• 한국지리정보학회지
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• 제1권1호
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• pp.52-69
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• 1998

마케팅 GIS의 대표적인 분야인 은행마케팅에 있어서의 고객 및 점포관리를 위한 DB를 지방은행인 대구은행을 대상으로 GIS를 이용하여 구축하였다. 이를 위하여 area marketing의 기본개념과 전개방안을 검토하고 수치도로지도, 행정경계, 우편동경계 등의 위치자료와 상공인명감, 지가, 토지이용 등의 속성자료를 포함하는 은행외부자료 및 마케팅과 관련된 은행내부자료를 중심으로 구축하고, 이를 기초로 간단한 공간검색과 분석기능을 지닌 사용자 인터페이스중심의 은행 GIS 시스템을 개발하였다. GIS 기본 패키지는 Map/Info, 인터페이스를 위한 언어로는 Delphi가 각각 사용되었으며, 아울러 구축과정에 있어서의 위치 및 속성자료에 관련된 여러 가지 문제점을 종합적으로 검토 평가하였다.

• 산경연구논집
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• 제6권2호
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• pp.17-24
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• 2015

Purpose - The main goals of this study are (1) to study the information sources used the most by customers of Islamic banks; and (2) to compare this with conventional bank customers. Research design, data, and methodology - 125 Islamic bank customers and 125 conventional bank customers were surveyed. The study employed two independent sample tests. Additionally, an exploratory study was conducted to support the quantitative analysis. Result - The results show that Islamic bank customers use personal as well as marketing information sources more intensely than conventional bank customers, although the result differences were not significant. Specifically, customers of Islamic banks use certain personal resources (parents and friends) and marketing information (marketers)intensely than conventional bank customers. Conclusion - The study revealed that friends and parents are the most important information sources for the selection of the Islamic bank. In addition, based on the resources used, Islamic banking customers can be classified as traditional and religious communities. Therefore, the most effective customer communications will be through Islamic groups such as Islamic social institutions and Islamic educational institutions.

• Journal of Information Technology Applications and Management
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• 제27권6호
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• pp.117-139
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• 2020

This research analyzes the factors that affect the consumers' participation of the internet-only banks, and suggests effective financial sales strategies and methods to attract more users. Through prior research review and interviews with experts, the factors affecting the consumers to sign up for the internet banks are identified. The actual user data from the internet banks are used for the analysis, providing more systematic and credible results. The research shows that social media buzz positively affects the user growth, proving Granger Causality relation of increasing social media buzz on K Bank increases K Bank users. The research also shows that marketing activities noticeably impacts K Bank's positive user growth. On the other hand, the event of Kakao Bank's grand opening shows negative effect. The results from the research validates the need for periodical monitoring process of social media buzz. Moreover, the research proves that the integrated analysis of social media buzz and marketing effect is also essential.

• 정보관리연구
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• 제39권2호
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• pp.235-249
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• 2008

The combination of information and technology makes dramatically increase both information quality and quantity. Almost of company utilize customer information for the purpose of increasing sales amount and profitability. The purpose of this paper is to discover customer information's utilization practices in the Korean financial industry. The case of K Bank's information analysis in the inbound and outbound marketing is provided, The customer segmentation is used for the inbound marketing by using RFM analysis. And the loan card model is used for the outbound marketing by using logit analysis.

• Asia Marketing Journal
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• 제15권1호
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• pp.23-42
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• 2013

To overcome the profitability challenge these days, many global banks are increasingly focusing on cost efficiency through more efficient banking processes, such as online and mobile banking, whereas a number of other banks choose to differentiate their services for retaining and attracting the most valuable customer segment (Deloitte, 2011). While global banks in the retail banking industry are adopting either of these two business models as a strategic choice for their long-term growth, KB Kookmin Bank, one of the leading retail banks in South Korea, has begun to operate 'KB Rockstar' as a strategic channel, particularly designed to target college students in the youth market. The new marketing strategy has resulted in a positive impact on its brand image in customers' perception as well as a drastic increase in the number of youth customers. In this study, we analyze the case of 'KB Rockstar' and summarize the key factors for its success from a marketing perspective. First, 'KB Rockstar' is not simply a good channel strategy, but an innovative marketing strategy that aligns place, product and promotion together in order to create a synergy effect, resulting in the successful implementation of the bank's targeting strategy. Second, the strategy effectively establishes 'KB Rockstar' as a brand targeted to youth customers while also competently strengthening the image of the corporate brand, KB Kookmin Bank. The skillful implementation of organically combined marketing mix strategies has enabled the successful launch of the bank's sub-brand. Third, the strategy considers a retail bank branch as not only the place that makes sales transactions in order to generate short-term profits, but also the place that builds a long-term relationship with customers in order to maximize their lifetime values in the long run.

• 한국콘텐츠학회논문지
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• 제19권4호
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• pp.63-78
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• 2019

본 연구에서는 은행 PB 이용고객들을 대상으로 PB 관계마케팅과 관계의 질, 그리고 장기적 거래의도 간의 영향관계를 검증하고, 이 과정에서 관계의 질의 매개효과를 검증하였다. 본 연구의 대상은 서울 소재 은행 PB 이용고객 431명으로서, 설문조사자료를 이용하여 구조방정식모형분석을 통해 가설 검증을 수행하였다. 검증 결과, PB 관계마케팅은 관계의 질에 유의한 정(+)의 영향을 나타내었다. 그리고 관계의 질과 장기적 거래의도 간의 경로계수는 정(+)의 관계를 보였다. 한편, PB 관계마케팅은 장기적 거래의도에 직접적으로 영향을 미치지는 않았으며, 관계의 질을 매개로하여 장기적 거래의도 에 유의한 영향을 미치는 것으로 나타났다. 본 연구의 결과는 은행 PB 성과에 있어서, 은행과 고객 간의 관계의 질을 반영하여, 장기적 거래의도에 미치는 영향을 확인하고, 이 과정에서 관계의 질의 효과를 검증하였다는데 의미가 있다.

• 한국콘텐츠학회논문지
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• 제12권1호
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• pp.460-475
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• 2012

금융계는 고객과 기업 간의 거래관계가 타 산업에 비해 경직되어 있고, 기업의 조직문화 또한 보수적 성향이 강하게 나타난다는 특징을 가진다. 그러나 고객 서비스와 디지털 미디어 채널이 다양화되는 시장환경의 변화 안에서 금융기업들은 과거와는 다른 적극적인 고객지향적 입장에서 어떻게 소셜 미디어 마케팅을 전략적으로 활용할 수 있는지를 고민하고 있다. 이에 본 연구는 관계지향적 소셜 미디어 마케팅을 성공적으로 추진하고 있는 IBK 기업은행의 사례를 통해 소셜 미디어 마케팅의 성공 요인을 밝히고, 이를 통해 금융기업들의 성공적인 소셜 미디어 마케팅 활용 방안을 제안하고자 한다. 본 연구에서는 '신뢰구축(Trust)', '감정이입(Empathy)', '가치공유(Shared Value)', '유대(Bonding)', '고객 커뮤니케이션(Communication)', '상호의존(Reciprocity)'로 구성된 6가지 관계지향적 서비스 요인을 통해 은행의 체계적이고 효과적인 관계지향적 소셜 미디어 마케팅 전략에 대한 구체적인 시사점이 논의된다.

• 유통과학연구
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• 제22권8호
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• pp.1-15
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• 2024

Purpose: This study explored how Indonesian banks utilize digital marketing communication strategies to optimize their distribution channels, leading to enhanced customer trust and brand loyalty. It examined specific methods such as sponsorships, social media, institutional partnerships, and mobile banking application features as key components of this digital distribution strategy. Research Design, Data, and Methodology: This study employed mixed methods design to assess digital distribution impacts. It involved 385 Jakarta bank customers. The sample size was determined using the Lemeshow formula. Results: The findings indicate that effective digital distribution strategies, including sponsorships, social media engagement, and user-friendly mobile banking applications, significantly enhance customer trust and loyalty. However, overly complex features may negatively impact loyalty. Conclusion: Thisstudy demonstrates a clear connection between the strategic use of digital marketing channels, such as sponsorships, social media, institutional partnerships, and mobile banking features, and the development of customer trust and loyalty. The results provide valuable insights to Indonesian banks in designing digital distribution strategies that prioritize building trust and fostering integrated customer interactions. Tailored digital marketing approachesthat optimize distribution can significantly enhance both trust and loyalty among Indonesian bank customers.

• 한국생활과학회지
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• 제13권3호
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• pp.453-466
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• 2004

This study reviewed the marketing strategies of domestic banks and introduced the theoretical framework of CRM model. The market segmentation for consumers in several domestic banks was compared and whether those informations were useful for consumers to evaluate the banks fit to their needs and for bank managers to promote their marketing strategies were also analyzed. The results of study showed that the domestic banks seemed to be apparently different in consumer services. This study showed that their private strategies must be somewhat different and it was important to search and keep those VIP's who contributed to their business. It was recommended to build the PB(private banking) center to counsel those VIP's and to analyze customers' characteristics.

• The Journal of Asian Finance, Economics and Business
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• 제8권1호
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• pp.457-470
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• 2021

The banking system provides a number of important functions for the economy and is also the lifeblood and financier of the economy in each country. Large amounts of idle money have not been exploited by banks; however, banks still depend on loans, including loans from foreign banks, to meet the growing demand, as such, for banks, the cost of capital is high, the stability and business efficiency are low and banks have not promoted their internal resources to grow steadily. To achieve the goal, this research analyzes the factors affecting the choice of bank for the deposit decisions of customers in Vietnam. The study used a sample data of 250 individuals and SPSS software was used to analyze the data. The results showed that customer policy has a positive effect on customers' deposit decisions in a bank, and this is new evidence regarding behavioral theory in the case of Vietnam. Results further demonstrated that other factors such as employee image, brand, interest rate, relative influencing, and transaction time positively impact the choice of bank for the deposit decisions of customers. However, the bank's promotion strategies had no impact on the choice of bank for the deposit decisions of customers. Besides, employee image is the most influential factor in the deposit decisions, followed by the bank's brand and interest rate.