• The Journal of Asian Finance, Economics and Business
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• 제7권10호
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• pp.369-376
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• 2020

Credit capital from customers' savings deposit (CSD) of banks has an important meaning in the business activities of the banking industry. There are many factors that influence the CSD satisfaction with banks. Certain changes have been made when there are fluctuations due to COVID-19. The article is based on an analysis assessing the factors that influence the CSD satisfaction of Vietnamese commercial banks in the context of COVID-19. The authors use a sample of 1,639 CSD. The results show that there are three variables that positively affect CSD satisfaction, including legal provisions of the Central bank (Legal), policies and mechanisms of commercial banks (Policy), and products of commercial banks (Product). Accordingly, in order to contribute to strengthening this capital mobilization of savings deposit, the Central bank of Vietnam needs to play a pivotal role in the regulations of the banking system to ensure its stability; control well monetary policy, interest rates, and inflation to keep a stable position in the economy; and provide timely financial support packages to enhance the confidence of CSD. Moreover, Vietnamese commercial banks need flexible policies and mechanisms to stimulate CSD; strengthen support on deposit rates for CSD; and diversify products to easily adapt to each CSD's situation.

• 항공우주정책ㆍ법학회지
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• 제12권
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• pp.386-394
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• 2000

• Journal of Electrical Engineering and Technology
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• 제9권5호
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• pp.1495-1500
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• 2014

This paper presents the result of the estimation of the power interruption costs of Korean commercial customers. Commercial customers are usually located in urban areas and considered very important because a power interruption on them can expand to additional damage to related users. Their power interruption costs were calculated through a survey with the process of data selection. Also, the power interruption cost for each customer's business type was calculated and compared with that of foreign cases.

• Spatial Information Research
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• 제4권1호
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• pp.55-74
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• 1996

본 연구는 대도시지역의 공간구조를 결정하는 가장 중요한 도시기능인 상업업무기능이 집적되는 요인을 규명하고자 하는데 그 목적이 있다. 상업업무기능이 집적되는 데 작용하는 요인들은 매우 다양하다. 본 연구는 지리정보시스템(GIS)를 활용함으로써 그동안의 선행연구들이 기구축된 자료의 부족으로 인해 부분적으로만 고려하였던 요인들을 분석변수로 포함시켜 상업업무기능의 분포특성을 파악하고자 하였다. 본 연구는 행정동을 기초로 설정한 서울시 409개 분석단위지역을 대상으로 1981년 및 1991년의 상업업무기능 집적수준을 입지 및 접근성, 지형, 인구분포특성, 도시정책 등과 관련시켜 상호관계를 규명하였다. 연구결과 그동안 보편적으로 받아들여졌던 여러 가지 요인들이 상당한 수준에서 상업기능집적에 영향을 미치는 것으로 밝혀졌다. 분석과정에서 활용한 지리정보시스템은 도시공간계획에서 매우 유용한 수단을 제공함으로써 향후에 더욱 심도있는 연구가 진행될 것으로 전망된다.

• 한국측량학회지
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• 제40권4호
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• pp.261-273
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• 2022

본 연구는 시스템 다이내믹스 기법을 활용하여 성남시의 토지이용수요를 예측하고 가족구조 변화와 토지이용밀도 조정정책이 토지이용수요에 미치는 영향을 모의실험하는데 연구의 목적이 있다. 이를 위해 분석모형을 설계하고 시뮬레이션 결과를 통해 시간의 흐름에 따른 토지이용수요의 변화를 살펴보았다. 분석결과에 의하면, 2035년 기준으로 주거용지는 2.08km², 상업용지는 1.36km²의 추가 공급이 필요하고, 공업용지는 현재 공급면적으로 수요를 충족할 수 있는 것으로 나타났다. 한편, 기본 모형에서 변수값을 변경하여 세가지 정책실험을 실시하였다. 첫 번째 정책실험에서는 가구원수가 기본 모형에 비해 급격히 감소할 경우에는 주거용지가 최대 7.99km² 추가공급이 필요한 것으로 나타났다. 두 번째 정책실험에서는 아파트 용적율이 200%에서 300%로 상향하면 현재의 성남시 주거지역 공급면적으로 주거용지 수요 충족이 가능하였다. 세 번째 정책실험에서는 상업지역 평균층수를 4층에서 5층 상향하고 상업지역 건폐율을 80%에서 85%로 상향하더라도 상업용지의 수요가 성남시 상업지역 공급면적을 초과하는 것으로 나타났다. 본 연구는 시스템 다이내믹스를 활용하여 토지이용수요 예측의 새로운 분석모형을 제시하고, 성남시의 실제 도시계획 현황 및 통계치를 적용하여 모형을 실증하였다는데 연구의 의의가 있다. 향후 성남시 토지이용수요 예측 및 분석 모형의 정교화를 위한 후속연구가 이루어져야 할 것이다.

• 항공우주정책ㆍ법학회지
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• 제3권
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• pp.233-258
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• 1991

This paper examines current developing status of space law as defined in terms of its unique principle that "the utilization of outer space for all mankind's interest". As commercialization of space activities has brought about heated debate on its legitimacy with respect to that principle, space law has come to witness a dual situation. One is the realization of that principle in establishing commercial space activities system where all mankind's interest is respected through the non-discriminatory distribution mode of space benefit. In satellite telecommunication system, the INTELSAT Organization assures its public service policy while protecting itself against a competition from separate systems. For remote sensing, commercialization of LANDSAT Systems promoted since 1984 seems not to affect present non-discriminatory distribution of data and information obtained. On the other hand, active participation of private entity aiming at commercial profit enables national government to manage more effective control and supervision of those activities with a view to promoting national interests. Also, newly developed private rules and regulations are emerging in business relations about commercial space activities. Extended capacity of national government assuring its national interest in production and distribution of international resources that is outer space, and regulation of space activities by newly developed rules and customs provoke a concern about a identity problem of space law. The best way to summarize this perspective might consist in saying that non space law regulations, which are not assumed as aiming at the promotion of all mankind's interest, are confirming their role about space related activities. For those reasous, we are now facing a developing status of space law as developments of commercial space activities continues.

• 통상정보연구
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• 제12권3호
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• pp.267-288
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• 2010

The collapse of housing market bubble in United States had a considerable impact on the world economy. The collapse of housing market bubble in United States generates the global financial crisis at the worldwide level. The housing market bubble question the efficacy of fundamental proposition of orthodox economics based on the rationality of human choice. According to neuroeconomics and neuroscience, emotion and affect play the important role in purchasing the commodity in retails market. On the basis of the neuroeconomics, this study focuses on the role of affect and emotion in the purchase of subprime loan in United States. Robert Schiller suggests that one of the causes of housing market bubble is the contagion effect of human belief in the society. The structure of this paper is as follows. First, this study investigates the mechanism of human brain and role of various neurons to influence the human behavior in the purchase of house in United States, such as Dophamine neuron and mirroring neuron. Second, this study shows the possibility that the mirror neuron might explain the contagion of human belief in housing transaction market. It can be a seed of housing market bubble. Furthermore, this study show the implications of neuroeconomics is suggestive to the negotiation process in commercial policy in United States.

• 항공우주정책ㆍ법학회지
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• 제5권
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• pp.101-118
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• 1993

Generally there is no law and liability system which applies particulary to commercial space ventures. There are several international treaties and national statutes which deal with space ventures, but their impact on the liability of commercial space ventures has not been significant. Every state law in the United States will impose both tort and contract liability on those responsible for injuries or losses caused by defective products or by services performed negligently. As with the providers of other products and services, those who participate in commercial space ventures have exposure to liability in both tort and contract which is limited to the extent of the resulting damage The manufacturer of a small and cheap component which caused a satellite to fail to reach orbit or to operate nominally has the same exposure to liability as the provider of launch vehicle or the manufacturer of satellite into which the component was incorporaded. Considering the enormity of losses which may result from launch failure or satellite failure, those participated in commercial space ventures will do their best to limit their exposure to liability by contract to the extent permitted by law. In most states of the United States, contracts which limit or disclaim the liability are enforceable with respect to claims for losses or damage to property if they are drafted in compliance with the requirements of the applicable law. In California an attempt to disclaim the liability for one's own negligence will be enforceable only if the contract states explicitly that the parties intend to have the disclaimer apply to negligence claims. Most state laws of the United States will refuse to enforce contracts which attempt to disclaim the liability for gross negligence on public policy grounds. However, the public policy which favoured disclaiming the liability as to gross negligence for providers of launch services was pronounced by the United States Congress in the 1988 Amendments to the 1984 Commercial Space Launch Act. To extend the disclaimer of liability to remote purchasers, the contract of resale should state expressly that the disclaimer applies for the benefit of all contractors and subcontractors who participated in producing the product. This situation may occur when the purchaser of a satellite which has failed to reach orbit has not contracted directly with the provider of launch services. Contracts for launch services usually contain cross-waiver of liability clauses by which each participant in the launch agrees to be responsible for it's own loss and to waive any claims which it may have against other participants. The crosswaiver of liability clause may apply to the participants in the launch who are parties to the launch services agreement, but not apply to their subcontractors. The role of insurance in responding to many risks has been critical in assisting commercial space ventures grow. Today traditional property and liability insurance, such as pre-launch, launch and in-orbit insurance and third party liability insurance, have become mandatory parts of most space projects. The manufacture and pre-launch insurance covers direct physical loss or damage to the satellite, its apogee kick moter and including its related launch equipment from commencement of loading operations at the manufacture's plant until lift off. The launch and early orbit insurance covers the satellite for physical loss or damage from attachment of risk through to commissioning and for some period of initial operation between 180 days and 12 months after launch. The in-orbit insurance covers physical loss of or damage to the satellite occuring during or caused by an event during the policy period. The third party liability insurance covers the satellite owner' s liability exposure at the launch site and liability arising out of the launch and operation in orbit. In conclusion, the liability in commercial space ventures extends to any organization which participates in providing products and services used in the venture. Accordingly, it is essential for any organization participating in commercial space ventures to contractually disclaim its liability to the extent permitted by law. To achieve the effective disclaimers, it is necessary to determine the applicable law and to understand the requirements of the law which will govern the terms of the contract. A great deal of funds have been used in R&D for commercial space ventures to increase reliability, safety and success. However, the historical reliability of launches and success for commercial space ventures have proved to be slightly lower than we would have wished for. Space insurance has played an important role in reducing the high risks present in commercial space ventures.

• 기술혁신학회지
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• 제13권2호
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• pp.310-331
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• 2010

최근 우리나라를 비롯한 세계적 경제성장 패러다임은 녹색성장전략이다. 이에 따라 국가적으로 다양한 전략 및 지원정책이 수립되고 있으나, 중소기업의 역할과 기회를 반영한 정책은 미흡한 수준이다. 이에 본 연구에서는 중소기업 지원정책의 하나인 기술개발제품 공공구매제도의 현황을 살펴보고, 개선 방안을 제시하였다. 우선, 국내와 주요 선진국의 공공구매제도를 정책목적별, 공공구매 유형별로 포지션을 분석하였다. 이를 토대로 공공구매제도를 활용한 중소기업의 녹색성장전략 참여방안과 필요성을 도출하였다. 또한, 구매조건부 신제품개발사업 대상에 상용화 이전기술 및 제품을 포함하고 추가 R&D를 수행하는 방안을 제시하여, 녹색기술분야에서 중소기업의 기술혁신 역량 제고 및 정책지원이 필요함을 지적하였다.

• 한국디지털정책학회:학술대회논문집
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• 한국디지털정책학회 2005년도 춘계학술대회
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• pp.349-385
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• 2005

The purpose of this paper is to analyze the activation methods of GIS industries through GIS industry current issue analysis in Korea to provide as following. First of an in order to analyse current GIS industries, there are three divisions as follows: existing GIS industry, new technology GIS industry, and commercial GIS industry. The existing GIS industry includes survey industry, municipality UIS and remote sensing. The new technology GIS industry has telematics industry, LiDAR industry, ubiquitous industry, LBS industry, internet, and u-city industry. The commercial GIS industry consists of civilian request GIS industry and spacial data distribution industry. The national geographic information industry contains problems and directions of the 1st, 2nd NGIS and 3rd NGIS plan direction policy. These classified GIS industries present various problems of policies and invaluable results for the future GIS industry activation directions as follows: Presence of the GIS contents technologies win be the most important core for the GIS industry activation related to IT839 policy of the government in Korea.