinese medicine clinics, the more private health insurance was purchased. The elderly people over 75 had more private health insurance than the aged 65-74. The strongest factors for private health insurance is gender, and economic status such as income. Conclusion : In this study, we found healthy-high income people were more likely to purchase private health insurance. In contrast, unhealthy-low income and older people did not. The economic factors were strongly related with private health insurance in aged over 75. These mean inequality exists in the using private health insurance. Therefore, the government should consider vulnerable social group before expanding private health insurance.

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치면열구전색 급여화에 따른 수혜량에 영향을 미치는 요인 (Factors of Influencing the Benefit Amount according to the National Health Insurance Coverage in Pit and Fissure Sealants)

  • 안은숙;황지민
    • 치위생과학회지
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    • 제15권6호
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    • pp.768-774
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    • 2015
  • 본 연구는 만 6세부터 18세까지를 대상으로, 2007~2013년도 국민건강영양조사 원시자료를 이용하여 치면열구전색 수혜량을 파악하고, 수혜량에 미치는 요인을 분석하고자 10,416명을 대상으로 조사하였다. 분석에는 STATA 11.0을 이용하였으며, 분석한 결과 다음과 같은 결론을 얻었다. 7년간의 치면열구전색 수혜량은 평균은 1.12개로 나타났으며, 치면열구전색의 급여화가 시행되기 전인 2007~2009년 11월까지는 평균 0.93개, 급여화 실시 후에는 1.24개로 증가하였다. 일반적 특성에 따른 치면열구전색 수혜량은 소득수준이 높을수록, 건강보험과 민간보험에 가입되어 있을수록, 1일 칫솔질 횟수가 많을수록 높게 조사되었다. 하지만 성별과 연령의 경우는 통계적으로 유의한 차이를 보이지 않았다. 치면열구전색 수혜량에 영향을 미치는 요인으로는 치면열구전색 급여화 여부, 소득수준, 건강보험 유형 및 민간보험 가입 여부, 1일 칫솔질 횟수로 나타났다. 이상의 결과를 종합해보면 치면열구전색 급여화가 시행된 2009년 12월을 기준으로 2010년에 치면열구전색 수혜량 증가를 보이긴 하나, 그 2011년부터는 다시 감소하는 경향을 보이고 있다. 치면열구전색 수혜량을 늘리기 위해서는 치면열구전색 급여화에 대한 홍보를 강화하고, 저소득층에 대한 지원확대 및 사회경제적 수준에 따른 본인부담금 차등화 등의 방안이 논의되어야 할 것으로 생각된다. 또한 치면열구전색 급여화를 시작으로 추후에는 예방처치에 대한 급여화 확대방안에 대해 다각적인 검토가 필요할 것이다.

의료기관 종별 만성 치주염 진료의 지역 간 차이 (Regional Difference of Chronic Periodontal Care Services in Korea)

  • 윤영주;이경수;김창숙;김창윤;황태윤
    • 한국치위생학회지
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    • 제15권5호
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    • pp.899-905
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    • 2015
  • Objectives: This study aimed to investigate the regional difference of chronic periodontal care services in Korea by the analysis of 2010 raw data from Health Insurance Review and Assessment Service. Methods: The subjects were the chronic periodontitis patients over 35 years old from dental care facilities in Korea. The study population was 278,319 including 264,994 claims made by dental clinics, 8,084 by dental hospitals, 3,509 by general hospitals, and 1,732 by tertiary hospitals. Results: There was a significant difference in medical care cost benefit between the provinces(p<0.0001). The age groups showed a clear difference in the patient charge, cost of insurance, and medical care cost benefit(p<0.0001). In consideration of the first visit or revisit, there were differences in the rate of prescription, dental examination, and surgical procedures of the chronic periodontal patients from dental facilities. The radiographic use rate in the tertiary hospitals was 2.6 times higher than that of the dental clinic in the treatment of the new chronic periodontal patients. Conclusions: The use of dental services in the periodontitis is influenced by the types of medical services facility, cost of medical insurance, and patient charge. In consideration of cost benefit analysis, prevention is the most important care for the periodontitis. Regional difference in peridontitis is cause by the use of medical services and quality of treatment.

Comparison of Factors Affecting Perceived and Objective Dental Needs

  • Ahn, Eunsuk;Han, Ji-Hyoung;Kim, Ki-Eun
    • 치위생과학회지
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    • 제19권3호
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    • pp.147-153
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    • 2019
  • Background: With increased interest in oral health, several efforts have been made to improve oral health conditions. To achieve this, needs for oral health must be precisely determined and accurately measured. Therefore, factors influencing both objective unmet dental needs, which were determined by experts, and perceived unmet dental needs, which were determined by patients, were examined in this study. Methods: Responses of 17,735 respondents aged greater than 19 years from the Korean National Health and Nutrition Survey collected using the fifth (2010~2012) rotation sample survey were analyzed. Based on the information collected from the survey and dental examination, we determined the associations between the independent (sex and socioeconomic level) and dependent variables using a chi-squared test. Moreover, ordinal logistic regression analyses on multiple categorical values were performed using perceived and objective dental needs as the dependent variables. Results: Generally, factors influencing both perceived and objective dental needs were similar. These included sex, household income, educational level, private insurance, and subjective oral health status. However, the high-income groups had lesser perceived and objective dental needs compared to the low-income groups. Furthermore, factors such as sex, educational level, and marital status had different influence on both needs. Conclusion: Generally, factors that affect perceived and objective dental needs were similar. To minimize unmet dental needs, factors influencing both perceived and objective dental needs should be examined for a broad dental insurance coverage, and efforts to prevent oral diseases are also required.

대전·충청지역 치과건강보험 요양급여비용 청구자의 인식도 분석조사 (Analysis research about awareness of demanders of recuperation allowance for dental clinic health insurance in Daejun and Chunchung area)

  • 김성희;김민자;남용옥
    • 한국치위생학회지
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    • 제11권2호
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    • pp.275-289
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    • 2011
  • Objectives : The recognition rate for issues and improving resolution for the recuperation income expense claim policy was examined. Methods : 1,135 copies of survey have been sent to the group of people who have claimed the dental recuperation income expense to dental recuperation institutions in Daejeon, Chungcheong Do that are registered to the health insurance evaluation and estimation office as of the May 2010 and 207 surveys that were regarded to be sincere for answering were analyzed. Results : Majority of respondence were belonged to the dentist institutions with more than 5 years of claim experiences as well as 10~50% of claim rate. The recognition of medical fee evaluation guideline was normal level, and negative recognition was higher to the health center with daily charge policy compare to the dental hospital and university affiliated dental center with treatment charge policy, Highest opinion for inappropriateness of dentist with significance was found (p<0.05). The openness of evaluation cases are regarded to be discharged through the transparent evaluation and most of the opinions for insurance claim evaluation adjustment are within the both 'Do not understand the evaluation guideline and program error of disease category, code and program' with significance(p<0.05). The reaction after the evaluation adjustment was high in reflection on the claim process after examining the reason for the evaluation adjustment through the evaluation and estimation office and university affiliated dental institution and dental center was regarded to be most active and deputy reclaimment was seemed to be most actively discharge the objection registration task (p<0.05). The claim error improving resolution recognition was highly prioritized to the accurate charting for the disease title and treatment description, improving the setting of claim program, and most highly recognized by the university affiliated dental hospital/dental center and comparably low by health center(p<0.05). and although the most of the responds of treatment description and browsing the medical fee was positive, 50% of dentists disagreed the idea so that this was creating a significant discrepancy with other groups(p<0.05). Conclusions : From this research, the recognition of medical fee evaluation guideline for dental (university) hospital and dentists were negative and high adjustment experience was examined as lacking of evaluation guideline understanding and error of disease name, code and programs and deputy reclaimment, university affiliated dental hospital/dental center were most actively handle the objection registration tasks and dentists have objection on the treatment description and browsing the treatment fee so that if these indexes can be referred to implement into the recuperation income claim process, this can be regarded to be a opportunity to create mutual credibility between recuperation institution, treatment pensioner and the evaluation institutions.

Trends in the utilization of dental outpatient services affected by the expansion of health care benefits in South Korea to include scaling: a 6-year interrupted time-series study

  • Park, Hee-Jung;Lee, Jun Hyup;Park, Sujin;Kim, Tae-Il
    • Journal of Periodontal and Implant Science
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    • 제48권1호
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    • pp.3-11
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    • 2018
  • Purpose: This study utilized a strong quasi-experimental design to test the hypothesis that the implementation of a policy to expand dental care services resulted in an increase in the usage of dental outpatient services. Methods: A total of 45,650,000 subjects with diagnoses of gingivitis or advanced periodontitis who received dental scaling were selected and examined, utilizing National Health Insurance claims data from July 2010 through November 2015. We performed a segmented regression analysis of the interrupted time-series to analyze the time-series trend in dental costs before and after the policy implementation, and assessed immediate changes in dental costs. Results: After the policy change was implemented, a statistically significant 18% increase occurred in the observed total dental cost per patient, after adjustment for age, sex, and residence area. In addition, the dental costs of outpatient gingivitis treatment increased immediately by almost 47%, compared with a 15% increase in treatment costs for advanced periodontitis outpatients. This policy effect appears to be sustainable. Conclusions: The introduction of the new policy positively impacted the immediate and long-term outpatient utilization of dental scaling treatment in South Korea. While the policy was intended to entice patients to prevent periodontal disease, thus benefiting the insurance system, our results showed that the policy also increased treatment accessibility for potential periodontal disease patients and may improve long-term periodontal health in the South Korean population.

과거 치과치료의 통증 경험이 치과공포에 미치는 영향 (Influences of Previous Pain Experiences during Dental Treatment on Dental Fear)

  • 박소영;원영순
    • 보건의료산업학회지
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    • 제6권1호
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    • pp.141-151
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    • 2012
  • In this study a survey was conducted of a total of 187 insurance sales workers from 10 branches of S Insurance Company located around Korea to gather information on causes of dental fear. Results revealed that the group who had experienced direct dental pain in the past showed higher fear levels than the group without such experience. With respect to indirect dental pain, the group with such experience showed higher fear levels in 'fear of dental appointments' and 'fear of antiseptic smells than the group without such experience. Concerning gender, higher fear levels were observed among females than among males. It was also found that the majority of the respondents seldom go for a regular dental check-up regardless of whether they had experienced direct or indirect pain during dental treatment. In addition, there was positive correlation among all the items in the Dental Fear Survey Scale at a significance level of 0.1%. Twenty of all the DFS items were found to be related to causes of dental fear, meaning that most of the elements involving the dentistry may contribute to the development of dental fear among dentally fearful people.

한국 중년층의 노인장기요양보험제도에 대한 인식과 구강보건진료에 대한 요구의 융합 연구 (Convergence study of long-term care insurance system for elderly of awareness of middle-aged people and demand for dental services in the system)

  • 박정란;윤미선;최유리
    • 한국융합학회논문지
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    • 제9권7호
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    • pp.95-103
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    • 2018
  • 본 연구의 목적은 중년층의 노후 준비계획과, 노인장기요양보험제도, 노인장기요양보험제도 내에서 치과의료서비스 분야의 인식도를 확인하고자 하였다. 설문응답대상자들은 노후생활비를 미리 저축하는 비율이 56.1%였으며, 가족들에게 노후 부담을 주기 싫어하는 경향을 나타냈으며,(41.8%) 노후 보살핌은 시설서비스, 간병 제도 등을 이용하고자 하였다. 노인장기요양보험제도에 대해 "조금 알고 있다"는 응답이 36.7%로 나타났다. 또한 장기요양보험제도 내 치과의료서비스의 필요성이 높다고 생각하였다 (98.5%), 만약 서비스가 이루어진다면 참여하겠다고 하는 응답이 92.3%로 나타났으며, 장기요양보험 내 치과의료서비스에 대한 인식 하지 못한 비율이 85.2%로 나타났다. 따라서 노인장기요양보험 내 치과의료서비스부분의 인식 확대가 필요하다. 본 연구결과는 노인장기요양보험 내 치과의료서비스 부분의 추후 제도 개선 시 기초자료로 사용될 수 있을 것으로 사료된다.

한국노인요양시설 구강 위생 현황과 일본 노인요양보험법 비교를 통한 치과의사의 역할과 전망 (Analysis of current nursing homes in Korea and to assess the role and prospect of dentists in comparison to Japanese long term care insurance system)

  • 신리혜;배은경;최성호;박인임;오오야먀다카시;정문규
    • 대한치과보철학회지
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    • 제46권1호
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    • pp.83-91
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    • 2008
  • 문제제기 : 2007년 4월 '노인장기요양보험법'이 국회를 통과하였고 노인수발행위에 치과의사의 참여가 확정되어 2008년 7월부터 법이 시행되면서, 고령화가 급속이 진행되고 있는 한국사회에서 치과분야가 담당해야 할 역할은 커질 수밖에 없다. 목적 : 본 논문은 한국의 두 노인시설에 대한 설문조사를 바탕으로 일본의 노인요양보험법과 비교를 통해 앞으로 시행되는 노인장기요양법의 구강위생서비스의 역할 및 방향을 수립하는데 기여하고자 한다. 연구재료 및 방법 : 2005년 한국의 두 노인요양시설에서 책임 있는 직무자 또는 실제 간호의 내용을 파악하고 있는 분을 대상으로 15개 항목의 설문조사를 시행하였다. 결과 : 두 시설 모두 각각의 특징을 살려 매우 기능을 잘 하고 있었으나, 구강위생 및 이에 대한 직원의 인지도는 낮았으며 정기적인 진료나 관리는 소홀했다. 고찰 : 일본에서는 2000년 노인요양보험이 도입 후 체계화된 방법론을 기초로 시행되고 있다. 현재 '노인장기요양' 법안에 치과의사 참여가 보장된 것과 관련하여 앞으로 치과의사의 적극적인 참여가 필요하고, 시설 및 재택 방문 진료가 가능하도록 하는 법정비용을 통해 치과분야의 진료영역을 넓힐 수 있는 움직임이 필요하다고 볼 수 있다.

장애인 치과 병·의원 개원 유도를 위한 적절한 보조금 산정에 대한 연구 (SUBSIDY ESTIMATION FOR INDUCING OPENING OF DENTAL HOSPITAL OR CLINIC FOR THE DISABLED)

  • 송창목;현홍근;신터전;김영재
    • 대한장애인치과학회지
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    • 제12권2호
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    • pp.55-65
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    • 2016
  • The objective of this study was to estimate the proper amount of subsidy required to operating dental hospital or clinic for the disabled. Models for estimating operating profit of general dental hospital/clinic and opportunity cost of operating dental hospital/clinic for the disabled was formulated. Data were collected from various sources such as the annual reports of Purme Hospital, one of the running dental hospitals for the disabled, statistics from Healthcare Bigdata Hub, operated by Health Insurance Review & Assessment Service of Korean Government, and the deliberation data of non-reimbursable treatments in Seoul Dental Hospital for the Disabled. A dental hospital/clinic for the disabled was less profitable than a general dental hospital/clinic, of which the reason is that the chair time for the average patient is longer. However, It was false that a dental hospital/clinic for the disabled scored less average insurance fee for a treatment. Disabled patients had more frequent prosthodontic treatments, which had a high average insurance fee. There were some groups of treatments that could yield higher profitability in a dental hospital/clinic for the disabled; recall checks, and periodontal treatments.