• 한국컴퓨터정보학회논문지
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• 제11권1호
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• pp.237-242
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• 2006

현재 오프라인 신용카드가맹점에서의 신용카드 결제 시에 사용되는 결제 시스템은 신용카드 결제 단말기, 결제 중계 서비스를 하는 VAN사 그리고 신용카드사로 구성되어 있다. 신용카드사 장애 시에는 결제중계 서비스 VAN사가 승인 대행을 하여 처리하나, 결제 중계 서비스 VAN사 장애 시에는 신용카드 결제서비스가 원활하게 이루어지지 않는다. 본 논문은 결제 중계 서비스를 하는 VAN사의장애 시에 신용카드 결제 단말기가 전문변환 Agent를 이용하여, 다른 서비스 VAN사에서 결제 중계 서비스를 받을 수 있도록 하는 신용카드 결제 시스템을 구현하였다.

• 농업과학연구
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• 제47권4호
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• pp.921-931
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• 2020

This study was carried out to determine the factor of a separating system according to the pepper varieties and the absence of a card cleaner system. The pepper varieties of Jeokyoung and AR-Legend were transplanted on November 20, 2019 and tested on March 18, 2020 with a harvesting speed of 0.2 m·s-1 for 10 pepper plants. The performance evaluation was determined by analyzing the separation efficiency of the peppers and the foreign matter mixing rate. The pepper harvester with a card cleaner showed a higher separation efficiency of the peppers compared to the pepper harvester without a card cleaner. The average separation efficiency of peppers on the pepper harvester with a card cleaner was higher at 13.5% for Jeokyoung and 1.9% for AR-Legend than that without a card cleaner. The mixing ratio of foreign materials on the pepper harvester with a card cleaner was lower at 8.7% and 2.5% for Jeokyoung and AR-Legend than that without a card cleaner, respectively. For the two-way ANOVA results according to the variety and the card cleaner, there was no effect on the separation efficiency of the peppers, but there was an effect on the foreign matter mixing rate.

• 한국컴퓨터산업교육학회:학술대회논문집
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• 한국컴퓨터산업교육학회 2003년도 제4회 종합학술대회 논문집
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• pp.111-118
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• 2003

Java Card API written to optimize Execute Environment in embedded device of small memory such as smart card. Java Card API intended to provide many advance when develope smart card based program. this paper purpose to implement RSA Algorithm of public key Algorithms with Java Card API.

• 대한가정학회지
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• 제43권2호
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• pp.191-202
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• 2005

The purpose of this study was to identify the characteristics of late credit card bill payers. Data were collected through a questionnaire survey of 621 credit card users residing in five metropolitan cities including Seoul and Gyeonggi Province. The results indicated that credit card delinquents showed irrational behavior in managing the use of credit cards. That is, they unnecessarily subscribed for credit cards, used their credit cards without signature, or excessively used the credit cards regardless of their payment capability. From these study results, two recommendations were made : 1) consumer education on credit card use and credit management and 2) law revision on regulating credit card use.

• ETRI Journal
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• 제25권6호
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• pp.510-516
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• 2003

In this paper, we describe the development of a platform-based SoC of a 32-bit smart card. The smart card uses a 32-bit microprocessor for high performance and two cryptographic processors for high security. It supports both contact and contactless interfaces, which comply with ISO/IEC 7816 and 14496 Type B. It has a Java Card OS to support multiple applications. We modeled smart card readers with a foreign language interface for efficient verification of the smart card SoC. The SoC was implemented using 0.25 ${\mu}m$ technology. To reduce the power consumption of the smart card SoC, we applied power optimization techniques, including clock gating. Experimental results show that the power consumption of the RSA and ECC cryptographic processors can be reduced by 32% and 62%, respectively, without increasing the area.

• International Journal of Advanced Culture Technology
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• 제8권1호
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• pp.107-112
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• 2020

Green credit card is the card service to revitalize the eco-friendly life of the people, offering a variety of benefits to card users for supporting environment. The present research aims to examine the effect of individuals' regulatory focus (promotion focus vs. prevention focus) on their ethical behavior in the context of green credit/debit card services. This research examines whether green credit/debit card users behave ethically according to their regulatory focus. The results indicate that green credit/debit card users with a prevention focus are more likely to behave ethically compared to those with a promotion focus. The findings imply that regulatory focus may be an effective marketing and segmentation tool in facilitating individuals' ethical behavior.

• 대한안전경영과학회지
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• 제11권4호
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• pp.261-267
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• 2009

The purposes of this article is to analyse how market competition of credit card company affect price(interest rate) and survival length of card users. This paper uses individual account data from a large Korean credit card company during the periods from 2002 to 2006. The findings of our study are as follows. First, market competition of credit card company have a negative effect with interest rate of credit card. Second, market competition of credit card company have a affirmative effect with survival length. Finally, The effect of Increasing delinquency rate due to price increase is smaller than decreasing delinquency rate due to extending survival length.

• 정보학연구
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• 제4권4호
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• pp.113-128
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• 2001

인터넷의 급속한 보급에 따른 전자상거래의 확산으로 국제무역거래에 적합한 새로운 전자무역결제방식이 다양하게 개발되고 있는 실정이다. 이러한 새로운 전자무역결제방식중의 하나인 TradeCard의 특징과 경제적 효용성을 살펴보고, TradeCard가 제공하는 다양한 서비스의 내용과 그 시스템 하에서 운영되는 무역거래절차를 분석한 다음, TradeCard의 활용상의 문제점을 지적하고자 한다.

• 한국정보통신학회논문지
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• 제20권1호
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• pp.81-86
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• 2016

본 논문에서는 다중 채널 보안카드 설계 기법을 제공한다. 해당 보안 카드는 투명하게 제작되어 스마트폰의 화면과 합쳐서 나타나는 정보를 통해 비밀값을 도출하게 된다. 이는 기존 보안카드가 가지는 레이아웃의 물리적인 한계를 제거하여 보안카드가 가지는 복잡도를 향상시켰으며 1채널 보안카드의 단점인 물리적 노출에 대한 취약점을 다중 채널로 확장하여 한 번의 물리적 보안카드의 노출이 모든 비밀 정보의 노출로 연결되는 문제점도 해결하였다.

• 정보학연구
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• 제10권3호
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• pp.59-75
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• 2007

Java Card has several applets running on card, and applet can be added easily. Each applet supports different application programs, and includes file system for data management. This paper presents design and implementation of the file system API based on Java Card for the efficient data management in need of the applet. We referred the smart card international standard ISO7816-4 for the file system and used API supported at Java Card. Results show that it is easy to design and operation of file systems during the applet development, also show lighting of applet's source codes and improved access times.