• Title/Summary/Keyword: Adequacy

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Antecedents and Consequence of Murabaha Funding in Islamic Banks of Indonesia

  • BULUTODING, Lince;BIDIN, Cici Rianti K.;SYARIATI, Alim;QARINA, Qarina
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.3
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    • pp.487-495
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    • 2021
  • As Islam supports fair trade, the Murabaha is the most popular and most common mode of Islamic financing. It is a contract of sale between the bank and its client for the sale of goods at a price plus an agreed profit margin for the bank. The contract involves the purchase of goods by the bank which then sells them to the client at an agreed mark-up. While their characteristics and values are unique, they are also subject to conventional measurement of efficacies. This study investigates how the primary health predictors of conventional banks under the Basel III regime could provide a positive means to assess the Murabaha funding and subsequently secure long-term profitability. This study constructed a path analysis (from 120 databases) to assess whether Islamic banks' leverage and capital adequacy may alter the Murabaha funding and increase stock equity directly and indirectly. The research findings are mixed where leverage does not alter the Murabaha funding but only affects the profitability; besides, capital adequacy increases the outgoing funding significantly but does not increase stock equity. Murabaha funding is essential to Islamic bank equity. This study implies Murabaha funding are expensed, despite increasing debts in Islamic banks.

Study of Relocation of military troops and local residents for satisfaction (○○ regions, South Jeolla Province, soldiers and local residents, mainly) (군(軍)부대 이전사업에 대한 군인(軍人) 및 지역주민(地域住民)의 만족도(滿足度)에 관한 연구 (전라남도 ○○지역, 군인 및 지역주민을 중심으로))

  • Shin, Kwang-Shig;Kim, Haeng-Jo
    • The Journal of the Korea institute of electronic communication sciences
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    • v.7 no.3
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    • pp.633-648
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    • 2012
  • When the military before this study, soldiers and local people are dissatisfied with the elements, which satisfy the element that satisfies both parties to find out what could be the previous business that tries to propose measures to the Department of Defense. The results are as follows. First units on the previous business for the difference between soldiers and residents' satisfaction is as follows. Soldiers (3.75), the accountability (4.11) and effort, while important castle residents (3.33) the adequacy (3.64) and communication is of paramount importance in the satisfaction level of availability to be analyzed. Second, the relocation of troops on the Male and Female satisfaction on the differences are as follows. For men, military men (3.73) and accountability efforts, residents (3.40) the adequacy and availability critical deadlines while communicating the case of a woman soldier woman (3.85) the adequacy and close human relationship, social security (3.30) interest on the accountability and communication many to be analyzed. Third Position: Occupational differences in satisfaction are as follows: If a soldier's professionalism and accountability, and conflict from the outset of the adequacy of the officers, while the lowest was from the outset. If the efforts of residents and farmers who emphasize the responsibility and the least amount of conflict, while owners and tenants, operating the adequacy that were relatively important.

A Study on the Development of Evaluation Index for Safety Management Level of Shipping Company(2) : Development of Evaluation Items for Safety Management Index (해운선사 안전관리 평가지표 개발에 관한 연구(2) : 안전경영 지표 평가항목 개발)

  • Kim, Joo Hwan;Kim, Hwa Young
    • Journal of the Korean Society of Marine Environment & Safety
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    • v.21 no.6
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    • pp.696-703
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    • 2015
  • This paper is a follow-up research of 'A study on the development of Safety Management Evaluation Index for Shipping Company'. It aims to develop the evaluation items of Safety Management Index(hereafter called as 'SMI') applicable to 'Safety Advantage Point', which is suggested as the sub-index of 'Safety Management Evaluation Index' function in the preceding research and also verify their adequacy. For that purpose, firstly, the 11 evaluation items were developed after collecting the practical opinions from safety management personnels in Korean shipping companies. Secondly, the survey was carried out for the verification of the adequacy of the 11 evaluation items. And lastly, its results was analysed, whether it has statistical meanings of differences in adequacy awareness amongst safety managers grouped depending on business type(coastal, ocean-going) and business capacity(number of owned-operating ships). As a result, there was no relevance between their adequacy awareness and business type of their companies. However, a difference in their adequacy awareness existed depending on their companies' business capacity(small, medium and large sized). In conclusion, when the safety management level of shipping companies is evaluated by SMI, the same indices can be applicable to both coastal and ocean-going shipping companies by a grouping of companies' business capacity.

Care-giver's Needs and Evaluation on the Actual Condition of the Playgrounds in Child Care Facilities (보육시설의 실외놀이 환경실태 및 환경특성에 대한 교사의 평가와 요구)

  • Choi, Mock-Wha;Byun, Hea-Ryun
    • Journal of the Korean housing association
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    • v.19 no.6
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    • pp.105-114
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    • 2008
  • The purpose of this study is to classify playground types according to the physical characteristics of playgrounds in child care facilities, to analyze the needs of care-givers and to evaluate the adequacy of playgrounds according to playground types. The specific areas discussed in this study were the evaluation of the adequacy in the physical characteristics of playgrounds for children's outdoor play activities by the care-givers, who assist in the outdoor play activities of children and manage safety in the playground, and a report on playground requirements of them. Data was collected from field survey carried out to investigate the physical characteristics of playgrounds of 21 child care facilities. This survey incorporated a structured-questionnaire for the purpose of evaluating the adequacy of the physical characteristics of playgrounds (location and size of the playground, play equipments, the composition of play areas, ground covers, and location of sidewalk in the playground) by the 181 care-givers from the facilities and investigating the needs of them. The major results showed the following. 1) In field survey, it was observed that while the location and the size of the playgrounds varied widely, ground cover, play equipments, and the composition of play area turned out to be identical, regardless of the location and the size of the playgrounds. 2) The playgrounds were classified into five types according to the number of children and the size of the playground. The five types include A-type as a large-scale facility/smallsize playground, B-type as a small-scale facility/large-size playground, C-type as a small-scale facility/small-size playground, D-type as a middle-scale facility/large-size playground, and E-type as a large-scale facility/large-size playground. 3) The adequacy of the physical characteristics of playground in the D-type was evaluated to be higher than that of the other types. The adequacy of the C-type playground was evaluated to be lower than that of the other types in terms of size and the composition of play areas within the playground. 4) The care-givers of the D-type and the E-type playground expressed a desire to install various play equipments, while the care-givers of the C-type playground did not wish to install play equipment. 5) Various outdoor play areas were needed in the D-type playground.

Serum 25-hydroxyvitamin D and cognitive function in Korean older adults living in rural area (농촌 지역에 거주하는 한국 노인의 혈청 비타민 D 농도와 인지기능과의 상관성)

  • Shin, Ye Som;Choi, Bo Youl;Kim, Mi Kyung;Yang, Yoon Jung
    • Journal of Nutrition and Health
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    • v.52 no.5
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    • pp.465-474
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    • 2019
  • Purpose: This study examined the association between the serum 25-hydroxyvitamin D concentration and the cognitive functions in Korean elderly. Methods: The subjects were 393 adults aged 60 years or older who participated in the Yangpyeong cohort between July 2009 and August 2010. The subjects were classified into deficiency, insufficiency, or adequacy groups according to the serum 25-hydroxyvitamin D concentration diagnostic criteria suggested by the US Institute of Medicine (IOM). The cognitive function was assessed based on the Korean version of the Mini-Mental State Examination (MMSE-KC). The dietary intake was assessed using the quantitative food frequency questionnaire with 106 food items. Results: The proportions of deficiency, insufficiency, or adequacy in serum 25-hydroxyvitamin D were 6.6%, 44.5%, and 48.9%, respectively. The serum 25-hydroxyvitamin D concentration was significantly higher in men than in women and in outdoor workers than in other occupations. The adequacy group had higher MMSE-KC scores than the other two groups, but not to a significant degree. The proportion of cognitive impairment tended to decrease with increasing serum vitamin D concentration to deficiency, insufficiency, and adequacy (p for trend = 0.029). The deficiency group had a 2.28 times higher risk of cognitive impairment than the adequacy group, but the difference was not statistically significant (OR, 2.28; 95% CI, 0.18 ~ 1.07, p for trend = 0.119). Conclusion: The serum vitamin D concentration tended to be associated with the cognitive function in elderly Koreans living in rural areas. To confirm the associations, further longitudinal studies with large samples were required.

A Fundamental Study on the Adequacy of Use of Micro Fines Including in Crushed Aggregate Using Methylene Blue Test (메틸렌 블루 시험을 이용한 콘크리트용 부순모래에 함유된 미세골재의 사용타당성에 관한 기초적 연구)

  • 안남식
    • Proceedings of the Korea Concrete Institute Conference
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    • 2002.10a
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    • pp.205-210
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    • 2002
  • As the deposits of natural sands have slowly been depleted, it has resulted in an increase in manufactured fine aggregate (MFA). Standard specifications for fine aggregate for concrete contained in KS F 2558 permit a maximum of 7 percent finer than the No. 200 sieve (75${\mu}{\textrm}{m}$). Since the production process for MFA normally generates 10 to 20 percent of micro fines-which is defined as aggregates passing the No. 200 sieve (75${\mu}{\textrm}{m}$)-more than permitted by specifications, Excess fines must be removed by screening and/or washing operations. The amount of by-products will continue to grow as production increases with environmental discharge restrictions. This fundamental study focuses on experimental research for the adequacy of use of micro fines included in crushed aggregate using methylene blue test. Total of 63 types of sands from seven different rocks were tested. Based on the test results, the methylene blue test was turned out to be a good indicator of the quality of micro fines for concrete and a supplementary article and an amendment of the KS standard were recommended.

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Macroeconomic and Bank-Specific Variables and the Liquidity of Jordanian Commercial Banks

  • AL-QUDAH, Ali Mustafa
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.12
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    • pp.85-93
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    • 2020
  • This study aimed to explore the impact of macroeconomic (Real GDP growth (GDPG), Inflation rate (INF)) and bank -specific variables (profitability (ROA), capital adequacy (CADEQ), non-performing loans (NPL), deposit growth (DEPG)) on the liquidity (lIQ) of 13 listed Jordanian commercial banks for the period 2011-2018. Panel data analysis, Pooled least square, fixed effects model and random effects model, Lagrange multiplier test, and Hausman test were used. The random effects model output shows that, macroeconomic variables have a significant impact on Jordanian commercial banks liquidity since inflation has a positive impact while GDPG has a negative impact on banks (LIQ). On the other hand among the bank-specific variables capital adequacy and deposit growth have a positive significant impact on banks (LIQ), while (NPL) and (SIZE) have a negative significant impact on Jordanian commercial banks liquidity. But ROA has a negative insignificant impact on (LIQ). The findings of the study suggest that commercial banks departments need to pay attention to the economic and internal variables of banks in order to maintain acceptable levels of liquidity.

Combined membrane and flexural reinforcement design in RC shells and ultimate behavior (막응력과 휨을 고려한 RC 쉘의 설계와 극한거동)

  • 민창식
    • Proceedings of the Korea Concrete Institute Conference
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    • 1998.10a
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    • pp.405-411
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    • 1998
  • An iterative numerical computational algorithm is presented to design a plate of shell element subjected to membrane and flexural forces. Based on equilibrium consideration, equations for capacities of top and bottom reinforcements in two orthogonal directions have been derived. The amount of reinforcement is determined locally, i. e., for each sampling point, from the equilibrium between applied and internal forces. One case of design is performed for a hyperbolic paraboloid saddle shell (originally used by Lin and Scordelis) to check the design strength against a consistent design load, therefore, to verify the adequacy of design practice for reinforced concrete shells. Based on nonlinear analyses performed, the analytically calculated ultimate load exceeded the design ultimate load from 14-43% for an analysis with relatively low to high tension stiffening, ${\gamma}$ =5~20 cases. For these cases, the design method gives a lower bound on the ultimate load with respect to Lower bound theorem. This shows the adequacy of the current practice at least for this saddle shell case studied. To generalize the conclusion many more designs-analyses are performed with different shell configurations.

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The Influences of Perceived Adequacy Resource and Locus of Control on the Stress from the Family Resource Management in Housewives (가정자원적정도지각과 통제소재가 주부의 가정자원관리 스트레스에 미치는 영향)

  • 정서린
    • Journal of Families and Better Life
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    • v.15 no.2
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    • pp.141-154
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    • 1997
  • The purpose of this study was to investigate the influence of perceived adequacy resource(PAR) and locus of control on the stress from the family resources management in housewives. The subjects of this study were 474 married women who lived in apartment in Taegu, . A questionaire was used as survey method. Factor analysis and MANOVA were employed for data analysis and Scheffe test for post-hoc analysis, . The main findings were ; First the effect of PAR on the degree of the stress from the family resources management was not different according to locus of control. Second the stress from the family resource management was found to be significantly different according to PAR.

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