• Title/Summary/Keyword: Bank performance

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Model based optimal FIR synthesis filter for a nosy filter bank system

  • Lee, Hyun-Beom;Han, Soo-Hee;Kwon, Wook-Hyun
    • 제어로봇시스템학회:학술대회논문집
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    • 2003.10a
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    • pp.413-418
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    • 2003
  • In this paper, a new multirate optimal finite impulse response (FIR) filter is proposed for the signal reconstruction in the nosy filter bank systems. The multirate optimal FIR filter replaces the conventional synthesis filters and the Kalman synthesis filter. First, the generic linear model is derived from the multirate state space model for an autoregressive (AR)input signal. Second, the multirate optimal FIR filter is derived from the multirate generic linear model using the minimum variance criterion. This paper also provides numerical examples and results. The simulation results illustrate that the performance is improved compared with conventional synthesis filters and the proposed filter has advantages over the Kalman synthesis filter.

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Target Detection for Marine Radars Using a Data Matrix Bank Filter

  • Jang, Moon Kwang;Cho, Choon Sik
    • Journal of electromagnetic engineering and science
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    • v.13 no.3
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    • pp.151-157
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    • 2013
  • Marine radars are affected by sea and rain clutters, which can make target discrimination difficult. The clutter standard deviation and improvement factor are applied using multiple parameters-moving speed of radar, antenna speed, angle, etc. When a radar signal is processed, a Data Matrix Bank (DMB) filter can be applied to remove sea clutters. This filter allows detection of a target, and since it is not affected by changes in adjacent clutters resulting from a multi- target signal, sea state clutters can be removed. In this paper, we study the level for clutter removal and the method for target detection. In addition, we design a signal processing algorithm for marine radars, analyze the performance of the DMB filter algorithm, and provide a DMB filter algorithm design. We also perform a DMB filter algorithm analysis and simulation, and then apply this to the DMB filter and cell-average constant false alarm rate design to show comparative results.

The Study on Service Model through the Case Study of Internet Bank (인터넷 뱅킹의 사례연구를 통한 서비스모델 구현에 관한 연구)

  • Park, Chong-Don
    • International Commerce and Information Review
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    • v.7 no.1
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    • pp.75-94
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    • 2005
  • With most major full service banks having launched transactional Internet banking, attention is shifting to the realities of managing the Internet channel as a profitable component of an overall delivery strategy. In addition to examining Case Study and Internet Bank Model. Services of Internet Banking available through the Internet are as follows. 1. credit card loans, personal loans. 2. high-yield financial products. 3. insurance products. 4. securities products. 5. Case study of Foreign Internet Banking(ING, BNP, HSNC, City Bank). The study reviewed fields, including financial services, customer service, Website formation and design, convenience of use and system safety, Internet Banking Model, and many related areas. Internet Banking earned high marks in most fields. This study review focuses on the following: Understanding and meeting consumer expectations for us ability, site performance and functionality. Integrating the Internet channel into overall marketing, product delivery and customer service strategies. Strategies to increase customer satisfaction with Internet Banking and to attract new Internet bankers. therefore this study review activity model concretion of Internet Banking Model and Case Study.

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Heat Transfer Enhancement in Cross-flow Heat Exchanger Using Vortex Generator (와류발생기를 사용한 직교류 열교환기의 열전달 촉진)

  • Yoo, Seong-Yeon;Kwon, Hwa-Kil;Lee, Sang-Sub;Kim, Byeong-Chae;Park, Dong-Seong
    • Proceedings of the KSME Conference
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    • 2003.11a
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    • pp.61-66
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    • 2003
  • Fouling is very serious problem in heat exchanger because it rapidly deteriorates the performance of heat exchanger. Cross-flow heat exchanger with vortex generators is developed, which enhance heat transfer and reduce fouling. In the present heat exchanger, shell and baffle are removed from the conventional shell-and-tube heat exchanger. The naphthalene sublimation technique is employed to measure the local heat transfer coefficients. The experiments are performed for single circular tube, staggered array tube bank and in-line array tube bank with and without vortex generators. Local and average Nusselt numbers of single tube and tube bank with vortex generator are investigated and compared to those of without vortex generator.

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A study on the recognition performance of connected digit telephone speech for MFCC feature parameters obtained from the filter bank adapted to training speech database (훈련음성 데이터에 적응시킨 필터뱅크 기반의 MFCC 특징파라미터를 이용한 전화음성 연속숫자음의 인식성능 향상에 관한 연구)

  • Jung Sung Yun;Kim Min Sung;Son Jong Mok;Bae Keun Sung;Kang Jeom Ja
    • Proceedings of the KSPS conference
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    • 2003.05a
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    • pp.119-122
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    • 2003
  • In general, triangular shape filters are used in the filter bank when we get the MFCCs from the spectrum of speech signal. In [1], a new feature extraction approach is proposed, which uses specific filter shapes in the filter bank that are obtained from the spectrum of training speech data. In this approach, principal component analysis technique is applied to the spectrum of the training data to get the filter coefficients. In this paper, we carry out speech recognition experiments, using the new approach given in [1], for a large amount of telephone speech data, that is, the telephone speech database of Korean connected digit released by SITEC. Experimental results are discussed with our findings.

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Production of Minor Gisenosides from Gypenoside V (Gypenoside V로부터 minor ginsenosides의 생산)

  • Son, Na-Ri;Min, Jin-Woo;Jang, Mi;Kim, Hyo-Yeon;Jeon, Ji-Na;Yang, Deok-Chun
    • Proceedings of the Plant Resources Society of Korea Conference
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    • 2010.10a
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    • pp.20-20
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    • 2010
  • Panax ginseng C.A Meyer is frequently taken orally as a traditional herbal medicine in Asian countries. The major components of ginseng are ginsenoside, which are pharmaceutical activity. The six major ginsenosides, including Rb1, Rb2, Rc, Rd, Re and Rg1 account for 90% of total ginsenosides. Even though the minor ginsenosides, including Rg3, Rh2 and compound K has high pharmacetical activities, the price of minor ginsenosides is too high. Therefore we isolated the gypenoside V and made it converted to minor ginsenosides. In the plant Gynostemma pentaphyllum Makino, gypenosdie V was presented as dominant saponin (content about 2.4%), and was similar to protopanaxadol type ginsenosides such as ginsenoside Rb1. In this study, we confirmed that the coversion of gypenoside V to minor ginsenosides after using the various treatment such as heating, acid treatment, commercial edible enzyme, and lactobacillus. Consequently, we optimizied the transformation of gypenoside V to minor ginsenoside using Thin Layer Chromatography (TLC), High Performance Liquid Chromatography (HPLC), Time-of-flight Mass Spectrometry (LC/TOF/MS).

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A Case Study of Information System Integration of KEB HanaBank using an Entrepreneurial Bricolage (브리콜라주 전략을 활용한 KEB하나은행의 전산통합 사례연구)

  • Park, SungJae;Lee, JungHoon;Kang, HyounKu
    • Journal of Korea Society of Industrial Information Systems
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    • v.24 no.5
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    • pp.27-39
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    • 2019
  • This study is a case study of KEB HanaBank's information system integration, which has achieved outstanding results based on successful M & A. As of the end of 2018, KEB HanaBank is one of the domestic commercial banks that showed 896 domestic and overseas branches, 12,881 employees, total assets of 326 trillion won, and net income of 1.9 trillion won. The purpose of this study is to provide implications through KEB Hana Bank's unique case and strategy for information system integration since M & A. To accomplish this, KEB HanaBank's information system integration related resource status, strategy, and performance are searched using various sources, and existing researches on resource dependency theory and entrepreneurial bricolage are reviewed. In the post merger integration process, organizations need to understand the status of their resources in terms of resource constraint theory in order to succeed in the information system integration. In resource constraints, for successful computational integration, a strategy based on entrepreneurial bricolage will be needed.

Corporate Social Responsibility and Unsecured Debt: Evidence from China

  • CHEN, Xia;MA, Zhe;SHI, Jiayu;TU, Bingyan;XU, Songtao
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.11
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    • pp.1-11
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    • 2020
  • This study aims to investigate whether Corporate Social Responsibility (CSR) performance can help companies gain more bank unsecured loans. Additionally, this study analyzes the moderating effect of firm size and industry characteristics. Data was collected through the case of companies listed on the Shanghai Stock Exchange or the Shenzhen Stock Exchange in China between 2009 and 2018 with 5373 firm-year observations. The results of multivariable regression analysis show that good CSR performance exhibits a strong positive impact on unsecured debt, including short-term, long-term, and total unsecured debt, which indicates that corporate with good CSR performance can borrow more unsecured debt. further research shows that this effect is more pronounced for small enterprises and firms operating in heavy-polluting industries. Additionally, research on the impact mechanism finds that good CSR performance can help mitigate information asymmetry between borrower and lender, reduce moral hazard of borrower, and obtain support from key stakeholders, and therefore reduces the risk of default. The findings of this study suggest that firms with good CSR performance exhibit a preference for unsecured debt, but decline to provide collateral for debt. Overall, we emphasize and illustrate the important role of corporate CSR in bank credit financing.

E-SERVQUAL and Its Impact on the Performance of Islamic Banks in Malaysia from the Customer's Perspective

  • Baber, Hasnan
    • The Journal of Asian Finance, Economics and Business
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    • v.6 no.1
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    • pp.169-175
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    • 2019
  • Service quality has been a point of discussion from the decades as it is important for customer satisfaction, loyalty and retention. Various models have been proposed to measure the quality in the service sector. Models are modified in accordance with context and geography to assess the quality of service better. This study aims to investigate the impact of the modified e-SERVQUAL model on the customer perception about the existing relation and potential scope of doing business with a bank which in-turn will decide the performance of the bank. Statistical data was analyzed through various tests like reliability analysis, correlation and regression analysis using SPSS 25.0. The primary data of e-SQ and performance was gathered from 721 internet banking users using 32 item questionnaire, representing 72% response rates, of four selected Islamic banks of Malaysia. E-SERQUAL was modified by adding Shariah Compliance information about banks and products for Islamic banking customers. The finding specified that efficient & reliable services, fulfillment, security/trust, and Shariah compliance information have a significant association with the performance of Islamic banks. The research is original and its implications will be helpful for Islamic banks across the world to enhance the online experience of customers, which will help them to retain the customers in the rapid changing virtual environment.

A Study on the Effect of Logistics Performance on the Trade of Goods in the Korea-ASEAN FTA (한-아세안 FTA 상품무역의 물류성과 효과에 대한 연구)

  • Ahn, TaeKun
    • Journal of Korea Port Economic Association
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    • v.37 no.4
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    • pp.145-160
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    • 2021
  • This study attempted to analyze the trade in goods effect of the Korea-ASEAN FTA by using logistics performance index, which are evaluation indicators of logistics industry workers on the logistics environment and logistics system in international trade. The World Bank's logistics performance index are six indicators: customs clearance, logistics infra, ease of shipment, logistics services, goods tracking abilities, and on-time transportation. The purpose of this study was to examine how it affects commodity trade between Korea and ASEAN states using the gravity model using panel data. Through this, it was confirmed that logistics performance index affect the increase in commodity trade.